Housing Support for Veterans: VA Mortgages, Benefits & Assistance

Name: Housing Support for Veterans: VA Mortgages, Benefits & Assistance
Item: Housing Support for Veterans: VA Mortgages, Benefits & Assistance
Author: Christopher Murray

Many veterans will experience housing insecurities after leaving the military. About 19 million people are veterans in the U.S., according to the U.S. Department of Veterans Affairs. The U.S. Department of Housing and Urban Development reports veterans represent about 8% of the nation’s population that are experiencing homelessness. That would be about 1.5 million veterans who would be experiencing homelessness.

Most tend to think of the Department of Veterans Affairs when contemplating housing assistance for veterans. The VA is a great resource for service members and vets, but there are a host of additional resources which offer support.

Whether you are a renter, plan to buy a home or need housing assistance due to a disability, this guide can help you identify what type of mortgage help you may be able to receive.

Veterans make up less than 10% of the population of the United States but are about 8% of the country’s homeless population.

Black veterans account for about one-third of veterans experiencing homelessness.

Nearly one-third of all veterans experiencing homelessness in America live in California.

28 states saw decreases in the total number of veterans experiencing homelessness from 2019 to 2020.

Sources:

U.S. Census Bureau, U.S. Department of Housing and Urban Development

Housing Benefits for Service Members, Veterans and Their Families

The U.S. Department of Veterans Affairs offers a variety of housing benefits to eligible veterans and service members, including VA home loans that don't require a down payment, housing grants for veterans with service-related disabilities and rental assistance for veterans in need.

A variety of resources can prevent homelessness for veterans and families at imminent risk due to a housing crisis. The following list offers a general overview of key resources that should be available regardless of where you live.

VA Mortgage Program

The VA mortgage program allows veterans and service members to buy a home with no down payment. VA mortgages generally have more favorable interest rates and more flexible qualification requirements than traditional mortgages, often making them an affordable option.

Down Payment Assistance Programs

States offer an array of housing-related benefits to eligible active duty personnel and veterans. Down payment assistance (DPA) programs are a strong option for first-time homebuyers.

Emergency Assistance Programs

All branches of the military offer emergency housing assistance. Many nonprofits, such as Army Emergency Relief, have also stepped up to provide mortgage or rental relief or temporary housing.

Adaptive Housing Assistance Grants

The federal government offers grants to help make homes more adaptable for vets who are disabled. There are also a number of nonprofits, like the Gary Sinise Foundation, which offer funding for home adaptations.

Foreclosure Prevention

If you’re having trouble paying your mortgage, there are a variety of foreclosure prevention options, most of which will derive from the VA. VA loan centers are staffed with counselors to help you work through solutions, and you don’t need a VA loan to qualify.

LOOKING FOR YOUR LOCAL VA CENTER?

MoneyGeek gathered addresses and phone numbers of VA centers across the U.S. Find your local or nearest VA location here.

An illustration of a hand holding the keys to a new home.

How to Buy a Home With a VA Loan

While the VA doesn’t lend money to homebuyers, it guarantees loans made by private lenders to eligible borrowers. If you don’t meet minimum credit requirements, there’s no guarantee you’ll qualify. If you do qualify, you may save a significant chunk of change during the overall home buying process.

A VA loan is one of the best mortgage options available for service members, veterans and eligible spouses because there’s no down payment required. You’ll also score a low interest rate, have the option to avoid closing costs and steer clear of costly private mortgage insurance. Below are basic steps you should follow to secure a loan.

Apply for a VA home loan Certificate of Eligibility

To start, you’ll need to prove that you’re eligible for a VA loan. Gather the paperwork you’ll need depending on your status and apply through the online application to determine whether you qualify.

Examine your finances

Like all homebuyers, you’ll need to meet some basic requirements, including having good credit and a reputable credit history, to get approved for a VA loan.

Find a trustworthy lender

Most traditional mortgage lenders will work with veterans. But as with any loan lender, do your due diligence. Ask how long a company has processed VA loans and whether there is a lender appraisal process program.

Get a real estate agent

Real estate agents who have worked extensively with veterans can easily impart knowledge about VA loans and facilitate the home buying process.

Develop a list of home options

Once you have a solid idea of your financing arrangement, look in your desired area and develop a list of possible home options. From there, work with your real estate agent to come up with an offer for your top picks.

Close on your VA loan

The closing of a VA loan operates like any other mortgage — you and your real estate agent will meet with sellers. Then you’ll sign the paperwork, pay any closing fees and get the keys.

An Expert’s Take on Buying a Home With a VA Loan

Dan Green

Mortgage Expert and CEO & Founder of Growella

We spoke with Dan Green, CEO of Homebuyer and author of The Mortgage Reports, to get his insight on VA loans. Green focuses specifically on first-time homebuyers and is dedicated to making sure future homeowners have every resource at their disposal.

What is the VA loan limit? How much can you borrow?

There is no "VA loan limit," per se — you can borrow as much as you'd like. However, because VA loan guidelines enforce a maximum debt-to-income ratio (DTI) for all approved loans, your maximum loan size will be capped by household income and your debts. (For instance, many lenders cap VA loans at $484,350 for zero-down loans and require down payments of 25% of amounts over $484,350. So if you want to buy a $584,350 property, you'd have to put up $25,000, which is 25% of the $100,000 difference. This is not a VA requirement, however.)

Does a Certificate of Eligibility (COE) mean you’re approved for VA financing?

The Certificate of Eligibility shows lenders that you're eligible for VA-backed financing — nothing more. To get approved, you're still required to meet mortgage loan guidelines, which include verification of income, assets and credit. The notable exception here is for VA Streamline Refinance applications. Most verifications — including evidence of a COE — are waived for the VA Streamline Refinance application.

Alternatives to Home Loans

VA loans have undeniable perks, but other mortgage options may work better for your budget. When it comes to financing a home for veterans, service members or eligible military families, the three main options to consider are USDA loans, FHA loans and conventional mortgages. Below is a breakdown of each.

USDA loan

USDA loans are similar to VA loans because they require no down payment and offer low interest options for qualified borrowers. You should consider this loan if you fall into a lower income bracket or are considering buying in a rural area. The best way to understand the USDA loan application process is to ask your realtor, who will be able to find out if you qualify to buy in the specific area you’re looking at.

FHA loan

For first-time homebuyers, FHA loans offer a wide range of benefits. Specifically, FHA loans may be a better option than VA loans because of less stringent credit requirements. FHA loans only require a credit score of 580, while VA loans often require scores in the mid 600s. In addition, FHA loans allow for a slightly higher debt-to-income ratio, so those with higher student loans stand a better chance of qualifying for an FHA loan.

Conventional mortgages

If you can make a 20% down payment, you should consider going with a conventional loan. Putting 20% down will save you from paying for private mortgage insurance (PMI), and you’ll save thousands of dollars on interest. Paying no down payment with a VA or USDA loan may sound much easier, but it’ll cost you over the life of the loan.

An illustration of a couple sitting at a table and discussing their VA home loan with their lender.

Types of VA Housing Assistance and Support Options

Whether you’re looking for rental housing grants or adaptive housing, there are various forms of support for veterans at the local, state and federal levels. Many of the programs offer severely discounted rates or no down payment options, but you’ll also find elder care options, low-income options and more.

