Mercury, Root Insurance Company and Auto-Owners are Glendale's top three affordable car insurance providers. Rates depend on your driving history and coverage level. The table below shows costs across common categories and highlights the most affordable option for each.
Cheapest Car Insurance in Glendale, AZ
Updated: December 24, 2024
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Key Takeaways
Glendale's most affordable car insurance companies are Mercury, COUNTRY Financial, Progressive, Auto-Owners and Travelers.
The lowest monthly car insurance rates are $43 for minimum coverage and $95 for full coverage.
On average, car insurance costs in Glendale are $75 monthly for minimum coverage and $147 for full coverage.
Why Trust MoneyGeek? We analyzed car insurance companies using the Arizona Department of Insurance and Quadrant Information Services data. Learn more.
Cheapest Car Insurance Rates and Companies in Glendale
| Mercury | Minimum Coverage | $43 |
| Root Insurance Company | Full Coverage | $95 |
| Travelers | Teens | $161 |
| Travelers | Young Adults | $58 |
| Mercury | Senior Drivers | $46 |
| Mercury | Drivers With Bad Credit | $61 |
| Auto-Owners Insurance Co | Drivers With a Speeding Ticket | $61 |
| Progressive | Drivers With a DUI | $62 |
| Travelers | Drivers With an Accident | $70 |
| USAA | Military Affiliated Drivers | $39 |
Cheapest Car Insurance Coverage in Glendale
Compare rates from different providers to find the cheapest car insurance in Glendale. Factors like age, driving history, vehicle type and coverage needs affect costs. While you may find the cheapest car insurance in Arizona, it's not always the lowest in Glendale. Comparing car insurance quotes helps you find affordable coverage that fits your needs.
Cheapest Minimum Coverage Car Insurance in Glendale
Mercury offers the most affordable minimum coverage car insurance in Glendale at $43 per month, followed by COUNTRY Financial at $49. The table below lists providers offering the best rates for minimum coverage.
| Mercury | $43 | $31 |
| Country Financial | $49 | $25 |
| Progressive | $56 | $19 |
| Auto-Owners Insurance Co | $61 | $13 |
| Travelers | $62 | $13 |
| State Farm | $62 | $12 |
| GEICO | $63 | $12 |
| Root Insurance Company | $66 | $8 |
| Allstate | $70 | $5 |
Cheapest Full Coverage Car Insurance in Glendale
Root Insurance Company offers the cheapest full coverage car insurance in Glendale at $1,140 per year. The table below highlights providers with competitive rates for full coverage.
| Root Insurance Company | $95 | $53 |
| Progressive | $107 | $41 |
| Travelers | $113 | $34 |
| Auto-Owners Insurance Co | $116 | $32 |
| GEICO | $117 | $31 |
| Mercury | $122 | $26 |
| State Farm | $124 | $24 |
| Farmers | $137 | $11 |
| Iowa Farm Bureau | $138 | $9 |
| Allstate | $140 | $8 |
| Nationwide | $143 | $5 |
Cheapest Car Insurance in Glendale by Age
In Glendale, age affects car insurance costs. Young drivers typically pay more due to inexperience. Rates decrease with age but may rise again after 70. Below are affordable options for teens, young adults and seniors.
Cheapest Car Insurance in Glendale for Teens
For teens in Glendale, Travelers, GEICO and Auto-Owners offer the most affordable minimum coverage car insurance. The table shows the lowest rates for teen drivers in the city.
| Travelers | $161 | $91 | $264 | $171 |
| GEICO | $203 | $49 | $290 | $145 |
| Auto-Owners Insurance Co | $219 | $33 | $249 | $186 |
Cheapest Car Insurance in Glendale for Young Adults
Travelers offers the cheapest car insurance for young adults in Glendale at $696 annually for minimum coverage, saving 38% compared to the city average. Mercury comes next at $763, followed by Root Insurance Company and Progressive, both at $798.
| Travelers | $58 | $36 |
| Mercury | $64 | $31 |
| Root Insurance Company | $66 | $28 |
| Progressive | $66 | $28 |
| Country Financial | $68 | $26 |
| State Farm | $76 | $19 |
| GEICO | $79 | $15 |
| Allstate | $80 | $15 |
| Auto-Owners Insurance Co | $83 | $11 |
| Iowa Farm Bureau | $93 | $2 |
| Farmers | $93 | $1 |
Cheapest Car Insurance in Glendale for Seniors
Mercury offers the cheapest car insurance for seniors in Glendale at $552 annually for minimum coverage. Explore the options below from other providers and find the best rates for senior drivers.
