Pet Insurance in Alaska: Compare the Best Pet Insurance Companies and Most Affordable Quotes

With the best pet insurance in Alaska, you provide your pet with emergency care if it’s ill or injured without having to worry about covering the cost of expensive veterinary care. Usually, a pet insurance plan covers unexpected injuries, illnesses, surgeries, prescription medicine, tests/diagnostics and emergency exam fees. Pet insurance could also include preventive care.

In this guide, MoneyGeek researched the best pet insurance companies in Alaska and gathered quotes in different cities, including Anchorage, Fairbanks and Juneau, to help you understand the cost of pet insurance in the state and find a policy that fits your pet’s needs.

MoneyGeek determined the best pet insurance company by analyzing thousands of pet insurance quotes in Alaska across many different providers in the state. We also documented policy and coverage details for companies offering pet insurance policies in Alaska and chose the best provider based on affordability and insurance offerings. However, since the cost of a pet insurance policy depends on your pet's age, breed and medical history, it’s best to compare rates of different insurers to find the best deal.

The cost of pet insurance in Alaska varies; it depends on your location, policy coverage and deductible, your pet's breed and its age. On average, in Alaska, it costs $27.20 per month to insure a dog with a $5,000 yearly coverage limit, $48.37 per month for a $10,000 annual coverage limit, and $50.47 per month for an unlimited coverage policy. If you’re looking to insure a cat in Alaska, a policy with a $5,000 annual coverage limit costs an average of $14.88 per month, while a $10,000 annual coverage limit policy costs an average of $24.35 per month, and an unlimited coverage policy has an average cost of $34.64 per month.

MoneyGeek’s research shows that pet insurance companies in Alaska typically offer the following options in their policies:

• Annual reimbursement limits: Ranges from $3,000 to unlimited
• Deductible: $250 to $500, but some companies have higher or lower options
• Bill reimbursement percentage: 70-90%

Some pet owners in Alaska want a less expensive policy with lower coverage amounts to manage their monthly expenses easily or because they don’t feel like they need as much insurance coverage. But there are Alaskan pet owners who want a policy with high coverage limits to ensure maximum protection for their pet. Generally, an unlimited pet insurance policy is more expensive, and while the average pet owner may not need unlimited protection, it provides the most protection for a pet. MoneyGeek recommends the average coverage amount below for pet insurance shoppers in Alaska.

Pet owners who want to keep their costs low can benefit the most from a plan with a high deductible and a low annual maximum and reimbursement percentage. In the table below, MoneyGeek found the average cost of pet insurance in Alaska with a $5,000 annual maximum, $500 deductible and 80% reimbursement.

Depending on your location in Alaska, the cost of a pet insurance policy varies. Some cities in Alaska have a higher cost of living, so it costs more for veterinary medical procedures, which causes pet insurance to be more expensive there. In other cities, the risk of your pet getting into an accident may be higher due to the weather, traffic or other hazards, which can raise your insurance premium. The cost of pet insurance in Alaska also depends on the type and level of coverage you select.

In Alaska, pet insurance costs vary depending on a variety of factors like the age of the pet, breed, location (city), coverage limits, deductible, and much more. Many companies allow you to customize your pet policy, which determines the final price you pay per month or year.

MoneyGeek believes that data helps us make better financial decisions. For pet insurance, our data team spent countless hours gathering thousands of pet insurance quotes across the 13 largest providers to ensure you find the most affordable policy to meet your pet’s needs.

To determine the best pet insurance companies in Alaska, MoneyGeek built a detailed rating system by analyzing each company’s product offerings and costs. For the MoneyGeek rating score, we weighted affordability by coverage level at 50% of the total score and weighted our 24 qualitative research policy option data points at 50%.

To determine the cheapest pet insurance companies in Alaska and affordability scores for our best rankings, MoneyGeek gathered quotes, by company, across many zip codes in Alaska for four pet types with the following coverage levels:

• Low coverage: $5,000 coverage, $500 deductible, 80% reimbursement
• Average coverage: $10,000 coverage, $250 deductible, 80% reimbursement
• High coverage: Unlimited coverage, $250 deductible, 90% reimbursement