Best Life Insurance for 30-Year-Olds

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Updated: September 11, 2025

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Key Takeaways

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Legal & General is MoneyGeek's top pick for term life insurance for 30-year-old male applicants, with costs averaging $30 per month. Assurity ranks first for best term life insurance for 30-year-old female applicants, costing an average of $23 monthly.

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Protective is the best whole and universal life insurance provider for 30-year-old men, with average monthly costs at $433 for whole policies and $198 for universal plans. It's also the best indexed universal life insurance company for both men and women.

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Pacific Life offers the best whole and universal life insurance policies for 30-year-old women. The average monthly costs are $396 for whole life and $183 for universal life.

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Lincoln Financial is the top insurer for 30-year-olds who prioritize affordability. The average cost for a 20-year term policy with $500,000 coverage is $25 for men and $20 for women.

What is the Best Life Insurance for 30-Year-Olds?

Legal & General, Assurity, Protective, Pacific Life and Lincoln Financial are the best life insurance providers for 30-year-olds. These companies received the highest MoneyGeek scores in their respective categories. The table highlights the top insurance providers for different categories to help find the right fit for your needs:

Rates based on MoneyGeek survey of major insurers. Individual rates vary significantly based on health, location and underwriting factors. These averages are for comparison purposes only.

Term Life (Men)
Legal & General
95
$30
$357
Term Life (Women)
Assurity
94
$23
$271
Whole Life (Men)
Protective
100
$433
$5,190
Whole Life (Women)
Pacific Life
90
$396
$4,754
Universal Life (Men)
Protective
100
$198
$2,370
Universal Life (Women)
Pacific Life
85
$183
$2,191
Indexed Universal (Men)
Protective
94
$259
$3,105
Indexed Universal (Women)
Protective
93
$224
$2,693
Best Cheap (Men)
Lincoln Financial
90
$25
$294
Best Cheap (Women)
Lincoln Financial
90
$20
$236

*The rates above are average quotes for $500,000 coverage for 30-year-olds. For term life insurance, we used a 20-year term length. Rates based on MoneyGeek survey of major insurers. Individual rates vary significantly based on health, location and underwriting factors. These averages are for comparison purposes only.

Best Term Life Insurance Companies for 30-Year-Olds

Term life insurance covers a set period and pays a death benefit if the insured dies during that term.

Legal & General is the best term life insurance company for men, while Assurity earns the highest MoneyGeek score for women.

Rates based on MoneyGeek survey of major insurers. Individual rates vary significantly based on health, location and underwriting factors. These averages are for comparison purposes only.

Men
Legal & General
95
$30
$357
Women
Assurity
94
$23
$271
Male Smokers
Assurity
95
$86
$1,042
Female Smokers
Assurity
96
$66
$774
Men with Poor Health
Legal & General
95
$36
$431
Women with Poor Health
Assurity
94
$27
$327
Overweight Men
Legal & General
95
$48
$573
Overweight Women
Assurity
94
$34
$395

*The rates above are average quotes for a 20-year term policy with $500,000 coverage for 30-year-olds. Rates based on MoneyGeek survey of major insurers. Individual rates vary significantly based on health, location and underwriting factors. These averages are for comparison purposes only.

Best Term Life Insurance for 30-Year-Old Male: Legal & General

Company logo for Legal & General
Best Term Life for 30-Year-Old MenLegal & General
MoneyGeek Score:
95/ 100
Average Monthly Rate$30
Average Annual Rate$357
Overview

Legal & General is the best term life insurance option for 30-year-old men, combining affordability with flexible policy features. Average rates for a $500,000, 20-year term are $30 per month ($357 annually), making it a cost-effective choice for long-term protection.

Legal & General holds an A rating from AM Best and a 0.35 average NAIC complaint index, reflecting financial stability and strong customer satisfaction. Term lengths of up to 40 years allow applicants to lock in low premiums for decades. Policyholders can also add valuable riders, including an accelerated death benefit, child rider, stacking rider, guaranteed insurability and conversion options until age 70, giving 30-year-olds adaptable coverage as financial needs evolve.

Legal & General also offers the best term policies for men with poor health ($36 per month or $431 annually) and overweight men ($48 per month or $573 annually).

