Pet Insurance in New Hampshire: Compare the Best Pet Insurance Companies and Most Affordable Quotes

With the best pet insurance in New Hampshire, you won't have to worry about medical bills if your pet has an unexpected vet visit. You can provide your pet with the best medical care despite their health condition without having to decide if you can afford treatment. Generally, the cost of pet insurance in New Hampshire depends on various factors, such as the pet's age, breed, location and policy coverage limit.

MoneyGeek analyzed pet insurance quotes in New Hampshire from cities like Fayetteville, Fort Smith and Little Rock to help you find the best policy according to your pet's needs.

To determine the top pet insurance providers in New Hampshire, MoneyGeek reviewed thousands of quotes across the state, including reviewing policy and coverage details. We measured affordability and product offerings to determine the top pet insurance providers.

The cost of pet insurance varies based on the breed and age of your pet, the type of plan and level of coverage you select, and even where you live and the company you purchase from. Shopping around to compare quotes from various providers is always a good idea. No matter which you choose, it’s important to do thorough research before signing up for any plan so that you can be sure you’re getting the best deal for your budget and pet’s needs.

Several factors, including the breed and age of your pet, the type of insurance and coverage you select, all play a role in the cost of pet insurance in New Hampshire. Dog insurance in the state, on average, costs $28.81 per month for annual coverage of $5,000, $54.72 per month for a $10,000 coverage limit, and $56.89 per month for unlimited coverage. Cat insurance typically costs less, and for a policy with a $5,000 annual coverage, you’ll pay on average $15.69 per month, while for $10,000 maximum coverage, it’s $27.16 per month and unlimited coverage costs $36.83 per month.

MoneyGeek wants to help pet insurance buyers in New Hampshire understand the typical options most companies in the state offer in their policies. These include:

• Annual reimbursement limits: ranges from $3,000 to unlimited
• Deductible: usually from $250 to $500, but some companies have higher or lower options
• Bill reimbursement percentage: 70-90%

Some New Hampshire pet owners may opt for less costly plans with lower coverage levels. This can be to keep premiums in line with their budget or because they do not think they need as much yearly coverage as $30,000 or unlimited. Others, of course, want those high coverage levels for optimum financial protection and peace of mind. MoneyGeek generally recommends the average coverage amounts shown below.

A low annual coverage limit, high deductible and low reimbursement rate are all things to keep in mind while trying to keep your costs low on pet insurance. The price of pet insurance plans in New Hampshire with maximum coverage limits of $5,000, $500 deductibles and reimbursement rates of 80% are listed below.

Pet insurance rates vary by city due to various factors that influence pricing. The cost of living in certain New Hampshire cities is higher than in others, which leads to more expensive veterinary bills and, as a result, higher pet insurance premiums.

Weather, traffic and other factors that put pets at risk also mean that certain cities in New Hampshire have higher pet-related accidents than others. As with the cost of living, your pet insurance premiums may increase as a result.

The factors that impact the cost of pet insurance in New Hampshire include everything from your pet's age, breed, the coverage level you choose, where you live, and the insurance company itself. Most policies allow you to customize the plan and coverage limits to create a policy that works for you and your pet.

MoneyGeek firmly believes that data allows us to make better financial decisions. To help you find the most affordable policy to meet your budget and your pet's needs, our data team spent countless hours gathering thousands of pet insurance quotes across the 13 largest providers.

To determine the best pet insurance companies in New Hampshire, MoneyGeek analyzed each company’s product offerings and costs. For the MoneyGeek rating score, we weighted affordability by coverage level at 50% of the total score and our 24 qualitative research policy option data points at 50%.

To determine the cheapest pet insurance companies in New Hampshire and to determine our affordability scores for our best rankings, MoneyGeek gathered quotes by company across zip codes in the state for four pet types with the following coverage levels:

• Low Coverage: $5,000 Coverage, $500 Deductible, 80% reimbursement
• Average Coverage: $10,000 Coverage, $250 Deductible, 80% reimbursement
• High Coverage: Unlimited Coverage, $250 Deductible, 90% reimbursement