Pet Insurance in Nebraska: Compare the Best Pet Insurance Companies and Most Affordable Quotes

Pet insurance may seem like an unnecessary expense, but it can end up saving you hundreds or even thousands of dollars in veterinary bills depending on the type of injury or illness that your pet experiences. With that in mind, it’s always a good idea to choose the best pet insurance company in Nebraska to get the most out of your annual premium payments.

We’ve gathered pet insurance quotes in Nebraska’s top cities like Bellevue, Lincoln and Omaha. Our analysis to determine the average cost of pet insurance and the policy benefits can help you find the most affordable pet insurer in Nebraska that works with your budget and meets your pet’s needs.

If you live in Nebraska and are looking for the best pet insurance, we’re here to help. MoneyGeek conducted comprehensive research to determine the best pet insurance providers by analyzing thousands of quotes, and reviewing policy and coverage details. We selected the top pet insurance providers in Nebraska based on their product offerings and affordability.

The cost of pet insurance is determined by your pet's breed, age, and medical history, in addition to the amount of coverage you want. It’s always a good idea to get several quotes from different insurers to find the best pet insurance company in Nebraska for you.

Pet insurance premiums in Nebraska will vary based on the plan and coverage limit you select, your pet’s breed and age. The average cost of pet insurance for a dog in Nebraska is $24.68 per month for a $5,000 annual coverage limit, $45.89 per month for a $10,000 yearly coverage limit, and $49.35 per month for unlimited coverage.

Cats are less expensive to insure than dogs. On average, to insure a cat with a $5,000 annual coverage limit costs $13.39 per month, with a $10,000 yearly coverage limit, it’s $23.03 per month, and unlimited coverage costs $31.28 per month.

MoneyGeek aims to help Nebraska pet owners understand the typical choices most insurers provide in their pet insurance policies. These are some examples:

• Annual reimbursement limits: range from $3,000 to unlimited
• Deductible: typically $250 to $500, but some companies have higher or lower options
• Bill reimbursement percentage: usually between 70% and 90%

Some Nebraska pet owners may prefer more affordable plans with lower coverage levels to manage their monthly expenses or because they do not feel their pet needs as much insurance coverage. Others, however, may opt for high or unlimited coverage limits to get the most financial protection if their pet suffers an emergency. Insurance with high coverage levels is more costly, and the average pet owner may not need unlimited protection, but it is an option that guarantees you’re covered.

MoneyGeek generally recommends the average coverage amount shown below for Nebraska pet insurance shoppers.

To keep your expenses low, look for a plan with a low annual maximum, a high deductible and low reimbursement percentage. MoneyGeek compared Nebraska pet insurance policies with a $5,000 annual coverage limit, $500 deductible, and 80% reimbursement in the table below. You can also view the cheapest average and unlimited coverage prices.

Pet insurance costs in Nebraska can vary from city to city. That's because medical care may be more costly where you live. For instance, the higher cost of living in many Nebraska cities means that veterinarian care and insurance premiums are more expensive. Additionally, some cities may be riskier for your pets due to weather conditions, traffic issues or other factors. While these factors, just like your choice of plan and coverage limit, will affect your monthly premium, cheap pet insurance is available regardless of where you live in Nebraska.

Various factors impact the cost of pet insurance in Nebraska, including pet’s age, breed, your policy’s coverage details, where you live and more. Most insurers allow you to customize your policy based on what works best for your budget and the needs of your four-legged companion. Here’s a review of the factors that influence pet insurance prices in Nebraska.

Data helps us all make better financial decisions. The MoneyGeek data team took the time to gather thousands of pet insurance quotes across the 13 largest providers to help you find the most affordable policy to meet your budget and your pet’s needs.

To determine Nebraska's best pet insurance companies, MoneyGeek built a detailed rating system by analyzing each company’s product offerings and costs. For the MoneyGeek rating score, we weighted affordability by coverage level at 50% of the total score and weighted our 24 qualitative research policy option data points at 50%.

To determine the cheapest pet insurance companies in Nebraska and our affordability scores for our best rankings, MoneyGeek gathered quotes by the company across zip codes for four pet types with the following coverage levels:

• Low Coverage: $5,000 Coverage, $500 Deductible, 80% reimbursement
• Average Coverage: $10,000 Coverage, $250 Deductible, 80% reimbursement
• High Coverage: Unlimited Coverage, $250 Deductible, 90% reimbursement