Best Suburbs for Single-Parent Households

Updated: November 1, 2024

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According to the American Community Survey, there were 26 million single-earner families in the United States in 2022 — that's 31% of all households. Finding the right community can significantly help with navigating parenthood on one income. Some single parents might find that suburban life offers the affordable living costs, access to enriching activities and safe environment needed to raise their children comfortably.

To identify the best suburbs for single-parent households, MoneyGeek analyzed data on income, child care and housing rental costs, access to recreational and day care facilities, education quality, and crime rates across 50 U.S. suburbs. We found that suburban communities in Tennessee and Indiana may be the ideal choices for single parents seeking a safe, happy and financially suitable environment for their families.

KEY FINDINGS
  • Brentwood, Tennessee, ranked as the best suburb for single-parent households, featuring the highest annual single-earner income of any suburb analyzed: $189,286, compared to the national average of $63,534. The city and surrounding area also boast a low unemployment rate of 2.5% and have the second-lowest child care costs ($14,615 annually).

  • Elizabethtown, Kentucky, is the most cost-effective suburb for single parents. The city and neighboring area average child care costs of $15,482 per year and rental housing expenses of $9,907 per year.

  • Washington state suburbs Issaquah, Redmond and Auburn have the most day care facilities per capita of all suburbs analyzed. These suburbs are located in King County, which has 40 day care centers per 100,000 residents.

  • Carmel and Fishers, two Indiana suburbs, rank among the best for single-parent households. These cities also boast impressively low crime rates, placing them within the top five safest suburbs.

Tennessee and Indiana Are Home to the Best Suburbs for Single Parents

Brentwood, Tennessee, ranks first as the ideal suburb for single-parent households. It has the highest single-earner income of any suburb MoneyGeek analyzed at an average of $189,286 annually. It's also one of the safest suburbs, holding the fifth-lowest violent crime rate with 71 crimes per 100,000 residents.

Franklin, another Tennessee suburb, joins the list with the fifth-highest annual single-earner income of $112,813, ranking at the No.3 best suburb overall. These two suburbs share the same county and metro area, with an unemployment rate of just 2.5% and child care costs averaging $14,615 annually, the second-lowest among all metro areas analyzed.

Carmel and Fishers, Indiana, also rank in the top five suburbs for single-parent households. These cities boast the two lowest property crime rates in the study, with 655 and 672 crimes per 100,000 residents, respectively. Both suburbs are located in Hamilton County, Indiana, which boasted the lowest unemployment rate (2.2%) in the MoneyGeek's study.

5 Best Suburbs for Single-Parent Households
Suburb
County
Metro
Violent Crimes per 100,000 Residents
Property Crimes per 100,000 Residents
Median Single-Earner Income
Unemployment Rate

1.

Brentwood, Tennessee

Williamson

Nashville-Davidson-Murfreesboro-Franklin

71

883

$189,286

2.5%

2.

Carmel, Indiana

Hamilton

Indianapolis-Carmel-Anderson

48

655

$116,591

2.2%

3.

Franklin, Tennessee

Williamson

Nashville-Davidson-Murfreesboro-Franklin

165

765

$112,813

2.5%

4.

Fishers, Indiana

Hamilton

Indianapolis-Carmel-Anderson

78

672

$94,666

2.2%

5.

Alpharetta, Georgia

Fulton

Atlanta-Sandy Springs-Roswell

239

1,086

$112,294

4.7%

Most Cost-Effective Suburbs for Single-Parent Households

MoneyGeek zeroed in on costs to find the most affordable suburbs for single parents. Our analysis found that Elizabethtown, Kentucky, is the most budget-friendly suburb in the country; located less than an hour from Louisville, Kentucky, single parents there typically earn $54,700 per year. Elizabethtown also averages annual child care costs of $15,482 and rental housing expenses of $9,907, both ranking within the top 10 for cost. A close runner-up is Hickory, North Carolina, which shares the surrounding metro area’s affordable rental expenses ($8,688 annually).

