Lemonade is the best pet insurance company in Connecticut for cats and dogs. AKC, Pumpkin, Spot and Rainwalk provide strong alternatives.
Best Pet Insurance in Connecticut
The best pet insurance companies in Connecticut are Lemonade, Pumpkin, Spot and AKC, with monthly plans starting at $6.
Ready to protect your furry friend? Let's find you the perfect plan.

Updated: November 12, 2025
Advertising & Editorial Disclosure
Lemonade offers the best pet insurance in Connecticut, with monthly rates starting at $11. It combines competitive pricing with excellent customer service.
Lemonade offers the cheapest pet insurance for dogs at $59 per month, while Pumpkin offers the lowest rates for cats at $25.
Compare multiple insurance providers to find coverage that matches your pet's needs and budget.
Best Pet Insurance Companies in Connecticut
| Lemonade | 4.50 | $59 |
| AKC | 4.30 | $74 |
| Rainwalk | 4.15 | $76 |
| Pets Best | 4.05 | $71 |
| Pumpkin | 3.70 | $72 |
| ASPCA | 3.70 | $70 |
| Spot | 3.70 | $80 |

Best Overall
Average Monthly Rate for Dogs
$59Average Monthly Rate for Cats
$28Overall Reddit Sentiment
72% positiveMaximum Annual Limit
$100,000
- pros
Fast claims processing through an AI-powered app
Lower-than-average premiums for cats and dogs
Comprehensive add-on options, including physical therapy
consOnly insures pets up to age 10
No unlimited annual coverage option
Lemonade combines affordable premiums with quick claims processing through its app. The company processes many claims within minutes and offers comprehensive coverage options. While it has age restrictions, its lower rates and efficient claims process make it ideal for most pet owners.
Lemonade pet insurance in Connecticut ranges from $11 to $114 monthly, depending on your pet's age, breed and chosen coverage.
Data filtered by:CatMiddle Aged$10,00060%$100Lemonade $41 $488 Lemonade earns a 4.2 out of 5 from customers on Trustpilot. On Reddit, 23 out of 32 comments were positive.
Lemonade's standard accident and illness policy covers diagnostics, procedures and medications. Pet owners can customize coverage with annual limits from $5,000 to $100,000 and deductibles between $100 and $750. Add-ons include physical therapy, behavioral conditions and dental illness coverage up to $1,000 yearly. Wellness plans cover routine care, vaccinations and preventive medications.
Best Pet Insurance by Dog Breed
AKC leads the best pet insurance rankings for most dog breeds in Connecticut. Lemonade and Rainwalk are top picks for select breeds.
| Rainwalk | 4.35 | $51 |
| Pets Best | 4.35 | $32 |
| AKC | 4.3 | $65 |
| Lemonade | 4.25 | $36 |
| Spot | 3.95 | $57 |
Best Pet Insurance by Cat Breed
AKC leads the best pet insurance rankings for most cat breeds in Connecticut, while Rainwalk is a strong alternative.
| AKC | 4.5 | $47 |
| Rainwalk | 4.5 | $38 |
| Lemonade | 4.35 | $29 |
| Pets Best | 4.3 | $37 |
| Spot | 4.2 | $37 |
Cheapest Pet Insurance in Connecticut
In Connecticut, Lemonade offers the cheapest pet insurance for dogs at $59 per month or $707 per year. For cats, Pumpkin provides the most affordable coverage at $25 per month or $295 per year.
| Lemonade | $59 | $707 | -28% |
| ASPCA | $70 | $837 | -14% |
| Pets Best | $71 | $860 | -12% |
| Pumpkin | $72 | $861 | -12% |
| AKC | $74 | $883 | -10% |
| Figo | $75 | $898 | -8% |
| Rainwalk | $76 | $909 | -7% |
| Met Life | $76 | $906 | -7% |
| Hartville | $77 | $928 | -5% |
| Spot | $80 | $960 | -2% |
| Liberty Mutual | $92 | $1,102 | 13% |
| Embrace | $100 | $1,197 | 22% |
| Nationwide | $113 | $1,353 | 38% |
| Fetch | $120 | $1,441 | 47% |
Cheapest Connecticut Pet Insurance by Dog Breed
In Connecticut, Lemonade, Pumpkin and Pets Best provide the most affordable dog insurance across multiple breeds, with plans starting at $19 per month.
