Updated: November 21, 2024
Advertising & Editorial Disclosure
Protective is the best life insurance company for men and women in Vancouver, Washington. It has a MoneyGeek score of 92 for both genders. Its average monthly premium for men is $27, while for women, it's $23. These scores and costs are based on a 20-year term policy with $500,000 coverage.
Different factors should be considered when deciding on life insurance. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Vancouver, Washington.
Coverage costs and company information for life insurance providers were updated in August 2024.
BestLife InsuranceVancouver, WABest Life Insurance Companies in Vancouver
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in Vancouver for men and women, with a MoneyGeek score of 92 for both. The average monthly premium is $27 for men and $23 for women.
Top providers for men:
Top providers for women:
Protective stands out due to its high customer satisfaction scores and affordable premiums. These features make it a great choice for individuals seeking reliable life insurance in Vancouver.
Protective is the best life insurance provider in Vancouver for men and women, with a MoneyGeek score of 92 for both. With affordable monthly premiums of around $23 for women and $27 for men, Protective offers a balance of value and quality. Customers can expect satisfaction and financial stability from its policies.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
Protective provides the best term life insurance in Vancouver, with a MoneyGeek score of 92 for both men and women. The average monthly premium is $13 for men and $12 for women. This company offers competitive rates and reliable coverage, making it an excellent choice for the average individual seeking term life insurance in Vancouver. Its high MoneyGeek score signifies strong customer satisfaction, affordability and financial stability, which are key factors when choosing an insurance provider.
The top two term life insurance companies for men are:
For women, the top two are:
Term life insurance provides a death benefit if the insured person dies within a set term, usually ranging from 10 to 30 years. It's a straightforward, cost-effective solution for those who need coverage for a specific period, such as until a mortgage is paid off or children are financially independent.
Protective is the premier choice for term life insurance for men and women in Vancouver, with a MoneyGeek score of 92. Men seeking coverage can expect a monthly premium of approximately $13; for women, it's around $12 per month. These rates make Protective a practical option for various budgets.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
Protective provides the best whole life insurance in Vancouver, with a MoneyGeek score of 92 for both men and women. The average individual seeking whole life insurance can trust in Protective's leading scores, reflecting its strong customer satisfaction and financial stability in the industry.
Top whole life companies for men in Vancouver:
Top whole life companies for women in Vancouver:
Whole life insurance is a permanent policy that provides a death benefit and builds cash value over time. For example, someone might opt for whole life insurance to ensure lifelong coverage and an asset that can contribute to their financial legacy.
Protective is the premier choice for whole life insurance in Vancouver for both men and women, with a MoneyGeek score of 92. Recognized for its impressive performance across multiple categories, Protective offers a blend of affordability and customer satisfaction that sets it apart from competitors.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies over a 10-year term for $250K coverage.
For those seeking the best universal life insurance in Vancouver, Protective stands out with a MoneyGeek score of 91 for both men and women. This score indicates that Protective offers a robust combination of customer satisfaction, financial stability and product diversity, making it a reliable choice for universal life insurance coverage. The average individual can trust Protective's ability to meet long-term insurance needs with consistent performance and service quality.
Best universal life insurance for men:
Best for women's universal life insurance:
Universal life insurance offers flexible premiums and the potential for cash value growth, making it a versatile option. For instance, someone who wants the ability to adjust their coverage or premiums over time might choose universal life insurance over term life because it is more adaptable to changing life circumstances.
When it comes to universal life insurance in Vancouver, Protective is the premier choice for men and women. With a MoneyGeek score of 91 for both genders, Protective demonstrates a strong commitment to customer satisfaction and value. By selecting Protective, customers can expect a harmonious balance of quality service and economic efficiency.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams for a 10-year term with $250K coverage if the insuree was in poor health.
Protective is the premier choice for the best no-medical-exam life insurance in Vancouver, with a MoneyGeek score of 91 for both men and women. This score reflects the company's commitment to affordability, customer satisfaction and financial stability. For the average individual in Vancouver, Protective offers a reliable option that simplifies the insurance process without compromising coverage quality or service excellence.
Best no-medical-exam life insurance for men:
Best life insurance for women that does not require a medical exam:
Life insurance with no mandatory medical exam grants coverage without the need for a medical check-up. This can be particularly advantageous for individuals who need quick coverage or have pre-existing conditions that might make traditional insurance policies prohibitive.
In Vancouver, Protective is the premier life insurance provider without the hassle of a medical exam, offering unparalleled service for men and women. With a stellar MoneyGeek score of 91 for both genders, Protective demonstrates a commitment to excellence across multiple dimensions of its service.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
Protective offers the best term life insurance for seniors in Vancouver, with a MoneyGeek score of 92 for men and 91 for women. Its average monthly premium is $60 and $56, respectively.
