Pet Insurance in Delaware: Compare the Best Pet Insurance Companies and Most Affordable Quotes

The best pet insurance in Delaware enables you to meet your pet’s veterinary expenses without incurring high out-of-pocket costs. Pet insurance provides the necessary coverage you need to take care of your pet’s unexpected and even routine medical expenses.

For pet owners who want affordable pet insurance in Delaware, MoneyGeek analyzed pet insurance quotes across the biggest cities in Delaware, including Dover, Newark and Wilmington. We have ranked the best pet insurance companies in Delaware to help you identify providers with the best rates and coverage options based on your needs.

MoneyGeek carried out an in-depth analysis to find the best pet insurance company in Delaware. We collected thousands of quotes and compared product offerings from pet insurance companies In Delaware to identify providers offering the best coverage and best rates in the state. Our comprehensive analysis factored in different needs, such as pet owners looking for the best unlimited coverage and those looking to insure multiple pets.

Taking into account the affordability of a pet insurance policy in Delaware and the options available in a policy, MoneyGeek determined the best companies for pet insurance.

The cost of pet insurance in Delaware can vary widely depending on the level of coverage, age and breed of the pet, plus other factors like location. The cost of dog pet insurance in Delaware is typically higher than the insurance cost for a cat. On average, a policy for a dog in Delaware with a $5,000 annual limit costs $28.02 per month, and a policy with a $10,000 yearly limit is $55.75 per month. Unlimited coverage pet insurance for a dog in Delaware costs an average of $52.78 per month.

Cat insurance in Delaware costs, on average, $15.39 per month for a $5,000 annual limit, $27.52 a month for a $10,000 limit, and $36.17 per month for unlimited coverage.

Pet insurance companies in Delaware offer a range of options when it comes to annual limits, deductibles and reimbursement rates for pet insurance policies. Most pet insurance policies have the following options:

• Annual reimbursement limits ranging from $3,000 to unlimited coverage
• Deductible of $250 or $500 (some companies have higher or lower options)
• Bill reimbursement percentage at 70% to 90%

Pet owners in Delaware may opt for a cheaper and low coverage policy if they want an affordable plan that keeps the monthly premium budget-friendly. Lower coverage may also be sufficient if your pet does not need much medical coverage. However, pet owners who want full protection choose higher coverage limits or unlimited coverage. On average, the higher the coverage you select, the higher the monthly premium. But, if you want unlimited protection for your pet, regardless of cost and even if you may not need it, an unlimited policy guarantees your pet gets the care it needs. For most pet owners, MoneyGeek recommends the average coverage amounts below for pet insurance in Delaware.

Thanks to MoneyGeek’s extensive research, you can find the cheapest pet insurance companies in Delaware for a low coverage policy with a $5,000 annual limit, $500 deductible and 80% reimbursement rate in the table below. There’s also a compilation of the cheapest average coverage and unlimited coverage for pet insurance in Delaware.

Since factors such as cost of living and accident rates can vary from city to city, the cost of pet insurance in Delaware depends on where you live. Cities with a higher cost of living often have higher pet insurance rates compared to cities with a lower cost of living. In locations where weather and other hazards increase the risk factor for accidents, pet insurance rates may also be higher. Regardless of the city in Delaware that you live in, you can use MoneyGeek’s data to find cheap pet insurance.

The monthly premium coverage for pet insurance in Delaware typically depends on various factors, such as the coverage level you choose, deductible, the age and breed of your pet and your location. MoneyGeek knows understanding a pet insurance policy can be difficult, so we cover the basics below.

MoneyGeek believes that data helps us make better financial decisions. For pet insurance, our data team spent countless hours gathering thousands of pet insurance quotes across the 13 largest providers to guarantee you find the most affordable policy to meet your pet’s needs.

To determine the best pet insurance companies in Delaware, MoneyGeek built a detailed rating system by analyzing each company’s product offerings and prices. For the MoneyGeek rating score, we weighted affordability by coverage level at 50% of the total score and weighted our 24 qualitative research policy option data points at 50%.

To determine the cheapest pet insurance companies in Delaware and our affordability scores for our best rankings, MoneyGeek gathered quotes by company across many zip codes in Delaware for four pet types with the following coverage levels:

• Low coverage: $5,000 annual coverage, $500 deductible, 80% reimbursement
• Average coverage: $10,000 coverage, $250 deductible, 80% reimbursement
• High coverage: Unlimited coverage, $250 deductible, 90% reimbursement