Pet Insurance in Connecticut: Compare the Best Pet Insurance Companies and Most Affordable Quotes

Pet insurance ensures that in case of an accident or illness, the cost of treatment for your pet will be covered. Depending on factors such as the age and breed of your pet, coverage level and location, the cost of pet insurance in Connecticut can vary.

MoneyGeek gathered pet insurance data from major cities in Connecticut, including Bridgeport, Hartford and New Haven. We have identified the best pet insurance in Connecticut, whether you are looking for affordable or unlimited coverage and whether you have one or multiple pets to insure. Our analysis will help you find affordable pet insurance in Connecticut based on your budget and pet’s needs.

MoneyGeek compared quotes from pet insurance companies in Connecticut and analyzed policy and coverage options offered by different providers to identify the best pet insurance in Connecticut. Our comprehensive analysis ranked insurers based on affordability and product offerings to identify those that offer the best pet insurance in Connecticut.

It’s important to remember that the cost of pet insurance does vary — breed, age, where you live and other factors all make a difference to how much you’ll pay. That’s why shopping around to find the best pet insurance at the best price in Connecticut is important.

Pet insurance rates in Connecticut will depend on factors such as the type of coverage you choose, the age and breed of your pet and your location. On average, it costs $34.26 monthly to insure your dog in Connecticut with a $5,000 limit, $64.89 monthly for a $10,000 limit and $64.81 monthly for unlimited coverage.

Cats are typically cheaper to insure than dogs at an average of $18.78 per month for $5,000 annual coverage, $32.09 per month for $10,000 annual coverage and $45.68 per month for unlimited coverage.

The age and breed of your pet will impact the cost of pet insurance in Connecticut, as will the city or area in which you live, so the above rates may vary.

In Connecticut, most pet insurance companies offer policies with the following options:

• Annual reimbursement limits: $3,000 limit to unlimited
• Deductible: $250 to $500, but some companies may offer lower or higher deductibles
• Bill reimbursement rate: 70 to 90%

Depending on your budget, you can opt for a pet insurance policy with lower coverage which means it is cheaper in monthly premiums. However, if you want comprehensive coverage, you’ll have to pay more.

The trade-off is that a policy with high coverage limits will cover the expenses incurred for your pet’s medical treatments. The average pet owner in Connecticut may not need unlimited coverage but this type of policy does offer the most protection, hence the higher premiums.

MoneyGeek recommends the average coverage limits indicated below for most pet owners in Connecticut.

MoneyGeek analyzed pet insurance providers in Connecticut to help you find pet insurance companies offering the cheapest rates for policies with a $5,000 annual limit, a $500 deductible, and an 80% reimbursement percentage.

Depending on where you live in Connecticut, you may have to pay higher rates for pet insurance compared to other locations. This is because the cost of pet insurance in Connecticut will vary based on location-specific factors such as cost of living and risk factors such as weather, traffic and other hazards. Cities with a high cost of living attract higher pet insurance premiums since veterinary costs are likely to be higher. However, apart from location, the coverage amount you choose plays a large part in the cost of pet insurance.

When buying pet insurance in Connecticut, the amount you pay in monthly premiums will be impacted by a number of factors and coverage, including:

MoneyGeek believes that data helps us make better financial decisions. For pet insurance, our data team spent countless hours gathering thousands of pet insurance quotes across the 13 largest providers to ensure you find the most affordable policy to meet your pet’s needs.

To determine Connecticut's best pet insurance companies, MoneyGeek built a detailed rating system by analyzing each company’s product offerings and costs. For the MoneyGeek rating score, we weighted affordability by coverage level at 50% of the total score and weighted our 24 qualitative research policy option data points at 50%.

To determine the cheapest pet insurance companies in Connecticut and to determine our affordability scores for our best rankings, MoneyGeek gathered quotes by company across many zip codes in Connecticut for four pet types with the following coverage levels:

• Low Coverage: $5,000 Coverage, $500 Deductible, 80% reimbursement
• Average Coverage: $10,000 Coverage, $250 Deductible, 80% reimbursement
• High Coverage: Unlimited Coverage, $250 Deductible, 90% reimbursement