Updated: November 21, 2024
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The best life insurance provider in Pueblo, Colorado for men and women is Protective. It has a MoneyGeek score of 92 and a monthly premium of $21 for both.
Various factors should be considered when deciding on the type of life insurance to buy. These scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Pueblo, Colorado.
Coverage costs and company information for life insurance providers were updated in October 2024.
BestLife InsurancePueblo, COBest Life Insurance Companies in Pueblo
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in Pueblo for men and women, with a MoneyGeek score of 91 for men and 92 for women. The average monthly premium is $37 for men and $29 for women.
The top providers for men are:
The top providers for women are:
Protective stands out due to its high customer satisfaction scores and affordable premiums. This makes it a great choice for individuals seeking reliable life insurance in Pueblo.
Protective emerges as the leading provider of life insurance in Pueblo for men and women, offering outstanding value and service. With a MoneyGeek score of 92 and a monthly premium of $21 for both, Protective guarantees a consistent experience regardless of gender.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
For residents in Pueblo looking for the best term life insurance, Protective emerges as the leading provider for men and women, boasting a MoneyGeek score of 92 and monthly premiums of $10 and $11, respectively. This high score reflects the company's commitment to affordability, customer satisfaction and financial stability.
The top providers for men are:
The top providers for women are:
Term life insurance is a policy where coverage is provided for a specified term, offering a death benefit to beneficiaries if the insured passes away during the term. This type of insurance is often chosen for its simplicity and lower premiums compared to whole life insurance. For example, a parent might purchase a 20-year term policy to ensure their child's education expenses are covered in the event of their untimely death.
Protective stands out as the best term life insurance provider for women and men in Pueblo, with a MoneyGeek score of 92 for both. People can secure a policy with a monthly premium of $11 for women and $10 for men, making it a blend of value and reliability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
For people in Pueblo looking for the best whole life insurance, Protective stands out with a MoneyGeek score of 92 for men and women. This score indicates a strong combination of affordability, customer satisfaction and financial stability, making Protective a solid choice for long-term financial planning.
The top providers for men are:
The top providers for women are:
Whole life insurance is a permanent policy that remains in effect for the insured's lifetime, provided premiums are paid. It can be a wise investment for someone who wants predictable costs and a guaranteed payout.
Protective stands out as the premier choice for whole life insurance in Pueblo, offering top-tier services for men and women. With a MoneyGeek score of 92 for each, Protective demonstrates a strong commitment to customer satisfaction and financial reliability.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
The best universal life insurance provider in Pueblo for both men and women is Protective, with a MoneyGeek score of 91. Protective stands out for its affordability, customer satisfaction and financial stability.
The top providers for men are:
The top providers for women are:
Universal life insurance offers flexibility in premiums and benefits, which can be appealing for those seeking long-term financial planning and investment opportunities. For example, someone interested in adjusting their coverage as their financial situation changes might opt for universal life insurance over more rigid policies.
Protective stands out as the premier choice for universal life insurance in Pueblo, catering to both men and women with an impressive MoneyGeek score of 91. This score reflects the company's commitment to excellence across various metrics, ensuring policyholders receive top-tier service and value.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
Protective provides the best life insurance with no mandatory medical exam in Pueblo for men and women, with a MoneyGeek score of 91. This score reflects the company's strong performance across affordability, customer satisfaction, buying process, financial stability and product diversity.
The top providers for men are:
The top providers for women are:
No-medical-exam life insurance allows individuals to obtain coverage more quickly and without the need for a medical check-up. This can be particularly beneficial for those who need immediate coverage or have health issues that could complicate the insurance process.
Protective stands out as the premier choice for no-medical-exam life insurance in Pueblo, catering to men and women. With MoneyGeek scores of 91 for both, Protective offers a blend of value and customer satisfaction that is hard to match.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
In Pueblo, the best term life insurance for seniors is from Protective, which stands out for men and women, with a MoneyGeek score of 92 and 91, respectively. Men can expect a monthly premium of $45, while women's premiums are approximately $50.
Age is a determining factor in life insurance costs; as risk increases with age, so do the premiums. Protective's high score reflects its balance of affordability, customer satisfaction and financial stability, making it a compelling choice for seniors prioritizing these factors.
| 1 | Protective | $45 | 92 |
| 2 | Mutual of Omaha | $51 | 91 |
| 3 | Nationwide | $46 | 90 |
| 4 | AAA | $59 | 88 |
| 5 | Allstate | $51 | 88 |
| 6 | Prudential | $45 | 88 |
| 7 | Transamerica | $56 | 87 |
| 8 | State Farm | $80 | 85 |
| 9 | Haven | $88 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
In Pueblo, Mutual of Omaha provides the best term life insurance for smokers with a MoneyGeek score of 90 for men at a monthly premium of $50, and a score of 88 for women at $59.
