Today’s Refinance Rates in Louisiana

Refinance rates in Louisiana are typically lower than the current national mortgage rates. The average interest rates in the nation are 4.45% for a 15-year fixed-mortgage rate (FRM), 5.30% for a 30-year FRM and 4.19% for a 5/1 adjustable-rate mortgage (ARM). In contrast, current refinance interest rates in Louisiana are 4.41%, 5.08% and 3.97%, respectively, for the same mortgages.

A good refinance rate in Louisiana is relative to your particular situation. Rates typically vary based on individual factors like credit score and debt-to-income ratio. Comparing quotes from several lenders will help you get the best refinance rates in Louisiana for your unique profile.

Keep in mind that refinance rates are subject to constant fluctuations, so estimates from mortgage lenders can change from day to day.

You can use MoneyGeek's mortgage calculator below to estimate your new monthly payments. Enter your mortgage information into the calculator and use Louisiana's average rates above for an estimate.

Remember that refinance rates can change daily. Personal factors like your credit score, debt-to-income ratio and the loan amount will also impact rates.

MoneyGeek answered commonly asked questions below to help you learn more about current refinance rates in Louisiana.