Pet Insurance in Utah: Compare the Best Pet Insurance Companies and Most Affordable Quotes

If you purchase the best pet insurance in Utah, you can save some money on veterinary care for your animal friend in the long run. Ample coverage can give peace of mind knowing that your pet’s medical bills will be covered in case of an emergency.

MoneyGeek’s research involved analyzing pet insurance providers data in Utah cities like West Jordan, Salt Lake City and West Valley City. We used our findings to measure the average cost of pet insurance in the state and outline the perks and benefits you can get from the available options.

Pet insurance costs vary depending on the age, breed and medical record of your animal friend. Shopping around for quotes can help you secure the best coverage at affordable costs.

For this study, MoneyGeek collected quotes from Utah's insurance providers. We then used the data to analyze policy data and coverage options to identify the top pet insurance companies in the state. MoneyGeek considered affordability, product offerings and other factors to establish our rankings of the best pet insurance companies in Utah.

The average cost of pet insurance in Utah varies with location and coverage limits. Premiums also depend on the age and breed of your furry friend.

On average, the cost of dog insurance in Utah for a policy with $5,000 as the coverage limit is $27.92 per month, while a policy with a $10,000 coverage limit costs $49.43 per month. For unlimited coverage, you will pay an average of $53.64 per month.

It is much cheaper to insure cats over dogs in Utah. Residents pay an average of $15.33 per month for a policy with $5,000 as the coverage limit, $24.85 for $10,000 and $37.62 per month for unlimited coverage.

Pet insurance rates also vary based on the deductible amount, your pet’s age and additional features you include on your policy. Since insurers use these factors differently to determine their rates, you should compare quotes before purchasing any pet insurance policies to identify the best deals.

In Utah, some residents prefer to purchase cheap pet insurance to pay low monthly premiums, although this coverage comes with lower limits. Other pet owners prefer more comprehensive policies with higher limits.

Policies with low limits can benefit households with healthy, young pets. While policies with higher limits cost more, they better suit households with aged pets and animals at risk of developing serious health conditions.

MoneyGeek compared the cost of pet insurance in Utah to help you secure the best policy for your needs. Typical options in the state have the following features:

• Annual Reimbursement Limits: Ranges from $3,000 to unlimited
• Deductible: $250 to $500, although some providers feature higher or lower options
• Bill Reimbursement Percentage: 70% to 90%

The table below summarizes MoneyGeek’s scores for the cheapest pet insurance in Utah by coverage level.

To keep your pet insurance premiums low, you can choose a policy with a low annual maximum, high deductible and low reimbursement rate. The following table provides a comparison of prices by company for policies with a $5,000 coverage limit, $500 deductible, and 80% reimbursement in Utah.

Your location also influences costs for pet insurance in Utah. Veterinary care costs are higher in some cities than others, for example.

Cities with a higher-than-average cost of living typically charge more for veterinary care, resulting in higher premiums. Places that are prone to weather hazards and environmental emergencies also typically apply higher premiums.

The amount you pay for pet insurance depends on factors like your pet’s age and breed, along with your location and coverage level. You can customize available policy options based on your budget and insurance needs.

MoneyGeek believes that data helps to make informed financial decisions. For this study, our data team collected thousands of pet insurance quotes from providers within Utah.

MoneyGeek used a detailed ranking system to establish the best pet insurance companies in Utah, outlining their costs and product offerings. We obtained the rating scores by weighting affordability data by coverage level at 50% of the total score and the 24 qualitative research policy option data points at 50%.

To determine the cheapest pet insurance companies in Utah, MoneyGeek collected quotes from several companies across zip codes in the state for the following types of coverage:

• Low Coverage: $5,000 coverage, $500 deductible, 80% reimbursement
• Average Coverage: $10,000 coverage, $250 deductible, 80% reimbursement
• High Coverage: Unlimited coverage, $250 deductible, 90% reimbursement