The cheapest full coverage car insurance for a Chevrolet Camaro SS costs $1,085 annually, while the most expensive option averages $6,737. Rates depend on the car's model year, driver's age, location, driving history, coverage level and insurer. This article explores insurance costs and coverage, highlighting the best companies and affordable options.
Chevrolet Camaro SS Insurance Cost
The average insurance cost for a Chevrolet Camaro SS is $563 for state minimum and $1,548 for full coverage annually. GEICO offers the cheapest rate at $458.
Find out if you're paying too much for auto insurance below.

Updated: March 12, 2025
Key Takeaways
GEICO provides the most affordable minimum coverage across all Chevrolet Camaro SS model years, costing $458 annually.
The average yearly cost for a Chevrolet Camaro SS is $563 for minimum coverage and $1,548 for full coverage.
MoneyGeek analyzed data and 3,884 quotes from Quadrant Information Services for the Chevrolet Camaro SS.
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Chevrolet Camaro SS Insurance Rates
What Is the Average Chevrolet Camaro SS Car Insurance Cost?
The average insurance cost for a Chevrolet Camaro SS is $129 per month or $1,548 per year for full coverage, based on a 40-year-old male driver with a clean record. Minimum coverage averages $47 monthly or $563 annually.
Minimum Coverage | $563 |
Full Coverage | $1,548 |
Chevrolet Camaro SS Insurance Costs by Company
Chevrolet Camaro SS insurance costs range from $1,128 to $2,465 annually, varying by age, model year and coverage level. The table below shows how average Camaro SS insurance rates compare to averages for all vehicles from national and midsize providers.
Allstate | $1,821 | $1,809 | 1% |
Auto-Owners | $1,248 | $1,226 | 2% |
Farmers | $1,718 | $1,956 | -12% |
GEICO | $1,441 | $1,330 | 8% |
Kemper | $2,465 | $2,207 | 12% |
Nationwide | $1,629 | $1,587 | 3% |
Progressive | $1,853 | $1,741 | 6% |
State Farm | $1,338 | $1,267 | 6% |
Travelers | $1,734 | $1,518 | 14% |
USAA | $1,128 | $1,200 | -6% |
Read more: Best Car Insurance Companies
Cost of Insuring a Chevrolet Camaro SS by Model Year
Your Chevrolet Camaro SS' age can affect your insurance rates, with older models usually costing less. For example, insuring a 2022 model costs $1,793 annually for full coverage, while a 2010 model averages $1,315. Below are the average full and minimum coverage rates for every Camaro SS production year.
2022 | $570 | $1,793 |
2021 | $570 | $1,736 |
2020 | $552 | $1,726 |
2019 | $583 | $1,722 |
2018 | $588 | $1,711 |
2017 | $560 | $1,634 |
2016 | $582 | $1,557 |
2015 | $577 | $1,479 |
2014 | $552 | $1,434 |
2013 | $574 | $1,387 |
2012 | $579 | $1,361 |
2011 | $579 | $1,328 |
2010 | $585 | $1,315 |
Chevrolet Camaro SS Insurance Costs by Driver Age
Chevrolet Camaro SS insurance costs vary widely based on the driver's age. For instance, a 16-year-old pays around $6,737 annually for full coverage, while a 40-year-old pays about $1,553. Below are the average full and minimum coverage rates for drivers of different ages.
16 | $2,596 | $6,737 |
17 | $2,132 | $5,526 |
18 | $1,861 | $4,865 |
19 | $1,330 | $3,501 |
20 | $1,193 | $3,179 |
21 | $950 | $2,570 |
22 | $869 | $2,364 |
23 | $805 | $2,203 |
24 | $763 | $2,092 |
25 | $669 | $1,854 |
26 | $653 | $1,808 |
27 | $637 | $1,767 |
28 | $626 | $1,738 |
29 | $617 | $1,713 |
30 | $595 | $1,646 |
35 | $579 | $1,588 |
40 | $573 | $1,553 |
45 | $567 | $1,527 |
50 | $554 | $1,477 |
55 | $539 | $1,433 |
60 | $539 | $1,429 |
65 | $572 | $1,469 |
70 | $621 | $1,572 |
75 | $689 | $1,725 |
80 | $780 | $1,918 |
85 | $843 | $2,057 |
90 | $889 | $2,155 |
Chevrolet Camaro SS Insurance Rates Explained
Many factors affect a driver's car insurance rates based on their profiles. However, insurers also consider factors tied to your car. Below is a breakdown of the vehicle-related cost factors.
Chevrolet Camaro SS Rates vs. National Average
Average Full Coverage Rate
$1,296Average Full Coverage Rate
$1,548This is 19% more expensive.
Value
The Chevrolet Camaro SS' MSRP of $49,890 classifies it as a high-performance vehicle. This high MSRP can lead to higher insurance costs, as insurers consider it a greater risk.
Repair costs
The annual repair cost for the Chevrolet Camaro SS is $585, below the national average. Easier and cheaper repairs can lead to lower insurance costs.
Performance
The Chevrolet Camaro SS accelerates from 0 to 60 mph in 3.9 seconds and delivers 455 horsepower. Its high-performance status typically results in higher insurance costs due to increased perceived risk.
Vehicle age
Newer cars like the Chevrolet Camaro SS are typically more expensive to insure than older vehicles. However, collector and classic cars can be costly to insure.
Safety features
Safety features like stability control, airbags and antilock brakes can qualify the Chevrolet Camaro SS for insurance discounts.