Best Term Life Insurance for 30-Year-Old Female: Assurity

Company logo for Assurity
Best Term Life for 30-Year-Old WomenAssurity
MoneyGeek Score:
94/ 100
Average Monthly Rate$23
Average Annual Rate$271
Overview

Assurity is the best term life insurance provider for 30-year-old women, offering affordable rates and flexible coverage options. A $500,000, 20-year term policy averages just $23 per month ($271 annually), making it a cost-effective choice for long-term financial security.

Assurity earns a MoneyGeek score of 94, supported by competitive pricing and a wide selection of riders, including terminal illness, disability income and critical illness coverage. These features give young women adaptable protection that can adjust to evolving financial needs. While Assurity’s A- AM Best rating is slightly lower than that of some competitors, it still reflects strong financial stability.

Assurity is also the best term life insurance provider for the following profiles:

  • Male Smokers: $86 per month or $1,042 annually
  • Female Smokers: $66 per month or $774 annually
  • Women with Poor Health: $27 per month or $327 annually
  • Overweight Women: $34 per month or $395 annually

Best Whole Life Insurance Companies for 30-Year-Olds

Whole life insurance offers lifetime coverage with fixed premiums, a guaranteed death benefit and cash value that grows at a set rate.

Protective is the best whole life insurance provider for 30-year-old men. Pacific Life offers the best whole life policy for women.

Rates based on MoneyGeek survey of major insurers. Individual rates vary significantly based on health, location and underwriting factors. These averages are for comparison purposes only.

Men
Protective
100
$433
$5,190
Women
Pacific Life
90
$396
$4,754
Male Smokers
Pacific Life
90
$734
$8,812
Female Smokers
Pacific Life
90
$639
$7,670

Best Whole Life Insurance for 30-Year-Old Male: Protective

Company logo for Protective
Best Whole Life for 30-Year-Old MenProtective
MoneyGeek Score:
100/ 100
Average Monthly Rate$433
Average Annual Rate$5,190
Overview

Protective is the best whole life insurance provider for 30-year-old men, offering reliable lifelong coverage at competitive rates. A $500,000 policy averages $433 per month ($5,190 annually), making it an affordable choice for permanent protection with guaranteed premiums.

Protective has built a reputation for strong financial stability, backed by an A+ AM Best rating. Policyholders can enhance coverage with riders such as an accelerated death benefit, waiver of premium, accidental death benefit and child term rider, allowing flexibility to meet evolving financial needs. While Protective requires a medical exam and limits online quotes to term life, it provides helpful tools like a coverage calculator to guide applicants.

Best Whole Life Insurance for 30-Year-Old Female: Pacific Life

Company logo for Pacific Life
Best Whole Life for 30-Year-Old WomenPacific Life
MoneyGeek Score:
90/ 100
Average Monthly Rate$396
Average Annual Rate$4,754
Overview

Pacific Life is the best whole life insurance provider for 30-year-old women, offering lifetime coverage with strong flexibility and rider options. The company earned a MoneyGeek score of 90, with an average monthly cost of $396 ($4,754 annually) for a $500,000 policy. This makes it a competitive choice for young women seeking permanent protection and guaranteed premiums.

Policyholders can add valuable riders such as a chronic illness care rider, terminal illness rider (accelerated death benefit), waiver of monthly deductions, no-lapse guarantee and a children’s term rider. These features provide both protection and flexibility as financial needs evolve.

Pacific Life also offers the best whole life insurance for smokers, costing an average of $734 per month or $8,812 annually for men and $639 per month or $7,670 annually for women.

Best Universal Life Insurance Companies for 30-Year-Olds

Universal life insurance gives lifetime protection with flexible premiums and adjustable death benefits, while also building cash value based on interest crediting rates.

Pacific Life and Protective offer the best universal life insurance for 30-year-olds.

Rates based on MoneyGeek survey of major insurers. Individual rates vary significantly based on health, location and underwriting factors. These averages are for comparison purposes only.

Men
Protective
100
$198
$2,370
Women
Pacific Life
85
$183
$2,191
Male Smokers
Pacific Life
85
$335
$4,024
Female Smokers
Pacific Life
85
$295
$3,535

Best Universal Life Insurance for 30-Year-Old Male: Protective

Company logo for Protective
Best Universal Life for 30-Year-Old MenProtective
MoneyGeek Score:
100/ 100
Average Monthly Rate$198
Average Annual Rate$2,370
Overview

Protective is the best universal life insurance provider for 30-year-old men, offering dependable lifelong coverage at a competitive cost. With average premiums of $198 per month ($2,370 annually) for a $500,000 policy, Protective balances affordability with flexible policy features, making it a strong fit for young men seeking permanent financial protection.

