Best and Cheapest Home and Auto Bundle Companies in Mississippi (2024)

MoneyGeek’s top pick for the best home and car insurance bundle blends quality service, affordable coverage for both products and a considerable discount for most buyers.

Based on our findings, the best bundle insurance in Mississippi comes from:

• State Farm: MoneyGeek score of 81 out of 100
• Travelers: MoneyGeek score of 79 out of 100

Despite having a higher bundle premium, State Farm ranked above Travelers since it offers the highest discount compared with all the other insurers in the bundling category. Both companies scored the highest for home and auto satisfaction for insurance that is available to anyone.

USAA received an overall MoneyGeek score of 91 out of 100 and a perfect score in the auto and home insurance categories, making it the best auto and home insurance bundle provider in Mississippi. However, the insurer has strict eligibility requirements, and its policies are only available to active military members, veterans and their families.

On average, Mississippi residents pay about $3,515 per year without bundling auto and home policies and $2,981 per year for bundling. That’s around $534 or 15% worth of savings annually. Based on MoneyGeek’s analysis, State Farm offers the highest discount for bundling at around 26%. Meanwhile, Travelers offers the smallest discount at 10%.

While shopping around for the best bundle insurance in Mississippi, it is vital to note that the company with the highest discount may not necessarily be the cheapest. For example, Travelers has the lowest bundle premium in the state despite having a discount of only 10%.

Without regard to the bundling discount, on average, the cheapest companies in Mississippi for an auto and home bundle are:

• Travelers: $2,150 per year
• Allstate: $2,253 per year

Note that the cheapest option may vary based on your needs. You may need to compare the available options to determine the most cost-effective insurer for your situation.

In addition to bundling your auto and home insurance policies from the same provider, you may save significantly by selecting the most affordable home and auto insurance options from different companies.

MoneyGeek’s research shows that the cheapest unbundled auto and home insurance in Mississippi comes from Nationwide and Travelers. Nationwide’s auto insurance policy costs around $1,109 per year, whereas Travelers’ home insurance costs roughly $1,480 per year, totaling $2,589. However, this amount is higher than Travelers’ average bundled policy cost of $2,150 per year.

Bundling auto and home insurance in Mississippi can help you save money. How much you save will depend on various factors, including the insurer you choose. Nevertheless, you may also find better rates by selecting policies from multiple companies.