Best and Cheapest Home and Auto Bundle Companies in Arizona (2024)

MoneyGeek scored and evaluated bundle insurance companies according to affordability, customer service and discounts. According to our study, the top two insurance companies in Arizona that offer home and car bundles are:

• State Farm: MoneyGeek score of 87 out of 100
• Allstate: MoneyGeek score of 79 out of 100

State Farm performed well in auto and home satisfaction and received the highest ratings among providers for discounts. Our runner-up, Allstate, obtained high scores in all three categories, but its policies cost more than those offered by State Farm.

For military members and their families, the best choice for home and auto bundles in Arizona is USAA. It earned a MoneyGeek score of 92 out of 100, which is the highest score of all evaluated providers. Though the provider only offers a 5% discount for bundling policies, its policies cost relatively less than other providers at $1,893 per year.

In Arizona, residents can save an average of $297, or 10%, each year by bundling their home and auto insurance. According to MoneyGeek’s study, State Farm offers the highest discount rate in the state at 17%. In comparison, Nationwide offers the lowest discount rate at 6%. USAA, although exclusive for current and former military members and their families, only offers a discount rate of 5% in Arizona.

Remember that the insurance company that offers the highest discount for bundling insurance policies may not be the most affordable option. Nationwide offers the cheapest home and auto bundle insurance in Arizona at $1,983 per year, but it only features a discount of 6% for bundling policies.

MoneyGeek found that the following companies are the top two cheapest providers for home and auto bundles in Arizona:

• Nationwide: $1,983 per year
• State Farm: $2,105 per year

Although these are the cheapest providers of home and auto bundles in the state, it’s important to recognize that they may not be the best for your needs. MoneyGeek suggests that you compare quotes from different insurers to find the option that works best for you.

In some cases, bundling may not be the most affordable option. You may be able to save more money by combining insurance policies from different providers.

However, in Arizona, bundling insurance results in the most savings. For instance, the cheapest non-bundling insurance option combines Travelers car insurance ($1,232) with Nationwide home insurance ($983) for a total cost of $2,214 per year. This is more than a car and home insurance bundle from Nationwide, which is $1,983.

Bundling your home and auto insurance in Arizona may be a good idea if your main goal is convenience, as it’s typically easier to manage your car and home insurance through the same provider. However, if saving money is your primary objective, it’s better to bundle your home and auto insurance.