Best Personal Loans in Fort Lauderdale, FL

Connect Credit Union stands out as the best personal loan lender in Fort Lauderdale, Florida, earning a MoneyGeek Score of 98 out of 100. Connect Credit Union, which is federally insured by the National Credit Union Administration (NCUA), has been serving members since 1962. With its APR starting as low as 9.99%, you get competitive rates that can make a difference in managing loan costs effectively. Additionally, it allows co-borrowers, offering flexibility if you're looking to share the loan responsibility. However, the lender caps loan amounts at $15,000, which might be limiting if you're seeking a large sum. Also, there are no rate discounts for personal loans, which could be a consideration if you're shopping around for the best deal.

Looking for the best online lender for personal loans in Fort Lauderdale, California? Laurel Road leads with a MoneyGeek score of 94 out of 100. If you're considering borrowing, it offers loans ranging from $5,000 to $45,000 with repayment terms from 36 to 60 months. As an informed borrower, you should be aware of both the positive and less favorable aspects of Laurel Road's offerings. On the plus side, it provides a 0.25% autopay discount and doesn't charge origination fees, which can reduce your overall loan cost. However, it's important to note that it has a high minimum loan amount, potentially limiting those who need smaller sums of money. Additionally, keep in mind the late fee of 5% or $28, which could add to your expenses if a payment is missed.

Tropical Financial Credit Union ranks as the runner-up for the best personal loans in Fort Lauderdale, Florida, with a MoneyGeek Score of 98 out of 100. Tropical Financial Credit Union, which is federally insured by the National Credit Union Administration (NCUA), has been serving members since 1935. When considering it as a lender, you won't face an origination fee, which adds value to your borrowing experience. Additionally, it allows borrowing as low as $500, offering flexibility for those who don't need large sums. However, borrowers should be aware that there is no prequalification process, potentially making it a bit more challenging to navigate the application. Furthermore, the absence of rate discounts might affect the long-term cost of your loan.

Broward HealthCare Federal Credit Union stands out as a suitable choice for personal loans in Fort Lauderdale, Florida, receiving a MoneyGeek Score of 95 out of 100. Broward HealthCare Federal Credit Union, which is federally insured by the National Credit Union Administration (NCUA), has been serving members since 1957. It may offer rate discounts, making borrowing more affordable, and it accepts joint applications, providing flexibility for those who need a co-applicant. However, borrowers should be aware that this lender charges a late fee of up to $25, which could add to the cost if you miss a payment. Additionally, you cannot prequalify for a loan, which might be a hurdle for those wishing to understand their eligibility before applying.

Coral Community Federal Credit Union offers another great option for personal loans in Fort Lauderdale, Florida, achieving a MoneyGeek Score of 91 out of 100. CCFCC, which is federally insured by the National Credit Union Administration (NCUA), has been serving members since 1975. It allows joint applications and provides a personal loan calculator, giving borrowers useful tools to navigate their borrowing experience. However, you can only borrow up to $20,000, which may limit some financial plans. Additionally, it does not offer an option to prequalify.