Updated: November 21, 2024
Advertising & Editorial Disclosure
Protective is the best life insurance provider in Corona, California, with MoneyGeek scores of 92 for men and 91 for women. The average monthly premiums are $32 for men and $26 for women. These scores and costs are based on a 20-year term policy with $500,000 coverage.
When deciding on life insurance, consider your health, age and financial stability. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Corona, California.
Coverage costs and company information for life insurance providers were updated in September 2024.
BestLife InsuranceCorona, CABest Life Insurance Companies in Corona
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in Corona, with a MoneyGeek score of 92 for men and 91 for women. The average monthly premiums are $32 for men and $26 for women.
Top companies for men:
Top companies for women:
Protective's high MoneyGeek scores and lower monthly premiums make it the best choice for life insurance.
Protective is Corona's leading life insurance provider, with an overall MoneyGeek score of 92 for men and 91 for women. It provides affordable coverage at average monthly premiums of $32 for men and $26 for women.
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Cons: None
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
Protective is the best term life insurance provider in Corona, with a MoneyGeek score of 92 for both genders and average monthly premiums of $17 for men and $14 for women. Its high affordability, customer satisfaction and financial stability scores make it a top choice for reliable coverage.
Top term life insurance companies for men:
Top term life insurance companies for women:
Term life insurance provides coverage for a set period and pays a death benefit if the insured dies during this term. It's typically more affordable and simpler than whole life insurance. For example, a young parent might choose term life insurance to ensure financial support for their children until they become adults.
Protective is the top choice for term life insurance in Corona, earning a MoneyGeek score of 92 for men and women. With average monthly premiums of $17 for men and $14 for women, it offers an optimal balance of cost and quality.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
Protective has the best whole life insurance in Corona, achieving a MoneyGeek score of 92 for men and women. The company performs strongly in affordability, customer satisfaction and financial stability.
Whole life insurance offers lifetime coverage and includes an investment component that builds cash value over time. Unlike term life insurance, which covers a specific period, whole life insurance provides long-term financial security and allows for borrowing against the accumulated cash value. You might choose whole life insurance to ensure financial protection for your beneficiaries while building savings.
Protective is the leading provider of whole life insurance in Corona, earning a MoneyGeek score of 92 for men and women.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
In Corona, Protective has the best universal life insurance, with a MoneyGeek score of 91 for men and women. The company's high score indicates a strong combination of affordability, customer satisfaction and financial stability.
Universal life insurance offers flexibility in premiums and death benefits, which can be appealing for those looking for a more adaptable policy. For instance, someone who anticipates changes in their financial situation might choose universal life insurance to adjust their coverage as needed.
Protective is Corona's leading universal life insurance company. With a MoneyGeek score of 91 for men and women, Protective stands out for its quality service, affordability and financial stability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
Protective offers the best life insurance in Corona without a medical exam requirement. Its MoneyGeek score of 91 for men and women reflects a strong balance of affordability, customer satisfaction and financial stability.
Life insurance without a medical exam provides coverage without requiring a health assessment. For example, someone with a busy schedule or a fear of medical tests might choose this insurance to secure a policy swiftly and stress-free.
Protective is Corona's top choice for life insurance without the hassle of a medical examination. Its MoneyGeek score of 91 for men and women reflects a balance of customer satisfaction and affordability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
Protective offers the best term life insurance for seniors in Corona, with MoneyGeek scores of 91 for men and 90 for women. The average monthly premiums are $77 for males and $67 for females.
Age affects life insurance premiums, with higher rates for seniors due to increased health risk. Protective's top MoneyGeek score highlights its strong performance in affordability, customer satisfaction and financial stability, making it great for seniors seeking a balance of cost and quality.
| 1 | Protective | $77 | 91 |
| 2 | Mutual of Omaha | $86 | 91 |
| 3 | Nationwide | $73 | 90 |
| 4 | Allstate | $70 | 89 |
| 5 | Transamerica | $71 | 88 |
| 6 | AAA | $97 | 88 |
| 7 | Prudential | $74 | 87 |
| 8 | State Farm | $113 | 86 |
| 9 | Haven | $152 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
Mutual of Omaha provides the best term life insurance for smokers in Corona, with MoneyGeek scores of 90 for men and 89 for women. Monthly premiums average $83 for males and $80 for females.