Smoking is a key factor in life insurance premiums because it increases the risk of health issues, leading to higher costs. Mutual of Omaha stands out, indicating its excellence in affordability, customer satisfaction, and financial stability.
| 1 | Mutual of Omaha | $50 | 90 |
| 2 | Nationwide | $52 | 89 |
| 3 | AAA | $54 | 88 |
| 4 | Protective | $69 | 88 |
| 5 | Prudential | $39 | 88 |
| 6 | Transamerica | $49 | 87 |
| 7 | State Farm | $66 | 85 |
| 8 | Allstate | $82 | 84 |
| 9 | Haven | $82 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
For those seeking the best term life insurance for young adults in Pueblo, Protective stands out with a MoneyGeek score of 92 and a monthly premium of $7.
Age significantly influences life insurance premiums as younger individuals typically present a lower risk to insurers, resulting in lower costs. Protective's high MoneyGeek score is attributed to its strong affordability, customer satisfaction and financial stability.
| 1 | Protective | $6 | 92 |
| 2 | Mutual of Omaha | $7 | 91 |
| 3 | Nationwide | $8 | 89 |
| 4 | AAA | $9 | 88 |
| 5 | Allstate | $8 | 87 |
| 6 | Transamerica | $8 | 86 |
| 7 | Prudential | $9 | 85 |
| 8 | Haven | $9 | 84 |
| 9 | State Farm | $13 | 84 |
| 10 | Bestow | $13 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For the best cheap term life insurance in Pueblo, Nationwide tops the list for men with a MoneyGeek score of 93 and an average monthly premium of $17. For women, Protective is the leading provider, with a MoneyGeek score of 92 and a monthly premium of $16. Nationwide scores high due to its easy buying process and affordability, while Protective excels in customer satisfaction and financial stability.
Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.
| 1 | Protective | $10 | 92 |
| 2 | Nationwide | $12 | 91 |
| 3 | Mutual of Omaha | $12 | 90 |
| 4 | Allstate | $12 | 89 |
| 5 | AAA | $14 | 88 |
| 6 | Transamerica | $13 | 88 |
| 7 | Prudential | $13 | 87 |
| 8 | Haven | $16 | 83 |
| 9 | State Farm | $20 | 82 |
The average monthly premium for term life insurance in Pueblo, Colorado, is $29 for women and $33 for men. Knowing these rates can help consumers make informed decisions when purchasing life insurance.
Several factors affect the cost of life insurance premiums, including age, health, lifestyle and occupation. Insurance companies assess these factors to determine the risk associated with insuring an individual.
The cost of life insurance in Pueblo might be different from other parts of Colorado due to various reasons. Local economic conditions, health statistics and lifestyle trends can all influence insurance premiums. For instance, if Pueblo has higher health care costs or a higher incidence of certain health conditions, premiums might be higher. Conversely, lower living costs or healthier lifestyle trends could result in lower premiums.
The company with the best life insurance in Pueblo for men is Protective. Their MoneyGeek score is 92, making them the top choice based on the provided data.
The monthly premium cost for the best life insurance for men in Pueblo is $21. This cost is based on the data provided for a non-smoking male aged 31 to 40 with excellent health.
The company with the best life insurance in Pueblo for women is Protective. Their MoneyGeek score is 92, making them the top choice based on the provided data.
The monthly premium cost for the best life insurance for women in Pueblo is $21. This cost is based on the data provided for a non-smoking female aged 31 to 40 with excellent health.
Life insurance in Pueblo is similar to the rest of Colorado. Protective is the top provider for both men and women. The monthly premium cost is $21 for non-smokers aged 31 to 40 with excellent health. This consistency suggests that Pueblo's life insurance market aligns with broader state trends.
If a life insurance company goes bankrupt in Pueblo, policies are typically protected by state guaranty associations. These associations provide a safety net, ensuring policyholders receive coverage up to certain limits.
Pueblo residents might need life insurance for various reasons. It provides financial security for families in case of unexpected death. It can cover funeral costs, pay off debts and replace lost income. Life insurance also offers peace of mind, knowing loved ones are protected.
To find a lost life insurance policy in Pueblo, start by checking with the state insurance department. They may have records of the policy. You can also use online search tools designed to locate lost policies. Contacting the insurance company directly can also help.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
