While comparing renters insurance quotes, you’ll notice that most standard policies have similar coverages, often making price a primary factor when choosing a policy. These providers offer the best cheap renters insurance in Houston:
- USAA: $90 per year (only available to current and former military members and their families)
- Allstate: $103 per year
Renters who can purchase renters insurance from USAA get even better value since their policy covers damages from floods and earthquakes. It also reimburses lost or damaged personal property at replacement value.
Standard renters insurance policies have $20,000 in personal property coverage limits, $100,000 in liability coverage limits, and a deductible of $500. Use the table below to see how premiums are affected when you change your personal property coverage limit.
Those who live outside of Houston can check renters insurance rates available in Texas here.