| Pets Best | $32 | $384 | -48% |
| Lemonade | $36 | $433 | -42% |
| Pumpkin | $43 | $512 | -31% |
| ASPCA | $49 | $587 | -21% |
| Rainwalk | $51 | $614 | -17% |
Cheapest Connecticut Pet Insurance by Cat Breed
In Connecticut, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) provide the most affordable coverage across cat breeds. Rates start at $17 per month for standard plans.
| Lemonade | $29 | $345 | -54% |
| Figo | $32 | $380 | -49% |
| Hartville | $36 | $434 | -42% |
| Pets Best | $37 | $446 | -40% |
| Spot | $37 | $448 | -40% |
How Much Is Pet Insurance in Connecticut?
Connecticut pet insurance costs around $103 monthly for dogs and $52 for cats. These rates run 14% higher than the national average for both types of pets.
| Cat | $52 | $625 | 14% |
| Dog | $103 | $1,235 | 14% |
How to Get the Best Cheap Pet Insurance in Connecticut
Finding affordable pet insurance in Connecticut requires comparing providers and understanding your pet's specific coverage needs.
- 1Evaluate Your Pet's Coverage Needs First
Consider your pet's age, breed and health risks when choosing coverage levels. Ask your vet about common health issues for your pet's breed to help determine necessary coverage.
- 2Look for Available Insurance Discounts
Many insurers offer savings for multi-pet plans or annual payment options. Check for additional discounts like military service member rates or spay/neuter benefits.
- 3Check Insurance Company Ratings
Review customer feedback and financial strength ratings before choosing an insurer. Focus on providers with strong track records of paying claims.
- 4Get Multiple Insurance Quotes
Request quotes from at least three pet insurance providers. Compare similar coverage levels and deductibles for accurate price comparison.
- 5Review Your Policy Annually
Pet insurance rates often increase as pets age. Compare rates from other providers each year at renewal time to get the best deal.
Best Pet Insurance in Connecticut: Bottom Line
Lemonade offers the best pet insurance coverage in Connecticut for dogs and cats. For affordability, Lemonade leads for dog insurance, while Pumpkin offers the most budget-friendly cat coverage. Compare multiple providers to find the best fit for your pet's needs.
Pet Insurance in Connecticut: FAQ
Here are answers to frequently asked questions about Connecticut a pet insurance:
What are the best pet insurance companies in Connecticut?
Pet owners in Connecticut have excellent insurance options, with Lemonade, AKC, Pumpkin, Rainwalk and Spot ranking as the top providers based on comprehensive coverage and service quality.
Which company has the cheapest pet insurance in Connecticut?
Lemonade and Pumpkin offer the lowest pet insurance rates in Connecticut. Rates start at $59 monthly for dogs and $25 for cats.
How much is pet insurance in Connecticut?
Pet insurance costs $625 annually for cats and $1,235 for dogs. Annual premiums range from $77 to $15,250, depending on coverage options.
What is the best way to find the right pet insurance provider?
Start by determining your pet's specific coverage needs based on age, breed and health history. Research multiple providers' reputations through customer reviews and industry ratings. Compare policy details, coverage limits and deductibles from at least three companies. Get quotes from top-rated insurers to find competitive rates that match your requirements.
How We Found the Best and Cheapest Pet Insurance in Connecticut
We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Connecticut residents. Here's the standard profile we used for our comparisons:
- $5,000 annual limit
- 80% reimbursement
- $500 deductible
- 6-year-old Labrador Retriever if dog
- 7-year-old Ragdoll if cat
Our Company Rating System
To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:
- Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
- Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
- Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
sources
- Trustpilot. "Lemonade Reviews." Accessed December 6, 2025.

