Lemonade is Wyoming's best pet insurance provider for cats and dogs. AKC, Rainwalk, Spot and Pumpkin are also worth comparing, with MoneyGeek scores ranging from 3.9 to 4.4 out of 5.
Best Pet Insurance in Wyoming
Updated: June 5, 2026
Advertising & Editorial Disclosure
Key Takeaways
Lemonade is among Wyoming's most affordable pet insurance options, with plans starting at $5 a month. It holds a 4.2 out of 5 on Trustpilot.
Lemonade offers the cheapest pet insurance at $48 per month for dogs. Cat owners pay less with Pumpkin at $20 a month.
Quotes from at least three insurers show real cost and coverage differences.
Best Pet Insurance Companies in Wyoming
Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
| Lemonade | 4.50 | $48 |
| AKC | 4.40 | $59 |
| Rainwalk | 4.20 | $61 |
| Pets Best | 4.10 | $58 |
| Spot | 3.90 | $62 |
Lemonade
Best Overall
MoneyGeek Rating
4.5/ 5
5/5Affordability
4.4/5Customer Experience
3.3/5Coverage Points
Average Monthly Rate for Dogs
$48Average Monthly Rate for Cats
$23Overall Reddit Sentiment
72% positiveMaximum Annual Limit
$100,000
Best Pet Insurance by Dog Breed
AKC is the top pick for most dog breeds in Wyoming. Lemonade and Rainwalk are better fits for select breeds.
Data filtered by:
Affenpinscher
| Rainwalk | 4.35 | $42 |
| Pets Best | 4.35 | $26 |
| AKC | 4.3 | $52 |
| Lemonade | 4.3 | $29 |
| Spot | 4 | $43 |
Best Pet Insurance by Cat Breed
AKC leads the rankings for most cat breeds in Wyoming. Rainwalk ranks closely behind and is the better pick for select breeds. The table below shows which company is best for your cat.
Data filtered by:
Abyssinian
| AKC | 4.5 | $37 |
| Rainwalk | 4.5 | $31 |
| Lemonade | 4.35 | $23 |
| Pets Best | 4.3 | $30 |
| Spot | 4.2 | $28 |
Cheapest Pet Insurance in Wyoming
In Wyoming, Lemonade offers the cheapest dog insurance at $48 a month or $574 a year. For cats, Pumpkin provides the most affordable coverage at $20 a month or $240 a year.
Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
| Lemonade | $48 | $574 | -28% |
| ASPCA | $55 | $658 | -17% |
| Figo | $57 | $683 | -14% |
| Pets Best | $58 | $699 | -12% |
| Pumpkin | $58 | $699 | -12% |
| AKC | $59 | $709 | -11% |
| Hartville | $60 | $721 | -9% |
| Rainwalk | $61 | $738 | -7% |
| Spot | $62 | $738 | -7% |
| Met Life | $63 | $755 | -5% |
| Liberty Mutual | $74 | $889 | 12% |
| Embrace | $80 | $963 | 21% |
| Fetch | $97 | $1,170 | 47% |
| Nationwide | $106 | $1,268 | 59% |
Cheapest Wyoming Pet Insurance by Dog Breed
In Wyoming, Lemonade, Pumpkin and Pets Best offer the most affordable pet insurance for dogs, with plans starting at $16 a month.
Data filtered by:
Affenpinscher
| Pets Best | $26 | $312 | -49% |
| Lemonade | $29 | $351 | -42% |
| Pumpkin | $35 | $415 | -31% |
| ASPCA | $38 | $461 | -24% |
| Figo | $40 | $480 | -21% |
Cheapest Wyoming Pet Insurance by Cat Breed
In Wyoming, Pets Best (13 wins), Pumpkin (8 wins) and Figo (5 wins) provide the most affordable coverage across cat breeds. Rates start at $14 a month for standard plans.
Data filtered by:
Abyssinian
| Lemonade | $23 | $280 | -54% |
| Figo | $24 | $289 | -52% |
| Hartville | $28 | $337 | -44% |
| Spot | $28 | $340 | -44% |
| Pets Best | $30 | $362 | -40% |
How Much Is Pet Insurance in Wyoming?
Pet insurance in Wyoming costs around $84 a month for dogs and $42 for cats. Premiums run 7% below the national average.
