Best and Cheapest Home and Auto Bundle Companies in Delaware (2024)

MoneyGeek ranked the best home and auto bundle insurance companies in Delaware. Based on our evaluation, the following companies offer the best home and auto bundles in the state:

• State Farm: MoneyGeek score of 81 out of 100
• Nationwide: MoneyGeek score of 78 out of 100

State Farm received high scores in the home and auto insurance satisfaction categories, but its most noteworthy rating was for discounts; the insurer received a perfect MoneyGeek score of 5 out of 5. It also has the cheapest bundle premium in the state.

Though Nationwide received lower scores than its competitors for auto insurance satisfaction, it received high scores for home insurance satisfaction and discounts.

The average discount for home and auto insurance in Delaware is $200 per year, or 8% of the total cost. State Farm offers the most affordable bundled insurance state-wide and provides a 13% discount — the highest in Delaware. In contrast, Travelers offers the lowest discount at 3%.

However, when considering a bundle discount from a company, you should also look at the insurer’s overall cost. Although a company may offer a big bundle discount, its prices or service may not be the cheapest. For example, Allstate offers the second-largest bundle discount in Delaware, at 9%, yet Allstate offers the most expensive bundle premium.

Delaware homeowners and drivers can save the most money by bundling their insurance policies with the following insurers:

• State Farm: $1,895 per year
• Nationwide: $2,024 per year

However, when shopping for the best deals, don't just look at the prices; the cheapest policy isn’t always the best. Be sure to compare all offers in order to find the one that suits your unique circumstances.

Some consumers find that bundling home and auto insurance results in the most savings, but others may find that they can get better coverage and save more money by purchasing their home and car insurance from different companies.

However, State Farm’s bundled auto and home insurance policy in Delaware is the cheapest choice. According to our findings, the lowest non-bundled rate available in the state is $2,002, which is $107 more expensive than State Farm's bundle-insurance offer of $1,895 per year.

Nonetheless, this non-bundled option is still an affordable choice for those wanting to purchase insurance from different companies. To get this rate, you need to pair State Farm’s auto insurance, at around $1,363 with Nationwide’s home insurance, at around $639.

In Delaware, you can save money on your home and auto insurance by bundling them with one provider. But before you do, it's important to evaluate whether bundling is the right decision for you. Purchasing insurance from two different providers may allow you more flexibility and freedom to choose plans that best meet your specific coverage needs.