Updated: November 21, 2024
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For men, the top life insurance provider is Nationwide, with a MoneyGeek score of 97 and a monthly premium of $18. Among women, GEICO leads the pack with a MoneyGeek score of 96 and a monthly premium of $14.
It's important to evaluate different factors when choosing life insurance, as the best policy depends on your specific needs and circumstances.
BestLife InsuranceWisconsinBest Life Insurance Companies in Wisconsin
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Wisconsin.
Coverage costs and company information for life insurance providers were updated in May 2024.
| Nationwide | 1 | 97 |
| GEICO | 2 | 97 |
| Mutual of Omaha | 3 | 95 |
| Protective | 4 | 94 |
| State Farm | 5 | 93 |
| Haven | 6 | 92 |
| American Family Insurance | 7 | 92 |
| Transamerica | 8 | 92 |
| Prudential | 9 | 91 |
| AAA | 10 | 89 |
| Allstate | 11 | 88 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Wisconsin:
For both men and women seeking the best life insurance in Wisconsin, Nationwide stands out with the highest MoneyGeek scores. Nationwide achieves a MoneyGeek score of 97 for men and 96 for women, with a monthly premium of $18 for men and $17 for women.
Top providers for life insurance in Wisconsin, featuring MoneyGeek's highest scores, are:
Wisconsin residents have a clear choice for reliable life insurance coverage, balancing cost and quality effectively.
Nationwide, with its exceptional MoneyGeek score of 97, stands out as the top choice for the best life insurance in Wisconsin for men. It charges a competitive monthly premium of $18.
Pros:
With a stellar MoneyGeek score of 96 and a monthly premium of $14, GEICO stands out as the superior choice for the best life insurance in Wisconsin for women.
Pros:
Cons:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Wisconsin:
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
Nationwide is the top provider of the best term life insurance in Wisconsin, with a MoneyGeek score of 97 for men and women. The monthly premium is approximately $14 for men and $13 for women.
The top three highest MoneyGeek scores for term life insurance in Wisconsin are:
Nationwide stands out as the best term life insurance option in Wisconsin for its cost-effectiveness and customer satisfaction. With an impressive MoneyGeek score of 97, the company offers an affordable monthly premium of $13.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Wisconsin:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm stands out as the unparalleled provider of the best whole life insurance in Wisconsin, garnering a MoneyGeek score of 99 for both men and women. Here are the top three highest MoneyGeek scores for whole life insurance in Wisconsin:
State Farm emerges as the premier choice for the best whole life insurance in Wisconsin. With a MoneyGeek score of 99, it stands as the go-to provider for both men and women seeking reliable life insurance solutions.
Pros:
Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Wisconsin:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide stands out as the company offering the best universal life insurance in Wisconsin for both men and women. With a MoneyGeek score of 99, Nationwide is the go-to choice for those in search of reliable life insurance solutions.
Here are the top three highest MoneyGeek scores:
With an impressive overall MoneyGeek score of 99, Nationwide stands as the premier choice for universal life insurance in Wisconsin. The company excels in meeting and exceeding customer expectations across various key metrics.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Wisconsin:
We did not weigh affordability as we did not collect no-medical-exam life insurance quotes. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the outstanding provider of the best no-medical-exam life insurance in Wisconsin for both men and women, garnering an impressive MoneyGeek score of 99.
Top providers featuring the highest MoneyGeek scores are:
Nationwide stands as the optimal choice for those seeking the best no-medical-exam life insurance in Wisconsin, providing comprehensive coverage without the hassle of health screenings. Its MoneyGeek score reaches an impressive 99, reflecting its superiority in meeting customer needs and expectations.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Wisconsin:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 70 for a more accurate estimate.
Nationwide consistently earns the title of providing the best term life insurance for seniors in Wisconsin for both men and women, garnering a stellar MoneyGeek score of 98. Nationwide's monthly premium for women is $49, while for men, it's $53.
The company's superiority is attributed to high satisfaction, a strong diversity score, excellent process adherence and financial stability.
| Nationwide | 1 | $53 | 98 |
| GEICO | 2 | $46 | 97 |
| Mutual of Omaha | 3 | $52 | 96 |
| State Farm | 4 | $93 | 94 |
| Protective | 5 | $61 | 93 |
| Prudential | 6 | $63 | 93 |
| Transamerica | 7 | $63 | 92 |
| AAA | 8 | $91 | 90 |
| Allstate | 9 | $80 | 89 |
| Haven | 10 | $100 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Wisconsin for people who smoke:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an active smoker for a more accurate estimate.
Mutual of Omaha is the leading provider of the best term life insurance for smokers in Wisconsin for both men and women. This company stands out with a MoneyGeek score of 96 for men and 94 for women, with approximate monthly premiums of $29 and $26, respectively.
The high MoneyGeek scores are reflective of Mutual of Omaha's top-notch satisfaction, affordability, diversity and stability offerings.
| Mutual of Omaha | 1 | $29 | 96 |
| GEICO | 2 | $26 | 96 |
| Nationwide | 3 | $35 | 96 |
| Prudential | 4 | $28 | 95 |
| State Farm | 5 | $41 | 95 |
| Transamerica | 6 | $26 | 94 |
| Allstate | 7 | $26 | 94 |
| Protective | 8 | $43 | 91 |
| Haven | 9 | $52 | 90 |
| AAA | 10 | $54 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Wisconsin for young adults:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
Nationwide stands out as the best term life insurance provider for young adults in Wisconsin for both men and women, garnering a MoneyGeek score of 98 for women and 97 for men with an approximate monthly premium cost of $10.
Its dominance is primarily attributed to its high satisfaction scores and consistency in affordability, diversity and process.
| Nationwide | 1 | $9 | 98 |
| Mutual of Omaha | 2 | $8 | 97 |
| GEICO | 3 | $6 | 97 |
| State Farm | 4 | $16 | 95 |
| Protective | 5 | $9 | 95 |
| Haven | 6 | $11 | 93 |
| Transamerica | 7 | $9 | 93 |
| Prudential | 8 | $13 | 93 |
| AAA | 9 | $13 | 92 |
| Allstate | 10 | $15 | 91 |
| Bestow | 11 | $24 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Wisconsin:
We applied the same weighting factors as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Mutual of Omaha stands out as the provider of the best cheap term life insurance in Wisconsin for women, garnering a MoneyGeek score of 97 with a monthly premium of $11. For men, GEICO leads with a MoneyGeek score of 97 and a monthly premium also at $11.
Both companies excel in offering affordable rates and a strong financial stability, the primary factors contributing to their top MoneyGeek scores.
| GEICO | $11 | 97 |
| Nationwide | $14 | 96 |
| Mutual of Omaha | $13 | 96 |
| Protective | $14 | 93 |
| Transamerica | $15 | 93 |
| State Farm | $24 | 89 |
| Allstate | $22 | 89 |
| Prudential | $19 | 89 |
| Haven | $19 | 88 |
| AAA | $21 | 87 |
The average cost of monthly premiums for life insurance in Wisconsin is $33 for women and $45 for men. Factors influencing the average cost of life insurance include age, health, coverage amount, term length and lifestyle.
Insurance providers evaluate these elements to assess risk and determine premiums. Understanding these factors can help you make knowledgeable decisions about your life insurance needs.
The best life insurance in Wisconsin for men is Nationwide.
The benchmark premium for the top-rated life insurance from Nationwide is approximately $18 per month.
The best life insurance in Wisconsin for women is GEICO.
The monthly premium for the top-rated GEICO life insurance is approximately $14.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