5 Most Affordable Suburbs for Single-Parent Households
Suburb
Metro Area
Cost Score
Annual Child Care Costs
Annual Rental Housing Costs

1.

Elizabethtown, Kentucky

Elizabethtown-Fort Knox, KY

88

$15,482

$9,907

2.

Hickory, North Carolina

Hickory-Lenoir-Morganton, NC

87

$16,775

$8,688

3.

Carmel, Indiana

Indianapolis-Carmel-Anderson, IN

86

$15,498

$11,125

4.

Fishers, Indiana

Indianapolis-Carmel-Anderson, IN

86

$15,498

$11,125

5.

Greenwood, Indiana

Indianapolis-Carmel-Anderson, IN

86

$15,498

$11,125

MORTGAGE TIPS FOR SINGLE PARENTS

Mortgages and rent make up a significant portion of monthly expenses for many people, including single parents. Here are steps parents can take to lower their housing costs and stretch their income:

  • Mortgage refinancing could be one way to decrease monthly payments and provide extra breathing room in your budget for other essentials, but only if the going interest rate is lower than your current one.
  • Conventional home loans could be advantageous to single parents, as they may offer loan terms that better suit your financial circumstances. Unlike government-backed mortgages, these loans are not federally insured, allowing for flexibility in aspects like interest rates and down payments. Borrowers can choose from different loan types — including fixed-rate mortgages, adjustable-rate mortgages or jumbo loans — based on their individual profiles.

Suburbs With the Most Day Care Facilities

King County, Washington, has the highest number of day care centers (40 centers per 100,000 residents) of any area studied, particularly in suburbs like Redmond, Issaquah and Auburn. Dublin, Ohio, and Alpharetta, Georgia, also earn spots on the list with more than 30 day care centers per 100,000 county residents.

5 Suburbs With the Most Day Care Facilities Per Capita
Suburb
County
Day Care Score
Day Care Centers per 100,000 Residents

1.

Redmond, Washington

King

100

40

2.

Issaquah, Washington

King

100

40

3.

Auburn, Washington

King

100

40

4.

Dublin, Ohio

Franklin

95

39

5.

Alpharetta, Georgia

Fulton

75

33

Education, Safety and Recreation Rankings

Many parents value their children’s education quality, safety and ability to access enriching recreational spaces. With these factors in mind, MoneyGeek also identified the best and the worst suburbs for single parents based on:

  • Education quality, based on high school graduation rates
  • Safety, by factoring in both violent crime and property crimes per 100,000 population
  • Recreation accessibility, by evaluating the number of recreational establishments per 100,000 residents

Education Quality

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Suburbs With the Highest High School Graduation Rates

1. Mount Juliet, Tennessee: 97%
2. Brentwood, Tennessee: 96%
3. Franklin, Tennessee: 96%
4. Hendersonville, Tennessee: 96%
5. Gallatin, Tennessee: 96%
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Suburbs With the Lowest High School Graduation Rates

1. Edmond, Oklahoma: 71%
2. Chamblee, Georgia: 75%
3. Maricopa, Arizona: 78%
4. Apache Junction, Arizona: 78%
5. Dublin, Ohio: 81%

Safety

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Safest Suburbs

1. Carmel, Indiana
2. Dublin, Ohio
3. Hendersonville, Tennessee
4. Fishers, Indiana
5. Royal Oak, Michigan
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Most Dangerous Suburbs

1. Canton, Ohio
2. Springfield, Ohio
3. Goldsboro, North Carolina
4. Hickory, North Carolina
5. Chamblee, Georgia

Recreation Accessibility

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Suburbs With the Most Recreational Establishments per 100,000 Residents

1. Franklin, Tennessee: 147
2. Brentwood, Tennessee: 147
3. Roswell, Georgia: 89
4. Alpharetta, Georgia: 89
5. Loveland, Colorado: 65
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Suburbs With the Fewest Recreational Establishments per 100,000 Residents

1. Apache Junction, Arizona: 16
2. Maricopa, Arizona: 16
3. Goldsboro, North Carolina: 19
4. Broomfield, Colorado: 22
5. Springfield, Ohio: 22

Methodology

To find and rank the best suburbs for single-parent households, MoneyGeek considered nine metrics across four categories: income, costs, safety and youth development and support. We assigned each metric a specific weight, which was then used to calculate a final ranking score through a weighted average. Assigned weights are expressed within parentheses for each metric. The city with the highest final ranking score ranked as the best suburb for single-parent households.

