Refinance rates in New Hampshire are presently less expensive than the national averages. For instance, the state's 15-year fixed-rate mortgage (FRM) is 4.43% compared to 4.45% nationwide. The same applies for a 30-year FRM — 5.15% in New Hampshire compared to 5.30% nationwide and a 5/1 adjustable-rate mortgage (ARM) — 3.64% in New Hampshire compared to 4.19% nationwide.
To get the best available refinance rate, you need to take into account your credit score, income and debts.
Keep in mind that rates constantly fluctuate, so don't panic if a lender's estimate shifts weekly. What matters is that you compare quotes between different lenders to get the current best deal.
