Pet Insurance in West Virginia: Compare the Best Pet Insurance Companies and Most Affordable Quotes

The best pet insurance in West Virginia can save you money and provide peace of mind in protecting your furry friends. Pets occasionally need veterinary visits — a plan with preventative care can help you cover the costs and keep them in good health.

We have collected information from different pet insurance companies in the largest cities in West Virginia, including Charleston and Huntington. With this analysis, we have determined the average cost of pet insurance in West Virginia, along with additional benefits and perks available for your pets.

MoneyGeek evaluated thousands of quotes from pet insurance companies in West Virginia, along with coverage details and policy information. We identified the best providers in the state based on their policy offerings and affordability.

The cost of pet insurance may vary based on the breed, age and medical history of the animal. Compare multiple policies and insurers to find the best policy for your needs.

The cost of pet insurance in West Virginia depends on several factors, such as the coverage level, age of your pet and its breed l. For insuring your dog in West Virginia, policyholders pay $24.63 per month for a $5,000 coverage policy, $44.12 per month for coverage of $10,000 and $45.35 per month for unlimited coverage, on average.

Cat owners in West Virginia pay less for insurance in the state: $13.40 per month for $5,000 in coverage, $22.09 per month for $10,000 in coverage and $29.48 per month for unlimited coverage, on average.

Aside from basic factors like age, breed and coverage level, premiums vary based on deductibles and any other added features. Make sure to request personalized pet insurance quotes in West Virginia for a clearer sense of costs based on your pet's needs.

MoneyGeek has collected information and data from different pet insurers to help pet owners in West Virginia understand typical options. These generally include:

• Annual Reimbursement Limits: Ranges from $3,000 to unlimited
• Deductible: $250 to $500, but some companies offer higher or lower options
• Bill Reimbursement Percentage: 70% to 90%

While some pet owners in West Virginia seek less expensive policies with lower coverage amounts to keep prices down or cover their otherwise healthy pets, others prefer policies with high coverage limits to ensure maximum protection for their pets.

High coverage policies are generally more expensive and the average pet owner may not need unlimited protection, but these policies offer maximum protection for your pet. MoneyGeek generally recommends the average coverage amount below for pet insurance shoppers in West Virginia.

If you want to pay less for your pet insurance, opt for low annual coverage with a high deductible and low reimbursement rate policies. We compare pet insurance policies in West Virginia with a $5,000 coverage limit, $500 deductible and 80% reimbursement rate in the following table.

While the age and breed of your pet, along with the coverage limit, primarily influence the cost of pet insurance in West Virginia, your location can also affect prices. Medical care for pets varies with cost of living figures among cities.

Apart from the cost of living, many places may be more prone to accidents due to higher traffic density, which also increases the cost of pet insurance. Always make sure to shop around to find the cheapest rates in your city.

Your pet insurance premium depends on multiple factors, including the age of your pet, breed of the pet, added coverage options and the place you live. Most pet insurance companies in West Virginia allow you to personalize your policy based on your pet's needs.

MoneyGeek believes that data helps us make better financial decisions. For pet insurance, our data team spent countless hours gathering thousands of pet insurance quotes across the 13 largest providers to ensure you find the most affordable policy to meet your pet's needs.

To determine the best pet insurance companies in West Virginia, MoneyGeek built a detailed rating system by analyzing each company’s product offerings and costs. For our rating score, we weighted affordability by coverage level at 50% of the total score and our 24 qualitative research policy option data points at 50%.

To determine our affordability scores and the cheapest pet insurance companies in West Virginia, MoneyGeek gathered quotes by company across many zip codes in West Virginia for four pet types with the following coverage levels:

• Low Coverage: $5,000 coverage, $500 deductible, 80% reimbursement
• Average Coverage: $10,000 coverage, $250 deductible, 80% reimbursement
• High Coverage: Unlimited coverage, $250 deductible, 90% reimbursement