Updated: November 21, 2024
Advertising & Editorial Disclosure
Protective is the best life insurance company in Tyler, Texas, with MoneyGeek scores of 91 for men and 92 for women and average monthly premiums of $41 and $28, respectively. These figures are based on a 20-year term policy with $500,000 coverage.
Factors such as age, health rating and term length can influence your life insurance choice. While Protective scores highly in these areas, your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Tyler, Texas.
We updated life insurance providers' coverage costs and company information in October 2024.
BestLife InsuranceTyler, TXBest Life Insurance Companies in Tyler
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in Tyler, with MoneyGeek scores of 91 for men and 92 for women. The average monthly premiums are $41 for males and $28 for females.
Top providers for men:
Top providers for women:
Protective's high MoneyGeek scores and affordable premiums make it a reliable and cost-effective option.
Protective is Tyler,'s top life insurance provider, with MoneyGeek scores of 91 for men and 92 for women and monthly premiums of $41 and $28, respectively.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
Mutual of Omaha is the best term life insurance provider for men in Tyler, with a MoneyGeek score of 91 and an average monthly premium of $20. For women, Protective leads with a score of 92 at $15 monthly. These providers offer a balance of affordability, customer satisfaction and financial stability.
Top term life insurance companies for men:
Top term life insurance companies for women:
Term life insurance provides coverage for a specific term, offering a death benefit if the insured passes away during this term. It's often chosen for its simplicity and lower cost than permanent life insurance options. A parent might opt for term life insurance to fund their child's education in case of their untimely death.
Mutual of Omaha is the top term life insurance provider for men in Tyler, with a MoneyGeek score of 91 and a monthly premium of $20. It offers a balance of cost and quality for policyholders.
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Protective is the top choice for women seeking term life insurance in Tyler, earning a MoneyGeek score of 92. With a monthly premium of around $15, the company balances affordability and quality.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
Protective is Tyler's best whole life insurance provider, with a MoneyGeek score of 92 for men and women. It offers a strong combination of customer satisfaction and financial stability.
Whole life insurance provides lifelong coverage and an investment component that can accumulate cash value. Some might choose it to ensure their family's financial security while building a cash reserve for future needs.
Protective is Tyler's leading whole life insurance company, with a MoneyGeek score of 92 for men and women. Its top score reflects a strong performance in key areas that matter, including customer satisfaction and financial stability.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
Protective has Tyler's best universal life insurance, with a MoneyGeek score of 91 for men and women. It offers a reliable product that balances cost, customer satisfaction and financial stability.
Universal life insurance is a flexible policy that combines life insurance with an investment savings element. Some might prefer it over other types because it can provide a death benefit while allowing the policy's cash value to grow over time.
Protective is Tyler's leading universal life insurance provider, with a MoneyGeek score of 91 for men and women. This score reflects the company's commitment to customer satisfaction and affordability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
In Tyler, Protective offers the best life insurance without a medical exam requirement. Its MoneyGeek score of 91 for men and women indicates a balance of affordability, customer satisfaction and financial stability.
Life insurance with no mandatory medical exam provides coverage without a health checkup. Someone with a busy lifestyle or a pre-existing condition may choose this option to avoid obstacles of a traditional medical exam.
Protective is the top choice for life insurance without the hassle of a medical examination in Tyler. Its MoneyGeek score of 91 for men and women reflects the company's dedication to customer satisfaction and financial stability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
For older men seeking the best term life insurance for seniors in Tyler, Mutual of Omaha stands out with a MoneyGeek score of 91 and an average monthly premium of $81. Protective is the top choice for women, scoring 92 and charging $66 monthly.
