Lemonade is Wyoming's best pet insurance provider for both cats and dogs. Other strong insurance options in the state include AKC, Rainwalk, Spot and Pumpkin, each offering comprehensive coverage plans for your pets.
Best Pet Insurance in Wyoming
The best pet insurance companies in Wyoming are Lemonade, Spot, Pumpkin and AKC, with monthly plans starting at $5.
Ready to protect your furry friend? Let's find you the perfect plan.

Updated: September 8, 2025
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Key Takeaways
Lemonade offers the best pet insurance in Wyoming, with plans starting at $5 monthly. These providers balance competitive pricing with excellent customer service.
For the cheapest pet insurance in Wyoming, Lemonade charges $48 monthly for dogs, while Pumpkin offers the lowest cat rates at $20.
Compare multiple pet insurance policies to find coverage that matches your pet's needs and your budget while considering provider reputation.
Best Pet Insurance Companies in Wyoming
Lemonade | 4.50 | $48 |
AKC | 4.40 | $59 |
Rainwalk | 4.20 | $61 |
Pets Best | 4.10 | $58 |
Spot | 3.90 | $62 |

Lemonade
Best Overall
Average Monthly Rate for Dogs
$48Average Monthly Rate for Cats
$23Overall Reddit Sentiment
72% positiveMaximum Annual Limit
$100,000
Best Pet Insurance by Dog Breed
Overall, AKC dominates the best pet insurance rankings for most dog breeds in Wyoming, while Lemonade and Rainwalk are top picks for select breeds. Below, you can review which companies are best for your dog in the state.
Rainwalk | 4.35 | $42 |
Pets Best | 4.35 | $26 |
AKC | 4.3 | $52 |
Lemonade | 4.3 | $29 |
Spot | 4 | $43 |
Best Pet Insurance by Cat Breed
AKC dominates the best pet insurance rankings for most cat breeds in Wyoming, while Rainwalk stands out as another strong option. Below, you can review which companies are best for your cat in the state.
AKC | 4.5 | $37 |
Rainwalk | 4.5 | $31 |
Lemonade | 4.35 | $23 |
Pets Best | 4.3 | $30 |
Spot | 4.2 | $28 |
Cheapest Pet Insurance in Wyoming
In Wyoming, Lemonade offers the cheapest dog insurance at $48 per month or $574 per year. For cats, Pumpkin provides the most affordable coverage at $20 monthly or $240 annually.
Lemonade | $48 | $574 | -28% |
ASPCA | $55 | $658 | -17% |
Figo | $57 | $683 | -14% |
Pets Best | $58 | $699 | -12% |
Pumpkin | $58 | $699 | -12% |
AKC | $59 | $709 | -11% |
Hartville | $60 | $721 | -9% |
Rainwalk | $61 | $738 | -7% |
Spot | $62 | $738 | -7% |
Met Life | $63 | $755 | -5% |
Liberty Mutual | $74 | $889 | 12% |
Embrace | $80 | $963 | 21% |
Fetch | $97 | $1,170 | 47% |
Nationwide | $106 | $1,268 | 59% |
Cheapest Wyoming Pet Insurance by Dog Breed
In Wyoming, Lemonade, Pumpkin and Pets Best offer the most affordable pet insurance for dogs, with plans starting at $16 monthly.
Pets Best | $26 | $312 | -49% |
Lemonade | $29 | $351 | -42% |
Pumpkin | $35 | $415 | -31% |
ASPCA | $38 | $461 | -24% |
Figo | $40 | $480 | -21% |
Cheapest Wyoming Pet Insurance by Cat Breed
In Wyoming, Pets Best (13 wins), Pumpkin (8 wins) and Figo (5 wins) provide the most affordable coverage across cat breeds. Rates start at $14 per month for standard plans.
Lemonade | $23 | $280 | -54% |
Figo | $24 | $289 | -52% |
Hartville | $28 | $337 | -44% |
Spot | $28 | $340 | -44% |
Pets Best | $30 | $362 | -40% |
How Much Is Pet Insurance in Wyoming?
Wyoming pet insurance costs around $84 monthly for dogs and $42 for cats. These rates are more budget-friendly than most states, with premiums running 7% below the national average for both types of pets.
Cat | $42 | $507 | -7% |
Dog | $84 | $1,003 | -7% |
How to Get the Best Cheap Pet Insurance in Wyoming
Finding the best cheap provider and coverage plan in Wyoming can be difficult. Want to find great pet insurance? Here's how to nail this decision:
- 1
Evaluate Your Pet's Coverage Needs First
Start by listing your pet's specific health risks and potential veterinary costs. Look into how much you can afford in monthly premiums and deductibles.
- 2
Look for Available Discounts and Savings
Research special offers like a multi-pet plan or annual payment discounts. Many insurers offer reduced rates for military members and for spayed or neutered pets.
- 3
Check Insurance Company Ratings
Review customer feedback and check ratings from trusted sources. Look for insurers that pay claims promptly and have solid financial backing.
- 4
Get Multiple Insurance Quotes
Get quotes from at least three different pet insurers. Compare deductibles, coverage limits and exclusions alongside monthly premium costs.
- 5
Review Coverage Annually
Mark your calendar to review your pet's insurance each year. Premiums rise with your pet's age, making annual comparisons worthwhile for keeping costs down.
Best Pet Insurance in Wyoming: Bottom Line
Lemonade ranks as our top pet insurance provider in Wyoming, offering coverage for both dogs and cats. For those focused on affordability, Lemonade offers the best rates for dog insurance, while Pumpkin has the cheapest cat coverage. While these providers stand out in Wyoming, compare options and coverage details before making your choice.
Pet Insurance in Wyoming: FAQ
Here are expert answers to frequently asked questions about Wyoming pet insurance:
What are the best pet insurance companies in Wyoming?
Pet owners in Wyoming have excellent insurance options available. Based on comprehensive research, Lemonade, Spot, Pumpkin, AKC, and Rainwalk rank among the most reliable providers in the state.
Which company has the cheapest pet insurance in Wyoming?
Pumpkin, Figo, and Lemonade consistently offer competitive pet insurance rates in Wyoming. Monthly premiums start at $48 for dogs and $20 for cats.
How much is pet insurance in Wyoming?
In Wyoming, pet insurance costs $507 annually for cats and $1,003 for dogs. Annual premiums across the state can range from $63 to $12,383, depending on coverage options and pet factors.
What is the best way to find the right pet insurance provider?
Start by determining your pet's specific coverage needs based on age, breed, and health history. Research multiple providers' reputations through customer reviews and ratings. Compare policy details, coverage limits, and deductibles from at least three companies. Get quotes directly from top-rated insurers to find the most cost-effective coverage for your pet.
How We Found the Best and Cheapest Pet Insurance in Wyoming
We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Wyoming residents. Here's the standard profile we used for our comparisons:
- $5,000 annual limit
- 80% reimbursement
- $500 deductible
- 6-year-old Labrador Retriever if dog
- 7-year-old Ragdoll if cat
Our Company Rating System
To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:
- Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
- Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
- Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.
sources
- Trustpilot. "Lemonade Reviews." Accessed September 18, 2025.