State

Various state programs help veterans with housing-related costs, and some states are more generous than others when it comes to providing assistance and benefits for military members and their families. For example, the Texas Veterans Land Board offers low-interest property, in addition to residential and home improvement loans that require little or no down payment. The home loan program also offers an interest rate reduction to qualifying veterans with a disability. Below are a few other programs.

Community Living Centers: Across the country, there are over 100 VA-run nursing homes for older veterans. The centers offer activities for veterans of all ages and are intended to be inviting places for family members to visit.
Down Payment Assistance (DPA) Programs: DPA programs vary from state to state, but most offer some form of assistance. Four basic types of down payment assistance include a down payment gift which is not repaid, a second mortgage paid alongside your main mortgage payment, a loan paid when you sell, refinance or stop using a home as your primary residence, and a forgivable loan.
U.S. Department of Housing and Urban Development (HUD): HUD’s state webpage provides comprehensive lists of housing agencies and charitable programs, including those set up for veterans and military families. Programs like CalVet in California offer below-market interest rates to qualified veterans.
National Association of State Veterans Homes: State veteran homes are available throughout the country, with even rural states offering multiple home options. NASVH’s main goal is to promote better quality of care and life for veterans and their families.
Semper FI & America’s Fund - Service Member and Family Support: The Semper Fi & America's Fund provides immediate assistance to those who have been wounded in combat. This program, which operates out of most VA hospitals around the country, is specifically designed for military members and their families. It also offers financial assistance for housing, as well as adaptive equipment, transportation help and more.

Federal

The federal government offers grants to eligible veterans to help them buy, build or adapt homes. Many are specifically tailored to veterans with disabilities, with some of the most popular federal programs listed below.

Homeless Providers Grant and Per Diem (GPD) Program: As of September 2021, the GPD program had $75 million available in funding for the acquisition or construction of GPD transitional housing. The program aims to improve the personal safety of veterans, reduce risks and increase the availability of individual transitional housing.
Specially Adapted Housing (SAH) and Special Housing Adaptation (SHA) Grants: These programs for disabled veterans offer grants which can help assist in building, buying or fixing up an adapted home. The grants aim to help with severe service-connected disabilities.
Home Improvements and Structural Alterations (HISA) Grant: The HISA grant is for disabled vets who currently own homes but need to make changes to live comfortably. The grants can be put towards improving entrances and exits in homes, improving bathroom facilities and making kitchens more accessible.
Mortgage Credit Certificates (MCC) Program: The MCC program helps lower‐income families afford home ownership. Through the program, home buyers can claim a dollar‐for‐dollar tax credit for a portion of mortgage interest paid per year, up to $2,000.
Temporary Residence Adaptation (TRA) Grant: TRA is a grant created to help disabled veterans lead more independent lives and have living situations which offer a higher level of comfort.
HUD-VASH Grants: HUD-VASH grants offered by the U.S. Department of Housing and Urban Development are given to help vets in financial need to secure safe housing.
Supportive Services for Veteran Families (SSVF): Offered by the VA, this program helps prevent homelessness among the veteran population and assists vets looking to transition into full-time housing. The program is the first homelessness prevention and rapid re-housing program administered by VA.

Local

To find local resources in your area, it’s best to start with your local VA. Your local VA can direct you to emergency housing, financial help, homeownership options and more.

The VA's 25 Cities Initiative: The Initiative was designed to end veteran homelessness in many large cities and has since spawned efforts across the country. Bonuses and incentives are provided to landlords who offer rentals to veterans and brokers who connect veterans with subsidized housing projects like Section 8.
Home-Based Primary Care (HBPC) Program: This program offers at-home visits by a primary care doctor, nurse practitioner or physician's assistant. This is often offered as part of the VA’s health care package, so check in with your local VA.
StatesideLegal: For veterans who need legal help, including in housing matters, StatesideLegal can help you find and contact a local lawyer in your area. Legal representatives are well-versed in the needs of veterans.
U.S. Vets: Those who live in D.C., Texas, or out West likely have a U.S. Vets office in their community. The mission of U.S. Vets is to help end homelessness for veterans by helping secure housing in shelters, transitional solutions and permanent homes.

Nonprofit

A shortage of services and social isolation contribute to homelessness among veterans. Often started by veterans themselves, numerous nonprofits have helped thousands in need.

Homes For Our Troops: HFOT is a nationwide organization dedicated to building specially adapted homes for soldiers who have been severely injured. Most of the veterans helped by the organization have sustained injuries, including multiple limb amputations, partial or full paralysis and/or severe traumatic brain injury (TBI).
Building Homes for Heroes: This program builds or buys homes and gives them to eligible veterans and families. With more than 255 homes gifted to the nation’s injured veterans by the end of 2020, a new house has been offered every 11 days since the organization’s founding.
Army Emergency Relief: This nonprofit can help Army veterans secure emergency assistance for mortgage or rental relief, in addition to temporary lodging. In 2019, AER provided $70 million in loans and grants to 40,000 Soldiers and Families.
Coalition to Salute America's Heroes: The Coalition aims to help severely wounded veterans and families of Operation Enduring Freedom, Operation Iraqi Freedom and Operation New Dawn to recover from their injuries and illnesses. It also seeks to inspire organizations and the general public.
National Association of American Veterans: The Association offers help with rent/mortgage assistance, funding for necessary home repairs and emergency expenses. It also offers helpful financial guidance and boasts the NAAV Military Family Program to ease the burdens of caregivers.
Veterans of Foreign Wars (VFW) - Unmet Needs Program: The VFW offers grants for military families facing financial difficulties. All the info you’ll need to apply is neatly organized on the site’s homepage.

An illustration of a veteran with a disability is being supported by his partner, who is putting a large coin in a piggy bank.

A Story From a Veteran With a Disability About the HUD-VASH Program

Heraclio Kiki "Junior" Aguilar served in the Army and National Guards from 2000 to 2007. He is a combat veteran who receives rent subsidies through HUD-VASH, backed by VA and Los Angeles Housing. Junior recently shared his story and described the process of applying for the program:

"When I became eligible for the program initially five years ago, I had to give the VASH personnel proof of income. At the time I was rated 60% disabled from service connected injuries," he said. Junior also had to prove that he was on record for being homeless on three separate occasions and demonstrate willingness to participate in programs the VA felt he would benefit from.

"I was living at Volunteers of America," he says, "And the social worker who represented the VA clients at the Hollywood facility took my paperwork and submitted it for me. I thought there was not a very good chance of being accepted; there were reports that funds for the VASH program were getting low. A few months had passed before I had received the official word that I had been accepted to begin the next step in securing a VASH housing voucher."

Junior says it took nearly six months to receive the voucher. At that point, he was given another six months to find a place to live that met the program's guidelines.

"It felt like hell when initially going through the steps, but now in the long run I feel that there are the benefits and drawbacks. A benefit is that with the money I save, I was able to create a business from my apartment and they are totally fine with it. But one of the drawbacks is once a month a social worker from PATH (People Assisting the Homeless) has to come to my place to see how I am doing, and once a year HUD has to come and inspect the place," he said.

