Green Bay, WI, Car Insurance

In Green Bay, the average full coverage car insurance costs $78 per month. Monthly rates vary from as low as $76 to as high as $259, depending on the policy, vehicle type and driver's details. The table below shows the average car insurance costs for various driver profiles to help drivers better understand what they might pay.

Because insurers calculate premiums differently, you'll need to get quotes from multiple providers for the most accurate estimate.

In Green Bay, the average annual cost for full coverage car insurance is $925, while state minimum coverage is $403 per year. These estimates are lower than the Wisconsin averages of $1,096 per year for full coverage and $457 for minimum coverage.

Even though premiums might be increasing, you can still find affordable car insurance in Titletown. Acuity offers the cheapest minimum coverage at $20 per month. For those seeking full coverage, AAA provides the best rate at $41 per month.

Acuity offers the cheapest minimum coverage for many, but rates vary by driver. Comparing quotes from several insurers is the best way to find affordable coverage. Below is a table with the cheapest rates for various driver profiles.

Every car insurance company in Green Bay sets its own prices. To find the cheapest option, compare rates from different places. Below are the most affordable state minimum and full coverage car insurance policies.

Acuity offers the cheapest minimum coverage auto insurance at $20 per month, followed by AAA at $21. The table below breaks down the cheapest options.

AAA offers the cheapest full coverage car insurance in Green Bay at $41 per month. Below is a list of other providers and their rates.

To find the cheapest car insurance in Green Bay, compare quotes from various companies. AAA offers the lowest rate at $368 annually. Acuity is the best cheap provider, with a MoneyGeek score of 92 out of 100. Check the table below for more options to consider.

*Rates are for a 40-year-old driver with good credit and no driving violations.

Middle-aged drivers and younger seniors have the lowest car insurance rates, at $925 per year for 40-year-olds and $915 annually for 65-year-olds. Below, you can compare average rates for ages 16 to 65 in the city.

Nationwide offers the cheapest overall car insurance for teens in Green Bay, with a monthly rate of $66, saving $62 compared to the average state cost. The table below breaks down some of the most affordable providers in the city for the age group.

*Rates reflect 16 to 19-year-old drivers with good credit and no driving violations for full coverage policies.

At $23 per month, GEICO offers the best minimum coverage rate for young drivers in Green Bay. For full coverage, American Family is the most affordable at $52 per month. Check the table below to see which providers offer the cheapest rates for different young driver profiles.

GEICO offers the most affordable auto insurance for young drivers at $40 per month. Other companies like American Family and Travelers also provide competitive rates. The table below shows other companies with competitive rates.

*Rates are for 25-year-old drivers with good credit and no driving violations for both minimum and full coverage.

Erie and Acuity offer the cheapest car insurance rates, but costs vary based on factors like driving history and credit score. Below is a table showing the most affordable providers for various driver and coverage profiles to better suit your needs.

GEICO offers the cheapest monthly premium for seniors at $37 for both minimum and full coverage. AAA also has a rate of $37 per month. The table below displays options from top car insurance providers for seniors in Green Bay.

*Rates are for 65-year-old drivers with good credit and no driving violations for both minimum and full coverage.

When looking at high-risk driver profiles, Green Bay offers more affordable car insurance rates than the state average. Minimum coverage is $593 per year, while full coverage is $1,358, lower than the state annual averages of $679 and $1,618, respectively. Drivers with bad credit and DUIs pay the most for insurance, while accidents and speeding tickets have a lesser effect.

Western National offers the cheapest minimum coverage for drivers with a DUI at $312 per year. American Family provides the most affordable full coverage policy at $684 annually. Check out the table below for more low-cost coverage options.

*Rates are for a 40-year-old driver with good credit and a DUI.

Western National, American Family and Erie provide the cheapest auto insurance after an at-fault accident in Green Bay. The table below shows providers offering affordable coverage for drivers with an at-fault accident.

*Rates are for a 40-year-old driver with good credit an at-fault accident.

Erie is the cheapest car insurance provider for drivers with a speeding ticket in Green Bay, offering minimum coverage at $24 monthly. For full coverage, AAA has the most affordable rate of $62 per month. Check the table below to see how rates from other providers compare for drivers with a speeding ticket.

*Rates are for a 40-year-old driver with good credit and a speeding ticket.

For drivers with bad credit, most affordable rates for drivers with bad credit are available in Green Bay. Acuity offers $23 for state minimum coverage, while AAA provides $53 for full coverage. See the table below for other affordable options.

*Rates are for a 40-year-old driver with bad credit and no driving violations.

In Wisconsin, each city follows statewide mandates to set car insurance minimums. Here's what your policy needs at a minimum:

• $25,000 for bodily injury liability per person
• $50,000 for bodily injury liability per accident
• $10,000 for property damage liability per accident
• $25,000 uninsured motorist bodily injury per person
• $50,000 uninsured motorist bodily injury per accident

For example, if you're in an accident, state minimum coverage can help pay for injuries and damages up to these limits, ensuring you're financially protected within these boundaries.

Acuity is the cheapest for minimum coverage in Green Bay, with a rate of $20 per month. You'll find affordable car insurance options regardless of your age or credit. Make sure your policy includes liability and uninsured motorist coverage, as required by Wisconsin. By comparing, you can secure affordable rates that comply with the law.

This section offers quick answers to common questions about affordable car insurance options in Green Bay.

MoneyGeek conducted an analysis of Green Bay auto insurance prices using data from the Wisconsin Office of the Commissioner of Insurance and Quadrant Information Services.

Green Bay Driver Profile

To assess the best and most affordable auto insurance options for Green Bay residents, MoneyGeek used the following sample driver profile:

• 40-year-old male
• Clean driving history
• 2012 Toyota Camry LE
• 12,000 miles driven per year

By altering variables such as age, driving records, and military status, MoneyGeek also found the top insurers for different types of drivers.

Coverage Levels in Green Bay

In assessing the car insurance quotes for Green Bay, we gathered data for both minimum and full coverage policies, ensuring each insurer conformed to Wisconsin's mandated liability insurance parameters:

• $25,000 for bodily injury liability per person
• $50,000 for bodily injury liability per accident
• $10,000 for property damage liability per accident
• $25,000 uninsured motorist bodily injury per person
• $50,000 uninsured motorist bodily injury per accident

To assess rates for full coverage policies, MoneyGeek upped the coverage amounts to these limits:

• $100,000 bodily injury liability per person
• $300,000 bodily injury liability per accident
• $100,000 property damage liability
• Comprehensive and collision coverage with a deductible of $1,000

MoneyGeek’s Scoring System

MoneyGeek scored insurers on a scale of zero to 100, factoring in customer satisfaction, cost-effectiveness, claims management, coverage options and financial stability.

Insurers received scores as indicated below, with a total possible score of 100 points:

• General customer satisfaction (up to 35 points)
• Affordability (up to 30 points)
• Claims experience (up to 20 points)
• Essential coverages (up to 10 points)
• Financial stability (up to five points)

MoneyGeek’s Sources

To gauge rates and assess the best service experiences among Wisconsin providers, MoneyGeek utilized six sources:

• Quadrant Information Services provided actual policy quotes in Green Bay
• J.D. Power's studies and the NAIC index contributed to the assessment of customer service
• Claims experience metrics came from J.D. Power and the CRASH Network’s report card
• AM Best and Demotech offered financial stability insights through their ratings

MoneyGeek gathered 50,284 quotes for the average driver across various ages, driving a Toyota Camry with a clean record, barring specific exceptions. Our study evaluated 14 insurance companies in Green Bay.