Founded in 1907, Protective brings over a century of experience and has an A+ AM Best rating, reflecting strong financial stability. Policyholders can customize coverage with riders such as an accelerated death benefit, waiver of premium and accidental death benefit.

Best Universal Life Insurance for 30-Year-Old Female: Pacific Life

Company logo for Pacific Life
Best Universal Life for 30-Year-Old WomenPacific Life
MoneyGeek Score:
85/ 100
Average Monthly Rate$183
Average Annual Rate$2,191
Overview

Pacific Life is the best universal life insurance provider for 30-year-old women, offering flexible lifetime protection with opportunities for cash value growth. Pacific Life earned a MoneyGeek score of 85, with average premiums of $183 per month ($2,191 annually) for a $500,000 policy.

Depending on how a policy is structured, applicants can focus on higher cash value growth or lower-cost death benefit protection. Pacific Life's no-lapse guarantee option ensures coverage can remain in force until age 90 or as long as age 121, provided funding requirements are met. Policyholders can further customize protection with riders such as a chronic illness care rider, terminal illness rider (accelerated death benefit), waiver of monthly deductions rider, no-lapse guarantee rider and a children’s term rider.

Pacific Life also offers the best universal life insurance for smokers, with costs averaging $335 per month or $4,024 annually for men and $295 per month or $3,535 annually for women.

Best Indexed Universal Life Insurance for 30-Year-Olds: Protective

Company logo for Protective
Best IUL for 30-Year-OldsProtective
MoneyGeek Score:
94/ 100
Average Monthly Rate$259
Average Annual Rate$3,105
Overview

Protective is the best indexed universal life insurance (IUL) company for 30-year-olds, offering affordable rates, long-term protection and cash value growth potential tied to market performance. The company earns MoneyGeek scores of 94 for men and 93 for women. On a $500,000 policy, the average costs are $259 per month ($3,105 annually) for men and $224 per month ($2,693 annually) for women.

Policyholders can choose between a Fixed Account with a set interest rate or an indexed account that credits interest based on positive index performance. This structure allows for growth potential while offering downside protection when markets underperform.

Protective also provides riders with an accelerated death benefit, a waiver of premium and an accidental death benefit for added flexibility.

Best Cheap Life Insurance for 30-Year-Old: Lincoln Financial

Company logo for Lincoln Financial
Lincoln Financial
MoneyGeek Score:
90/ 100
Average Monthly Rate$25
Average Annual Rate$294
Overview

Lincoln Financial is the best option for 30-year-olds seeking affordable life insurance. With average monthly premiums of $25 for men ($294 annually) and $20 for women ($236 annually) for a $500,000, 20-year term policy, Lincoln Financial offers cost-effective protection at a life stage when coverage is most affordable.

Lincoln Financial earned a MoneyGeek score of 90, reflecting its strength in affordability and reliable policy options. Coverage extends up to $5 million with a medical exam or up to $1 million without one, providing flexibility based on health and underwriting preferences. Policyholders can choose from term lengths of 10 to 30 years, making Lincoln Financial adaptable to different financial goals, such as paying off a mortgage or protecting future income.

Best Life Insurance for a 30-Year-Old: Buying Guide

Buying life insurance in your 30s is cost-effective because premiums are generally cheaper than in later years due to lower risk factors. We created this buying guide to help you find a policy that meets your coverage needs and budget.

How Much Is Life Insurance for a 30-Year-Old?

MoneyGeek reviewed average life insurance rates for 30-year-old buyers. Due to women's longer life expectancy, life insurance for 30-year-old female policyholders is cheaper than policies for men.

Smoking can increase your risk of developing certain diseases. As a result of the increased mortality risk, even the cheapest life insurance policies for smokers can cost more than double what a nonsmoker would pay for life insurance plans.

The tables below illustrate potential rate variations for 30-year-old nonsmokers and smokers across coverage amounts and policy types.