Age is a determinant in the cost of life insurance premiums, with older individuals generally facing higher rates due to increased risk. Protective's top ranking signifies a blend of affordability, customer satisfaction and financial stability, key factors for seniors seeking dependable coverage.
| 1 | Protective | $60 | 92 |
| 2 | Mutual of Omaha | $67 | 91 |
| 3 | Nationwide | $62 | 90 |
| 4 | AAA | $80 | 88 |
| 5 | Prudential | $59 | 88 |
| 6 | Allstate | $74 | 87 |
| 7 | Transamerica | $74 | 87 |
| 8 | State Farm | $106 | 84 |
| 9 | Haven | $119 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
Mutual of Omaha offers the best term life insurance for smokers in Vancouver, with a MoneyGeek score of 90 for men and 89 for women. The average monthly premium is $66 and $65, respectively.
Smoking influences the cost of life insurance premiums significantly due to the associated health risks. Insurers view smokers as higher-risk clients, which often results in higher premiums. Mutual of Omaha's high MoneyGeek score indicates strong customer satisfaction, financial stability and product diversity, making it a top choice for smokers seeking term life insurance coverage.
| 1 | Mutual of Omaha | $66 | 90 |
| 2 | Nationwide | $69 | 89 |
| 3 | Protective | $90 | 88 |
| 4 | AAA | $72 | 88 |
| 5 | Allstate | $61 | 88 |
| 6 | Prudential | $52 | 88 |
| 7 | Transamerica | $64 | 87 |
| 8 | State Farm | $86 | 85 |
| 9 | Haven | $108 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
For those seeking the best term life insurance for young adults in Vancouver, Protective stands out with a MoneyGeek score of 92 for men and women. Its average monthly premium is $8 and $7, respectively.
Age plays a significant role in determining life insurance premiums. Younger adults typically benefit from lower premiums due to their lower risk of health issues. Protective's high MoneyGeek score reflects its strong performance in affordability, customer satisfaction and financial stability. These features make it an excellent choice for young adults looking for reliable term life insurance in Vancouver.
| 1 | Protective | $8 | 92 |
| 2 | Mutual of Omaha | $10 | 91 |
| 3 | Nationwide | $10 | 89 |
| 4 | AAA | $11 | 88 |
| 5 | Transamerica | $11 | 86 |
| 6 | Prudential | $12 | 85 |
| 7 | Allstate | $16 | 85 |
| 8 | State Farm | $17 | 84 |
| 9 | Haven | $12 | 84 |
| 10 | Bestow | $17 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For the best cheap term life insurance in Vancouver, Protective tops the list for men and women, with a MoneyGeek score of 92 for both. The average monthly premium for men is $13, and for women, it's $12. Protective excels in customer satisfaction and financial stability.
Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.
| 1 | Protective | $13 | 92 |
| 2 | Nationwide | $16 | 91 |
| 3 | Mutual of Omaha | $16 | 90 |
| 4 | AAA | $18 | 88 |
| 5 | Transamerica | $17 | 87 |
| 6 | Prudential | $17 | 87 |
| 7 | Allstate | $23 | 83 |
| 8 | Haven | $21 | 83 |
| 9 | State Farm | $26 | 82 |
The average monthly premium for term life insurance in Vancouver is $23 for women and $27 for men.
Several factors affect the cost of life insurance premiums. These include age, health, lifestyle and the amount of coverage. Insurers assess these factors to determine the risk level and set the premium accordingly.
The cost of life insurance in Vancouver may differ from other parts of Washington for various reasons. Local health statistics can influence premiums, as areas with higher life expectancy or lower health risks might have lower costs. The cost of living in Vancouver can also play a role, as higher living expenses might lead to higher premiums. Additionally, regional underwriting practices and competition among insurers can impact the pricing.
Understanding these factors can help consumers make informed decisions when shopping for life insurance. It's important to compare different policies and consider personal circumstances to find the best coverage at an affordable rate.
Protective has the best life insurance for men in Vancouver. The company has the highest MoneyGeek score of 92 out of 100, indicating excellent customer satisfaction and financial stability.
The average monthly premium for Protective's best life insurance for men in Vancouver is $27. This cost is for a 20-year term with a coverage range of $250,000 to $500,000.
Protective offers the best life insurance for women in Vancouver. Its MoneyGeek score of 92 out of 100 reflects strong customer satisfaction and financial stability.
The average monthly premium for Protective's best life insurance for women in Vancouver is $23. This rate is for a 20-year term with coverage between $250,000 and $500,000.
Life insurance in Vancouver is similar to the rest of Washington in terms of coverage options and costs. However, residents should be aware of local providers and their financial stability. For example, Protective offers competitive rates and high customer satisfaction in Vancouver.
If a life insurance company goes bankrupt in Vancouver, state guaranty associations may step in to protect policyholders. These associations provide a safety net, but coverage limits apply. It's essential to understand these limits and choose financially stable providers.
Vancouver residents might need life insurance to provide financial security for their families. In the event of the policyholder's death, life insurance can cover expenses such as mortgages, education and daily living costs, helping ensure loved ones are financially protected.
To find a lost life insurance policy in Vancouver, start by checking with the deceased's financial advisors, employers and banks. You can also contact the Washington State Office of the Insurance Commissioner for assistance. Keeping records of policies can prevent future difficulties.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