Data filtered by:
$5,000
$500
80%
| Cat | $42 | $507 | -7% |
| Dog | $84 | $1,003 | -7% |
How to Get the Best Cheap Pet Insurance in Wyoming
- 1Evaluate Your Pet's Coverage Needs
List your pet's known health risks and likely vet costs. Decide on a monthly premium and deductible range before you start shopping.
- 2Look for Discounts and Savings
Check for savings options like multi-pet plans or annual billing. Some insurers charge less for military households or spayed and neutered pets.
- 3Check Insurer Ratings
Read customer reviews and third-party ratings to see how companies handle claims. Stick with providers that have stable finances and consistent payout records.
- 4Get Multiple Quotes
Pull quotes from at least three pet insurance companies. Compare coverage limits, exclusions, deductibles and premiums to find real value differences.
- 5Review Your Coverage Every Year
Look over your policy once a year as your pet ages. Premiums rise over time, so comparing options every year can keep costs down.
Best Pet Insurance in Wyoming: Bottom Line
Lemonade is our top pet insurance pick in Wyoming for both dogs and cats. Dog owners pay the least with Lemonade; cat owners get the best rate with Pumpkin. Get quotes from multiple insurers before buying.
Pet Insurance in Wyoming: FAQ
What are the best pet insurance companies in Wyoming?
Lemonade, Spot, Pumpkin, AKC and Rainwalk rank among Wyoming's most reliable pet insurance providers.
Which company has the cheapest pet insurance in Wyoming?
In Wyoming, the cheapest pet insurance starts at $48 a month for dogs and $20 for cats. Pumpkin, Figo and Lemonade consistently rank at the low end of the rate range.
How much is pet insurance in Wyoming?
Pet insurance in Wyoming costs $507 a year for cats and $1,003 for dogs. Premiums can run from $63 to $12,383 a year, depending on coverage options and your pet's age and breed.
What is the best way to find the right pet insurance provider?
Before comparing prices, assess your pet's coverage needs based on age, breed and health history. Read customer reviews and third-party ratings to see how providers handle claims. Then collect quotes from at least three companies and compare coverage limits, exclusions and deductibles side by side.
How We Found the Best and Cheapest Pet Insurance in Wyoming
We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Wyoming residents. Here's the standard profile we used:
- $5,000 annual limit
- 80% reimbursement
- $500 deductible
- 6-year-old Labrador Retriever (dog)
- 7-year-old Ragdoll (cat)
Our Company Rating System
Our ratings use a weighted scoring system based on three factors:
- Affordability (50%): Proprietary quote data covers all combinations of coverage, pet ages and breeds owned in the U.S. Discounts and how each company factors them into your premium are also part of the calculation.
- Customer experience (30%): Scores draw from customer ratings across the web, industry scores from agencies like AM Best and Reddit comment sentiment for each company.
- Coverage options (20%): All terms, add-ons and exclusions factor into this score. We measured each against the most common pet medical expenses.
About Connor Bolton
Connor Bolton is Senior SEO and Content Manager at MoneyGeek, where he leads the business and pet insurance editorial teams. He sets the research framework, data standards and content structure for his team. All content goes through his accuracy review before publication. Connor also writes in-depth guides and has spent more than four years covering insurance products across personal, commercial and specialty lines.
The research infrastructure Connor built covers auto, home, renters, life, health, business and pet insurance across pricing analysis, carrier research, customer experience and coverage evaluation. It includes over 6 million data points for business insurance across 408 industry areas, all 50 states and 16 vehicle types. The pet insurance side covers over 5 million profiles across 18 major providers, 100+ breeds and ages up to 20 years. Connor’s insurance research and his team's work has been cited by the U.S. Chamber of Commerce, Allstate, Liberty Mutual, CBS News, Forbes and LegalZoom.
Connor also talks with underwriters and carrier liaisons at Ethos, The Hartford, ERGO NEXT, Nationwide and State Farm, and monitors business and pet owner communities on Reddit. Those sources shape how his team evaluates carriers, structures rate analysis and writes for human buyers rather than search engines.
For questions about MoneyGeek's business and pet insurance content, contact him at connor@moneygeek.com or on LinkedIn.
Sources
- Trustpilot. "Lemonade Reviews." Accessed June 5, 2026.