Updated: November 21, 2024
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The top life insurance provider in West Virginia is Nationwide, with a MoneyGeek score of 99 for men and 97 for women. Its monthly premiums are $14 for men and $15 for women.
While deciding on life insurance, it's crucial to consider factors like cost, satisfaction and the provider's stability. You should also evaluate policies based on your specific circumstances.
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Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in West Virginia.
Coverage costs and company information for life insurance providers were updated in May 2024.
| Nationwide | 1 | 99 |
| Mutual of Omaha | 2 | 96 |
| GEICO | 3 | 96 |
| Protective | 4 | 94 |
| Allstate | 5 | 93 |
| Haven | 6 | 93 |
| State Farm | 7 | 93 |
| AAA | 8 | 90 |
| Prudential | 9 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in West Virginia:
Nationwide is the premier choice for life insurance in West Virginia for both men and women. For men, it has a MoneyGeek score of 99 and a monthly cost of $14. For women, it has a MoneyGeek score of 97 and a monthly cost of $15.
Top-ranked life insurers in West Virginia include:
These insurers are distinguished by their competitive pricing and commitment to customer satisfaction and stability.
Nationwide stands out in West Virginia as the best choice for men seeking life insurance. It has a MoneyGeek score of 99 and a monthly premium of approximately $14.
Pros:
Nationwide is the top choice for the best life insurance in West Virginia for women, with a MoneyGeek score of 97 and a monthly premium of $15.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in West Virginia:
Quotes gathered were for a $250,000 life insurance policy with a 10-year term.
Nationwide offers the best term life insurance in West Virginia for men and women, with a MoneyGeek score of 98 for men and 97 for women. The monthly premium for men is $12, while for women, it's $11.
The top three highest MoneyGeek scores are:
Nationwide is the optimal choice for term life insurance in West Virginia, with a MoneyGeek score of 98 for men and 97 for women. Its monthly premiums are affordable, costing men $12 and women $11.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in West Virginia:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is the premier provider of the best whole life insurance in West Virginia for men and women, with a MoneyGeek score of 99.
The following are the top three highest MoneyGeek scores:
State Farm is the leading provider of whole life insurance in West Virginia, with a MoneyGeek score of 99.
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Cons:
Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in West Virginia:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide is the standout provider, offering the best universal life insurance in West Virginia for men and women, with a MoneyGeek score of 99.
The top three highest MoneyGeek scores are:
Nationwide, with a MoneyGeek score of 99, is the best choice for universal life insurance in West Virginia for men and women.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in West Virginia:
We did not weigh affordability as we did not collect quotes for no-medical-exam life insurance. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the leading provider of the best no-medical-exam life insurance in West Virginia for men and women, with a MoneyGeek score of 99.
Here are the top three highest MoneyGeek scores:
Nationwide is the top contender for the best no-medical-exam life insurance in West Virginia for men and women, with a MoneyGeek score of 99.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in West Virginia:
We applied the same weightings as the term life insurance category, but the profile for the quote was adjusted to a 70-year-old.
Nationwide is the top company with the best term life insurance for seniors in West Virginia for men and women. The company has a MoneyGeek score of 99 for men and 98 for women, with monthly premiums of $39 and $37, respectively. Nationwide's dominance in the rankings can be attributed to its top marks in satisfaction, diversity, process scores and strong stability.
| Nationwide | 1 | $39 | 99 |
| Mutual of Omaha | 2 | $42 | 97 |
| GEICO | 3 | $54 | 94 |
| Prudential | 4 | $54 | 93 |
| State Farm | 5 | $78 | 93 |
| Allstate | 6 | $49 | 93 |
| Protective | 7 | $58 | 93 |
| AAA | 8 | $63 | 92 |
| Haven | 9 | $89 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in West Virginia for people who smoke:
The same weightings were applied as the term life insurance category, but we adjusted the persona for the quote to reflect an active smoker.
GEICO is the top provider of the best term life insurance for smokers in West Virginia, with a MoneyGeek score of 97 for men and women. The monthly premium for men is $15, while for women, it's $12. What sets GEICO apart is its blend of customer satisfaction and affordability.
| GEICO | 1 | $15 | 97 |
| Nationwide | 2 | $31 | 95 |
| State Farm | 3 | $32 | 95 |
| Mutual of Omaha | 4 | $27 | 94 |
| Prudential | 5 | $24 | 93 |
| Allstate | 6 | $23 | 92 |
| Protective | 7 | $38 | 90 |
| Haven | 8 | $43 | 90 |
| AAA | 9 | $45 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in West Virginia for young adults:
We applied the same weightings as the term life insurance category; however, the persona for the quote is a 20-year-old.
Nationwide is the leading provider of the best term life insurance for young adults in West Virginia, with a MoneyGeek score of 98 for men and women. Its term life insurance costs $8 per month for men and $7 for women.
| Nationwide | 1 | $8 | 98 |
| Mutual of Omaha | 2 | $7 | 97 |
| GEICO | 3 | $7 | 96 |
| Protective | 4 | $7 | 95 |
| Haven | 5 | $8 | 94 |
| Allstate | 6 | $8 | 94 |
| State Farm | 7 | $15 | 94 |
| AAA | 8 | $11 | 92 |
| Prudential | 9 | $13 | 91 |
| Bestow | 10 | $18 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in West Virginia:
We applied the same weightings as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Nationwide is the top provider of the best cheap term life insurance in West Virginia, with a MoneyGeek score of 98 for men and 97 for women. Its monthly premiums are $12 for men and $11 for women. This insurer tops the chart due to an impressive blend of affordability, reliability and customer satisfaction.
| Nationwide | $12 | 98 |
| Mutual of Omaha | $11 | 98 |
| Allstate | $12 | 96 |
| GEICO | $12 | 96 |
| Protective | $12 | 95 |
| Haven | $15 | 91 |
| AAA | $17 | 90 |
| State Farm | $22 | 89 |
| Prudential | $19 | 87 |
On average, women pay $31 and men pay $39 for term life insurance in West Virginia. Factors influencing the average cost of life insurance include age, health, occupation and lifestyle. Additionally, coverage amount and term length can significantly impact rates. Remember, the best policy accounts for personal needs and future goals.
The best life insurance for men in West Virginia is offered by Nationwide.
The price of life insurance in West Virginia for men depends on factors such as age, health and coverage amount. For the top-rated life insurance from Nationwide, men can expect an average monthly premium of $14.
The best life insurance in West Virginia for women is from Nationwide.
The cost of life insurance for women in West Virginia is affected by age, health and coverage amount. Nationwide offers the best policy at an average monthly premium of $15.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
