Happy Money stands out as the best personal loan lender for bad credit in Mississippi, with a MoneyGeek score of 94 out of 100. It shines with its credibility and transparency, quick application and approval process and quality customer service. The runner-up is Avant, with a MoneyGeek score of 92 out of 100. It stands out with its broad payment options, swift application and approval process and strong customer service overall.
While these lenders are notable, other local options worth considering include Mississippi Federal Credit Union, Keesler Federal Credit Union and 1st Mississippi FCU, especially if you're seeking services with a local touch. MoneyGeek reviewed four personal loan lenders in Mississippi that have set and disclosed minimum credit score requirements ranging from 580 to 640 to determine the state's best personal loans for bad credit.