Annual full coverage insurance costs for an Audi e-tron range from $1,428 to $8,314. Rates vary by car model year, driver's age, location, driving history, coverage level and insurer. This article breaks down Audi e-tron insurance costs and coverage, offering insights into the best companies and cheapest insurers for drivers.
Audi e-tron Insurance Cost
Updated: February 18, 2025
Key Takeaways
State Farm provides the cheapest annual rate for minimum coverage across all Audi e-tron model years at $468.
The average annual cost of minimum coverage for an Audi e-tron is $612, while full coverage averages $1,921.
For reliable insights into insurance costs, MoneyGeek analyzed 4,183 quotes for the Audi e-tron from Quadrant Information Services.
Audi e-tron Insurance Rates
What Is the Average Audi e-tron Car Insurance Cost?
The average full coverage insurance cost for an Audi e-tron is $160 monthly or $1,921 annually, based on a 40-year-old male driver with a clean record. The monthly cost of minimum coverage is around $51, up to $612 per year. Rates can vary, so compare options to find the best deal.
| Minimum Coverage | $612 |
| Full Coverage | $1,921 |
Audi e-tron Insurance Costs by Company
Audi e-tron insurance costs range from $1,485 to $2,957 annually, depending on age, model year and coverage level. The table below compares average rates for various national and mid-size providers and their average rates for all vehicles.
| Allstate | $2,957 | $1,806 | 64% |
| Auto-Owners | $1,565 | $1,225 | 28% |
| Farmers | $2,395 | $1,952 | 23% |
| GEICO | $1,555 | $1,331 | 17% |
| Kemper | $2,871 | $2,208 | 30% |
| Nationwide | $1,739 | $1,587 | 10% |
| Progressive | $1,881 | $1,741 | 8% |
| State Farm | $1,624 | $1,267 | 28% |
| Travelers | $1,949 | $1,519 | 28% |
| USAA | $1,485 | $1,198 | 24% |
Read more: Best Car Insurance Companies
Cost of Insuring an Audi e-tron by Model Year
The year your Audi e-tron was produced can affect insurance rates, with older models typically costing less to insure. For example, a 2021 model has an average full coverage rate of $1,881 annually, while a 2019 model averages $1,934. Below are the average full and minimum coverage rates for each Audi e-tron production year
| 2022 | $613 | $1,976 |
| 2021 | $617 | $1,881 |
| 2020 | $627 | $1,903 |
| 2019 | $636 | $1,934 |
Audi e-tron Insurance Costs by Driver Age
Audi e-tron insurance rates vary widely based on the driver's age. A 40-year-old pays about $1,923 annually for full coverage, while a 16-year-old may pay $8,314. Below are the average full and minimum coverage rates for Audi e-tron drivers across different age groups.
| 16 | $2,828 | $8,314 |
| 17 | $2,294 | $6,776 |
| 18 | $2,015 | $5,985 |
| 19 | $1,442 | $4,319 |
| 20 | $1,300 | $3,933 |
| 21 | $1,030 | $3,182 |
| 22 | $941 | $2,931 |
| 23 | $876 | $2,737 |
| 24 | $833 | $2,602 |
| 25 | $731 | $2,313 |
| 26 | $712 | $2,254 |
| 27 | $694 | $2,201 |
| 28 | $683 | $2,163 |
| 29 | $673 | $2,130 |
| 30 | $649 | $2,044 |
| 35 | $629 | $1,968 |
| 40 | $623 | $1,923 |
| 45 | $618 | $1,890 |
| 50 | $603 | $1,827 |
| 55 | $586 | $1,771 |
| 60 | $586 | $1,766 |
| 65 | $629 | $1,824 |
| 70 | $683 | $1,946 |
| 75 | $758 | $2,135 |
| 80 | $858 | $2,367 |
| 85 | $928 | $2,549 |
| 90 | $980 | $2,672 |
Audi e-tron Insurance Rates Explained
Some factors that affect a driver's car insurance rates are based on their profile, but insurers also consider factors related to the vehicle. The following list breaks down vehicle-related cost factors.
Audi e-tron Rates vs. National Average
All Vehicles
Average Full Coverage Rate
$1,296Audi e-tron
Average Full Coverage Rate
$1,921Premiums for Audi e-tron are:$625 more
This is 48% more expensive.
Value
The Audi e-tron’s MSRP is $66,395, classifying it as a luxury electric car, which may increase insurance premiums.
Performance
The Audi e-tron has a 0 to 60 time of 5 seconds and horsepower ranging from 201 to 335, classifying it as a high-performance vehicle. Insurers may charge more due to the perceived risk.
Fuel type
The Audi e-tron is an electric vehicle, which typically costs more to insure due to high battery costs and fewer specialized repair shops.
Vehicle age
Newer cars like the Audi e-tron are usually more expensive to insure than older vehicles.
Safety features
Safety features like stability control, airbags and antilock brakes can qualify for insurance discounts. The Audi e-tron has a 5 out of 5 NHTSA safety rating.
Vehicle size
Larger vehicles cost more to insure due to potential property damage. The Audi e-tron is a larger vehicle, which may increase insurance rates.
Trim level
Higher trim levels often include premium upgrades, raising insurance costs. The Audi e-tron's higher trim levels cost more to insure than the base model.
Cheapest Audi e-tron Insurance
State Farm offers the most affordable insurance for the Audi e-tron at $468 per year, based on a 40-year-old male driver with a clean driving record. Below is a breakdown of the cheapest Audi e-tron insurance rates across different coverage levels, age groups, driving records, model years and more.
Cheapest Audi e-tron Insurance by Coverage Level
The coverage level you choose significantly affects your Audi e-tron insurance rate. State Farm offers the lowest average minimum coverage rate, while GEICO is the most affordable for full coverage. Below is a breakdown of the cheapest providers for both coverage types.
