Best Personal Loans in Aurora, CO

Climb Credit Union is Aurora, Colorado's top personal loan provider, with a MoneyGeek score of 100 out of 100. Federally insured by the National Credit Union Administration (NCUA) and serving members since 1951, Climb Credit Union offers an APR as low as 8.49%. It holds an A+ rating from the Better Business Bureau (BBB), reflecting strong customer service.

However, its website provides limited loan information and doesn't disclose rate discounts.

Laurel Road is the best online personal loan provider in Aurora, Colorado, with a MoneyGeek score of 94 out of 100. It offers loans from $5,000 to $45,000 with repayment terms of 36 to 60 months. Borrowers can get a 0.25% discount for autopay and pay no origination fees.

However, its high minimum loan amount may not work for those needing smaller loans. Borrowers should also watch out for the 5% or $28 late fee, which can add up if they miss payments.

Fitzsimons Federal Credit Union is the runner-up for the best personal loans in Aurora, Colorado, with a MoneyGeek score of 94 out of 100. Federally insured by the NCUA and serving members since 1955, it offers joint applications, which can improve your chances of approval or securing better loan terms. The PayPrompt service provides monthly payment reminders, helping borrowers stay on track.

However, its borrowing limit of $30,000 may not meet the needs of those seeking larger loans, and the absence of rate discounts could impact long-term interest savings.

Aurora Federal Credit Union is a solid option for personal loans in Aurora, Colorado, with a MoneyGeek score of 90 out of 100. Established in 1968 and federally insured by the NCUA, it offers joint applications, increasing co-applicant approval chances. Its mobile app provides easy digital loan management.

However, borrowing is capped at $5,000, which may not work for larger loan needs, and the absence of disclosed rate discounts on its website makes it harder to evaluate potential savings.