Updated: November 21, 2024
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In Renton, Washington, Protective is the best life insurance provider for men and women. It has a MoneyGeek score of 92 for both genders. The monthly premium is $31 for men and $29 for women. The score and premiums are based on a 20-year term policy with $500,000 coverage.
Different factors can influence your choice of life insurance, such as affordability, customer satisfaction and financial stability. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Renton, Washington.
Coverage costs and company information for life insurance providers were updated in August 2024.
BestLife InsuranceRenton, WABest Life Insurance Companies in Renton
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in Renton for men and women, with a MoneyGeek score of 92 for both. Its average monthly premium is $31 for men and $29 for women.
Top providers for men:
Top providers for women:
Protective stands out due to its high MoneyGeek score, indicating a strong balance of affordability, customer satisfaction and financial stability. This makes it an excellent choice for the average individual looking to purchase life insurance in Renton.
With a MoneyGeek score of 92, Protective is the best life insurance provider in Renton for men and women. Men can secure a policy at an average monthly cost of $31, while women pay around $29. Protective's high customer satisfaction and affordability ratings make it a strong choice for life insurance seekers.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
For those searching for the best term life insurance in Renton, Protective is the top choice for men and women. For both genders, it has a MoneyGeek score of 92 and an average monthly premium of $15. This company stands out for its affordability, customer satisfaction and financial stability, making it an ideal option for the average individual seeking reliable term life insurance coverage.
The top two term life insurance companies for men are:
For women, the top two are:
Term life insurance provides coverage for a specified term length, offering a death benefit without any savings component. For example, a parent might opt for term insurance to ensure their child's education expenses are covered in the event of their untimely death.
Protective is the best term life insurance provider in Renton, with a MoneyGeek score of 92 for men and women. Both genders can secure financial protection with a reliable insurance plan at a monthly premium of around $15. Protective's commitment to excellence is reflected in its high scores across several key categories.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
In Renton, Protective provides the best whole life insurance, with a MoneyGeek score of 92 for men and women. This top rating suggests that Protective offers a balance of affordability, customer satisfaction and financial stability, making it an ideal choice for individuals seeking reliable life insurance coverage. The company's high scores across multiple categories indicate a consistent quality of service and product offerings.
Top whole life companies for men in Renton:
Top whole life companies for women in Renton:
Whole life insurance provides lifelong coverage and includes an investment component that can accumulate cash value. For example, someone might choose whole life insurance over term life insurance to ensure permanent protection and for the ability to build savings that can be borrowed against in the future.
Protective is the top choice for whole life insurance in Renton, with a MoneyGeek score of 92 for men and women. This score reflects a balance of affordability and customer satisfaction that Protective offers its policyholders.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
Protective provides the best universal life insurance in Renton, with a MoneyGeek score of 91 for both genders. The average individual looking for universal life insurance in Renton would benefit from Protective's high scores in affordability, customer satisfaction, buying process and financial stability, which collectively contribute to its leading position in the market.
Best universal life insurance for men:
Best for women's universal life insurance:
Universal life insurance is a flexible policy that allows policyholders to adjust their premiums and death benefits. For instance, someone might choose universal life insurance over term life insurance for the potential to accumulate cash value, which can be used to supplement retirement income or cover unexpected expenses.
Protective is the top provider of universal life insurance in Renton, offering coverage for men and women. With a MoneyGeek score of 91 for both genders, Protective demonstrates a strong commitment to customer satisfaction and affordability. Consumers can trust the company's financial stability and product options, making it a sound choice for life insurance needs.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
For those seeking the best no-medical-exam life insurance in Renton, Protective stands out with a MoneyGeek score of 91 for men and women. This top score reflects the company's commitment to affordability, customer satisfaction and financial stability, which are critical when choosing a life insurance provider.
Best no-medical-exam life insurance for men:
Best life insurance for women that does not require a medical exam:
Life insurance without a required medical exam offers a faster and less invasive path to obtaining coverage. For example, someone with a busy schedule or a fear of needles might choose this type of policy over traditional policies to avoid the time-consuming medical underwriting process.
Protective stands out for its commitment to customer satisfaction and affordable premiums for men and women needing life insurance without requiring a medical exam.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
In Renton, Protective provides the best term life insurance for seniors. For men, it has a MoneyGeek score of 92 and an average monthly premium of $69. Women benefit similarly, with a score of 91 and a monthly premium of around $70.