Cheapest Audi e-tron Minimum Coverage
State Farm offers the cheapest minimum coverage for the Audi e-tron at $39 monthly. GEICO follows closely at $40. Travelers and Progressive also offer competitive rates at $45 and $47, respectively.
| USAA | $39 | $467 |
| State Farm | $39 | $468 |
| GEICO | $40 | $485 |
| Travelers | $45 | $541 |
| Progressive | $47 | $564 |
| Nationwide | $53 | $637 |
| Allstate | $58 | $692 |
| Farmers | $69 | $830 |
*State Farm offers the lowest average minimum coverage insurance rate for non-military-affiliated Audi e-tron owners. USAA is the most affordable option for military-affiliated drivers.
Best Audi e-tron Insurance Rates by Model Year
The above list doesn't account for your Audi e-tron's production year, which could result in lower rates for older models. Filter the table below to find the cheapest minimum coverage for your model.
Data filtered by:Results filtered by:
Select
Model Year:2019
| Allstate | $686 | $57 |
| Farmers | $824 | $69 |
| GEICO | $489 | $41 |
| Nationwide | $700 | $58 |
| Progressive | $582 | $49 |
| State Farm | $472 | $39 |
| Travelers | $547 | $46 |
| USAA | $501 | $42 |
*USAA is available only to military veterans, active service members and their families.
Cheapest Full Coverage Audi e-tron Insurance
GEICO offers the cheapest full coverage for an Audi e-tron at $126 per month or $1,516 annually. Below is a complete list of full coverage car insurance providers and their rates for an Audi e-tron.
| USAA | $119 | $1,428 |
| GEICO | $126 | $1,516 |
| State Farm | $131 | $1,576 |
| Nationwide | $135 | $1,623 |
| Progressive | $151 | $1,814 |
| Travelers | $160 | $1,915 |
| Farmers | $189 | $2,266 |
| Allstate | $236 | $2,838 |
*On average, GEICO is the cheapest insurer for non-military-affiliated Audi e-tron owners seeking full coverage. For military-affiliated drivers, USAA is the most affordable option.
Cheapest Audi e-tron Insurance by Age
Young drivers aged 16 to 25 and seniors 55 and up often pay more for Audi e-tron insurance. Below is a breakdown of the cheapest Audi e-tron insurance options by age.
Cheapest Audi e-tron Insurance for Young Drivers
State Farm offers the cheapest minimum coverage for young drivers at $1,023 annually or $85 monthly. The table below shows the complete list of affordable options for young Audi e-tron drivers.
| USAA | $81 | $978 |
| State Farm | $85 | $1,023 |
| Travelers | $92 | $1,108 |
| GEICO | $94 | $1,122 |
| Allstate | $128 | $1,533 |
| Progressive | $136 | $1,631 |
| Nationwide | $141 | $1,686 |
| Farmers | $186 | $2,227 |
*State Farm is the cheapest insurer for young, non-military-affiliated drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Audi e-tron Insurance for Seniors
State Farm offers the cheapest car insurance for seniors aged 55 and up at $514 annually or $43 monthly. See the full list of affordable Audi e-tron insurers below:
| State Farm | $43 | $514 |
| GEICO | $47 | $569 |
| USAA | $52 | $621 |
| Travelers | $54 | $642 |
| Progressive | $59 | $702 |
| Nationwide | $63 | $751 |
| Allstate | $69 | $826 |
| Farmers | $95 | $1,138 |
Cheapest Audi e-tron Insurance After an Accident
For Audi e-tron drivers, State Farm, GEICO and Travelers offer the most affordable car insurance after an accident. See the complete list below.
| State Farm | $49 | $588 |
| USAA | $60 | $716 |
| GEICO | $63 | $759 |
| Travelers | $63 | $761 |
| Progressive | $73 | $882 |
| Allstate | $79 | $950 |
| Nationwide | $81 | $974 |
| Farmers | $141 | $1,694 |
Audi e-tron Insurance Cost: Bottom Line
Make it a habit to compare rates from different providers to find the cheapest car insurance. This article explored Audi e-tron insurance, covering costs across demographic groups and identifying the most affordable providers.
Audi e-tron Insurance Rates: FAQ
We answer some common questions about Audi e-tron insurance costs to help you understand your options.
What company has the cheapest car insurance for an Audi e-tron?
State Farm offers the cheapest car insurance for an Audi e-tron at $468 annually for minimum coverage.
What is the average cost of car insurance for an Audi e-tron?
The average cost of minimum coverage insurance for an Audi e-tron is $612 annually, while full coverage averages $1,921 annually.
Audi e-tron Insurance Ratings: Our Review Methodology
MoneyGeek analyzed data and 4,183 quotes for an Audi e-tron from Quadrant Information Services.
Drivers and Cars
MoneyGeek used a sample driver profile with the following characteristics to calculate the average rates for insuring an Audi e-tron:
- 40-year-old male
- Clean driving record
- 12,000 miles driven annually
We also modified the sample driver profile to determine Audi e-tron insurance rates for different age groups, driving records and model years. MoneyGeek collected data for the following model years:
- 2012
- 2013
- 2014
- 2015
- 2016
- 2017
- 2018
- 2019
- 2020
- 2021
- 2022
If data on specific model years wasn't available, our data scientists estimated rates based on how insurers typically price car models each year. The published rates are estimates and may not reflect the rate you'll receive for your Audi e-tron.
Coverage Levels
Each state differs in minimum coverage requirements, so our rates are a combination of minimum coverage policies in the states where we gathered our data.
MoneyGeek’s analysis also includes average rates for a full coverage policy that includes comprehensive and collision coverage (with a $1,000 deductible) and the following increased coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.