In Vermont, GEICO is the top life insurance provider for men with a MoneyGeek Score of 97 and an estimated monthly premium of $15. For women, the best policy comes from Protective, with a MoneyGeek Score of 95 and a monthly cost of $14. Examine various factors — such as financial stability, process ease and cost — when choosing life insurance.
Best Life Insurance in Vermont (November 2024)
Updated: November 22, 2024
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BestLife InsuranceVermontBest Life Insurance Companies in Vermont
Best Term Life Insurance in Vermont - Nationwide
Best Whole Life Insurance in Vermont - State Farm
Best Universal Life Insurance in Vermont - Nationwide
Best No-Medical-Exam Life Insurance in Vermont - Nationwide
Best Cheap Term Life Insurance in Vermont - Allstate
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Vermont.
Coverage costs and company information for life insurance providers were updated in March 2024.
1,488Quotes Analyzed
14Companies Compared
50ZIP Codes
Best Life Insurance in Vermont: Summary
Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
| GEICO | 1 | 97 |
| Nationwide | 2 | 96 |
| Protective | 3 | 95 |
| Mutual of Omaha | 4 | 94 |
| Allstate | 5 | 94 |
| State Farm | 6 | 93 |
| Transamerica | 7 | 93 |
| Haven | 8 | 90 |
| AAA | 9 | 90 |
| Prudential | 10 | 89 |
Overall Best Life Insurance in Vermont
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Vermont:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
GEICO stands out as the top-rated life insurance provider in Vermont for men with a MoneyGeek score of 97 and a monthly premium of $15. For women, Protective takes the lead with a MoneyGeek score of 95 and a monthly premium of $14.
The highest MoneyGeek scores for life insurance are with these companies:
- GEICO: MoneyGeek score of 97 out of 100 ($15 per month for women and men)
- Nationwide: MoneyGeek score of 96 out of 100 ($19 per month for women and men)
- Protective: MoneyGeek score of 95 out of 100 ($14 per month for women; $16 per month for men)
Overall Best for Men: GEICO
COMPANY HIGHLIGHTS
GEICO is the leading choice for the best life insurance in Vermont for men, with a overall MoneyGeek score of 97 and an affordable monthly premium of $15.
Pros:
- High customer satisfaction
- Excellent affordability
- Strong financial stability
Cons:
- Limited product diversity
Overall Best for Women: Protective
COMPANY HIGHLIGHTS
Protective provides the best life insurance in Vermont for women, with a MoneyGeek score of 95 and a monthly premium of $14.
Pros:
- Exceptional customer satisfaction
- Unmatched affordability
- Demonstrates financial stability
Cons:
- Limited product variety
Best Term Life Insurance in Vermont
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Vermont:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
Nationwide provides the best term life insurance in Vermont, scoring 97 for women and 97 for men. The monthly premium for women is $13, while it is slightly higher for men at $15.
The companies with the three highest MoneyGeek scores are:
- Nationwide: MoneyGeek score of 97 out of 100 ($13 per month for women; $15 per month for men)
- GEICO: MoneyGeek score of 97 out of 100 ($11 per month for women and men)
- Mutual of Omaha: MoneyGeek score of 96 out of 100 ($12 per month for women; $14 per month for men)
Best Term Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide provides the best term life insurance in Vermont. Its outstanding MoneyGeek score of 97 and affordable average monthly premium of $13 make it a leading option in the market.
Pros:
- High customer satisfaction levels
- Competitive pricing structure
- Diverse range of products
Best Whole Life Insurance in Vermont
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Vermont:
- Financial Stability: 35%
- Customer Satisfaction: 30%
- Buying Process: 15%
- Product Diversity: 20%
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is the top choice for the best whole life insurance in Vermont, with a MoneyGeek score of 99.
The industry leaders in Vermont are:
- State Farm: MoneyGeek score of 99 out of 100
- Nationwide: MoneyGeek score of 98 out of 100
- Mutual of Omaha: MoneyGeek score of 96 out of 100
Best Whole Life: State Farm
COMPANY HIGHLIGHTS
State Farm has a MoneyGeek score of 99, making it the best whole life insurance provider in Vermont.
Pros:
- High customer satisfaction
- Diverse range of insurance products
- High financial stability rating
Cons:
- Might be expensive
- Potentially complex purchasing process
Best Universal Life Insurance in Vermont
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Vermont:
- Financial Stability: 25%
- Customer Satisfaction: 25%
- Buying Process: 25%
- Product Diversity: 25%
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide is the top provider of universal life insurance in Vermont, with a MoneyGeek score of 99. The top three companies with the highest MoneyGeek scores are:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 98 out of 100
- Mutual of Omaha: MoneyGeek score of 97 out of 100
Best Universal Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide provides the best universal life insurance in Vermont, with the highest MoneyGeek score of 99.
Pros:
- High customer satisfaction
- Excellent affordability
- Wide range of product options
Best No-Medical-Exam Life Insurance in Vermont
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Vermont:
- Financial Stability: 20%
- Customer Satisfaction: 25%
- Buying Process: 20%
- Product Diversity: 35%
We did not weigh affordability as we did not collect no-medical-life insurance quotes. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the leading provider of the best no-medical-exam life insurance in Vermont, with a MoneyGeek score of 99 out of 100.