| Mercury | $46 | $29 |
| Country Financial | $48 | $27 |
| Travelers | $56 | $19 |
| Progressive | $56 | $19 |
| State Farm | $59 | $17 |
| Auto-Owners Insurance Co | $60 | $16 |
| GEICO | $69 | $6 |
| Iowa Farm Bureau | $71 | $4 |
| Root Insurance Company | $72 | $4 |
Cheapest Car Insurance in Glendale for Drivers With Bad Credit
A poor credit-based insurance score can lead to higher premiums. The cheapest car insurance companies for drivers with bad credit in Glendale are Mercury ($732 annually) and Travelers ($840 annually) for minimum coverage. Check the table below for more options.
| Mercury | $61 | $116 |
| Travelers | $70 | $106 |
| Progressive | $82 | $95 |
| Country Financial | $83 | $93 |
| Root Insurance Company | $84 | $93 |
| GEICO | $98 | $79 |
| Nationwide | $98 | $79 |
| Farmers | $111 | $66 |
| Allstate | $116 | $61 |
| Iowa Farm Bureau | $134 | $42 |
| Hartford | $152 | $24 |
HOW TO LOWER YOUR RATE WITH BAD CREDIT
Drivers with poor credit can reduce car insurance costs through discounts and bundling policies. Explore the best home and auto bundle options for added savings. Comparing personalized quotes from multiple companies can also help. Improving your credit over time may lead to even lower rates.
Cheapest Car Insurance in Glendale After a Driving Offense
Insurance companies assess risk when setting car insurance premiums; your driving record is key. Violations like speeding tickets, accidents or DUIs can raise your rates significantly. Even the cheapest options for drivers with violations cost more than those with clean records. Below, we’ve listed affordable providers to help you find cheap car insurance after an accident or other driving offenses.
Cheapest Car Insurance in Glendale After a DUI
Drivers in Glendale with a DUI can still find affordable car insurance. Progressive offers the cheapest minimum coverage at $744 annually for these drivers. Check the table below to explore options from other providers and find the best rates for drivers with a DUI in the city.
| Progressive | $62 | $61 |
| Mercury | $70 | $53 |
| State Farm | $71 | $52 |
| Travelers | $72 | $51 |
| Root Insurance Company | $74 | $49 |
| Country Financial | $84 | $39 |
| Farmers | $109 | $14 |
Cheapest Car Insurance in Glendale After an Accident
Travelers offers the most affordable minimum coverage car insurance for Glendale drivers with an at-fault accident record at $840 annually. The table below provides options for the best car insurance company with the most affordable rates.
| Travelers | $70 | $47 |
| State Farm | $78 | $38 |
| Country Financial | $82 | $34 |
| Root Insurance Company | $83 | $33 |
| Progressive | $85 | $32 |
| Auto-Owners Insurance Co | $95 | $22 |
| GEICO | $98 | $19 |
| Mercury | $104 | $13 |
| Allstate | $113 | $3 |
Cheapest Car Insurance in Glendale After a Ticket
Auto-Owners offers the most affordable car insurance for Glendale drivers with a speeding record at $732 annually for minimum coverage. Travelers follows at $780. Check the table below to explore options from other providers and find the best rates for drivers with speeding tickets.
| Auto-Owners Insurance Co | $61 | $34 |
| Travelers | $65 | $30 |
| Country Financial | $67 | $28 |
| State Farm | $71 | $24 |
| Progressive | $71 | $24 |
| Mercury | $76 | $19 |
| GEICO | $76 | $19 |
| Root Insurance Company | $83 | $12 |
| Farmers | $94 | $1 |
Cheapest Car Insurance in Glendale for Military Drivers
Military drivers, including active-duty members, veterans and their families, often find special discounts and competitive rates on car insurance. USAA offers the cheapest car insurance for military drivers in Glendale at $468 annually for minimum coverage, while Mercury charges $516.
| USAA | $39 | $34 |
| Mercury | $43 | $29 |
| Country Financial | $49 | $23 |
| Progressive | $56 | $17 |
| Auto-Owners Insurance Co | $61 | $11 |
| Travelers | $62 | $10 |
| State Farm | $62 | $10 |
| GEICO | $63 | $10 |
| Root Insurance Company | $66 | $6 |
| Allstate | $70 | $3 |
Car Insurance Quotes in Glendale
The estimated car insurance rates above give Glendale drivers a starting point for finding affordable premiums. USAA and Mercury offer monthly rates of $39 and $43, respectively, both below the city average. However, since insurers consider individual factors, personalized quotes are necessary for accurate cost estimates.
Compare Glendale Car Insurance Estimates Online
Since each insurer evaluates personal factors differently when determining car insurance costs, comparing quotes from various companies is essential to find the most affordable rate. With MoneyGeek, residents can easily input basic personal information and receive multiple car insurance quotes in minutes. USAA offers a monthly rate of $39, while Mercury's is $43.
