Best Pet Insurance in Connecticut


Enter your ZIP code to get started

Shield

Free. Simple. Secure.

Key Takeaways

blueCheck icon

Lemonade offers the best pet insurance in Connecticut, with monthly rates starting at $11. It combines competitive pricing with excellent customer service.

blueCheck icon

For Connecticut pet owners, Lemonade provides the cheapest pet insurance for dogs at $59 per month, while Pumpkin has the lowest premiums for cats at $25.

blueCheck icon

Compare multiple insurance providers to find coverage that matches your pet's needs and your budget while offering reliable protection.

Best Pet Insurance Companies in Connecticut

Lemonade is the best pet insurance company in Connecticut for cats and dogs, demonstrating strong performance across all coverage types. AKC, Pumpkin, Spot and Rainwalk offer excellent alternatives for pet owners in the state.

Data filtered by:Results filtered by:
Select
Dog or Cat:Dog
Select
Pet Age Group:Middle Aged
Select
Annual Limit:$5,000
Select
Reimbursement %:80%
Select
Deductible:$500
Lemonade4.50$59
AKC4.30$74
Rainwalk4.15$76
Pets Best4.05$71
Pumpkin3.70$72
ASPCA3.70$70
Spot3.70$80
Company Image

Lemonade

Best Overall

MoneyGeek Rating
4.5/ 5
5/5Affordability
4.4/5Customer Experience
3.3/5Coverage Options
  • Average Monthly Rate for Dogs

    $59
  • Average Monthly Rate for Cats

    $28
  • Overall Reddit Sentiment

    72% positive
  • Maximum Annual Limit

    $100,000

Best Pet Insurance by Dog Breed

Overall, AKC dominates the best pet insurance rankings for most dog breeds in Connecticut, while Lemonade and Rainwalk emerge as top picks for select breeds. Below, you can review which companies are best for your dog in the state.

Data filtered by:Results filtered by:
Select
Breed:Affenpinscher
Rainwalk4.35$51
Pets Best4.35$32
AKC4.3$65
Lemonade4.25$36
Spot3.95$57

Best Pet Insurance by Cat Breed

Our research shows AKC dominates the best pet insurance rankings for most cat breeds in Connecticut, while Rainwalk stands out as a strong alternative provider. Below, you can review which companies are best for your specific cat breed in the state.

Data filtered by:Results filtered by:
Select
Breed:Abyssinian
AKC4.5$47
Rainwalk4.5$38
Lemonade4.35$29
Pets Best4.3$37
Spot4.2$37

Cheapest Pet Insurance in Connecticut

In Connecticut, Lemonade offers the cheapest pet insurance for dogs at $59 per month or $707 per year. For cats, Pumpkin provides the most affordable coverage at $25 per month or $295 per year.

Data filtered by:Results filtered by:
Select
Dog or Cat:Dog
Select
Pet Age Group:Middle Aged
Select
Annual Limit:$5,000
Select
Reimbursement %:80%
Select
Deductible:$500
Lemonade$59$707-28%
ASPCA$70$837-14%
Pets Best$71$860-12%
Pumpkin$72$861-12%
AKC$74$883-10%
Figo$75$898-8%
Rainwalk$76$909-7%
Met Life$76$906-7%
Hartville$77$928-5%
Spot$80$960-2%
Liberty Mutual$92$1,10213%
Embrace$100$1,19722%
Nationwide$113$1,35338%
Fetch$120$1,44147%

Cheapest Connecticut Pet Insurance by Dog Breed

In Connecticut, Lemonade, Pumpkin and Pets Best provide the most affordable dog insurance across multiple breeds, with plans starting at $19 per month.

Data filtered by:Results filtered by:
Select
Breed:Affenpinscher
Pets Best$32$384-48%
Lemonade$36$433-42%
Pumpkin$43$512-31%
ASPCA$49$587-21%
Rainwalk$51$614-17%

Cheapest Connecticut Pet Insurance by Cat Breed

In Connecticut, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) provide the most affordable coverage across cat breeds. Rates start at $17 per month for standard plans.

Data filtered by:Results filtered by:
Select
Breed:Abyssinian
Lemonade$29$345-54%
Figo$32$380-49%
Hartville$36$434-42%
Pets Best$37$446-40%
Spot$37$448-40%

How Much Is Pet Insurance in Connecticut?

Connecticut pet insurance costs around $103 monthly for dogs and $52 for cats. These rates run 14% higher than the national average for both types of pets.

Data filtered by:Results filtered by:
Select
Annual Limit:$5,000
Select
Deductible:$500
Select
Reimbursement %:80%
Cat$52$62514%
Dog$103$1,23514%

How to Get the Best Cheap Pet Insurance in Connecticut

Finding the best cheap provider and coverage plan in Connecticut can be difficult. Here's how to find the best pet insurance for your needs:

  1. 1

    Evaluate Your Pet's Coverage Needs First

    Consider your pet's age, breed and potential health risks when choosing coverage levels. Talk with your vet about common health issues for your pet's breed to help determine necessary coverage.

  2. 2

    Look for Available Insurance Discounts

    Many insurers offer savings through a multi-pet plan or annual payment options. Check for additional discounts like military service member rates or spay/neuter benefits.

  3. 3

    Check Insurance Company Ratings

    Review customer feedback and financial strength ratings before choosing an insurer. Focus on providers with strong track records of paying claims and providing good customer service.

  4. 4

    Get Multiple Insurance Quotes

    Request quotes from at least three pet insurance providers. Make sure to compare similar coverage levels and deductibles for accurate price comparison.

  5. 5

    Review Your Policy Annually

    Pet insurance rates often increase as pets age. Compare rates from other providers each year at renewal time to ensure you're still getting the best deal.

Best Pet Insurance in Connecticut: Bottom Line

Lemonade is our top pick for pet insurance in Connecticut, offering the best coverage for dogs and cats. For those focused on affordability, Lemonade leads for dog insurance while Pumpkin offers the most budget-friendly cat coverage. While these providers stand out in our analysis, compare multiple options to find the right fit for your pet's needs.

Pet Insurance in Connecticut: FAQ

Here are answers to frequently asked questions about Connecticut a pet insurance:

What are the best pet insurance companies in Connecticut?

Which company has the cheapest pet insurance in Connecticut?

How much is pet insurance in Connecticut?

What is the best way to find the right pet insurance provider?

How We Found the Best and Cheapest Pet Insurance in Connecticut

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Connecticut residents. Here's the standard profile we used for our comparisons:

  • $5,000 annual limit
  • 80% reimbursement
  • $500 deductible
  • 6-year-old Labrador Retriever if dog
  • 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

  • Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
  • Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
  • Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.


sources
Copyright © 2025 MoneyGeek.com. All Rights Reserved