Best Personal Loans in Glendale, CA

California Credit Union stands out as the best personal loan lender in Glendale, California, with a MoneyGeek score of 97 out of 100. California Credit Union, which is federally insured by the National Credit Union Administration (NCUA), has been serving members since 1931. It provides a 45-day grace period before the first loan payment is due, offering flexibility that can ease initial financial burdens.

There's also a handy loan calculator to help manage potential costs. However, its borrowing limit is $50,000, which might not suffice for larger financial needs. Additionally, information about loans on its website is limited, requiring more effort to gather details.

If you're looking for the best online lender for personal loans in Glendale, California, Laurel Road should be on your radar with a MoneyGeek score of 94 out of 100. It offers a loan amount range from $5,000 to $45,000 and repayment terms spanning 36 to 60 months. Laurel Road appeals to borrowers with its 0.25% autopay discount and lack of origination fees, which can make a difference in overall loan costs.

However, it's important to be aware that the minimum loan amount is quite high, which may not suit those who need smaller loans. Additionally, its late fee structure, setting fees at 5% or $28, can add to the cost if you miss a payment deadline.

Los Angeles Federal Credit Union stands as the runner-up in the best personal loans category in Glendale, California, earning a MoneyGeek score of 94 out of 100. Established in 1936, Los Angeles City Employees Federal Credit Union is federally insured by the National Credit Union Administration (NCUA). Those considering a loan with it should take into account its offer of up to a 0.75% rate discount, based on its loyalty rewards program level, which is a reason to consider maintaining an account with this credit union.

Its loan payment calculator is another tool that borrowers might find helpful, allowing them to better understand their monthly commitments. However, potential borrowers need to be aware that it charges a $30 fee for loan extension or modification, which could add unexpected costs. Additionally, it provides no option to prequalify, which can limit your ability to gauge potential offers without impacting your credit score.

Clearpath Federal Credit Union is a great option for personal loans in Glendale, California, with a MoneyGeek score of 94 out of 100. Clearpath Federal Credit Union, which is federally insured by the National Credit Union Administration (NCUA), has been serving members since 1954. You may be interested to know you can borrow as low as $500 from it. This flexibility allows you to secure funds for small needs without borrowing more than necessary, and there’s an option to skip a loan payment every six posted consecutive payments, which offers added financial relief if needed.

However, do keep in mind its loan amount caps at $20,000, so it may not suit larger financial requirements. Plus, it charges a 5% late fee, so timely payments are crucial to avoiding additional costs.

Glendale Area Schools Credit Union stands out as a solid option for personal loans in Glendale, California, with a MoneyGeek score of 93 out of 100. Founded in 1937 by two GUSD teachers, it is federally insured by the National Credit Union Administration (NCUA). Borrowers will appreciate that it offers an APR as low as 9.99% and has no prepayment penalties, allowing you to pay off your loan early without extra costs.

However, you can't prequalify, which means you may need to do more upfront work when applying. Additionally, its website provides little information about loans, potentially making it harder to find the necessary details before applying.