Premiums rise as people reach their senior years because of increased health risks. Mutual of Omaha's and Protective's high MoneyGeek scores reflect their commitment to customer satisfaction, a streamlined buying process and financial stability.
| 1 | Mutual of Omaha | $81 | 91 |
| 2 | Nationwide | $67 | 91 |
| 3 | Protective | $88 | 90 |
| 4 | Prudential | $81 | 86 |
| 5 | Transamerica | $93 | 86 |
| 6 | Allstate | $110 | 86 |
| 7 | AAA | $128 | 85 |
| 8 | State Farm | $122 | 85 |
| 9 | Haven | $149 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
For men seeking the best term life insurance for smokers in Tyler, Mutual of Omaha stands out with a MoneyGeek score of 91 and an average monthly premium of $45. Women will find Allstate as the top option, scoring 89 with a monthly premium of $29.
Smoking raises life insurance costs due to added health risks, which insurers factor into premiums. Mutual of Omaha's and Allstate's high MoneyGeek scores indicate a balance of affordability, customer satisfaction and financial stability.
| 1 | Mutual of Omaha | $45 | 91 |
| 2 | Nationwide | $42 | 90 |
| 3 | Allstate | $40 | 88 |
| 4 | Transamerica | $41 | 88 |
| 5 | Protective | $63 | 88 |
| 6 | Prudential | $38 | 88 |
| 7 | State Farm | $59 | 85 |
| 8 | AAA | $73 | 85 |
| 9 | Haven | $72 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
Protective offers the best term life insurance for young adults in Tyler, with a MoneyGeek score of 92 and average monthly premiums of $13 for men and $9 for women.
Age significantly influences life insurance premiums, with younger adults typically benefiting from lower costs. Protective's high score reflects its strong performance in affordability, customer satisfaction and financial stability.
| 1 | Protective | $13 | 92 |
| 2 | Mutual of Omaha | $12 | 91 |
| 3 | Nationwide | $12 | 91 |
| 4 | Transamerica | $14 | 87 |
| 5 | AAA | $19 | 85 |
| 6 | Prudential | $16 | 85 |
| 7 | State Farm | $21 | 85 |
| 8 | Allstate | $20 | 85 |
| 9 | Haven | $16 | 84 |
| 10 | Bestow | $22 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For the best cheap term life insurance in Tyler, Nationwide leads for men with a MoneyGeek score of 93 and an average monthly premium of $18. Protective is the top option for women, with a MoneyGeek score of 92 at $15 monthly.
Factors affecting premiums include age, health and coverage amount. To get the lowest rates, maintain a healthy lifestyle, choose a suitable coverage amount and compare different providers.
| 1 | Nationwide | $18 | 93 |
| 2 | Mutual of Omaha | $20 | 91 |
| 3 | Protective | $20 | 91 |
| 4 | Transamerica | $22 | 88 |
| 5 | Prudential | $24 | 86 |
| 6 | AAA | $31 | 84 |
| 7 | Allstate | $31 | 84 |
| 8 | State Farm | $32 | 82 |
| 9 | Haven | $28 | 82 |
The average monthly premiums for term life insurance in Tyler are $37 for men and $29 for women. Many factors affect costs, including age, health, lifestyle and occupation.
Life insurance premiums might be higher or lower in Tyler than in the rest of Texas due to local economic conditions, health care quality and demographic factors. Understanding these factors can help you make informed decisions on life insurance.
Protective offers the best life insurance for men in Tyler, with the highest MoneyGeek score of 91 out of 100.
The average monthly premium for the best life insurance for men in Tyler is $41.
Protective is the top choice for life insurance for women in Tyler, with the highest MoneyGeek score of 92 out of 100.
The average monthly premium for the best life insurance for women in Tyler is $28.
Life insurance in Tyler may differ from the rest of Texas. Local providers might offer customized policies for Tyler residents, and premiums and coverage options can vary based on regional factors.
If a life insurance company in Tyler goes bankrupt, state guaranty associations step in to cover claims, ensuring that policyholders receive their benefits despite the company's financial troubles.
Tyler residents might need life insurance to provide financial security for their families, cover funeral expenses and ensure that dependents are taken care of after the policyholder's death. It can also help pay off debts and replace lost income.
To find a lost life insurance policy in Tyler, check personal records and contact the deceased's financial advisors. You can also contact the Texas Department of Insurance or use online policy locator services to track down the policy.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