Find Your Local VA Center

Use the table below to find your state and city, and then find the address and phone number for your nearest VA. You can also use the search bar. The VA can offer you state-specific resources and guidance on the benefits you’re entitled to, including VA loans, rental assistance and more.

State	City	Address	Phone
Alabama	Birmingham	1201 2nd Avenue South, Birmingham AL 35233	205-212-3122 or 877-927-8387
Alabama	Hunstville	415 Church Street Bldg H ,Suite 101, Hunstville AL 35801	256-539-5775 or 877-927-8387
Alabama	Mobile	3221 Springhill Ave Bldg 2 ,Suite C, Mobile AL 36607	251-478-5906 or 877-927-8387
Alabama	Montgomery	4405 Atlanta Highway, Montgomery AL 36109	334-273-7796 or 334-273-7796
Alaska	Anchorage	4400 Business Park Blvd Suite B-34, Anchorage AK 99503	907-563-6966 or 907-563-6966
Alaska	Fairbanks	540 4th Ave Suite 100, Fairbanks AK 99701	907-456-4238 or 877-927-8387
Alaska	Soldotna	43299 Kalifornsky Beach Rd Ste 4, Soldotna AK 99669	907-260-7640 or 877-927-8387
Alaska	Wasilla	851 E. West Point Drive Suite 102, Wasilla AK 99654	907-376-4318 or 877-927-8387
American Samoa	Pago Pago	Equator Building Ottoville Road, P.O. Box 982942, Pago Pago AS 96799	684-699-3760 or 877-927-8387
Arizona	Chinle	Navajo Route 7 Old BIA Complex-B59, Chinle AZ 86503	928-674-3682 or 877-927-8387
Arizona	Hotevilla	P.O. Box 929 1 Main St., Hotevilla AZ 86030	928-734-5166 or 877-927-8387
Arizona	Lake Havasu	1720 Mesquite Suite 101, Lake Havasu AZ 86403	928-505-0394 or 877-927-8387
Arizona	Mesa	1303 South Longmore Suite 5, Mesa AZ 85202	480-610-6727 or 877-927-8387
Arizona	Peoria	14050 N. 83rd Avenue Suite 170, Peoria AZ 85381	623-398-8854 or 877-927-8387
Arizona	Phoenix	4020 N. 20th St. #110, Phoenix AZ 85016	602-640-2981 or 602-640-2981
Arizona	Prescott	3180 Stillwater Drive Suite A, Prescott AZ 86305	928-778-3469 or 877-927-8387
Arizona	Tucson	2525 E. Broadway Blvd Suite 100, Tucson AZ 85716	520-882-0333 or 520-882-0333
Arizona	Yuma	1450 E. 16th St Suite 103, Yuma AZ 85365	928-271-8700 or 877-927-8387
Arkansas	Fayetteville	1416 N. College Ave., Fayetteville AR 72703	479-582-7152 or 877-927-8387
Arkansas	North Little Rock	201 W. Broadway St. Suite A, North Little Rock AR 72114	501-324-6395 or 877-927-8387
California	Alameda	2203 Central Avenue, Alameda CA 94501	510-763-3904 or 877-927-8387
California	Bakersfield	1110 Golden State Ave, Bakersfield CA 93301	661-323-8387 or 877-927-8387
California	Bonita	180 Otay Lakes Road Suite 108, Bonita CA 91902-2439	877-618-6534 or 877-927-8387
California	Capitola	1350 41st Ave Suite 104, Capitola CA 95010	831-464-4575 or 877-927-8387
California	Chatsworth	20946 Devonshire St Suite 101, Chatsworth CA 91311	818-576-0201 or 877-927-8387
California	Chico	250 Cohasset Road Suite 40, Chico CA 95926	530-899-6300 or 530-899-6300
California	Citrus Heights	River City Bank Building 5650 Sunrise Blvd ,Suite 150, Citrus Heights CA 95610	916-535-0420 or 877-927-8387
California	Colton	1325 E. Cooley Drive Suite 101, Colton CA 92324	909-801-5762 or 877-927-8387
California	Commerce	5400 E. Olympic Blvd. Suite 140, Commerce CA 90022	323-728-9966 or 877-927-8387
California	Concord	1333 Willow Pass Road Suite 106, Concord1333 Willow Pass Road Suite 106, Concord CA 94520-7931	925-680-4526 or 877-927-8387
California	Corona	800 Magnolia Avenue Suite 110, Corona CA 92879	951-734-0525 or 877-927-8387
California	Culver City	5730 Uplander Way Suite 100, Culver City CA 90230	310-641-0326 or 877-927-8387
California	Eureka	2830 G Street Suite A, Eureka CA 95501	707-444-8271 or 877-927-8387
California	Fairfield	420 Executive Court North Suite A, Fairfield CA 94534	707-646-2988 or 877-927-8387
California	Fresno	1320 E. Shaw Ave Suite 125, Fresno CA 93710	559-487-5660 or 877-927-8387
California	Garden Grove	12453 Lewis St. Suite 101, Garden Grove CA 92840	714-776-0161 or 877-927-8387
California	Gardena	1045 W. Redondo Beach Blvd. Suite 150, Gardena CA 90247	310-767-1221 or 877-927-8387
California	Menlo Park	345 Middlefield Road Building 1, Menlo Park CA 94025	650-617-4300 or 877-927-8387
California	Mission Viejo	26431 Crown Valley Parkway Suite 100, Mission Viejo CA 92691	949-348-6700 or 877-927-8387
California	Modesto	1219 N. Carpenter Rd. Suite 11-12, Modesto CA 95351	209-569-0713 or 877-927-8387
California	Palmdale	38925 Trade Center Drive Suites I/J, Palmdale CA 93551	661-267-1026 or 877-927-8387
California	Rohnert Park	6225 State Farm Drive Suite 101 Suite 101, Rohnert Park CA 94928	707-586-3295 or 877-927-8387
California	Sacramento	1111 Howe Avenue Suite #390, Sacramento CA 95825	916-566-7430 or 877-927-8387
California	San Diego	2790 Truxtun Road Suite 130, San Diego CA 92106	858-642-1500 or 877-927-8387
California	San Francisco	505 Polk Street, San Francisco505 Polk Street, San Francisco CA 94102	415-441-5051 or 877-927-8387
California	San Jose	440 North 1st Street Suite 120, San Jose CA 95112	408-993-0729 or 877-927-8387
California	San Luis Obispo	1070 Southwood Drive, San Luis Obispo CA 93401	805-782-9101 or 877-927-8387
California	San Marcos	One Civic Center Dr. Suite 150, San Marcos CA 92069	855-898-6050 or 877-927-8387
California	Temecula	40935 County Center Drive Suite A/B, Temecula CA 92591	951-302-4849 or 877-927-8387
California	Ventura	790 E. Santa Clara St. Suite 100, Ventura CA 93001	805-585-1860 or 877-927-8387
California	Victorville	15095 Amargosa Rd Suite 107, Victorville CA 92394	760-261-5925 or 877-927-8387
Colorado	Boulder	4999 Pearl East Circle Suite 106, Boulder CO 80301	303-440-7306 or 877-927-8387
Colorado	Colorado Springs	602 South Nevada Avenue, Colorado Springs CO 80903	719-471-9992 or 719-471-9992
Colorado	Denver	789 Sherman Street Suite 570, Denver CO 80203	303-577-5207 or 877-927-8387
Colorado	Fort Collins	702 W Drake Building C, Fort Collins CO 80526	970-221-5176 or 970-221-5176
