Best Life Insurance in Pittsburgh, PA (August 2024)

The best life insurance company in Pittsburgh, Pennsylvania, for both men and women is Protective. Protective has the highest MoneyGeek score of 92 for both men and women. The monthly premium cost for men is $30, while for women, it is $24.

These scores and premium costs are based on a 20-year term policy with $500,000 coverage. When deciding on life insurance, consider different factors such as your unique needs and financial situation. While Protective scores highly, another company may better suit your specific requirements.

Protective offers the best life insurance in Pittsburgh for both men and women, with a MoneyGeek score of 92 and a monthly premium of $30 for men and $24 for women.

Top providers for men:

• Protective: MoneyGeek score of 92 out of 100 at $30 per month for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $37 per month for men

Top providers for women:

• Protective: MoneyGeek score of 92 out of 100 at $24 per month for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $30 per month for women

Protective stands out for its high MoneyGeek score, indicating strong affordability, customer satisfaction, and financial stability. This makes it a reliable choice for individuals looking to purchase life insurance in Pittsburgh.

For those seeking the best term life insurance in Pittsburgh, Protective stands out for both men and women. With a MoneyGeek score of 92 and monthly premiums of $14 and $12, respectively, Protective offers a solid combination of affordability and financial stability.

The top two term life insurance companies for men are:

• Protective: MoneyGeek score of 92 out of 100 at $14 per month for men
• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $16 per month for men

The top two term life insurance companies for women are:

• Protective: MoneyGeek score of 92 out of 100 at $12 per month for women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $14 per month for women

Term life insurance provides coverage for a set period, offering peace of mind without a long-term commitment. For example, a parent might choose term insurance to ensure their child's education is funded if they were to pass away unexpectedly.

The Protective emerges as the premier provider of the best whole life insurance in Pittsburgh, boasting a MoneyGeek score of 92 for both men and women. This score indicates a strong combination of affordability, customer satisfaction and financial stability

Top whole life companies for women in Pittsburgh:

• Protective: MoneyGeek score of 92 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

Top whole life companies for women in Pittsburgh:

• Protective: MoneyGeek score of 92 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance offers a guaranteed death benefit, fixed premiums, and a cash value component that can serve as a financial safety net or investment opportunity. For instance, someone might prefer whole life insurance to ensure lifelong coverage and to potentially build cash value that can be borrowed against if needed.

In Pittsburg, Protective stands out with the best universal life insurance for both men and women, boasting a MoneyGeek score of 91. The company's high score reflects its commitment to affordability, customer satisfaction and financial stability.

Best universal life insurance for men:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best for women's universal life insurance:

• Protective: MoneyGeek score of 91 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance offers flexibility in premiums and death benefits, which can be appealing for those who desire long-term financial planning and security.

Protective company stands out as the best no-medical-exam life insurance provider in Pittsburg for both men and women, boasting a MoneyGeek score of 91.

Best no-medical-exam life insurance for men:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best life insurance for women that does not require a medical exam:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

This type of life insurance is a policy that provides coverage without the need for a medical check-up. This can be advantageous for individuals who may have pre-existing health conditions. For example, someone with a busy lifestyle or a fear of needles might opt for the best no-medical-exam life insurance to avoid the time and discomfort associated with traditional medical screenings.

Protective is the leading provider of the best term life insurance for seniors in Pittsburgh, boasting a MoneyGeek score of 92 for both men and women. The monthly premium for men is $62, while for women, it is $55. Age significantly influences life insurance premiums, with costs generally increasing as one gets older.

Mutual of Omaha stands out as the provider of the best term life insurance for smokers in Pittsburgh, scoring a MoneyGeek score of 91 for men and 90 for women, with monthly premiums of $36 and $31, respectively.

Smoking significantly raises life insurance premiums because insurers view smokers as higher-risk clients due to smoking-related health issues. When looking for the best term life insurance for smokers, consider the importance of thorough research and comparison to find a policy that meets your needs.

For young adults in Pittsburgh, Protective offers the best term life insurance for young adults, with a MoneyGeek score of 92 and a monthly premium of $8. Age significantly impacts life insurance premiums, with younger individuals benefiting from lower costs.

In Pittsburgh, Protective offers the best cheap term life insurance in Pittsburgh for both men and women, with a MoneyGeek Score of 92 and monthly premiums of $12 for women and $14 for men.

Factors influencing life insurance premiums include age, health, coverage amount, and term length. To secure the lowest premiums, individuals should maintain excellent health, choose appropriate coverage and consider longer term lengths.

The average monthly premium for term life insurance in Pittsburgh is $24 for women and $30 for men. Several factors influence the cost of life insurance premiums. These include age, health, lifestyle and the amount of coverage desired. Insurers assess these factors to determine the risk and set the premium accordingly.

The cost of life insurance in Pittsburgh may differ from the rest of Pennsylvania due to various reasons. Economic conditions, regional health statistics and local market competition can all impact premium rates. Understanding these differences can help consumers make informed decisions when purchasing life insurance.