Best and Cheapest Home and Auto Bundle Companies in Kentucky (2024)

MoneyGeek found that the best bundled insurance offers significant savings, dependable customer support and reasonable rates. According to our research, the following insurers offer the overall best bundle insurance in Kentucky:

• State Farm: MoneyGeek score of 89 out of 100
• Allstate: MoneyGeek score of 78 out of 100

For both auto insurance and home insurance, State Farm and Allstate received the same MoneyGeek rating. When it comes to premiums, the overall best company, State Farm, is cheaper. It also gives better discounts when you bundle your insurance policies.

USAA received a MoneyGeek score of 90 out of 100, making it the best bundle insurance in Kentucky. Its customer satisfaction ratings for both home and auto insurance are the highest among the other insurers in the state. However, only clients with a military background can purchase a USAA policy.

In Kentucky, the average bundle discount is 12%. By purchasing both your house and auto insurance from the same company, you can save about $343 a year.

Bundling savings in Kentucky can be between 6% and 24%. The company that can give you the most savings is State Farm, which provides a roughly 24% bundling discount. The smallest bundling discount is from Travelers, at around 8%. If you’re eligible for USAA services, you can get a discount of approximately 6%.

State Farm offers the cheapest home and auto insurance in Kentucky, with an average bundle cost of $2,387 per year. However, the best bundle insurance depends on what you’re looking for as well as your personal circumstances. It’s important to consider other factors, like customer satisfaction, in choosing your insurer.

The price of your insurance depends on a variety of factors. According to MoneyGeek, these companies offer the cheapest average home and car insurance in Kentucky:

• State Farm: $2,387 per year
• Allstate: $2,437 per year

Active members of the military, veterans and their eligible family members can get the lowest rates from USAA. In Kentucky, the cost of bundle insurance from USAA is approximately $2,170 per year.

Insurers have a long list of discounts that you can take advantage of, even if you decide to buy coverage from various insurers. Aside from discounts, you can also earn savings by looking for the most affordable companies for each kind of policy.

In Kentucky, the cheapest option is to purchase auto insurance from State Farm and home insurance from Allstate. This combination gives you a total cost of around $2,365 per year on your premium.

In fact, doing this is a little cheaper than bundle insurance in Kentucky. State Farm, the most affordable bundling option, costs $2,387 per year for home and auto insurance.

In Kentucky, bundling home and vehicle insurance can save you money. It’s also more convenient, helping you save time in the long run. However, it might not be the best option for some people since you can find other ways to get discounts or lower premiums.