Colorado	Grand Junction	2472 Patterson Road Unit 16, Grand Junction CO 81505	970-245-4156 or 877-927-8387
Colorado	Pueblo	1515 Fortino Blvd. Suite 130, Pueblo CO 81008	719-583-4058 or 719-583-4058
Connecticut	Danbury	Danbury Vet Center, The Atrium Building 457 North Main St. ,1st Floor, Danbury CT 6811	203-790-4000 or 877-927-8387
Connecticut	Norwich	2 Cliff St., Norwich CT 6360	860-887-1755 or 877-927-8387
Connecticut	Orange	291 South Lambert Road, Orange CT 6477	203-795-0148 or 203-795-0148
Connecticut	Rocky Hill	25 Elm Street Suite A, Rocky Hill CT 6067	860-563-8800 or 860-563-8800
Delaware	Georgetown	20653 Dupont Blvd Suite 1, Georgetown DE 19947	302-225-9110 or 877-927-8387
Delaware	Wilmington	2710 Centerville Road Suite 103, Wilmington DE 19808	302-994-1660 or 877-927-8387
District of Columbia / Washington, DC	Washington	1250 Taylor St, NW, Washington DC 20011	202-726-5212 or 877-927-8387
Florida	Clearwater	29259 US Hwy 19 North, Clearwater FL 33761	727-549-3600 or 877-927-8387
Florida	Clermont	1655 East Highway 50 Suite 102, Clermont FL 34711	352-536-6701 or 877-927-8387
Florida	Daytona Beach	1620 Mason Ave. Suite C, Daytona Beach FL 32117	386-366-6600 or 386-366-6600
Florida	Ft. Myers	4110 Center Pointe Drive Unit 204, Ft. Myers FL 33916	239-652-1861 or 877-927-8387
Florida	Gainesville	105 NW 75th Street Suite #2, Gainesville FL 32607	352-331-1408 or 877-92
Florida	Greenacres	4996 10th Ave North Suite 6, Greenacres FL 33463	561-422-1201 or 877-927-8387
Florida	Jacksonville	300 East State St. Suite J, Jacksonville FL 32202	904-232-3621 or 904-232-3621
Florida	Jupiter	6650 W. Indiantown Rd. Suite 120, Jupiter FL 33458	561-422-1220 or 877-927-8387
Florida	Lakeland	1370 Ariana St., Lakeland FL 33803	863-284-0841 or 877-927-8387
Florida	Lauderdale Lakes	3666 W. Oakland Park Blvd., Lauderdale Lakes FL 33311	954-356-7926 or 877-927-8387
Florida	Melbourne	2098 Sarno Road, Melbourne FL 32935	321-254-3410 or 877-927-8387
Florida	Miami	8280 NW 27th St Suite 511, Miami FL 33122	305-718-3712 or 877-927-8387
Florida	Naples	2705 Horseshoe Dr. South Suite #204, Naples FL 34104	239-403-2377 or 877-927-8387
Florida	New Port Richey	5139 Deer Park Drive, New Port Richey FL 34653	727-372-1854 or 877-927-8387
Florida	Ocala	3300 SW 34th Avenue Suite 140, Ocala FL 34474	352-237-1947 or 877-927-8387
Florida	Orlando	5575 S. Semoran Blvd. Suite #30, Orlando FL 32822	407-857-2800 or 877-927-8387
Florida	Panama City	3109 Minnesota Ave Suite 101, Panama City FL 32405	850-522-6102 or 877-927-8387
Florida	Pensacola	4504 Twin Oaks Drive, Pensacola FL 32506	850-456-5886 or 877-927-8387
Florida	Pompano	2300 West Sample Road Suite 102, Pompano FL 33073	954-984-1669 or 877-927-8387
Florida	Sarasota	4801 Swift Rd. Suite A, Sarasota FL 34231	941-927-8285 or 877-927-8387
Florida	Shalimar	6 11th Avenue Suite G 1, Shalimar FL 32579	850-651-1000 or 877-927-8387
Florida	St. Petersburg	450 Carillon Parkway Suite 150, St. Petersburg FL 33716	727-398-9343 or 877-927-8387
Florida	Tallahassee	548 Bradford Road, Tallahassee FL 32303	850-942-8810 or 877-927-8397
Florida	Tampa	Fountain Oaks Business Plaza 3637 W. Waters Ave. ,Suite 600, Tampa FL 33614-2783	813-228-2621 or 877-927-8387
Georgia	Atlanta	1800 Phoenix Boulevard Building 400 ,Suite 404 Box 55, Atlanta GA 30349	404-370-3864 or 404-370-3864
Georgia	Augusta	2050 Walton Way Suite 100, Augusta GA 30904	706-729-5762 or 706-729-5762
Georgia	Columbus	2601 Cross Country Drive Condominium B-2 Suite 900, Columbus GA 31906	706-596-7170 or 877-927-8387
Georgia	Lawrenceville	930 River Centre Place, Lawrenceville GA 30043	404-728-4195 or 877-927-8387
Georgia	Macon	750 Riverside Drive, Macon GA 31201	478-477-3813 or 877-927-8387
Georgia	Marietta	40 Dodd St. Suite 700, Marietta GA 30060	404-327-4954 or 877-927-8387
Georgia	Savannah	321 Commercial Dr, Savannah GA 31406	912-961-5800 or 912-961-5800
Guam	Hagatna	222 Chalan Santo Papa Street, Suite 201, Hagatna GU 96910	671-472-7161 or 977-927-8387
Hawaii	Hilo	70 Lanihuli Street Suite 102, Hilo HI 96720	808-969-3833 or 877-927-8387
Hawaii	Honolulu	1680 Kapiolani Blvd. Suite F-3, Honolulu HI 96814	808-973-8387 or 877-927-8387
Hawaii	Kailua-Kona	Hale Kui Plaza Suite 207 ,73-4976 Kamanu St, Kailua-Kona HI 96740	808-329-0574 or 877-927-8387
Hawaii	Kapolei	885 Kamokila Boulevard Suite 105, Kapolei HI 96707	808-674-2414 or 877-927-8387
Hawaii	Lihue	4485 Pahe'e St. Suite 101, Lihue HI 96766	808-246-1163 or 877-927-8387
Hawaii	Wailuku	Ting Building 35 Lunalilo Street ,Suite 101, Wailuku HI 96793	808-242-8557 or 877-927-8387
Idaho	Boise	2424 Bank DrivE Suite 100, Boise ID 83705	208-342-3612 or 877-927-8387
Idaho	Pocatello	1800 Garrett Way Suite 47, Pocatello ID 83201	208-232-0316 or 877-927-8387
Illinois	Aurora	750 Shoreline Drive Suite 150, Aurora IL 60504	630-585-1853 or 877-927-8387
Illinois	Chicago	7731 S. Halsted Street, 2nd Floor, Chicago IL 60620-2412	773-962-3740 or 877-927-8387
Illinois	Chicago Heights	1010 Dixie Hwy, 2nd Floor, Chicago Heights IL 60411	708-754-8885 or 877-927-8387
Illinois	East St. Louis	1265 N. 89th Street Suite 5, East St. Louis IL 62203	618-397-6602 or 877-927-8387
Illinois	Evanston	1901 Howard St, Evanston IL 60202	847-332-1019 or 877-927-8387
Illinois	Forest Park	1515 South Harlem, Forest Park IL 60130	708-457-8805 or 877-927-8387
Illinois	Moline	1529 46th Avenue #6, Moline IL 61265	309-762-6955 or 877-927-8387
Illinois	Orland Park	8651 W.159th Street Suite 1, Orland Park IL 60462	708-444-0561 or 877-927-8387
Illinois	Peoria	8305 N. Allen Road Suite 1, Peoria IL 61615	309-689-9708 or 877-927-8387
Illinois	Rockford	7015 Rote Road Suite 105, Rockford IL 61107	815-395-1276 or 877-927-8387
Illinois	Springfield	1227 S. Ninth Street, Springfield IL 62703	217-492-4955 or 877-927-8387
Indiana	Crown Point	107 E. 93rd Ave, Crown Point IN 46307	219-736-5633 or 877-927-8387
