Best Personal Loans in Anaheim, CA

Schools First Federal Credit Union is the top personal loan lender in Anaheim, California, with a MoneyGeek score of 99 out of 100. Federally insured by the National Credit Union Administration (NCUA), it has served members since 1934. The credit union offers a minimum loan amount of $100, making it a flexible option for small loan needs. Borrowers can also skip up to three payments during the life of the loan, limited to once per year, providing some relief in tough financial times.

However, it doesn't offer loan prequalification, which means you can't compare options without affecting your credit score. It also lacks full transparency on repayment terms, making it harder to make fully informed decisions.

Laurel Road is the best online personal loan provider in Anaheim, California, with a MoneyGeek score of 94 out of 100. It offers loans from $5,000 to $45,000 with repayment terms of 36 to 60 months. Borrowers can get a 0.25% discount for autopay and pay no origination fees.

However, its high minimum loan amount may not work for those needing smaller loans. Borrowers should also watch out for the 5% or $28 late fee, which can add up if they miss payments.

Credit Union of Southern California is the runner-up for personal loans in Anaheim, California, with a MoneyGeek score of 89 out of 100. Federally insured by the NCUA, it has served members since 1954. The credit union allows you to skip a payment for a $25 fee after 18 timely payments, as long as no other skips occurred within the last year and the payment is at least $75. A loan calculator is also available to estimate your payments before applying.

However, the lender doesn't disclose its loan eligibility requirements, leaving uncertainty. It also doesn’t offer prequalification, making it harder to explore loan options without affecting your credit score.

Orange County's Credit Union is a good choice for a personal loan in Anaheim, California. With a MoneyGeek score of 89 out of 100, it has served members since 1938 and is federally insured by the NCUA.

Borrowers can get loans starting at $500 with no origination fees or prepayment penalties. However, the borrowing limit is $25,000, which might not suit all needs. There’s no prequalification option, so you can't check your loan terms without affecting your credit score.

Eagle Community Credit Union is another strong option for personal loans in Anaheim, California, with a MoneyGeek score of 89 out of 100. Federally insured by the NCUA, it has served members since 1937. Borrowers can benefit from loan prequalification for quick cash loans, allowing them to check eligibility without affecting their credit score. It also offers mobile banking for easy loan management.

However, the borrowing limit is $25,000, which may be too low for some needs. It’s unclear if there are fees during the loan process, which could affect the overall cost.