Income

  • Single-Earner Income (15%): This is the median one-earner family income in the last 12 months across all cities. Data comes from the American Community Survey and is for 2021.

  • Unemployment Rate (15%): Refers to the percentage of the labor force that is unemployed. Data is at the county level, comes from the County Health Rankings and Roadmaps and is for 2021.

Cost

  • Annual Child Care Costs (17.5%): Represents metro-level annual child care costs for families with one parent and two children. The metro area data was allocated to corresponding cities, which then adopted the metro area's child care costs. Data comes from MIT Living Wage and is for 2022.

  • Annual Housing Rental Costs (7.5%): Represents rental housing costs for families with one parent and two children in a specified area as of April 2022, utilizing HUD Fair Market Rents (FMR) estimates. Data is at the metro level, comes from MIT Living Wage and is for 2022.

Safety

  • Violent Crimes per 100,000 People (5%): Represents the number of violent crimes reported by law enforcement per city. The FBI classifies violent crimes as those involving force or threat. Data comes from the Federal Bureau of Investigation’s Crime Explorer and is for 2021.

  • Property Crimes per 100,000 People (5%): Represents property crime incidents reported by law enforcement per city. The FBI categorizes property crimes as incidents in which money or property is taken without utilizing force or threats against victims. Data comes from the Federal Bureau of Investigation’s Crime Explorer and is for 2021.

Youth Development and Support

  • High School Graduation Rate (10%): Denotes the percentage of students in each county who successfully graduate within four years. Data is at the county level, comes from the County Health Rankings and Roadmaps and is for 2020.

  • Child Day Care Facilities per 100,000 People (20%): Indicates the number of child day care facilities per 100,000 residents. Data is at the county level, comes from the United States Census Bureau and is for 2021.

  • Recreational Establishments per 100,000 People (5%): Indicates the number of child recreational areas per 100,000 residents. This includes arts, entertainment and amusement facilities. Data is at the county level, comes from the United States Census Bureau and is for 2021.

To narrow our list, MoneyGeek focused on suburban areas within a 15-minute to one-hour drive from the nearest large city. We removed cities with incomplete data from the previously mentioned sources, kept the top 50 most populous cities and ranked them. The city with the lowest final ranking score ranks as the worst suburb for single-parent households.

Full Data Set

Rank
Suburb
Closest Largest City
Final Score
Income Score
Cost Score
Safety Score
Youth Development and Support Score

1

Brentwood, Tennessee

Nashville, Tennessee

82

97

81

96

65

2

Carmel, Indiana

Indianapolis, Indiana

75

77

86

100

58

3

Franklin, Tennessee

Nashville, Tennessee

74

73

81

94

65

4

Fishers, Indiana

Indianapolis, Indiana

73

70

86

98

58

5

Alpharetta, Georgia

Atlanta, Georgia

66

54

73

88

64

6

Roswell, Georgia

Atlanta, Georgia

64

52

73

82

64

7

Dublin, Ohio

Columbus, Ohio

64

51

62

99

67

8

Redmond, Washington

Seattle, Washington

64

67

38

74

77

About Anja Solum, CEPF


Anja Solum, CEPF headshot

Anja Solum is a certified educator in personal finance and the Data Journalism Manager at MoneyGeek. For over six years, she has produced data analyses and studies for agency and in-house teams across multiple verticals.

Solum holds a bachelor's degree in communication arts from Florida International University. She's passionate about using data to tell compelling, informed stories that empower readers.


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