Indiana	Evansville	1100 N. Burkhardt Rd, Evansville IN 47715	812-473-5993 or 877-927-8387
Indiana	Fort Wayne	5800 Fairfield Ave. Suite 265, Fort Wayne IN 46807	260-460-1456 or 877-927-8387
Indiana	Indianapolis	8330 Naab Road Suite 103, Indianapolis IN 46260	317-988-1600 or 877-927-8387
Indiana	South Bend	4727 Miami Street, South Bend IN 46614	574-231-8480 or 877-927-8387
Iowa	Cedar Rapids	4250 River Center Court NE Suite D, Cedar Rapids IA 52402	319-378-0016 or 877-927-8387
Iowa	Des Moines	1821 22nd Street #115, Des Moines IA 50266	515-284-4929 or 877-927-8387
Iowa	Sioux City	1551 Indian Hills Drive Suite 214, Sioux City IA 51104	712-255-3808 or 712-255-3808
Kansas	Manhattan	205 South 4th Street Suite B, Manhattan KS 66502	785-350-4920 or 877-927-8387
Kansas	Wichita	251 N. Water St., Wichita KS 67202	316-265-0889 or 877-927-8387
Kentucky	Lexington	1500 Leestown Rd Suite 104, Lexington KY 40511	859-253-0717 or 877-927-8387
Kentucky	Louisville	1347 S. Third Street, Louisville KY 40208	502-287-6710 or 502-287-6710
Louisiana	Alexandria	5803 Coliseum Blvd. Sute D, Alexandria LA 71303	318-466-4327 or 877-927-8387
Louisiana	Baton Rouge	7850 Anselmo Lane Suite B, Baton Rouge LA 70810	225-761-3140 or 877-927-8387
Louisiana	New Orleans	1250 Poydras Street, 4th Floor Suite 400, New Orleans LA 70113	504-565-4977 or 877-927-8387
Louisiana	Shreveport	2800 Youree Dr. Bldg. 1 ,Suite 105, Shreveport LA 71104	318-861-1776 or 877-927-8387
Maine	Bangor	368 Harlow St. In-Town Plaza, Bangor ME 4401	207-947-3391 or 877-927-8387
Maine	Caribou	456 York Street, Caribou ME 4736	207-496-3900 or 877-927-8387
Maine	Lewiston	35 Westminster St., Lewiston ME 4240	207-783-0068 or 877-927-8387
Maine	Portland	475 Stevens Ave., Portland ME 4103	207-780-3584 or 877-927-8387
Maine	Springvale	628 Main Street, Springvale ME 4083	207-490-1513 or 877-927-8387
Maryland	Aberdeen	223 W. Bel Air Avenue, Aberdeen MD 21001	410-272-6771 or 877-927-8387
Maryland	Annapolis	100 Annapolis Street, Annapolis MD 21401	410-605-7826 or 877-927-8387
Maryland	Baltimore	1777 Reisterstown Road Suite 199, Baltimore MD 21208	410-764-9400 or 877-927-8387
Maryland	Clinton	7905 Malcolm Road Suite 101, Clinton MD 20735	301-856-7173 or 877-927-8387
Maryland	Dundalk	1553 Merritt Blvd, Dundalk MD 21222	410-282-6144 or 410-282-6144
Maryland	Elkton	103 Chesapeake Blvd. Suite A, Elkton MD 21921	410-392-4485 or 877-927-8387
Maryland	Salisbury	926 Snow Hill Road Building 3, Salisbury MD 21804	443-248-0362 or 877-927-8387
Maryland	Silver Spring	2900 Linden Lane Suite 100, Silver Spring MD 20910	301-589-1073 or 877-927-8387
Maryland	Towson	305 W. Chesapeake Ave. Suite 300, Towson MD 21204	410-828-6619 or 877-927-8387
Massachusetts	Boston	7 Drydock Ave Suite 2070, Boston MA 02210-2303	857-203-3001 or 877-927-8387
Massachusetts	Brockton	1041L Pearl St., Brockton MA 2301	508-580-2730 or 877-927-8387
Massachusetts	Fairhaven	73 Huttleton Ave. Unit 2, Fairhaven MA 2719	508-999-6920 or 877-927-8387
Massachusetts	Hyannis	474 West Main Street, Hyannis MA 2601	508-778-0124 or 877-927-8387
Massachusetts	Lowell	10 George Street Gateway Center, Lowell MA 1852	978-453-1151 or 877-927-8387
Massachusetts	West Springfield	95 Ashley Avenue Suite A, West Springfield MA 1089	413-737-5167 or 877-927-8387
Massachusetts	Worcester	255 Park Ave Suite # 900, Worcester MA 1609	508-753-7902 or 508-753-7902
Michigan	Clinton Township	42621 Garfield Rd. Suite 105, Clinton Township MI 48038-5031	586-412-0107 or 877-927-8387
Michigan	Dearborn	19855 Outer Drive Suite 105 W, Dearborn MI 48124	313-277-1428 or 877-927-8387
Michigan	Detroit	4161 Cass Avenue, Detroit MI 48201	313-831-6509 or 877-927-8387
Michigan	Escanaba	3500 Ludington Street Suite # 110, Escanaba MI 49829	906-233-0244 or 877-927-8387
Michigan	Grand Rapids	2050 Breton Rd SE, Grand Rapids MI 49546	616-285-5795 or 877-927-8387
Michigan	Pontiac	44200 Woodward Avenue Suite 108, Pontiac MI 48341	248-874-1015 or 877-927-8387
Michigan	Saginaw	5360 Hampton Place, Saginaw MI 48604	989-321-4650 or 877-927-8387
Michigan	Traverse City	3766 N US 31 South, Traverse City MI 49684	231-935-0051 or 877-927-8387
Minnesota	Brooklyn Park	7001 78th Avenue North Suite 300, Brooklyn Park MN 55445	763-503-2220 or 877-927-8387
Minnesota	Duluth	4402 Haines Road, Duluth MN 55811	218-722-8654 or 877-927-8387
Minnesota	New Brighton	550 County Road D West Suite 10, New Brighton MN 55112	651-644-4022 or 877-927-8387
Mississippi	Biloxi	288 Veterans Ave, Biloxi MS 39531	228-388-9938 or 877-927-8387
Mississippi	Jackson	1755 Lelia Dr. Suite 104, Jackson MS 39216	601-985-2560 or 601-985-2560
Missouri	Columbia	4040 Rangeline Street Suite 105, Columbia MO 65202	573-814-6206 or 877-927-8387
Missouri	Kansas City	4800 Main Street Suite 107, Kansas City MO 64112	866-327-1894 or 877-927-8387
Missouri	Springfield	3616 S. Campbell, Springfield MO 65807	417-881-4197 or 877-927-8387
Missouri	St. Louis	2122 Kratky Rd. Suite 130, St. Louis MO 63114	314-426-5460 or 877-927-8387
Montana	Billings	2795 Enterprise Ave. Suite 1, Billings MT 59102	406-657-6071 or 877-927-8387
Montana	Great Falls	615 2nd Avenue North, Great Falls MT 59401	406-452-9048 or 877-927-8387
Montana	Kalispell	690 North Meridian Road Suite 101, Kalispell MT 59901	406-257-7308 or 406-257-7308
Montana	Missoula	500 N. Higgins Avenue Suite 202, Missoula MT 59802	406-721-4918
Nebraska	Lincoln	3119 O Street Suite A, Lincoln NE 68510	402-476-9736 or 877-927-8387
Nebraska	Omaha	3047 S 72nd Street, Omaha NE 68124	402-346-6735 or 877-927-8387
Nevada	Henderson	400 North Stephanie Suite 180, Henderson NV 89014	702-791-9100 or 877-927-8387
Nevada	Las Vegas	1919 S. Jones Blvd. Suite A, Las Vegas NV 89146	702-251-7873 or 877-927-8387
Nevada	Reno	5580 Mill St. Suite 600, Reno NV 89502	775-323-1294 or 775-323-1294
New Hampshire	Auburn	15 Dartmouth Drive, Suite 202 Auburn, NH 03032	603-623-4204