Cost of Term Life Insurance for 30-Year-Olds
Data filtered by:Results filtered by:
Select
Gender:Female
Select
Coverage Level:$500,000
Select
Smoking Status:No
10 years$20$235
15 years$24$292
20 years$29$351
25 years$44$533
30 years$50$601
35 years$76$916
40 years$115$1,371

*The rates above are average quotes for 30-year-olds with average weight and health ratings. Individual rates will vary based on your health, lifestyle and other personal factors. These averages are for comparison purposes only.

Cost of Whole Life Insurance for 30-Year-Olds
Data filtered by:Results filtered by:
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Gender:Female
Select
Smoking Status:No
$50,000$40$479
$100,000$80$958
$150,000$120$1,438
$200,000$160$1,917
$250,000$200$2,396
$300,000$240$2,875
$350,000$280$3,355
$400,000$319$3,834
$450,000$359$4,313
$500,000$399$4,792
$550,000$439$5,272
$600,000$479$5,751
$650,000$519$6,230
$700,000$559$6,709
$750,000$599$7,189
$800,000$639$7,668
$850,000$679$8,147
$900,000$719$8,626
$950,000$759$9,106
$1,000,000$799$9,585
$1,500,000$1,198$14,377
$2,500,000$1,997$23,962

*The rates above are average quotes for 30-year-olds with average weight and health ratings. Individual rates will vary based on your health, lifestyle and other personal factors. These averages are for comparison purposes only.

Cost of Universal Life Insurance for 30-Year-Olds
Data filtered by:Results filtered by:
Select
Gender:Female
Select
Smoking Status:No
$50,000$18$221
$100,000$37$442
$150,000$55$663
$200,000$74$883
$250,000$92$1,104
$300,000$110$1,325
$350,000$129$1,546
$400,000$147$1,767
$450,000$166$1,988
$500,000$184$2,209
$550,000$202$2,429
$600,000$221$2,650
$650,000$239$2,871
$700,000$258$3,092
$750,000$276$3,313
$800,000$294$3,534
$850,000$313$3,754
$900,000$331$3,975
$950,000$350$4,196
$1,000,000$368$4,417
$1,500,000$552$6,626
$2,500,000$920$11,043

*The rates above are average quotes for 30-year-olds with average weight and health ratings. Individual rates will vary based on your health, lifestyle and other personal factors. These averages are for comparison purposes only.

Cost of Indexed Universal Life Insurance for 30-Year-Olds
Data filtered by:Results filtered by:
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Gender:Female
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Smoking Status:No
$50,000$25$296
$100,000$49$591
$150,000$74$887
$200,000$99$1,182
$250,000$123$1,478
$300,000$148$1,774
$350,000$172$2,069
$400,000$197$2,365
$450,000$222$2,660
$500,000$246$2,956
$550,000$271$3,251
$600,000$296$3,547
$650,000$320$3,843
$700,000$345$4,138
$750,000$369$4,434
$800,000$394$4,729
$850,000$419$5,025
$900,000$443$5,321
$950,000$468$5,616
$1,000,000$493$5,912
$1,500,000$739$8,868
$2,500,000$1,232$14,779

*The rates above are average quotes for 30-year-olds with average weight and health ratings. Individual rates will vary based on your health, lifestyle and other personal factors. These averages are for comparison purposes only.

Compare Life Insurance Quotes for 30-Year-Olds

Your life insurance premium will depend on several factors, which insurers weigh differently. For accurate estimates, compare personalized quotes from multiple insurance providers. Our life insurance quote tool below can help you get quotes in minutes.

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How to Save Money on Life Insurance in Your 30s

A 30-year-old pays less for life insurance than someone older. If you still need to buy insurance or your health history isn't flawless, there are still methods to save money on your coverage. Save money on insurance premiums by:

  1. 1

    Getting a life insurance policy as early as possible

    Ensure that your loved ones will be covered in your absence. Life insurance is also more affordable when you buy it early in life, while you're healthy.

  2. 2

    Making healthy changes

    If you smoke, insurers view you as a high-risk customer and may charge you much higher premiums. Quitting smoking helps you avoid high premiums and get better rates. People with high BMIs might also face higher rates; making healthy changes and lowering your BMI can help you secure lower rates.

  3. 3

    Shopping around

    Each insurer prices policies differently. You may find lower rates by comparing quotes from several insurers. Shopping around can also help you identify the best life insurance companies.

