Updated: November 21, 2024
Advertising & Editorial Disclosure
Nationwide is the top provider of life insurance for men, with a MoneyGeek score of 97 and a monthly premium cost of $19. For women, GEICO is the leading provider, with a MoneyGeek score of 96 and a monthly premium of $15.
Choosing the right life insurance company for you depends on the type of policy and the advantages each company offers.
BestLife InsurancePennsylvaniaBest Life Insurance Companies in Pennsylvania
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Pennsylvania.
Coverage costs and company information for life insurance providers were updated in May 2024.
| Nationwide | 1 | 97 |
| GEICO | 2 | 97 |
| Protective | 3 | 95 |
| Mutual of Omaha | 4 | 94 |
| Transamerica | 5 | 93 |
| State Farm | 6 | 93 |
| Haven | 7 | 91 |
| Prudential | 8 | 91 |
| AAA | 8 | 91 |
| Allstate | 10 | 90 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Pennsylvania:
Nationwide is the best life insurance provider in Pennsylvania for men, with a MoneyGeek score of 97 and a monthly premium of $19. GEICO leads for women, with a MoneyGeek score of 96 and a monthly premium of $15.
The companies with the highest MoneyGeek scores are:
Nationwide is the top choice for life insurance for men in Pennsylvania. With a MoneyGeek score of 97 and an affordable monthly premium of $19, the insurer is the epitome of a reliable financial safeguard for your loved ones.
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With a MoneyGeek score of 96 and a monthly premium of $15, GEICO is an exceptional choice for the best life insurance for women in Pennsylvania. GEICO's commitment to customer satisfaction and affordability makes it a leading choice for your life insurance needs.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Pennsylvania:
Quotes gathered were for a $250,000 life insurance policy with a 10-year term.
Nationwide is the premier provider of the best term life insurance in Pennsylvania, securing the highest MoneyGeek score of 97 for men and women. It offers policies starting at a monthly premium of $13 for women and $15 for men.
Here are the companies with the top three highest MoneyGeek scores for the best term life insurance in Pennsylvania:
Nationwide is the top choice for term life insurance in Pennsylvania, with a MoneyGeek score of 97. Offering affordable monthly premiums of $13 for women and $15 for men, Nationwide ensures superior coverage and satisfaction.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Pennsylvania:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is the provider with the best whole life insurance in Pennsylvania for men and women, boasting a MoneyGeek score of 99.
Consider these leading insurers for whole life insurance:
State Farm, with the highest MoneyGeek score of 99, is the top choice for the best whole life insurance in Pennsylvania for men and women. As a leader in the industry, State Farm ensures a reliable and satisfying experience for policyholders.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Pennsylvania:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide claims the title as the provider of the best universal life insurance in Pennsylvania for men and women, with a MoneyGeek score of 99.
When looking for universal life insurance, consider these top-scoring companies:
Nationwide is the leading choice for the best universal life insurance in Pennsylvania for men and women, with a MoneyGeek score of 99.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Pennsylvania:
We did not weigh affordability as we did not collect quotes for no-medical-exam life insurance. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the leading provider of the best no-medical-exam life insurance in Pennsylvania for both men and women, with a MoneyGeek score of 99.
The companies with the top three highest MoneyGeek scores are:
Nationwide is the premier provider of no-medical-exam life insurance for men and women in Pennsylvania, with a MoneyGeek score of 99.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Pennsylvania:
We applied the same weightings as the term life insurance category, but the profile for the quote was adjusted to a 70-year-old.
