Lemonade is the best pet insurance company in Alaska for cats and dogs. For those seeking alternatives, AKC, Pumpkin and Rainwalk offer strong coverage options in the state.
Best Pet Insurance in Alaska
Updated: September 12, 2025
Advertising & Editorial Disclosure
Key Takeaways
Lemonade offers the best pet insurance in Alaska, with monthly rates starting at $9. It combines competitive pricing with excellent customer service.
For Alaska residents, Lemonade provides the cheapest pet insurance for dogs at $50 per month, while Pumpkin has the lowest premiums for cats at $21.
Compare multiple insurance policies to find coverage that matches your pet's needs and your budget while considering provider reputation.
Best Pet Insurance Companies in Alaska
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Dog or Cat:Dog
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Pet Age Group:Middle Aged
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Annual Limit:$5,000
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Reimbursement %:80%
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Deductible:$500
| Lemonade | 4.50 | $50 |
| AKC | 4.30 | $64 |
| Rainwalk | 4.15 | $65 |
| Pets Best | 4.10 | $61 |
| Pumpkin | 3.70 | $61 |
Lemonade
Best Overall
MoneyGeek Rating
4.5/ 5
5/5Affordability
4.4/5Customer Experience
3.3/5Coverage Options
Average Monthly Rate for Dogs
$50Average Monthly Rate for Cats
$24Overall Reddit Sentiment
72% positiveMaximum Annual Limit
$100,000
Best Pet Insurance by Dog Breed
Overall, AKC dominates the best pet insurance rankings for most dog breeds in Alaska, while Lemonade and Rainwalk are top picks for select breeds. Below, you can review which companies are best for your dog in the state.
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Breed:Affenpinscher
| Rainwalk | 4.35 | $44 |
| Pets Best | 4.35 | $27 |
| AKC | 4.3 | $56 |
| Lemonade | 4.25 | $31 |
| Spot | 3.9 | $53 |
| Fetch | 3.9 | $46 |
Best Pet Insurance by Cat Breed
AKC dominates the best pet insurance rankings for most cat breeds in Alaska, while Rainwalk stands out as another strong option for cat coverage. Below, you can review which companies are best for your cat in the state.
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Breed:Abyssinian
| Rainwalk | 4.5 | $32 |
| AKC | 4.5 | $40 |
| Lemonade | 4.35 | $25 |
| Pets Best | 4.3 | $32 |
| Spot | 4.15 | $34 |
Cheapest Pet Insurance in Alaska
In Alaska, Lemonade offers the most affordable pet insurance for dogs at $50 per month or $604 annually. For cats, Pumpkin provides the cheapest coverage at $21 monthly or $252 per year.
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Dog or Cat:Dog
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Pet Age Group:Middle Aged
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Annual Limit:$5,000
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Reimbursement %:80%
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Deductible:$500
| Lemonade | $50 | $604 | -29% |
| Pets Best | $61 | $734 | -14% |
| Pumpkin | $61 | $735 | -14% |
| ASPCA | $62 | $743 | -13% |
| Met Life | $63 | $761 | -11% |
| Figo | $64 | $767 | -10% |
| AKC | $64 | $766 | -10% |
| Rainwalk | $65 | $776 | -9% |
| Hartville | $70 | $836 | -2% |
| Spot | $76 | $906 | 6% |
| Liberty Mutual | $79 | $950 | 11% |
| Embrace | $84 | $1,004 | 17% |
| Fetch | $102 | $1,230 | 44% |
| Nationwide | $104 | $1,250 | 46% |
Cheapest Alaska Pet Insurance by Dog Breed
In Alaska, Lemonade, Pumpkin and Pets Best offer the most affordable pet insurance across multiple dog breeds, with plans starting at $16 monthly.
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Breed:Affenpinscher
| Pets Best | $27 | $327 | -50% |
| Lemonade | $31 | $369 | -43% |
| Pumpkin | $36 | $437 | -33% |
| ASPCA | $43 | $522 | -20% |
| Rainwalk | $44 | $524 | -20% |
Cheapest Alaska Pet Insurance by Cat Breed
In Alaska, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) offer the most affordable cat insurance coverage. Monthly premiums start at $15 for standard plans.
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Breed:Abyssinian
| Lemonade | $25 | $295 | -55% |
| Figo | $27 | $325 | -50% |
| Pets Best | $32 | $381 | -42% |
| Rainwalk | $32 | $385 | -41% |
| Hartville | $33 | $388 | -40% |
How Much Is Pet Insurance in Alaska?
Alaska pet insurance costs around $88 monthly for dogs and $45 for cats. These rates run about 2% below the national average for both types of pets, making coverage in the state relatively affordable.
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Annual Limit:$5,000
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Deductible:$500
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Reimbursement %:80%
| Cat | $45 | $535 | -2% |
| Dog | $88 | $1,055 | -2% |
How to Get the Best Cheap Pet Insurance in Alaska
Finding the best cheap provider and coverage plan in Alaska can be difficult. Here's how to find the best pet insurance for your needs:
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Evaluate Your Pet's Coverage Needs First
Consider your pet's age, breed and health risks before shopping for insurance. Focus on essential coverage that matches your budget and pet's needs.
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Look for Available Discounts and Savings
Check if you qualify for a multi-pet plan or other discounts like annual payment options. Many insurers offer special rates for military members and bundled policies.
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Research Insurance Company Reputation
Read customer reviews and check company ratings specifically for Alaska coverage. Look for insurers with strong track records of paying claims and good customer service in remote areas.
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Get Multiple Insurance Quotes Online
Compare at least three different pet insurance quotes with similar coverage levels. Make sure to understand deductibles and reimbursement rates for each option.
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Review Your Policy Annually
Check your rates each year before renewal to ensure you're still getting the best deal. Consider adjusting coverage as your pet ages and their needs change.
Best Pet Insurance in Alaska: Bottom Line
Lemonade is our top pick for pet insurance in Alaska, while Lemonade and Pumpkin offer the most affordable coverage options. Lemonade leads for dog insurance, and Pumpkin provides cost-effective solutions for cat owners. While these providers excel in our analysis, compare multiple options to find coverage that matches your pet's needs.
Pet Insurance in Alaska: FAQ
Here are answers to frequently asked questions about Alaska pet insurance:
What are the best pet insurance companies in Alaska?
Pet owners in Alaska can rely on several quality insurance providers. Leading companies include Lemonade, AKC, Pumpkin and Rainwalk for comprehensive pet coverage.
Which company has the cheapest pet insurance in Alaska?
Lemonade and Pumpkin offer the most competitive pet insurance rates in Alaska. Monthly premiums start at $50 for dogs and $21 for cats.
How much is pet insurance in Alaska?
In Alaska, pet insurance costs $535 annually for cats and $1,055 for dogs. Annual premiums across the state can range from $66 to $13,013, depending on coverage options and pet factors.
What is the best way to find the right pet insurance provider?
Start by determining your pet's specific coverage needs based on age, breed and health history. Research multiple providers' reputations through customer reviews and industry ratings. Compare policy details, coverage limits and deductibles from at least three companies. Get quotes from top-rated insurers to find competitive rates that match your requirements.
How We Found the Best and Cheapest Pet Insurance in Alaska
We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Alaska residents. Here's the standard profile we used for our comparisons:
- $5,000 annual limit
- 80% reimbursement
- $500 deductible
- 6-year-old Labrador Retriever if dog
- 7-year-old Ragdoll if cat
Our Company Rating System
To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:
- Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
- Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
- Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.
sources
- Trustpilot. "Lemonade Reviews." Accessed September 15, 2025.