New Hampshire	Gorham	515 Main Street Suite 2 Gorham, NH 03581	603-752-2571
New Hampshire	Hooksett	1461 Hooksett Rd, B7 Hooksett, NH 03106-1882	603-668-7060
New Hampshire	Keene	640 Marlboro Rd. (Route 101) Keene, NH 03431	603-358-4950
New Hampshire	Newington	19 River Road Newington, NH 03805	603-559-9294
New Jersey	Bloomfield	320 E. Johnson Hwy Suite 201, Bloomfield NJ 7003	973-748-0980 or 877-927-8387
New Jersey	Ewing	801 Arch Street Suite 502, Ewing NJ 8618	609-882-5744 or 877-927-8387
New Jersey	Lakewood	101 E. Olney Avenue Suite C-7, Lakewood NJ 8701	908-607-6364
New Jersey	Secaucus	2500 Baldwick Rd Suite 15, Secaucus NJ 7094	201-223-7787 or 877-927-8387
New Jersey	Ventnor	1002 Pittston Ave., Ventnor NJ 8406	609-487-8387 or 877-927-8387
New Mexico	Albuquerque	49 E. Fourth Street Suite 104, Albuquerque NM 87104	505-346-6562 or 877-927-8387
New Mexico	Farmington	2038 Warwick Ave, Farmington NM 87402	505-327-9684 or 877-927-8387
New Mexico	Las Cruces	710 Richland Street Suite A, Las Cruces NM 88001	575-523-9826
New Mexico	Santa Fe	3 Caledon Court Suite B, Santa Fe NM 87505	505-988-6562
New York	Albany	2024 Corporate Centre Dr Suite 103, Albany NY 12205	518-626-5130 or 877-927-8387
New York	Babylon	3625 West Montague Avenue, Babylon NY 11702	631-661-3930 or 877-927-8387
New York	Binghamton	P.O. Box 910 105 E. Hwy 18, Binghamton NY 13901	607-722-2393 or 877-927-8387
New York	Bronx	621 6th St Suite 101, Bronx NY 10468	718-367-3500 or 877-927-8387
New York	Brooklyn	3200 W 49th Street, Brooklyn NY 11201	718-630-2830 or 877-927-8387
New York	Buffalo	951 Eastgate Loop Road Bldg. 5700 , Suite 300, Buffalo NY 14228	716-862-7350 or 877-927-8387
New York	Hicksville	2203 McKinley Road Suite 254, Hicksville NY 11801	516-348-0088 or 877-927-8387
New York	Middletown	2817 E. Magnolia Ave, Middletown NY 10940	845-342-9917 or 877-927-8387
New York	New York	1407 Union Ave. Suite 410, New York NY 10035	646-273-8139 or 877-927-8387
New York	Rochester	3564 N. 6th St., Rochester NY 14618	585-232-5040 or 877-927-8387
North Carolina	Charlotte	10501 N. Central Expy Suite 213, Charlotte NC 28262	704-549-8025 or 877-927-8387
North Carolina	Fayetteville	1155 Westmoreland Suite 121, Fayetteville NC 28305	910-488-6252 or 800-771-6106 x7701
North Carolina	Greensboro	6620 Westworth Blvd Westworth Village, Greensboro NC 27406	336-333-5366 or 877-927-8387
North Carolina	Greenville	302 Millers Crossing Suite #4, Greenville NC 27834	252-355-7920 or 877-927-8387
North Carolina	Jacksonville	14300 Cornerstone Village Dr. Suite 110, Jacksonville NC 28546	910-577-1100 or 877-927-8387
North Carolina	Raleigh	3000 Richmond Avenue Suite 355, Raleigh NC 27617	919-361-6419
North Dakota	Bismarck	701 N. Post Oak Road Suite 102, Bismarck ND 58504	701-224-9751 or 877-927-8387
North Dakota	Fargo	6999 McPherson Road Suite 102, Fargo ND 58103-8730	701-237-0942 or 877-927-8387
North Dakota	Minot Vet Center	3106 50th St Suite 400, Minot Vet Center ND 58701	701-852-0177 or 877-927-8387
Ohio	Canton	2108 S M Street, Canton OH 44702	330-454-3120 or 877-927-8387
Ohio	Cincinnati	502 West Kearney Suite 300, Cincinnati OH 45203	513-763-3500 or 877-927-8387
Ohio	Cleveland	4400 N. Midland Drive Suite 540, Cleveland OH 44113	216-939-0784 or 877-927-8387
Ohio	Columbus	3337 W. Pioneer Pkwy Northlake Center, Columbus OH 43215	937-461-9150 or 877-927-8387
Ohio	Dayton	9504 IH 35 N Suite 214, Dayton OH 45417	216-707-7901 or 877-927-8387
Ohio	Maple Heights	9910 W Loop 1604 N Suite 126, Maple Heights OH 44137	440-845-5023 or 877-927-8387
Ohio	Parma	22 West Fireclay Avenue, Parma OH 44129	440-845-5023 or 877-927-8387
Ohio	Toledo	1807 North 1120 West, Toledo OH 43614	419-213-7533 or 877-927-8387
Oklahoma	Lawton	1664 South Dixie Drive Suite C-102, Lawton OK 73501	580-585-5880 or 877-927-8387
Oklahoma	Oklahoma City	359 Dorset St., Oklahoma City OK 73118	405-456-5184 or 877-927-8387
Oklahoma	Tulsa	118 Prospect Street Suite 100, Tulsa OK 74134-1412	918-628-2760
Oregon	Bend	6940 South Kings Highway #204, Bend OR 97701	541-749-2112 or 877-927-8387
Oregon	Eugene	1711 Church Street Suites A&B, Eugene OR 97401	541-465-6918 or 877-927-8387
Oregon	Grants Pass	4902 Fitzhugh Avenue, Grants Pass OR 97526	541-479-6912 or 877-927-8387
Oregon	Portland	350 Albemarle Ave., SW, Portland OR 97230	503-688-5361 or 877-927-8387
Oregon	Salem	324 Southport Circle Suite 102, Salem OR 97301	503-362-9911 or 877-927-8387
Pennsylvania	Bristol	3800 Byron Ave Suite 124, Bristol PA 19007	215-823-4590 or 877-927-8387
Pennsylvania	DuBois	3311 Wetmore Avenue, DuBois PA 15801	814-372-2095 or 877-927-8387
Pennsylvania	Erie	32020 32nd Ave South Suite 110, Erie PA 16501	814-453-7955 or 877-927-8387
Pennsylvania	Harrisburg	4735 E Marginal Way S Room 1102, Harrisburg PA 17102	717-782-3954 or 877-927-8387
Pennsylvania	Lancaster	13109 E Mirabeau Parkway, Lancaster PA 17601	717-283-0735 or 877-927-8387
Pennsylvania	McKeesport	4916 Center St. Suite E, McKeesport PA 15131	412-678-7704 or 877-927-8387
Pennsylvania	Norristown	1104 West Poplar, Norristown PA 19401	215-823-5245 or 877-927-8387
Pennsylvania	Philadelphia	2119 W. Lincoln Ave, Philadelphia PA 19107	215-627-0238 or 877-927-8387
Pennsylvania	Pittsburgh	521 Central Avenue, Pittsburgh PA 15205	412-920-1765 or 877-927-8387
Pennsylvania	Scranton	21 Veterans Avenue, Scranton PA 18505	570-344-2676 or 877-927-8387
Pennsylvania	Williamsport	3135 16th Street Road Suite 11, Williamsport PA 17701	570-327-5281 or 877-927-8387
Puerto Rico	Arecibo	50 Gonzalo Marin St, Arecibo PR 612	787-879-4510 or 877-927-8387
Puerto Rico	Ponce	35 Mayor Street, Suite 1, Ponce PR 730	787-841-3260 or 877-927-8387
Puerto Rico	Rio Piedras	Cond. Medical Center Plaza Suite LC 8, 9 & 11, Urb. La Riviera, Rio Piedras PR 921	787-749-4409 or 877-927-8387
Rhode Island	Warwick	300 Foxcroft Ave. Suite 100, Warwick RI 2889	401-739-0167 or 877-927-8387
