Updated: December 24, 2024
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For men seeking top-notch life insurance, Nationwide leads with a MoneyGeek score of 97 and an approximate monthly premium of $20. Likewise, for women, Nationwide stands out as the premier choice with a MoneyGeek score of 96 and an estimated monthly premium of $20.
While navigating life insurance options, it's important to weigh various factors, including coverage amount, term length and how the policy fits into your broader financial plan.
BestLife InsuranceUtahBest Life Insurance Companies in Utah
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Utah.
Coverage costs and company information for life insurance providers were updated in December 2024.
| Nationwide | 1 | 97 |
| GEICO | 2 | 97 |
| Mutual of Omaha | 3 | 96 |
| Protective | 4 | 95 |
| Allstate | 5 | 94 |
| Prudential | 6 | 94 |
| State Farm | 7 | 93 |
| Transamerica | 8 | 93 |
| AAA | 9 | 92 |
| Haven | 10 | 92 |
| American Family Insurance | 11 | 91 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Utah:
Nationwide is the premier life insurance company in Utah for both men and women, offering an exceptional MoneyGeek score of 97 and a monthly premium of $20.
The top three highest MoneyGeek scores are as follows:
Nationwide offers the best life insurance in Utah for men, with an overall MoneyGeek score of 97. Its monthly premium for comprehensive coverage is only $20.
Pros:
Nationwide stands out as the leading choice for the best life insurance in Utah for women. It has a MoneyGeek score of 96 and a monthly premium of $20.
Pros:
Cons:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Utah:
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
Nationwide stands out as the best term life insurance provider in Utah for men, garnering a MoneyGeek score of 97 and a monthly premium of $17. Meanwhile, for women, the top provider is GEICO, with a MoneyGeek score of 96 and a monthly premium of $13.
Here are the top three highest MoneyGeek scores:
Nationwide stands out as the top contender for the best term life insurance in Utah, garnering a MoneyGeek score of 97 with an affordable monthly premium of approximately $17.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Utah:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm stands out as the premier choice for the best whole life insurance in Utah, garnering a MoneyGeek score of 99 for both men and women.
The top three highest MoneyGeek scores are:
State Farm stands out as the premier choice for the best whole life insurance in Utah for both men and women. It achieved the highest MoneyGeek score of 99 for its financial stability and diverse insurance products.
Pros:
Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Utah:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide stands out as the leading provider of the best universal life insurance in Utah for both men and women, garnering a MoneyGeek score of 99.
The top-scoring providers for the best universal life insurance in Utah are:
Nationwide distinguishes itself as the preeminent choice for the best universal life insurance in Utah, catering to both men and women with a MoneyGeek score of 99.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Utah:
We did not weigh affordability as we did not collect no medical life insurance quotes. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the company with the best no-medical-exam life insurance in Utah for both men and women, garnering a MoneyGeek score of 99.
The top three highest MoneyGeek scores are:
Nationwide stands out as the preeminent choice for those seeking the best no-medical-exam life insurance in Utah. It received an impressive overall MoneyGeek score of 99.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Utah:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 70 for a more accurate estimate.
Nationwide is distinguished as the company with the best term life insurance for seniors in Utah, scoring impressively for both men and women. For men, Nationwide holds a MoneyGeek score of 97 with a monthly premium cost of $62, while for women, it achieves a MoneyGeek score of 96 and a monthly premium cost of $61.
| Nationwide | 1 | $62 | 97 |
| GEICO | 2 | $51 | 97 |
| Mutual of Omaha | 3 | $63 | 96 |
| Prudential | 4 | $54 | 95 |
| Protective | 5 | $55 | 95 |
| State Farm | 6 | $106 | 93 |
| Allstate | 7 | $64 | 93 |
| AAA | 8 | $72 | 92 |
| Transamerica | 9 | $70 | 92 |
| Haven | 10 | $109 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Utah for people who smoke:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an active smoker for a more accurate estimate.
GEICO stands as the premier provider with the best term life insurance for smokers in Utah, achieving the highest MoneyGeek score for both men and women at 97 and 96, respectively. It offers an attractive monthly premium cost of approximately $42 for both genders.
| GEICO | 1 | $42 | 97 |
| Nationwide | 2 | $65 | 96 |
| Prudential | 3 | $49 | 95 |
| Mutual of Omaha | 4 | $63 | 95 |
| State Farm | 5 | $76 | 94 |
| Transamerica | 6 | $60 | 92 |
| Protective | 7 | $82 | 90 |
| AAA | 8 | $101 | 89 |
| Haven | 9 | $89 | 89 |
| Allstate | 10 | $102 | 88 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Utah for young adults:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
GEICO stands out as the top provider of the best term life insurance for young adults in Utah, scoring the highest MoneyGeek score of 97 for men and 96 for women. For men, the monthly premium cost is $10, and for women, it's $8.
GEICO excels primarily due to its impressive satisfaction and stability scores.
| GEICO | 1 | $8 | 97 |
| Nationwide | 2 | $11 | 96 |
| Mutual of Omaha | 3 | $10 | 96 |
| Protective | 4 | $8 | 95 |
| Prudential | 5 | $11 | 93 |
| AAA | 6 | $11 | 93 |
| Allstate | 7 | $10 | 93 |
| State Farm | 7 | $18 | 93 |
| Transamerica | 9 | $11 | 92 |
| Haven | 10 | $12 | 92 |
| Bestow | 11 | $15 | 90 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Utah:
We applied the same weighting factors as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Allstate stands as the top provider of the best cheap term life insurance in Utah for women, with an impressive MoneyGeek score of 96 and a monthly premium cost of $13. For men, GEICO emerges as the leading provider, also with a standout MoneyGeek score of 97 and the same affordable $13 monthly premium.
Both companies excel due to their superior financial stability and customer satisfaction ratings, which are significant contributors to their high MoneyGeek scores.
| GEICO | $13 | 97 |
| Protective | $13 | 96 |
| Nationwide | $17 | 96 |
| Mutual of Omaha | $16 | 96 |
| Allstate | $16 | 94 |
| Transamerica | $17 | 93 |
| Prudential | $16 | 93 |
| AAA | $18 | 93 |
| State Farm | $28 | 89 |
| Haven | $21 | 89 |
The average monthly premium for life insurance in Utah is $72 for men and $59 for women. Factors influencing the cost of purchasing life insurance include age, health status, lifestyle choices and coverage amount. Insurers assess these variables to gauge the risk of insuring an individual, which, in turn, impacts the average cost of life insurance.
The top life insurance for men in Utah is offered by Nationwide.
The best life insurance, provided by Nationwide, has an average monthly premium of $20 for men.
The best life insurance in Utah for women is offered by Nationwide.
For the best life insurance provided by Nationwide, the average monthly premium is $20 for women, offering a balance of affordability and comprehensive coverage.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