Smoking significantly impacts life insurance premiums, often resulting in higher rates for smokers due to the associated health risks. Mutual of Omaha's high MoneyGeek scores reflect a balance of affordability, customer satisfaction and financial stability — critical factors for smokers seeking coverage that fits their needs.
| 1 | Mutual of Omaha | $83 | 90 |
| 2 | Nationwide | $79 | 89 |
| 3 | AAA | $86 | 88 |
| 4 | Prudential | $65 | 88 |
| 5 | Transamerica | $77 | 87 |
| 6 | Protective | $135 | 87 |
| 7 | Haven | $83 | 86 |
| 8 | State Farm | $117 | 84 |
| 9 | Allstate | $115 | 84 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
Protective offers the best term life insurance for young adults in Corona, with a MoneyGeek score of 92 and average monthly premiums of $10 for males and $9 for females.
Younger policyholders typically enjoy cheaper premiums due to lower health risks. Protective's high MoneyGeek score reflects its strong customer satisfaction, affordability and financial stability.
| 1 | Protective | $10 | 92 |
| 2 | Mutual of Omaha | $12 | 91 |
| 3 | Nationwide | $12 | 90 |
| 4 | Allstate | $10 | 89 |
| 5 | Transamerica | $10 | 88 |
| 6 | AAA | $13 | 88 |
| 7 | Prudential | $15 | 85 |
| 8 | State Farm | $18 | 85 |
| 9 | Haven | $16 | 84 |
| 10 | Bestow | $21 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
In Corona, Protective offers the best cheap term life insurance, with a MoneyGeek score of 92 for men and women. The average monthly premiums are $17 for males and $14 for females.
Various factors affect life insurance premiums, including age, health, coverage amount and term length. To get the lowest premiums, maintain good health, select an appropriate coverage amount and consider a longer term.
| 1 | Protective | $17 | 92 |
| 2 | Allstate | $16 | 91 |
| 3 | Nationwide | $19 | 91 |
| 4 | Transamerica | $16 | 91 |
| 5 | Mutual of Omaha | $20 | 89 |
| 6 | AAA | $22 | 87 |
| 7 | Prudential | $22 | 85 |
| 8 | State Farm | $28 | 82 |
| 9 | Haven | $28 | 82 |
The average monthly premiums for term life insurance in Corona are $31 for men and $24 for women. Several factors affect the cost of life insurance premiums, including age, health, lifestyle, occupation and coverage amount.
Corona's life insurance cost might be higher or lower than the rest of California due to local health statistics, economic conditions and risk factors. For instance, insurance premiums might be higher if the local population has higher health risks or if the cost of living is higher. Conversely, premiums might be lower if the area has a younger, healthier population.
Understanding these factors can help you make informed decisions about your life insurance needs and options.
Protective offers the best life insurance in Corona for men, with a MoneyGeek score of 92 out of 100.
The average monthly premium cost for the best life insurance for men in Corona is $32.
Protective offers the best life insurance in Corona for women, with a MoneyGeek score of 91 out of 100.
The average monthly premium for the best life insurance for women in Corona is $26.
Life insurance in Corona is similar to the rest of California in terms of company rankings and premiums. Protective leads both in Corona and statewide, indicating consistent options and pricing across the state. However, local factors such as demographics and health statistics may influence specific premiums.
If a life insurance company in Corona goes bankrupt, state regulations protect policies. The California Life and Health Insurance Guarantee Association covers claims within certain limits. Policyholders can still receive benefits even if their insurance company fails.
Corona residents might need life insurance for several reasons. It provides financial security for families by covering expenses like funeral costs, outstanding debts and dependents' living expenses. Life insurance also offers peace of mind, knowing that loved ones will be financially protected.
Contact the insurance company directly to find a lost life insurance policy in Corona. If the company cannot be reached, use resources provided by the California Department of Insurance, which offers tools and assistance to help locate lost or unclaimed policies.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