South Carolina	Columbia	34 Commerce Drive Suite 101, Columbia SC 29201	803-765-9944 or 877-927-8387
South Carolina	Greenville	2311 Ohio Avenue Suite D, Greenville SC 29615	864-271-2711 or 877-927-8387
South Carolina	Myrtle Beach	1511 North Walker Street, Myrtle Beach SC 29577	843-232-2441 or 877-927-8387
South Carolina	North Charleston	1058 Bethlehem Blvd., North Charleston SC 29418	843-789-7000 or 877-927-8387
South Dakota	Martin	1600 S. Ashland Ave, Martin SD 57747	605-685-1300 or 877-927-8387
South Dakota	Rapid City	20 Copeland Ave., Rapid City SD 57701	605-348-0077 or 877-927-8387
South Dakota	Sioux Falls	1291 N. Sherman Ave, Sioux Falls SD 57106	605-330-4552 or 877-927-8387
Tennessee	Chattanooga	7910 N. 76th Street Suite 100, Chattanooga TN 37411	423-855-6570 or 877-927-8387
Tennessee	Johnson City	605 S 24th Ave Suite 24, Johnson City TN 37604	423-928-8387 or 877-927-8387
Tennessee	Knoxville	1030 North Poplar Suite B, Knoxville TN 37914	865-633-0000 or 877-927-8387
Tennessee	Memphis	3219 E Pershing Blvd, Memphis TN 38104	901-544-0173 or 877-927-8387
Tennessee	Nashville	Equator Building, Nashville TN 37217	615-366-1220 or 877-927-8387
Texas	Abilene	222 Chalan Santo Papa Street Suite 201, Abilene TX 79603	325-232-7925 or
Texas	Amarillo	50 Gonzalo Marin St, Amarillo TX 79109	806-354-9779 or 877-927-8387
Texas	Austin	35 Mayor Street Suite 1, Austin TX 78741	512-416-1314 or
Texas	Beaumont	Cond. Medical Center Plaza Suite LC 8, 9 & 11 , Urb. La Riviera, Beaumont TX 77702	409-347-0124 or 877-927-8387
Texas	Corpus Christi	The Village Mall RR 2 Box 10553 Kingshill, Corpus Christi TX 78411	361-854-9961 or
Texas	Dallas	50 Estate Thomas Medical Foundation Buiding Suite 101, Dallas TX 75216	214-857-1254 or
Texas	El Paso	1155 Westmoreland Suite 121, El Paso TX 79925	915-772-0013 or 877-927-8387
Texas	Ft. Worth	6620 Westworth Blvd, Westworth Village, Ft. Worth TX 76114	817-921-9095 or
Texas	Harker Heights	302 Millers Crossing, Suite #4, Harker Heights TX 76548	254-953-7100 or
Texas	Houston	14300 Cornerstone Village Dr., Suite 110, Houston TX 77014	281-537-7812 or 877-927-8387
Texas	Laredo	6999 McPherson Road Suite 102, Laredo TX 78041	956-723-4680 or
Texas	Lubbock	3106 50th st sute 400, Lubbock TX 79413	806-792-9782 or 877-927-8387
Texas	McAllen	2108 S M Street MedPoint Plaza, Unit 2, McAllen TX 78503	956-631-2147 or 877-927-8387
Texas	Mesquite	502 West Kearney, Suite 300, Mesquite TX 75149	972-288-8030 or
Texas	Midland	4400 N. Midland Drive, Suite 540, Midland TX 79707	432-697-8222 or 877-927-8387
Texas	Pantego	3337 W. Pioneer Pkwy, Northlake Center, Pantego TX 76013	817-274-0981
Texas	San Antonio	9504 IH 35 N, Suite 214, San Antonio TX 78233	210-650-0422
Utah	Murray	22 West Fireclay Avenue, Murray UT 84107	801-266-1499 or 877-927-8387
Utah	Provo	1807 North, 1120 West, Provo UT 84604	801-377-1117 or 877-927-8387
Utah	St. George	1664 South Dixie Drive, Suite C-102, St. George UT 84770-4494	435-673-4494 or 877-927-8387
Vermont	South Burlington	359 Dorset St., South Burlington VT 5403	802-862-1806 or 877-927-8387
Vermont	White River Junction	118 Prospect Street Suite 100, White River Junction VT 5001	802-295-2908
Virgin Island	St. Croix	The Village Mall, RR 2 Box 10553 Kingshill, St. Croix VI 850	340-778-5553 or 877-927-8387
Virgin Island	St. Thomas	50 Estate Thomas,Medical Foundation Buiding Suite 101, St. Thomas VI 802	340-774-5017 or 877-927-8387
Virginia	Alexandria	6940 South Kings Highway #204, Alexandria VA 22310	703-360-8633 or 877-927-8387
Virginia	Norfolk	1711 Church Street, Suites A&B, Norfolk VA 23504	757-623-7584 or 877-927-8387
Virginia	Richmond	4902 Fitzhugh Avenue, Richmond VA 23230	804-353-8958 or 877-927-8387
Virginia	Roanoke	350 Albemarle Ave., SW, Roanoke VA 24016	540-342-9726 or 877-927-8387
Virginia	Virginia Beach	324 Southport Circle, Suite 102, Virginia Beach VA 23452	757-248-3665 or 877-927-8387
Washington	Bellingham	3800 Byron Ave Suite 124, Bellingham WA 98229	360-733-9226 or 877-927-8387
Washington	Everett	3311 Wetmore Avenue, Everett WA 98201	425-252-9701
Washington	Federal Way	32020 32nd Ave South Suite 110, Federal Way WA 98001	253-838-3090 or 877-927-8387
Washington	Seattle	4735 E Marginal Way S, Room 1102, Seattle WA 98134	206-658-4225 or 877-927-8387
Washington	Spokane	13109 E Mirabeau Parkway, Spokane WA 99216	509-444-8387
Washington	Bellingham	3800 Byron Ave Suite 124, Bellingham WA 98229	360-733-9226 or 877-927-8387
Washington	Walla Walla	1104 West Poplar, Walla Walla WA 99362	509-526-8387 or 877-927-8387
West Virginia	Beckley	1000 Johnstown Road, Beckley WV 25801	304-252-8220 or 877-927-8387
West Virginia	Charleston	521 Central Avenue, Charleston WV 25302	304-343-3825 or 877-927-8387
West Virginia	Henlawson	21 Veterans Avenue, Henlawson WV 25624	304-752-4453 or 877-927-8387
West Virginia	Huntington	3135 16th Street Road Suite 11, Huntington WV 25701	304-523-8387 or 877-927-8387
West Virginia	Martinsburg	300 Foxcroft Ave. Suite 100, Martinsburg WV 25401	304-263-6776 or 877-927-8387
West Virginia	Morgantown	34 Commerce Drive, Suite 101, Morgantown WV 26501	304-291-4303 or 877-927-8387
West Virginia	Pakersburg	2311 Ohio Avenue, Suite D, Pakersburg WV 26101	304-485-1599 or 877-927-8387
West Virginia	Princeton	1511 North Walker Street, Princeton WV 24740	304-425-8098 or 877-927-8387
West Virginia	Wheeling	1058 Bethlehem Blvd., Wheeling WV 26003	304-232-0587 or 877-927-8387
Wisconsin	Green Bay	1600 S. Ashland Ave, Green Bay WI 54304	920-435-5650 or 877-927-8387
Wisconsin	La Crosse	20 Copeland Ave., La Crosse WI 54603	608-782-4403 or 877-927-8387
Wisconsin	Madison	1291 N. Sherman Ave, Madison WI 53704	608-264-5342
Wisconsin	Wausau	605 S 24th Ave, Suite 24, Wausau WI 54401	715-842-1724 or 877-927-8387
Wyoming	Casper	1030 North Poplar, Suite B, Casper WY 82601	307-261-5355 or 877-927-8387
Wyoming	Cheyenne	3219 E Pershing Blvd, Cheyenne WY 82001	307-778-7370

