Lemonade is the best pet insurance company in Connecticut for cats and dogs. AKC, Pumpkin, Spot and Rainwalk are worth comparing as well.
Best Pet Insurance in Connecticut
Updated: February 25, 2026
Advertising & Editorial Disclosure
Key Takeaways
Lemonade ranks as the best pet insurance company in Connecticut, with the highest MoneyGeek score at 4.5 out of 5.
Lemonade has the cheapest pet insurance in Connecticut at $59 per month; Pumpkin has the lowest cat rates at $25.
Comparing a few providers helps you find coverage that fits your pet and budget.
Best Pet Insurance Companies in Connecticut
Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
| Lemonade | 4.50 | $59 |
| AKC | 4.30 | $74 |
| Rainwalk | 4.15 | $76 |
| Pets Best | 4.05 | $71 |
| Pumpkin | 3.70 | $72 |
| ASPCA | 3.70 | $70 |
| Spot | 3.70 | $80 |
Lemonade
Best Overall
MoneyGeek Rating
4.5/ 5
5/5Affordability
4.4/5Customer Experience
3.3/5Coverage Points
Average Monthly Rate for Dogs
$59Average Monthly Rate for Cats
$28Overall Reddit Sentiment
72% positiveMaximum Annual Limit
$100,000
Best Pet Insurance by Dog Breed
AKC leads pet insurance rankings for most dog breeds in Connecticut. Lemonade and Rainwalk are top picks for select breeds.
Data filtered by:
Affenpinscher
| Rainwalk | 4.34 | $51 |
| Pets Best | 4.34 | $32 |
| AKC | 4.3 | $65 |
| Lemonade | 4.25 | $36 |
| Spot | 3.95 | $57 |
Best Pet Insurance by Cat Breed
AKC ranks first for most cat breeds in Connecticut. Rainwalk leads for select breeds.
Data filtered by:
Abyssinian
| AKC | 4.5 | $47 |
| Rainwalk | 4.5 | $38 |
| Lemonade | 4.34 | $29 |
| Pets Best | 4.3 | $37 |
| Spot | 4.2 | $37 |
Cheapest Pet Insurance in Connecticut
In Connecticut, Lemonade has the cheapest dog insurance at $59 per month ($707 per year). Pumpkin has the lowest cat rates at $25 per month ($295 per year).
Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
| Lemonade | $59 | $707 | -28% |
| ASPCA | $70 | $837 | -14% |
| Pets Best | $71 | $860 | -12% |
| Pumpkin | $72 | $861 | -12% |
| AKC | $74 | $883 | -10% |
| Figo | $75 | $898 | -8% |
| Rainwalk | $76 | $909 | -7% |
| Met Life | $76 | $906 | -7% |
| Hartville | $77 | $928 | -5% |
| Spot | $80 | $960 | -2% |
| Liberty Mutual | $92 | $1,102 | 13% |
| Embrace | $100 | $1,197 | 22% |
| Nationwide | $113 | $1,353 | 38% |
| Fetch | $120 | $1,441 | 47% |
Cheapest Connecticut Pet Insurance by Dog Breed
Lemonade, Pumpkin and Pets Best have the lowest dog insurance rates across multiple breeds in Connecticut, with plans starting at $19 per month.
Data filtered by:
Affenpinscher
| Pets Best | $32 | $384 | -48% |
| Lemonade | $36 | $433 | -42% |
| Pumpkin | $43 | $512 | -31% |
| ASPCA | $49 | $587 | -21% |
| Rainwalk | $51 | $614 | -17% |
Cheapest Connecticut Pet Insurance by Cat Breed
Pets Best leads affordable cat coverage in Connecticut with 13 breed-level wins, followed by Lemonade and Pumpkin with eight each.
Data filtered by:
Abyssinian
| Lemonade | $29 | $345 | -54% |
| Figo | $32 | $380 | -49% |
| Hartville | $36 | $434 | -42% |
| Pets Best | $37 | $446 | -40% |
| Spot | $37 | $448 | -40% |
How Much Is Pet Insurance in Connecticut?
Connecticut pet insurance costs around $103 monthly for dogs and $52 for cats. Both run 14% above the national average.
Data filtered by:
$5,000
$500
80%
| Cat | $52 | $625 | 14% |
| Dog | $103 | $1,235 | 14% |
How to Get the Best Cheap Pet Insurance in Connecticut
Getting the right pet insurance in Connecticut means knowing what your pet needs before you start comparing prices.
- 1Evaluate Your Pet's Coverage Needs
Consider your pet's age, breed and health risks when choosing coverage. Ask your vet about breed-specific conditions to pinpoint the coverage levels you actually need.
- 2Look for Insurance Discounts
Many insurers discount multi-pet plans, annual payments, military service members and spay/neuter status. Check which savings apply before you commit.
- 3Check Insurance Company Ratings
Review customer feedback and financial strength ratings before committing to a provider. Prioritize insurers with strong claims-payment track records.
- 4Get Multiple Insurance Quotes
Request quotes from at least three pet insurance providers. Compare similar coverage levels and deductibles so the pricing reflects an apples-to-apples comparison.
- 5Review Your Policy Annually
Pet insurance rates tend to rise as pets age. Shop competing providers at each renewal to confirm you still have the best rate.
Best Pet Insurance in Connecticut: Bottom Line
Lemonade is the top overall pick for Connecticut pet owners, with a perfect affordability score and the lowest dog insurance rates. Pumpkin offers the lowest cat rates. Running quotes from both — plus a few other providers — is the fastest way to confirm the right fit for your pet.
Pet Insurance in Connecticut: FAQ
Have more questions about Connecticut pet insurance? Here's what most people ask.
What are the best pet insurance companies in Connecticut?
Lemonade, AKC, Pumpkin, Rainwalk and Spot rank as Connecticut's top pet insurance providers based on coverage options, customer ratings and claims performance.
Which company has the cheapest pet insurance in Connecticut?
Lemonade has the lowest dog insurance rates in Connecticut, and Pumpkin has the lowest cat rates. Monthly premiums start at $59 for dogs and $25 for cats.
How much is pet insurance in Connecticut?
Pet insurance costs $625 annually for cats and $1,235 for dogs. Annual premiums range from $77 to $15,250 depending on coverage.
What is the best way to find the right pet insurance provider?
Start with your pet's age, breed and health history to narrow down the coverage you need. Check customer reviews and financial ratings for shortlisted providers, then pull quotes from at least three companies and compare deductibles and coverage limits side by side.
How We Found the Best and Cheapest Pet Insurance in Connecticut
We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes based on standard Connecticut resident profiles. Here's what that profile includes:
- $5,000 annual limit
- 80% reimbursement
- $500 deductible
- 6-year-old Labrador Retriever for dogs
- 7-year-old Ragdoll for cats
Our Company Rating System
Our rating system scores providers on the factors that matter most to pet owners (coverage quality, claims experience and price transparency):
- Affordability (50%): Scores reflect proprietary quote data across all coverage combinations, pet ages and breeds in the U.S. Discounts and how each company applies them to your premium are factored in as well.
- Customer experience (30%): This score draws from customer ratings across the web, industry scores from agencies like AM Best and Reddit comment sentiment.
- Coverage options (20%): All terms, add-ons and inclusions factor into this score, weighed against the most common veterinary expenses to assess real-world value.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
sources
- Trustpilot. "Lemonade Reviews." Accessed March 5, 2026.