Nationwide is the top provider of the best term life insurance for seniors in Pennsylvania for men and women. It has a MoneyGeek score of 98 and monthly premium costs of $55 for men and $51 for women. Nationwide's leading position is underscored by full marks in satisfaction, affordability, diversity and process simplicity. The provider ensures that the financial needs of seniors are met with diligence and care.
| Nationwide | 1 | $55 | 98 |
| GEICO | 2 | $51 | 97 |
| Mutual of Omaha | 3 | $59 | 96 |
| Protective | 4 | $55 | 95 |
| Transamerica | 5 | $54 | 94 |
| State Farm | 6 | $102 | 93 |
| Prudential | 7 | $69 | 93 |
| AAA | 8 | $69 | 93 |
| Allstate | 9 | $67 | 92 |
| Haven | 10 | $107 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Pennsylvania for people who smoke:
The same weightings were applied as the term life insurance category, but we adjusted the persona for the quote to reflect an active smoker.
Mutual of Omaha is the top provider of the best term life insurance for smokers in Pennsylvania for men and women. With a MoneyGeek Score of 96 for men and 95 for women, the company offers policies costing $32 per month for men and $29 per month for women. Mutual of Omaha has achieved excellent ratings in customer satisfaction, affordability and diversity, which significantly contribute to its overall MoneyGeek score.
| Mutual of Omaha | 1 | $32 | 96 |
| GEICO | 2 | $30 | 96 |
| Nationwide | 3 | $39 | 96 |
| State Farm | 4 | $44 | 95 |
| Prudential | 5 | $32 | 95 |
| Allstate | 6 | $29 | 94 |
| Transamerica | 7 | $29 | 94 |
| AAA | 8 | $37 | 93 |
| Protective | 9 | $50 | 90 |
| Haven | 10 | $57 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Pennsylvania for young adults:
We applied the same weightings as the term life insurance category; however, the persona for the quote is a 20-year-old.
Nationwide offers the best term life insurance for young adults in Pennsylvania for men and women. With a MoneyGeek score of 98 for women and 97 for men, Nationwide has an affordable monthly premium of $9 for women and men. Nationwide's top rank is attributed to its high satisfaction and diversity scores, reflecting a strong commitment to quality service and inclusivity.
| Nationwide | 1 | $9 | 97 |
| GEICO | 2 | $7 | 97 |
| Mutual of Omaha | 3 | $9 | 96 |
| Protective | 4 | $7 | 95 |
| Transamerica | 5 | $8 | 94 |
| AAA | 6 | $10 | 93 |
| State Farm | 7 | $17 | 93 |
| Haven | 8 | $11 | 92 |
| Prudential | 9 | $14 | 91 |
| Allstate | 10 | $12 | 91 |
| Bestow | 11 | $19 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Pennsylvania:
We applied the same weightings as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Nationwide is the leading provider of the best cheap term life insurance in Pennsylvania for women, with a MoneyGeek score of 97 and a monthly premium of $13. GEICO takes the top spot for men with a score of 97 and a monthly premium of $11.
These companies have excellent financial stability and customer satisfaction, indicating their reliability and overall value offered to policyholders.
| GEICO | $11 | 97 |
| Nationwide | $15 | 96 |
| Mutual of Omaha | $14 | 96 |
| Transamerica | $13 | 95 |
| Protective | $12 | 95 |
| AAA | $16 | 93 |
| Allstate | $18 | 91 |
| State Farm | $26 | 89 |
| Prudential | $21 | 88 |
| Haven | $20 | 88 |
The average monthly premium for life insurance in Pennsylvania is $38 for women and $47 for men. Several factors influence the average cost of life insurance, including age, health status, occupation and lifestyle choices. Typically, premiums may be higher for older individuals, those with health issues or high-risk professions. Always consider these variables when shopping for life insurance to estimate your personal expenses effectively.
The best life insurance in Pennsylvania for men is offered by Nationwide.
The cost of life insurance for men in Pennsylvania can vary based on age, health status and coverage amount. Another key factor is your lifestyle, which includes activities and habits that could impact your risk profile. The best life insurance provider, Nationwide, has a monthly premium of about $19.
The best life insurance provider in Pennsylvania for women is GEICO.
The cost of life insurance for women in Pennsylvania is influenced by age, health status and coverage amount. GEICO, the top-rated provider, offers a competitive monthly premium of approximately $15.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