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Rates updated:
Dec 24, 2024
Although MoneyGeek partners with some of the companies we recommend, our content is written and reviewed by an independent team of writers, editors and licensed agents. Learn more about our editorial policies and expert editorial team.
Car Insurance Agencies in Glendale
While comparing car insurance quotes online is a quick way to find affordable coverage, Glendale residents seeking a personalized experience should contact local agencies for specific needs. Below is a table with names, review ratings, and contact information for top car insurance agencies in the area.
How Much Does Car Insurance Cost in Glendale?
In Glendale, full coverage car insurance averages $1,764 annually, while minimum coverage costs around $900. These averages are for a 40-year-old with good credit and a clean driving record; your rate may differ.
Glendale Auto Insurance Cost by Driver Profile
See how your auto insurance compares with our summary table of average costs for different drivers. Compare and find affordable rates in your area.
| Teen Drivers | No Data | $435 |
| Young Adults | $94 | $186 |
| Senior Drivers | $75 | $143 |
| Drivers With Bad Credit | $177 | $375 |
| Drivers With a Speeding Ticket | $95 | $189 |
| Drivers With a DUI | $123 | $238 |
| Drivers With an Accident | $117 | $231 |
| Military Affiliated Drivers | $72 | $144 |
How Expensive Is Car Insurance in Glendale?
In Glendale, minimum coverage car insurance costs about $75 a month, while full coverage averages $147. These rates are higher than Arizona's averages of $64 for minimum coverage and $127 for full coverage.
| Glendale Avg Rate | $75 | $147 |
| Arizona Avg Rate | $64 | $127 |
| vs Arizona Avg Rate | $-11 | $-20 |
Car Insurance Requirements in Glendale
In Arizona, drivers must have car insurance that meets the state's minimum coverage limits to ensure financial protection for bodily injury and property damage in case of an accident.
The state's minimum coverage limits are:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $15,000 property damage liability per accident
A policy with these minimum coverages offers financial protection against accident costs. For example, liability coverage helps pay for the other person's medical bills or property repairs if you're at fault.
If you're in an accident and the other driver is injured, your bodily injury liability per person would cover up to $25,000 of their medical expenses. Any costs above this amount would require additional coverage or out-of-pocket payment. For residents who need to show proof of insurance, such as those requiring SR-22 insurance in Glendale, these are the minimum limits you must carry to drive legally.
Cheapest Car Insurance in Glendale: Bottom Line
Glendale's most affordable car insurance varies by age, driving history, car type and credit history. Mercury and Root Insurance Company often offer the best prices. Always compare quotes from different providers to ensure you get a great deal.
Cheap Glendale Car Insurance: FAQ
MoneyGeek answers frequently asked questions about the cheapest car insurance in Glendale, helping you find the best coverage for your needs.
What is the cheapest car insurance company in Glendale, Arizona?
The cheapest car insurance companies in Glendale, Arizona, are typically Mercury and Root Insurance Company, with average annual rates of $516 for minimum coverage and $1,140 for full coverage, respectively. Rates vary based on age, driving history and coverage needs, so it's best to compare quotes.
What is the average cost of car insurance in Glendale, Arizona?
The average annual cost of car insurance in Glendale, Arizona, is $1,764 per year for full coverage, while minimum coverage averages $900.
Is car insurance in Glendale, Arizona, expensive?
Car insurance in Glendale is higher than Arizona's average, costing about $75 monthly for minimum coverage and $147 for full coverage. Factors like traffic and crime rates contribute to the increased premiums.
How We Chose the Cheapest Car Insurance in Glendale, AZ
To help Glendale drivers find the most affordable auto insurance companies, MoneyGeek analyzed Glendale auto insurance rates based on data from the Arizona Department of Insurance and Quadrant Information Services.
Glendale Driver Profile
MoneyGeek created a sample driver profile to calculate car insurance quote averages in Glendale with the following characteristics:
- 40-year-old male
- 2012 Toyota Camry LE
- Clean driving record
- 12,000 miles driven annually
We adjusted certain factors — such as age, driving record, credit history and military affiliation — to find the most suitable insurance companies for specific driver profiles.
Coverage Levels in Glendale
MoneyGeek compared the most affordable insurance providers for minimum and full coverage auto insurance policies.
The minimum coverage requirements in Arizona are:
- $30,000 bodily injury liability per person
- $60,000 bodily injury liability per accident
- $25,000 property damage liability per accident
For a full coverage policy, we used the following coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
- Comprehensive and collision insurance, each with a $1,000 deductible
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.