Best Life Insurance Policy for 30-Year-Olds

Life insurance policies for a 30-year-old are available in two forms: term insurance and permanent insurance.

    wristwatch icon

    Term Life Insurance

    Term life insurance works well if you wish to insure your dependents for a specific period. You can choose a term length based on a particular expense you want your insurance to cover or until your family no longer needs your income for support.

    Term policies cover a set period, and death benefits are paid if the insured dies during that term. Unlike permanent insurance, term policies don't build cash value but offer the most affordable way to secure substantial coverage during your peak earning and family-building years.

    insurance2 icon

    Permanent Life Insurance

    This insurance lasts much longer. Some policies last lifelong, but others expire at 100 or beyond. It builds cash value while active, which you can receive as payouts or living benefits.

    Whole life insurance and universal life insurance are the two main forms of permanent life insurance. Whole life insurance provides a fixed death benefit for the insured's entire life. Universal life insurance combines a death benefit with an investment element that provides flexibility in premiums and the death benefit as long as minimum policy requirements are met. Cash value growth depends on the insurer's declared interest rates, which can fluctuate over time and may affect your premium requirements.

Permanent life insurance costs more than term insurance policies, but the best policy for you depends on your requirements, age and medical history.

insurance2 icon
NO-MEDICAL-EXAM LIFE INSURANCE FOR 30-YEAR-OLDS

No-exam life insurance is a good option for those seeking life insurance at 30 without the hassle of a medical exam. This policy provides coverage regardless of health, making it a smart choice for those with health concerns or those wanting quick approval.

Buying a no medical exam policy at age 30 means lower premiums and lifetime coverage, which could be more cost-effective than purchasing it later. It's a solid option for securing long-term protection with minimal requirements.

Should You Buy Life Insurance in Your 30s?

The younger you buy life insurance, the less it will cost because younger people are generally healthier and have longer lifespans than older age groups. As you age, you may develop health issues that increase your premiums or prevent you from getting the policy you want. Your 30s are an ideal time to buy life insurance. The table illustrates how life insurance rates change as you age:

Data filtered by:Results filtered by:
Select
Gender:Female
Select
Term:10 years
20$18$220
30$20$235
40$31$369
50$65$778
60$174$2,087
70$479$5,746

*The policy cost details above are average rates for nonsmokers with average weight and health ratings purchasing term life insurance with coverage of $500,000.

Why Life Insurance Matters in Your 30s

Your 30s mark a pivotal decade for financial planning, making life insurance valuable. Reasons to secure coverage now include:

Life insurance regulations vary by state. Coverage recommendations may not apply in all jurisdictions. Consult local regulations and licensed agents for state-specific guidance.

    businessOwner icon

    Career Peak and Income Protection

    Many 30-year-olds experience their steepest income growth as careers advance and expertise develops. Earning potential likely peaks during this decade, making income replacement vital if something unexpected happens. Life insurance ensures your family maintains their standard of living even without your income, covering essential expenses like housing, food and childcare costs.

    family icon

    Family Formation Considerations

    Whether you're planning to start a family or already have young children, your 30s often involve major family changes. A growing family means increased financial responsibilities and more people depending on your income. Life insurance provides the financial safety net your spouse needs to cover childcare expenses, maintain mortgage payments and fund your children's future educational needs without financial stress during an already difficult time.

    mortgage icon

    Mortgage and Debt Protection Scenarios

    Most 30-year-olds carry significant financial obligations like mortgages, student loans or credit card debt. Without life insurance, your family could struggle to maintain homeownership or face overwhelming debt burdens. Adequate life insurance coverage ensures your mortgage gets paid off and other debts don't become your family's financial nightmare, allowing them to grieve without worrying about losing their home or declaring bankruptcy.

    healthInsurance icon

    Future Insurability Concerns

    Your health typically remains good in your 30s, but health can change quickly. Life insurance locks in coverage before potential health issues develop. Waiting until your 40s or 50s often means higher premiums or possible coverage denials because of medical conditions. Getting coverage at 30 protects against future insurability problems while rates remain relatively affordable.

Coverage Amount Strategy for 30-Year-Olds

Determining the right life insurance coverage amount at 30 requires balancing current financial obligations with future goals. Here's how to calculate coverage that protects your family without overpaying for unnecessary protection.