The companies with the top three highest MoneyGeek scores are:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 99 out of 100
- Mutual of Omaha: MoneyGeek score of 97 out of 100
Best No-Medical-Exam: Nationwide
COMPANY HIGHLIGHTS
Nationwide provides the best no-medical-exam life insurance in Vermont, with a MoneyGeek score of 99.
Pros:
- High customer satisfaction
- Diverse product offerings
- Efficient buying process
Cons:
- Competitors' rates are cheaper
Best Term Life Insurance for Seniors in Vermont
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Vermont:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 70 for a more accurate estimate.
Nationwide is the leading provider of the best term life insurance for seniors in Vermont, with a MoneyGeek score of 98 for men and 97 for women. Men can expect to pay a monthly premium of $55, while women's monthly premium is $51. Nationwide's exceptional performance is mainly attributed to its top-tier customer satisfaction and affordability scores, along with a strong product diversity score.
Best Term Life Insurance for Seniors in Vermont
Data filtered by:Results filtered by:
Sex:
Sex:M
| Nationwide | 1 | $55 | 98 |
| GEICO | 2 | $49 | 96 |
| Mutual of Omaha | 3 | $57 | 96 |
| Protective | 4 | $53 | 95 |
| Allstate | 5 | $49 | 94 |
| Transamerica | 6 | $53 | 94 |
| State Farm | 7 | $90 | 93 |
| Prudential | 8 | $68 | 93 |
| AAA | 9 | $69 | 93 |
| Haven | 10 | $108 | 89 |
Best Term Life Insurance for Smokers in Vermont
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Vermont for people who smoke:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the persona for the quote was adjusted to reflect an active smoker for a more accurate estimate.
GEICO is the top provider of the best term life insurance for smokers in Vermont for men, with a MoneyGeek Score of 96 and a monthly premium cost of $32. For women, Prudential leads with a MoneyGeek score of 95 and a monthly premium cost of $23. The significant contributors to their MoneyGeek scores include customer satisfaction and affordability.
Best Term Life Insurance for Smokers in Vermont
Data filtered by:Results filtered by:
Sex:
Sex:M
| GEICO | 1 | $32 | 96 |
| Nationwide | 2 | $41 | 96 |
| Mutual of Omaha | 3 | $36 | 96 |
| Prudential | 4 | $32 | 95 |
| State Farm | 5 | $46 | 95 |
| Allstate | 6 | $30 | 94 |
| Transamerica | 7 | $30 | 94 |
| AAA | 8 | $39 | 93 |
| Protective | 9 | $50 | 90 |
| Haven | 10 | $59 | 89 |
Best Term Life Insurance for Young Adults in Vermont
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Vermont for young adults:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
Nationwide is tghe premier provider of the best term life insurance for young adults in Vermont, topping the charts for both men and women. With a MoneyGeek Score of 98 for men and 98 for women, Nationwide offers a monthly premium of $9 for men and $9 for women. Its has impressive satisfaction, process, diversity and affordability scores.
Best Term Life Insurance for Young Adults in Vermont
Data filtered by:Results filtered by:
Sex:
Sex:M
| Nationwide | 1 | $9 | 98 |
| GEICO | 2 | $7 | 97 |
| Mutual of Omaha | 3 | $8 | 96 |
| Protective | 4 | $7 | 95 |
| State Farm | 5 | $15 | 95 |
| Allstate | 6 | $8 | 94 |
| Transamerica | 7 | $8 | 94 |
| AAA | 8 | $10 | 94 |
| Haven | 9 | $11 | 93 |
| Prudential | 10 | $14 | 92 |
| Bestow | 11 | $24 | 89 |
Best Cheap Term Life Insurance in Vermont
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Vermont:
- Affordability: 50%
- Financial Stability: 15%
- Buying Process: 20%
- Customer Satisfaction: 5%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Allstate is the best choice for women looking for the best cheap term life insurance in Vermont, with a MoneyGeek score of 97 and a monthly premium of approximately $10. For men, GEICO is the best option, with a score of 97 and a monthly premium of $11. These two providers excel due to their balance of cost efficiency and reliable coverage.
Best Cheap Term Life Insurance in Vermont
Data filtered by:Results filtered by:
Gender:
Gender:M
| GEICO | $11 | 97 |
| Allstate | $12 | 96 |
| Nationwide | $15 | 96 |
| Mutual of Omaha | $14 | 96 |
| Transamerica | $12 | 96 |
| Protective | $12 | 95 |
| AAA | $16 | 92 |
| State Farm | $23 | 89 |
| Prudential | $20 | 87 |
| Haven | $20 | 86 |
Average Cost of Term Life Insurance in Vermont
The average cost of life insurance in Vermont is $39 for women and $47 for men. The factors influencing these rates include health history, age, coverage amount and term length.
FAQ: Life Insurance in Vermont
What is the best life insurance in Vermont for men?
The top-rated life insurance in Vermont for men is GEICO.
How much is life insurance in Vermont for men?
Men in Vermont can expect an average monthly life insurance premium of around $15 from GEICO, the best provider in Vermont. The cost of life insurance for men can vary based on factors such as age, health, lifestyle and the level of coverage chosen.
What is the best life insurance in Vermont for women?
The best life insurance in Vermont for women is provided by Protective.
How much is life insurance in Vermont for women?
Women in Vermont can expect an monthly average life insurance premium of $14 from Protective, the best provider in the state. The price of life insurance for women is influenced by age, health and coverage amount.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.