The Best Cleaning Business Insurance

Compare top insurers for janitorial, pressure washing, and cleaning businesses. Get matched, compare quotes, and get covered in minutes.

Tell us what your business does

Select state

Trusted by 1.4M+ businesses • 11k+ reviews • 4.8★ rating

Why These Insurers Are Recommended

Different insurers are better suited for different cleaning business types. Here are the providers we most often recommend based on coverage, pricing, and business type.

Best for:

Cleaning businesses that want broader coverage and dedicated agent guidance.

Coverage offered:

General liability, workers' compensation, commercial auto, commercial property coverage, tools & equipment coverage, and business owner's policies (BOPs).

Why businesses choose it:

✓ 200+ years of experience
✓ Strong reputation for claims handling
✓ Dedicated agent support

The Hartford is a dependable choice for established cleaning businesses that want long-term stability and comprehensive protection. It is particularly well suited for home cleaning, office cleaning, janitorial, window cleaning, and pressure washing companies that serve commercial clients or manage multiple crews.
Best for:

Cleaning businesses that want easy online coverage and same-day proof of insurance.

Coverage offered:

General liability, workers' compensation, commercial auto, commercial property coverage, tools & equipment coverage, and business owner's policies (BOPs).

Why businesses choose it:

✓ Fast online buying experience
✓ Competitive pricing
✓ Same-day COI available

ERGO NEXT is a strong fit for cleaning businesses that need coverage quickly and prefer a simple online buying experience. Whether you operate a home cleaning service, janitorial company, office cleaning business, pressure washing operation, or window cleaning company, ERGO NEXT is built for businesses that work on clients' properties every day.

If you need proof of insurance fast—such as a COI for a commercial contract, property manager, or new client—ERGO NEXT is known for its speed, straightforward application process, and competitive pricing.
biBERK works best for freelancers, consultants, and small retail or service businesses with no major claims history. They're backed by Berkshire Hathaway, which means real financial stability behind every policy. They keep prices lower than most traditional carriers because they sell direct without agents.

If you work in a physically risky trade, run multiple locations, or have had prior claims, you'll likely get better value elsewhere. But for the right business, biBERK delivers solid coverage at a price that's hard to argue with.
Hiscox specializes in coverage for consultants, designers, accountants, marketing agencies, and other professional service businesses. Flexible monthly payment options, policies that scale as your business grows, and a straightforward online buying experience make it a strong fit for anyone who wants coverage tailored to the specific risks of professional work.

Policies are flexible, premiums are competitive, and you can buy entirely online in minutes. If your business is growing, your coverage grows with you.
Not everyone wants to buy insurance through a website, and that's completely fine. If you'd rather talk to someone who knows the market, Tivly connects you with a licensed agent who does the shopping for you. Tell them about your business, your budget, and what you need covered and they'll come back with options that actually fit your situation rather than a generic policy that may or may not be right for you.

It's a good fit if your business is complex, your coverage needs are unclear, or you just want a real person in your corner before you commit.

What will your coverage cost?

Your rate depends on your industry and risk profile, meaning a roofing contractor and a business consultant have very different exposure. Here's what small businesses typically pay for a standard $1M/$2M policy, the most common coverage level:

Ready to get your actual rate?

Your actual rate depends on your specific industry, location, and revenue. Get matched to the provider for your business and get covered in as little as 10 minutes.

About MoneyGeek

Independent & Unbiased

We don’t sell policies. Our research is based on facts and real data.

Expert Insights

Our analysts review thousands of rate filings across states to ensure accuracy.

Trusted Nationwide

Millions of readers rely on MoneyGeek for clear, reliable financial guidance.

Transparent Comparisons

We explain not just the cost, but what coverage means for you.