Lemonade is the best pet insurance company in Connecticut for cats and dogs, demonstrating strong performance across all coverage types. AKC, Pumpkin, Spot and Rainwalk offer excellent alternatives for pet owners in the state.
Best Pet Insurance in Connecticut
The best pet insurance companies in Connecticut are Lemonade, Pumpkin, Spot and AKC, with monthly plans starting at $6.
Ready to protect your furry friend? Let's find you the perfect plan.

Updated: September 11, 2025
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Key Takeaways
Lemonade offers the best pet insurance in Connecticut, with monthly rates starting at $11. It combines competitive pricing with excellent customer service.
For Connecticut pet owners, Lemonade provides the cheapest pet insurance for dogs at $59 per month, while Pumpkin has the lowest premiums for cats at $25.
Compare multiple insurance providers to find coverage that matches your pet's needs and your budget while offering reliable protection.
Best Pet Insurance Companies in Connecticut
Lemonade | 4.50 | $59 |
AKC | 4.30 | $74 |
Rainwalk | 4.15 | $76 |
Pets Best | 4.05 | $71 |
Pumpkin | 3.70 | $72 |
ASPCA | 3.70 | $70 |
Spot | 3.70 | $80 |

Lemonade
Best Overall
Average Monthly Rate for Dogs
$59Average Monthly Rate for Cats
$28Overall Reddit Sentiment
72% positiveMaximum Annual Limit
$100,000
Best Pet Insurance by Dog Breed
Overall, AKC dominates the best pet insurance rankings for most dog breeds in Connecticut, while Lemonade and Rainwalk emerge as top picks for select breeds. Below, you can review which companies are best for your dog in the state.
Rainwalk | 4.35 | $51 |
Pets Best | 4.35 | $32 |
AKC | 4.3 | $65 |
Lemonade | 4.25 | $36 |
Spot | 3.95 | $57 |
Best Pet Insurance by Cat Breed
Our research shows AKC dominates the best pet insurance rankings for most cat breeds in Connecticut, while Rainwalk stands out as a strong alternative provider. Below, you can review which companies are best for your specific cat breed in the state.
AKC | 4.5 | $47 |
Rainwalk | 4.5 | $38 |
Lemonade | 4.35 | $29 |
Pets Best | 4.3 | $37 |
Spot | 4.2 | $37 |
Cheapest Pet Insurance in Connecticut
In Connecticut, Lemonade offers the cheapest pet insurance for dogs at $59 per month or $707 per year. For cats, Pumpkin provides the most affordable coverage at $25 per month or $295 per year.
Lemonade | $59 | $707 | -28% |
ASPCA | $70 | $837 | -14% |
Pets Best | $71 | $860 | -12% |
Pumpkin | $72 | $861 | -12% |
AKC | $74 | $883 | -10% |
Figo | $75 | $898 | -8% |
Rainwalk | $76 | $909 | -7% |
Met Life | $76 | $906 | -7% |
Hartville | $77 | $928 | -5% |
Spot | $80 | $960 | -2% |
Liberty Mutual | $92 | $1,102 | 13% |
Embrace | $100 | $1,197 | 22% |
Nationwide | $113 | $1,353 | 38% |
Fetch | $120 | $1,441 | 47% |
Cheapest Connecticut Pet Insurance by Dog Breed
In Connecticut, Lemonade, Pumpkin and Pets Best provide the most affordable dog insurance across multiple breeds, with plans starting at $19 per month.
Pets Best | $32 | $384 | -48% |
Lemonade | $36 | $433 | -42% |
Pumpkin | $43 | $512 | -31% |
ASPCA | $49 | $587 | -21% |
Rainwalk | $51 | $614 | -17% |
Cheapest Connecticut Pet Insurance by Cat Breed
In Connecticut, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) provide the most affordable coverage across cat breeds. Rates start at $17 per month for standard plans.
Lemonade | $29 | $345 | -54% |
Figo | $32 | $380 | -49% |
Hartville | $36 | $434 | -42% |
Pets Best | $37 | $446 | -40% |
Spot | $37 | $448 | -40% |
How Much Is Pet Insurance in Connecticut?
Connecticut pet insurance costs around $103 monthly for dogs and $52 for cats. These rates run 14% higher than the national average for both types of pets.
Cat | $52 | $625 | 14% |
Dog | $103 | $1,235 | 14% |
How to Get the Best Cheap Pet Insurance in Connecticut
Finding the best cheap provider and coverage plan in Connecticut can be difficult. Here's how to find the best pet insurance for your needs:
- 1
Evaluate Your Pet's Coverage Needs First
Consider your pet's age, breed and potential health risks when choosing coverage levels. Talk with your vet about common health issues for your pet's breed to help determine necessary coverage.
- 2
Look for Available Insurance Discounts
Many insurers offer savings through a multi-pet plan or annual payment options. Check for additional discounts like military service member rates or spay/neuter benefits.
- 3
Check Insurance Company Ratings
Review customer feedback and financial strength ratings before choosing an insurer. Focus on providers with strong track records of paying claims and providing good customer service.
- 4
Get Multiple Insurance Quotes
Request quotes from at least three pet insurance providers. Make sure to compare similar coverage levels and deductibles for accurate price comparison.
- 5
Review Your Policy Annually
Pet insurance rates often increase as pets age. Compare rates from other providers each year at renewal time to ensure you're still getting the best deal.
Best Pet Insurance in Connecticut: Bottom Line
Lemonade is our top pick for pet insurance in Connecticut, offering the best coverage for dogs and cats. For those focused on affordability, Lemonade leads for dog insurance while Pumpkin offers the most budget-friendly cat coverage. While these providers stand out in our analysis, compare multiple options to find the right fit for your pet's needs.
Pet Insurance in Connecticut: FAQ
Here are answers to frequently asked questions about Connecticut a pet insurance:
What are the best pet insurance companies in Connecticut?
Pet owners in Connecticut have excellent insurance options, with Lemonade, AKC, Pumpkin, Rainwalk and Spot ranking as the top providers based on comprehensive coverage and service quality.
Which company has the cheapest pet insurance in Connecticut?
Lemonade and Pumpkin provide the most affordable pet insurance rates in Connecticut. Monthly premiums start at $59 for dogs and $25 for cats.
How much is pet insurance in Connecticut?
In Connecticut, pet insurance costs $625 annually for cats and $1,235 for dogs. Annual premiums across the state can range from $77 to $15,250, depending on coverage options and pet factors.
What is the best way to find the right pet insurance provider?
Start by determining your pet's specific coverage needs based on age, breed and health history. Research multiple providers' reputations through customer reviews and industry ratings. Compare policy details, coverage limits and deductibles from at least three companies. Get quotes from top-rated insurers to find competitive rates that match your requirements.
How We Found the Best and Cheapest Pet Insurance in Connecticut
We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Connecticut residents. Here's the standard profile we used for our comparisons:
- $5,000 annual limit
- 80% reimbursement
- $500 deductible
- 6-year-old Labrador Retriever if dog
- 7-year-old Ragdoll if cat
Our Company Rating System
To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:
- Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
- Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
- Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.
sources
- Trustpilot. "Lemonade Reviews." Accessed September 15, 2025.