Updated: November 21, 2024
Advertising & Editorial Disclosure
Protective stands out as the best life insurance company in Sunrise Manor, Nevada, for both men and women, with a MoneyGeek score of 92. It offers an average monthly premium of $22 for men and $19 for women. These scores and premiums are based on a 20-year term policy with $500,000 coverage.
Different factors should be considered when deciding on what type of life insurance to buy. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Sunrise Manor, Nevada.
Coverage costs and company information for life insurance providers were updated in October 2024.
BestLife InsuranceSunrise Manor, Best Life Insurance Companies in Sunrise Manor
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
In Sunrise Manor, Protective offers the best life insurance for both men and women, with a MoneyGeek score of 92 out of 100 and a monthly premium of $22 for men and $19 for women.
Top providers for men:
Top providers for women:
Protective stands out due to its high affordability, customer satisfaction and financial stability. This makes it a strong choice for the average individual looking to purchase life insurance in Sunrise Manor.
Protective stands out as the premier choice for life insurance in Sunrise Manor, for both men and women. With a MoneyGeek score of 92 for each, it offers monthly premiums at $19 for women and $22 for men. Consumers seeking dependable coverage find Protective's offerings align with their needs.
Pros:
Cons:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
Protective is the top provider of the best term life insurance in Sunrise Manor, for both men and women. With a MoneyGeek score of 92 out of 100 and an average monthly premium of $11 for men, and the same score with a $10 premium for women, Protective demonstrates its commitment to affordability and customer satisfaction.
The top two term life insurance companies for men are:
For women, the top two are:
Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.
Protective stands out as the premier term life insurance provider for men and women in Sunrise Manor, with a MoneyGeek score of 92. With a monthly premium cost of $11 and $10, respectively, it represents a blend of value and reliability for policyholders.
Pros:
Cons:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
Protective is the best whole life insurance provider in Sunrise Manor for both men and women, with a MoneyGeek score of 92.
Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.
Protective stands out as the premier choice for the best whole life insurance in Sunrise Manor for both men and women. With a MoneyGeek score of 92 for each, Protective demonstrates a strong commitment to customer satisfaction and financial stability, making it a reliable option for insurance seekers in the area.
Pros:
Cons:
Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
Protective is the best universal life insurance provider in Sunrise Manor for both men and women, with a MoneyGeek score of 91 out of 100. This score reflects the company's commitment to affordability, customer satisfaction and financial stability.
Universal life insurance offers a flexible premium and death benefit, along with the potential to build cash value over time. For instance, someone who wants the ability to adjust their premiums and coverage as their financial situation changes might opt for universal life insurance over more rigid policies.
Protective stands out as the best provider of universal life insurance for both men and women in Sunrise Manor, with MoneyGeek scores of 91 for each. This reflects their commitment to customer satisfaction and financial stability.
Pros:
Cons:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
In Sunrise Manor, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91.
Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. This can be particularly beneficial for those with health concerns or who require immediate coverage. For instance, someone with a chronic condition might opt for no-medical-exam insurance to avoid the possibility of being denied coverage or facing higher premiums.
Protective stands out as the premier provider of no-medical-exam life insurance in Sunrise Manor, catering to both men and women. With an overall MoneyGeek Score of 91 for each, Protective demonstrates a strong commitment to customer satisfaction and value. This company makes securing life insurance accessible and reliable, reflecting the needs of Sunrise Manor's residents.
Pros:
Cons:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
In Sunrise Manor, Protective stands out as the top provider of the best term life insurance for seniors, with a MoneyGeek score of 92 for men and an average monthly premium of $45, and a score of 91 for women with an average monthly premium of $44.
Age significantly influences life insurance premiums, with older individuals typically facing higher rates due to increased risk. Protective's high MoneyGeek score reflects its strong performance across affordability, customer satisfaction, buying process, financial stability and product diversity. These factors are vital for seniors seeking reliable and cost-effective life insurance options.
| 1 | Protective | $45 | 92 |
| 2 | Mutual of Omaha | $52 | 91 |
| 3 | Nationwide | $48 | 90 |
| 4 | Allstate | $48 | 88 |
| 5 | AAA | $61 | 88 |
| 6 | Prudential | $45 | 88 |
| 7 | Transamerica | $57 | 87 |
| 8 | State Farm | $90 | 84 |
| 9 | Haven | $91 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
Mutual of Omaha offers the best term life insurance for smokers in Sunrise Manor, with a MoneyGeek score of 90 for men and 89 for women. The monthly premiums are approximately $52 for men and $53 for women.
