Pet Insurance in Maryland: Compare the Best Pet Insurance Companies and Most Affordable Quotes

COMPANY HIGHLIGHTS

Pets Best ranked first in MoneyGeek’s analysis of companies that provided the best overall pet insurance. This provider offers comprehensive medical care for your pet at $26.50 per month, on average.

The company offers several types of coverage, including plans that pay for acupuncture and chiropractic treatments, prescription medications, dental care and exam fees for bloodwork, pathology reports, MRIs, CAT scans and X-rays.

Pets Best features a minimum coverage limit of $5,000 per year. Policyholders can also choose unlimited coverage, which few other insurers offer.

The company does not impose an upper age limit for pets and offers the same coverage limits, regardless of your pet's age. Pets Best covers illness and accidents. The illness coverage pays for medical care for congenital cases, cancers and emergency care. You can also opt for coverage that pays for dental cleanings and medical procedures like spaying and neutering.

COMPANY HIGHLIGHTS

If you’re looking for unlimited coverage options for your pet in Maryland, Pets Best is MoneyGeek’s top choice. Pets Best unlimited coverage insurance policies cost $35.43 per month, on average.

If you have a pet with chronic or hereditary conditions that require constant medical care, it could lead to significant expenses. Choosing a pet insurance policy from Pets Best ensures that your pet receives prompt and competent medical care.

Although these policies may lead to higher monthly premiums, you will save significantly on medical expenses that you'd otherwise have to pay out of pocket.

The company offers coverage for acupuncture, chiropractic and rehabilitative treatments if your pet has any pre-existing ailments requiring special care. Policies from Pets Best cover medical care expenses due to accidents, illnesses and hereditary conditions. This provider also covers prescription medication costs, provided the medicine is included in the insurer’s formulary list.

COMPANY HIGHLIGHTS

MoneyGeek’s preferred insurer for affordable coverage in Maryland is Pet Plan, which offers policies at $21.14 per month, on average.

The company offers coverage for exam fees that helps you save anywhere from $50 to $250 every time you visit the vet. This coverage includes the cost of any examinations performed by a licensed veterinarian to diagnose or treat an ill or injured pet. This coverage does not pay for routine or elective procedures.

Pet Plan’s coverage also pays for alternate therapies, including acupuncture, homeotherapy, stem cell therapy and chiropractic treatments if the treatment is carried out by a licensed veterinarian.

This provider offers protection for chronic and hereditary conditions and dental injuries or diseases to all of your pet’s adult teeth. It is one of the few pet insurance companies that cover bilateral conditions, provided your pet does not have any signs of the condition at the time the policy takes effect.

COMPANY HIGHLIGHTS

If you have multiple pets in your household, MoneyGeek recommends Pets Best. This insurer offers affordable policies and extends a discount to policyholders who include more than one of their animal companions on an insurance policy. These policies cost $23.85 per month, on average.

Pets Best’s wide range of coverage types cater to all your pet’s needs without having to worry about medical expenses. As one of the few insurers that offer unlimited coverage, its policies work well for multi-pet owners who may need to take care of their pets' frequent medical expenses.

With Pets Best, you can choose to pay the vet for medical procedures and get reimbursed by the insurer or have them pay your vet directly, thus saving on out-of-pocket expenses. You can choose additional coverages that pay for prescription medications and vaccinations to prevent conditions such as heartworm and rabies. The insurer also provides coverage for your pets' preventative care procedures.

COMPANY HIGHLIGHTS

In Maryland, insurance policies for cats are typically cheaper than plans for dogs. GEICO is MoneyGeek’s first pick for cat insurance in the state, with affordable insurance at $18 per month, on average.

GEICO offers a range of options to cover exam fees related to accidents and illnesses, along with alternative therapies like acupuncture. The company also provides coverage for preventive care that pays for dental cleaning, fecal and blood tests, wellness exams and flea and heartworm prevention.

GEICO also offers to pay for chronic condition treatments, although it does not allow the inclusion of any pre-existing ailments within this coverage. The insurer covers hip dysplasia as well as bilateral conditions, as long as the pet does not show signs of these conditions at the time of signing up for the policy.

If your pet develops orthopedic conditions soon after GEICO’s policy takes effect, you can take advantage of the insurer’s unique terms. Policyholders can reduce the waiting period for orthopedic conditions to 14 days by completing an orthopedic exam followed by a waiver process, as instructed by the insurer.