Income Replacement Calculations for 30-Year-Olds

When shopping for the best life insurance policy for 30-year-olds, consider purchasing one with a death benefit of 10 to 12 times your annual salary. If you earn $60,000 annually, consider $600,000 to $720,000 in coverage. This multiplier accounts for your family's need to replace your income for 10 to 15 years while allowing time to adjust financially and potentially remarry or find alternative income sources.

Debt Coverage Considerations

Add your total debt obligations to your income replacement calculation. Include mortgage balance, student loans, credit card debt and car loans. For example, if you need $600,000 for income replacement and have $250,000 in mortgage debt plus $30,000 in other loans, consider $880,000 in total coverage.

Family Needs Assessment Framework

Evaluate your family's specific situation beyond basic calculations. Factor in childcare costs, college savings goals and your spouse's earning potential. Single-income families need more coverage than dual-income households. If your spouse doesn't work or earns way less, increase coverage to account for their reduced ability to maintain household finances independently.

These recommendations provide general guidance only and should not replace personalized financial planning advice. Consult with licensed insurance professionals and financial advisors to determine appropriate coverage amounts for your specific situation.

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CONSULT AN EXPERT

If you're unsure, consult a financial planner or advisor. They can provide valuable guidance to help you evaluate life insurance options for 30-year-olds.

Best Life Insurance in Your 30s: Bottom Line

There's no specific age at which someone should get life insurance, but premiums become more expensive as you age. Older adults are more likely to have complex medical histories and shorter life expectancies. We analyzed life insurance quotes and policy details for 30-year-olds to rank the best options available for this age group.

The best life insurance option for 30-year-olds varies based on your needs and preferences. Based on MoneyGeek's analysis, Legal & General and Assurity offer the best term life insurance policies for 30-year-olds. Protective and Pacific Life rank first for whole and universal policies. Lincoln Financial has the cheapest life insurance for 30-year-olds.

Compare Life Insurance Rates

Ensure you’re getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Life Insurance for 30-Year-Olds: FAQ

We answer common questions about buying a life insurance policy for 30-year-olds:

Can you buy life insurance in your 30s?

Is 30 a good age to buy a life insurance policy?

What is the best life insurance company for a 30-year-old?

How much does a life insurance policy cost for a 30-year-old?

How much life insurance do I need?

What is the difference between term and whole life insurance?

Which life insurance is best for a 30-year-old?

Is life insurance worth it at 30?

Best Life Insurance Companies for 30-Year-Olds: Our Ratings Methodology

Choosing life insurance in your thirties feels different from shopping for it in your twenties or forties. You're likely thinking about growing families, new mortgages and building long-term financial security. We designed our research specifically for 30-year-olds navigating these considerations.

Why Our Methodology Matters for 30-Year-Olds

We analyzed 1,488 life insurance quotes because thirty-somethings need evidence-based rate comparisons, not generic advice. This age group often qualifies for the best health-based pricing while facing significant new financial responsibilities.  Our scoring system prioritizes affordability heavily since you're likely balancing competing financial goals like homebuying, student loans and retirement savings.

Our Scoring Framework

Companies earn up to five points across three categories, creating an overall MoneyGeek score out of 100:

  • Affordability (50%): Premium costs from actual online quotes
  • Customer Experience (30%): Financial stability ratings from AM Best, years in business and NAIC complaint data
  • Coverage Options (20%): Product diversity and online buying tools

Sample Profile Details

We gathered quotes using a standard profile:

  • 30-year-old man
  • Non-smoker
  • 5 feet 9 inches tall and 160 pounds
  • Average health rating

For the standard female profile, we used 5'4" for height and 120 lbs for weight.

We tested variations by modifying age, gender, height, weight, tobacco use, health ratings and location to capture rate differences across customer types. Our analysis included multiple term lengths and coverage amounts since thirty-somethings often need flexibility as their financial situations evolve.

Data Analysis Process

We reviewed policy documents from top-rated insurers, tested online quote systems during peak hours, and contacted customer service lines to evaluate the buying experience. We identified pricing patterns in our dataset to understand how various factors affect rates for this age group, then used those trends to project costs across different scenarios.

This methodology focuses on what matters most when you're thirty: getting comprehensive financial protection at rates that fit your budget while working with companies that will be there when you need them.

Best Life Insurance When in Your 30s: Related Pages

About Mark Fitzpatrick

Mark Fitzpatrick headshot

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.

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