Best Life Insurance in Rhode Island (November 2024)

In Rhode Island, for men, GEICO is the best life insurance provider, with a MoneyGeek score of 96 and a monthly premium of $10. For women, Protective has a MoneyGeek score of 95, and a monthly premium of $8. Deciding on the right life insurance involves considering various factors, and while these companies have high scores, the best policy will depend on individual needs.

GEICO is the best life insurance provider in Rhode Island for men, earning a MoneyGeek score of 96 for men and offering a premium of $10 per month. For women, Protective leads with a MoneyGeek score of 95 and a monthly premium of $8.

The top three companies are:

• GEICO: MoneyGeek score of 96 out of 100 ($10 per month for women and men)
• Nationwide: MoneyGeek score of 96 out of 100 ($11 per month for women and men)
• Protective: MoneyGeek score of 95 out of 100 ($8 per month for women; $9 per month for men)

Mutual of Omaha is the company with the best term life insurance in Rhode Island for both men and women, with a MoneyGeek score of 95 for women and 96 for men. It offers a low monthly premium of $7 for women and $8 for men, making it an outstanding choice for comprehensive coverage.

The companies with the three highest MoneyGeek scores are:

• Mutual of Omaha: MoneyGeek score of 96 out of 100 ($7 per month for women; $8 per month for men)
• GEICO: MoneyGeek score of 95 out of 100 ($8 per month for women and men)
• Protective: MoneyGeek score of 95 out of 100 ($7 per month for women; $8 per month for men)

Nationwide provides the best whole life insurance in Rhode Island, with a MoneyGeek score of 98. Its commitment to customer satisfaction, affordability and company stability has made it the leading choice.

• Nationwide: MoneyGeek score of 98 out of 100
• Mutual of Omaha: MoneyGeek score of 96 out of 100
• GEICO: MoneyGeek score of 95 out of 100

Nationwide provides the best universal life insurance in Rhode Island. Earning a MoneyGeek score of 99, Nationwide sets a standard with its balance of quality service and financial assurance.

The companies with the three highest MoneyGeek scores are:

• Nationwide: MoneyGeek score of 99 out of 100
• Mutual of Omaha: MoneyGeek score of 97 out of 100
• GEICO: MoneyGeek score of 94 out of 100

Nationwide is the leading provider of the best no-medical-exam life insurance in Rhode Island, offering unparalleled service with a MoneyGeek score of 99.

The companies with the highest MoneyGeek scores are:

• Nationwide: MoneyGeek score of 99 out of 100
• Mutual of Omaha: MoneyGeek score of 97 out of 100
• AAA: MoneyGeek score of 94 out of 100

Nationwide provides the best term life insurance for seniors in Rhode Island. With a MoneyGeek score of 97 for men and 96 for women, Nationwide stands out for its high customer satisfaction and a perfect process score, reflecting its commitment to customer experience. It offers monthly premiums at approximately $39 for men and $34 for women.

With a MoneyGeek Score of 97 and a monthly premium of $34, Mutual of Omaha provides the best term best term life insurance for smokersin Rhode Island for men. Women benefit most from Prudential, which has a MoneyGeek score of 95 and offers a monthly premium of $24. These companies' high scores come from their customer satisfaction, affordability, and financial stability.

Nationwide provides the best term life insurance for young adults in Rhode Island. With a MoneyGeek core of 98 regardless of gender, and average monthly premiums of $6 for women and $7 for men, Nationwide offers an exceptional balance of affordability, customer satisfaction and stability.

Allstate provides the best cheap term life insurance in Rhode Island, boasting an impressive MoneyGeek score of 97 with a monthly premium of $7. The outstanding MoneyGeek score is due to Allstate’s reliability and affordable offerings, showing its commitment to providing excellent value to consumers.

The average cost of life insurance in Rhode Island is, monthly, $37 for women and $45 for men. Factors influencing the average cost of life insurance include age, health status, occupation and lifestyle choices. Gender also plays a role, with men typically paying higher premiums.