Best and Cheapest Home and Auto Bundle Companies in Indiana (2024)

MoneyGeek rated bundle insurance companies based on affordability, customer service and discounts. Based on our study, the top insurance companies in Indiana that provide home and auto bundles are:

• State Farm: MoneyGeek score of 86 out of 100
• Farmers: MoneyGeek score of 73 out of 100

State Farm scored highest in auto insurance satisfaction and discount availability, but it’s not the most affordable insurer. The second-best insurer, Farmers, received high scores in home insurance satisfaction and discount availability, but it didn’t fare as well in auto insurance satisfaction.

Based on MoneyGeek’s research, you could save an average of $401, or 17%, by bundling your insurance policies rather than purchasing separate policies with different insurers. Based on MoneyGeek's analysis, State Farm offers the highest discount rate at 26%, whereas Allstate offers the lowest at 11%.

Note that the insurer that provides the highest discount for bundling policies may not be the most affordable option. For instance, Allstate offers the lowest discount at 11%, but its policies are the least expensive at $1,819 per year.

These insurance companies give the most affordable rates for home and auto bundles in Indiana.

• Allstate: $1,819 per year
• State Farm: $1,894 per year

Remember that the cheapest option may not provide enough coverage for your needs. MoneyGeek recommends that you compare insurers' coverage options and rates to help you choose the best one for you.

Although bundling home and auto insurance may be affordable, it might not be your best option. There are instances where you can save more by combining insurance policies from different providers.

For example, in Indiana, it’s more affordable to purchase a non-bundle insurance policy. MoneyGeek’s research showed that residents in Indiana can purchase auto insurance from State Farm ($701) and home insurance from Allstate ($1,079) for a total cost of $1,780, as opposed to the cheapest bundle policy from Allstate for $1,819.

Purchasing an auto and home insurance bundle in Indiana may be a good idea if your primary goal is saving time. It’s typically easier and more convenient to manage one policy than separate policies from different providers. Moreover, you might get a cheaper rate by bundling policies.