Additional Housing Resources for Veterans

Military families, active duty service members and veterans face many challenges when it comes to housing. Various resources and groups provide useful information that can help.

Military.com: Military.com is a great general resource for current and former military members. Their benefits page is especially helpful in providing benefits-specific resources.
VA Housing Assistance: The VA is the #1 place to look for veteran-related house services. The VA also has a long list of VA benefits, ranging from home loans to healthcare.
Veterans Inc. Housing Programs: The Veterans Inc. organization seeks to end chronic homelessness among veterans. Housing offered through the organization comes with services including meals, an employment and training program, legal and medical advice and help for PTSD and substance abuse.
Iraq and Afghanistan Veterans of America: This organization is dedicated to help vets who served specifically in the Iraq or Afghanistan wars understand their housing benefits and how to maintain them.
USA.gov: Every state has a webpage dedicated to veteran assistance which can be beneficial in finding local housing programs in your area. The USA.gov site can help you find contact information for each state or territory.
Wounded Warrior Project: WWP is one of the most well-known among veterans. The organization helps veterans who have been injured both in and out of combat in a variety of ways. The benefits page on the WWP website can direct you to services.
PenFed Foundation & Disabled American Veterans – Emergency Financial Assistance: The Foundation offers financial assistance which can go towards rent, mortgage, utilities and more. All bills must be no more than 90 days past due to qualify, and the Foundation only supports one emergency financial request per household.
GoFundMe: GoFundMe supports efforts to raise money for veterans in need of financial assistance. It also details federal, state and nonprofit programs with grants for disabled veterans trying to pay for medical bills.
VetAssist: VetAssist offers a 0%, interest-free loan so home care can begin almost immediately for veterans in need. The loan can be reimbursed with funds from the Department of Veterans Affairs.
Disabled Veterans National Foundation: The DVNF offers grants to various organizations, including those which are trying to combat veteran homelessness. To apply, simply fill out DVNF’s intake form, and the Foundation will connect with you.
Guide to Housing Support and Resources for Unhoused Veterans: MoneyGeek's guide that highlights housing and financial assistance for veterans facing homelessness. It covers VA housing vouchers, emergency support and services from nonprofits, offering essential help with housing, financial relief and health care.

About Christopher Murray

Christopher Murray is a personal finance and sustainability writer covering diverse topics, from budgeting to unique investment options like socially responsible investing (SRI) and cryptocurrency. His works focus on sustainability as the best savings tool. He contributes finance articles to MoneyGeek.

Murray earned both his English literature and gender studies degrees from Smith College.

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sources

U.S. Census Bureau. "Those Who Served: America's Veterans From World War II to the War on Terror." Accessed October 10, 2024.
U.S. Department of Housing and Urban Development. "The 2020 Annual Homeless Assessment Report (AHAR) to Congress." Accessed October 10, 2024.
U.S. Department of Veterans Affairs. "National Center for Veterans Analysis and Statistics." Accessed October 10, 2024.