Age impacts life insurance premiums, with costs typically increasing as individuals enter their senior years. Protective's top scores reflect a balance of affordability, customer satisfaction and financial stability, which are key when seniors choose a policy that meets their needs without compromising on quality or service.
| 1 | Protective | $69 | 92 |
| 2 | Mutual of Omaha | $78 | 91 |
| 3 | Nationwide | $71 | 90 |
| 4 | AAA | $92 | 88 |
| 5 | Prudential | $68 | 88 |
| 6 | Allstate | $85 | 87 |
| 7 | Transamerica | $85 | 87 |
| 8 | State Farm | $122 | 84 |
| 9 | Haven | $137 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
For men and women in Renton, Mutual of Omaha offers the best term life insurance for smokers. For men, it has a MoneyGeek score of 90 and an average monthly premium of $75. For women, it has a score of 89 and a monthly premium of around $81.
Smoking is a factor in determining life insurance premiums due to the associated health risks, which often result in higher costs for smokers. Mutual of Omaha's high MoneyGeek score reflects its commitment to customer satisfaction, a smooth buying process and financial stability, making it a top choice for smokers seeking term life insurance.
| 1 | Mutual of Omaha | $75 | 90 |
| 2 | Nationwide | $79 | 89 |
| 3 | Protective | $104 | 88 |
| 4 | AAA | $83 | 88 |
| 5 | Allstate | $71 | 88 |
| 6 | Prudential | $60 | 88 |
| 7 | Transamerica | $74 | 87 |
| 8 | State Farm | $100 | 85 |
| 9 | Haven | $125 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
For those seeking the best term life insurance for young adults in Renton, Protective stands out with a MoneyGeek score of 92 and an average monthly premium of $9 for men and women.
Age significantly affects life insurance premiums, with younger adults typically paying less. Protective's high score is attributed to its strong affordability, customer satisfaction and financial stability. Choosing a policy from Protective ensures you get the best value for your money.
| 1 | Protective | $9 | 92 |
| 2 | Mutual of Omaha | $11 | 91 |
| 3 | Nationwide | $12 | 89 |
| 4 | AAA | $13 | 88 |
| 5 | Transamerica | $12 | 86 |
| 6 | Prudential | $13 | 85 |
| 7 | Allstate | $18 | 85 |
| 8 | State Farm | $19 | 84 |
| 9 | Haven | $14 | 84 |
| 10 | Bestow | $19 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For those seeking the best cheap term life insurance in Renton, Protective is the top provider for men and women. With a MoneyGeek score of 92 and an average monthly premium of $15 for both genders, Protective stands out for its affordability, customer satisfaction and financial stability. Its high ratings make it a reliable choice for anyone looking for the best cheap term life insurance in Renton.
Factors influencing life insurance premiums include age, health rating, coverage amount and term length. To get the lowest premiums, maintain good health, choose a suitable coverage amount and select an appropriate term length.
| 1 | Protective | $15 | 92 |
| 2 | Nationwide | $18 | 91 |
| 3 | Mutual of Omaha | $18 | 90 |
| 4 | AAA | $21 | 88 |
| 5 | Transamerica | $20 | 87 |
| 6 | Prudential | $20 | 87 |
| 7 | Allstate | $27 | 83 |
| 8 | Haven | $25 | 83 |
| 9 | State Farm | $31 | 82 |
The average monthly cost of term life insurance in Renton is $28 for women and $31 for men.
Several factors influence the cost of life insurance premiums. These include age, health, lifestyle choices, the length of the policy term, the coverage amount and the insurer.
For various reasons, life insurance premiums in Renton might be higher or lower than in the rest of Washington. Local health statistics, the cost of living, crime rates and the level of competition among insurers can all play a role. Understanding these factors can help you make more informed decisions about purchasing life insurance in Renton.
Protective has the best life insurance for men in Renton, with the highest MoneyGeek score of 92 out of 100. This score is based on factors such as affordability, customer satisfaction and financial stability.
The average monthly premium for the best life insurance for men in Renton is $31. This rate is based on a 20-year term policy with a coverage amount between $250,000 and $500,000.
Protective has the best life insurance for women in Renton, with the highest MoneyGeek score of 92 out of 100. This score reflects the company's strong performance in affordability, customer satisfaction and financial stability.
The average monthly premium for the best life insurance for women in Renton is $29. This rate applies to a 20-year term policy with coverage between $250,000 and $500,000.
Life insurance in Renton is similar to that in the rest of Washington. Protective offers competitive rates and high customer satisfaction. The main difference might be local economic conditions, which can influence premium rates. For example, Renton's cost of living could affect affordability scores.
If your life insurance company goes bankrupt in Renton, your policy is typically protected by the state guaranty association. These associations provide a safety net, ensuring policyholders receive coverage up to certain limits. It's important to check the specific protections offered in Washington.
Renton residents might need life insurance to provide financial security for their families. Life insurance can cover expenses such as mortgage payments, education costs and daily living expenses. It also helps in estate planning and ensures that loved ones are financially protected.
To find a lost life insurance policy in Renton, start by contacting the insurance company directly. You can also check with the Washington State Office of the Insurance Commissioner. Additionally, searching through financial records and contacting any known insurance agents can help locate the policy.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