Smoking significantly affects life insurance premiums due to the health risks it poses, often leading to higher rates for smokers than nonsmokers. Mutual of Omaha's top scores reflect its commitment to providing valuable coverage at competitive prices, making it a reliable term life insurance.
| 1 | Mutual of Omaha | $52 | 90 |
| 2 | Nationwide | $56 | 89 |
| 3 | Protective | $71 | 88 |
| 4 | Prudential | $41 | 88 |
| 5 | Transamerica | $50 | 87 |
| 6 | State Farm | $67 | 86 |
| 7 | AAA | $91 | 85 |
| 8 | Allstate | $79 | 84 |
| 9 | Haven | $86 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
Protective is the best term life insurance for young adults in Sunrise Manor, with a MoneyGeek score of 92 and an average monthly premium of $7 for men and $6 for women.
Age plays a crucial role in determining life insurance premiums, with younger adults typically benefiting from lower costs. Choosing the best option for young adults is essential for securing financial protection at a reasonable cost.
| 1 | Protective | $7 | 92 |
| 2 | Mutual of Omaha | $8 | 91 |
| 3 | Nationwide | $9 | 89 |
| 4 | AAA | $9 | 88 |
| 5 | Allstate | $8 | 88 |
| 6 | Transamerica | $8 | 87 |
| 7 | Prudential | $9 | 86 |
| 8 | Haven | $10 | 85 |
| 9 | State Farm | $15 | 84 |
| 10 | Bestow | $14 | 84 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For the best cheap term life insurance in Sunrise Manor, Protective stands out for both men and women. With a MoneyGeek score of 92 and an average monthly premium of $10 for women and $11 for men, it offers excellent value.
Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.
| 1 | Protective | $11 | 92 |
| 2 | Nationwide | $13 | 91 |
| 3 | Mutual of Omaha | $13 | 90 |
| 4 | Allstate | $12 | 89 |
| 5 | Transamerica | $14 | 88 |
| 6 | AAA | $15 | 88 |
| 7 | Prudential | $13 | 88 |
| 8 | Haven | $17 | 84 |
| 9 | State Farm | $24 | 82 |
The average monthly premium for term life insurance in Sunrise Manor is $18 for women and $21 for men.
Several factors affect the cost of life insurance premiums, including age, health, lifestyle and occupation. Insurance companies assess these factors to determine the risk associated with insuring an individual.
Due to various local factors, the cost of life insurance in Sunrise Manor might be higher or lower than in the rest of Nevada. These could include local health statistics, crime rates, economic conditions and regional insurance market dynamics. Understanding these factors can help consumers make informed decisions about their life insurance options.
Protective has the best life insurance in Sunrise Manor for men, with a MoneyGeek score of 92 out of 100.
The monthly premium cost for the best life insurance for men in Sunrise Manor is $22.
Protective has the best life insurance in Sunrise Manor for women, with a MoneyGeek score of 92 out of 100.
The monthly premium cost for the best life insurance for women in Sunrise Manor is $19.
Life insurance in Sunrise Manor is similar to the rest of Nevada in terms of coverage and premium costs. Protective, the top company, also ranks highest in the state. This indicates that the best options in Sunrise Manor are consistent with the best options statewide.
If a life insurance company goes bankrupt in Sunrise Manor, state guaranty associations typically step in to protect policyholders. These associations provide coverage up to a certain limit, ensuring that policyholders do not lose their benefits entirely.
Sunrise Manor residents might need life insurance to provide financial security for their families. Life insurance can cover funeral costs, pay off debts and ensure that loved ones have financial support in the event of the policyholder's death.
To find a lost life insurance policy in Sunrise Manor, start by checking with the deceased's financial advisors, employers and banks. You can also contact the state's insurance department or use online tools to search for unclaimed policies.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
