Best Personal Loans in Glendale, AZ

Arizona Central Credit Union is the best personal loan lender in Glendale, Arizona, with a MoneyGeek score of 97 out of 100. Arizona Central Credit Union, which is federally insured by the National Credit Union Administration (NCUA), has been serving members since 1939.

It allows prequalification and offers APR as low as 9.99%, making it an appealing choice for those seeking flexibility and affordability. However, there are some factors to consider. It imposes a skip-a-payment processing fee of $25 and caps the borrowing limit at $30,000, which might not suit everyone’s financial needs.

Laurel Road is the best online lender for personal loans in Glendale, Arizona, with a MoneyGeek score of 94 out of 100. Its personal loan offerings range from $5,000 to $45,000 with repayment terms that extend from 36 to 60 months. Customers can expect to receive funds within seven business days of approval.

Laurel Road offers a 0.25% rate discount for borrowers who opt for autopay, and it does not charge any origination fees. However, the lender requires a relatively high minimum loan amount, which may not suit those seeking smaller loans. Additionally, a late fee of 5% or $28 is applied for missed payments, which is important for borrowers to consider when evaluating their ability to meet payment schedules.

Copper State Credit Union ranks as the runner-up for personal loans in Glendale, Arizona, with a MoneyGeek score of 95 out of 100. Established in 2020, Copper State Credit Union is federally insured by the National Credit Union Administration (NCUA).

It offers a range of appealing features for borrowers. It provides a 24/7 application process, ensuring that you can apply at your convenience. Additionally, it offers financial counseling to help manage your finances better. However, you should be aware that the borrowing limit is capped at $10,000, which might be restrictive if you require a larger loan. There's also a skip-a-payment fee of $30 that you need to consider when planning your repayments.

Credit Union West is a suitable choice for personal loans in Glendale, Arizona, with a MoneyGeek score of 94 out of 100. Established in 1951 as Luke Federal Credit Union, it is federally insured by the National Credit Union Administration (NCUA).

It offers automated bill pay and has three branches in Glendale, making it convenient for borrowers who prefer in-person service. However, it has a skip-a-payment processing fee depending on the balance and provides no option to prequalify, which might deter some potential applicants.

AERO Federal Credit Union is a solid option for personal loans in Glendale, Arizona. It received a MoneyGeek score of 93 out of 100. Aero Federal Credit Union has been serving employees in the flight and aerospace industry since 1957. It is federally insured by the National Credit Union Administration (NCUA).

Its personal loan offering includes credit protection and free online bill payment services, which can be convenient for many borrowers. However, it charges a $12 fee for pay-by-phone services and has no prequalification options, which might affect some borrowers' experiences.