Pet Insurance in Arkansas: Compare the Best Pet Insurance Companies and Most Affordable Quotes

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MoneyGeek found that, overall, the best pet insurance company in Arkansas is Pets Best since it offers affordable pet insurance policies with a variety of customization options. On average, it costs $24.65 per month to buy a pet insurance policy in Arkansas from Pets Best.

Pets Best offers customizable pet insurance plans, meaning you can set your annual benefit limit, deductible and reimbursement rate (70%, 80% or 90%). That helps you choose a policy that fits your budget and needs. Generally, Pets Best pet insurance covers accidents, injuries, illnesses, chronic conditions, emergency care and much more. It does not cover pre-existing conditions.

For routine care and wellness, the company offers two wellness plans — EssentialWellness and BestWellness — which you can add to your pet insurance policy in Arkansas for an additional cost.

If you have senior pets, it’s good to buy a policy from Pets Best as it does not have an upper age limit on enrollment.

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If you want to provide your pet with the best medical care without worrying about reaching the annual limit, it’s best to get an unlimited annual limit policy in Arkansas. MoneyGeek’s research shows that Pets Best offers the best unlimited coverage pet insurance in Arkansas. The average cost of an unlimited coverage policy from Pets Best is $31.18 per month.

With Pets Best, you only pay according to the policy structure you select, even with an unlimited coverage policy, and the company does not increase the insurance premium after you file a claim. It also offers multiple discounts, such as a discount on enrolling more than one pet and a military discount.

While a policy from Pets Best won’t cover pre-existing conditions and any non-medical expenses, the company offers two wellness policy add-ons that help you pay for vaccines, wellness exams, deworming, rabies, blood work and microchipping.

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To help you find cheap pet insurance in Arkansas, MoneyGeek analyzed the most affordable pet insurance policies in the state. The research shows that Figo is the best option for pet owners who want an affordable pet insurance policy. On average, it costs $17.63 per month to buy a policy from Figo in Arkansas.

Figo’s pet insurance policies usually cover surgeries, orthopedic conditions, prescription medicine, emergency care and hospitalizations, imaging, chronic conditions and cancer.

The company also offers wellness plans which you can add for an additional cost that cover vaccinations, blood work, spaying, neutering, boarding fees, cremation and burial expenses and more.

Figo does not cover pre-existing conditions; however, if the condition is curable and your pet hasn’t displayed any of its symptoms for the past 12 months, the policy covers it.

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MoneyGeek researched the best pet insurance companies in Arkansas for pet owners who own more than one pet. The research shows that Pets Best is the most suitable option for you if you want to insure multiple pets in your Arkansas home. The average cost of a multiple pets insurance policy with Pets Best is $22.18 per month in Arkansas.

With a Pets Best multiple pets insurance policy, you are eligible for a 5% discount. The company offers customizable insurance plans, which means you can select your annual limit, deductible and reimbursement rate. That way, you select a policy according to your budget and needs.

You can also add a wellness plan to your multiple pet policy to cover vaccines, wellness exams, deworming, rabies, blood work, microchipping and more.

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If you’re a cat owner in Arkansas, MoneyGeek found that GEICO pet insurance would be the best option for you. As an FYI, Embrace administers GEICO’s pet insurance policies. On average, it costs $11.55 per month for a cat pet insurance policy in Arkansas from GEICO.

GEICO pet insurance policies are quite flexible; the company allows you to select your deductible and maximum annual limit. The deductible can range from $200 to $1,000, while the annual limit ranges from $5,000 to $30,000.

With a cat insurance policy from GEICO, you have coverage for preventive and prescription medicine, and the company gives the option of covering curable pre-existing conditions. The curable pre-existing conditions that GEICO’s cat pet insurance plans cover are respiratory infections, urinary tract and bladder infections, vomiting, diarrhea, and other gastrointestinal disorders, to name a few.

You can also add a wellness plan to your GEICO cat policy, covering routine vet visits, grooming, microchipping, teeth cleaning, prescription diet food, vaccinations and more.