Best and Cheapest Home and Auto Bundle Companies in Iowa (2025)

MoneyGeek chose the company offering the best auto and home insurance in Iowa based on its rate for bundling, service quality and discount. Our analysis shows the best home and auto insurance companies in Iowa for bundling are:

• State Farm: MoneyGeek score of 86 out of 100
• Allstate: MoneyGeek score of 78 out of 100

State Farm, the best option for an auto and home insurance bundle, has very good scores for its home and auto insurance while scoring the highest for a discount. Allstate's auto insurance policy ranks lower than State Farm's; however, it scores well for home insurance and discount.

Based on MoneyGeek’s analysis, USAA has perfect home and auto insurance scores, making it the best insurance company in Iowa for bundling. However, its policies aren’t available to everyone. USAA’s auto and home insurance policies will be the ideal option if you have a military background or are an active military member.

Insurance companies in Iowa provide an average discount of around 14% on auto and home insurance bundles, helping people save roughly $328 a year. MoneyGeek’s research shows that State Farm provides the most significant discount for bundling, around 26%. On the other hand, Travelers offers the smallest discount of roughly 9%.

Remember, the company offering the most significant discount doesn’t always have the cheapest policy bundle. For instance, State Farm offers the most significant bundle discount, but Farmers has the cheapest cost in Iowa, with a bundling discount of around 12%.

Keeping aside the discount, MoneyGeek’s analysis shows the following companies, on average, offer the most affordable auto and home insurance bundles in Iowa:

• Farmers: $1,917 per year
• State Farm: $1,929 per year

Although these companies are the cheapest, they might not suit you. It’s always best to look at multiple companies after analyzing your situation to find the best for your needs.

Another way of saving money on your policy is by getting cheap auto insurance from one insurer and pairing it with an affordable home insurance policy from another insurer.

MoneyGeek found the cheapest option for not bundling in Iowa is getting State Farm’s auto insurance (around $668 per year) and Farmers home insurance (roughly $1,300 per year), which costs around $1,968 per year for both. But it’s not cheaper than the bundled price through Farmers at roughly $1,917 per year.

MoneyGeek recommends bundling your auto and home insurance in Iowa because it can help you save money and make it easier to manage the policies. However, many cases exist when opting for a bundle isn’t the best option.