Vehicle size
Larger vehicles, like the 3,937-lb Chevrolet Camaro SS, may have higher insurance costs due to increased property damage risk.
Trim level
Higher trim levels, like those of the Chevrolet Camaro SS, often have premium features and higher MSRPs, resulting in increased insurance costs than the base model.
Cheapest Chevrolet Camaro SS Insurance
GEICO is the cheapest insurance provider for a Chevrolet Camaro SS at $458 per year for minimum coverage, based on a 40-year-old male with a clean driving record. Below is a breakdown of the most affordable options across coverage levels, age groups, driving records, model years and more.
Cheapest Chevrolet Camaro SS Insurance by Coverage Level
Your coverage level significantly impacts your Chevrolet Camaro SS insurance rate. GEICO offers the most affordable minimum coverage, while State Farm provides the cheapest full coverage. The table below highlights the lowest-cost providers for each option.
Cheapest Chevrolet Camaro SS Minimum Coverage
GEICO offers the cheapest minimum coverage for a Chevrolet Camaro SS at $38 per month. State Farm follows with $42, Farmers at $47 and Travelers at $50.
USAA | $32 | $381 |
GEICO | $38 | $458 |
State Farm | $42 | $500 |
Farmers | $47 | $567 |
Travelers | $50 | $600 |
Allstate | $52 | $621 |
Progressive | $57 | $680 |
Nationwide | $58 | $691 |
*GEICO offers non-military-affiliated Chevy Camaro SS owners the lowest average minimum coverage insurance rate. USAA is the most affordable option for military-affiliated drivers.
Best Chevrolet Camaro SS Insurance Rates by Model Year
The above list doesn't consider your Chevrolet Camaro SS' production year, which might mean lower rates are available. Use the table below to find the cheapest minimum coverage rates for each production year.
Allstate | $652 | $54 |
Farmers | $658 | $55 |
GEICO | $490 | $41 |
Nationwide | $624 | $52 |
Progressive | $656 | $55 |
State Farm | $471 | $39 |
Travelers | $583 | $49 |
USAA | $398 | $33 |
*USAA is available only to military veterans, active service members and their families.
Cheapest Full Coverage Chevrolet Camaro SS Insurance
State Farm offers the most affordable full coverage for a Chevrolet Camaro SS at $1,302 annually or $108 monthly. Explore the full list of Camaro SS full coverage providers and rates below.
USAA | $90 | $1,085 |
State Farm | $108 | $1,302 |
GEICO | $116 | $1,394 |
Nationwide | $128 | $1,536 |
Farmers | $133 | $1,601 |
Travelers | $143 | $1,711 |
Allstate | $145 | $1,741 |
Progressive | $150 | $1,804 |
*On average, State Farm is the cheapest insurer for non-military-affiliated Chevrolet Camaro SS owners seeking full coverage. For military-affiliated drivers, USAA is the most affordable option.
Cheapest Chevrolet Camaro SS Insurance by Age
Young drivers aged 16 to 25 and seniors 55+ often pay higher insurance rates. Below is a breakdown of the cheapest Chevrolet Camaro SS insurance options by age.
Cheapest Chevrolet Camaro SS Insurance for Young Drivers
Drivers aged 16 to 25 can get affordable Chevrolet Camaro SS insurance from GEICO. Minimum coverage starts at $89 per month or $1,064 per year. The table below lists the cheapest car insurance options for young drivers.
USAA | $65 | $785 |
GEICO | $89 | $1,064 |
State Farm | $92 | $1,099 |
Travelers | $104 | $1,251 |
Allstate | $116 | $1,394 |
Farmers | $127 | $1,521 |
Nationwide | $153 | $1,837 |
Progressive | $166 | $1,991 |
*GEICO is the cheapest insurer for young non-military-affiliated drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Chevrolet Camaro SS Insurance for Seniors
GEICO offers the cheapest car insurance for seniors 55+ at $539 annually or $45 monthly. See the full list of affordable insurers for the Chevrolet Camaro SS below:
USAA | $42 | $505 |
GEICO | $45 | $539 |
State Farm | $46 | $550 |
Travelers | $60 | $719 |
Allstate | $63 | $750 |
Farmers | $63 | $759 |
Nationwide | $68 | $813 |
Progressive | $71 | $849 |
*GEICO is the cheapest insurer for non-military-affiliated senior drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Chevrolet Camaro SS Insurance After an Accident
For Chevrolet Camaro SS drivers, State Farm, GEICO and Allstate offer the most affordable car insurance after an accident. For more options, see the complete list below.
USAA | $48 | $575 |
State Farm | $52 | $626 |
GEICO | $59 | $713 |
Allstate | $70 | $837 |
Travelers | $72 | $860 |
Nationwide | $89 | $1,070 |
Progressive | $93 | $1,110 |
Farmers | $95 | $1,139 |
Chevrolet Camaro SS Insurance Cost: Bottom Line
Regularly compare rates from different insurers to find the most affordable car insurance. This article explored Chevrolet Camaro SS insurance costs, detailing expenses across various demographic groups and identifying the cheapest providers.
Chevrolet Camaro SS Insurance Rates: FAQ
Below are answers to common questions about Chevrolet Camaro SS insurance costs.
What company has the cheapest car insurance for a Chevrolet Camaro SS?
GEICO offers the cheapest car insurance for a Chevrolet Camaro SS, with an annual minimum coverage rate of $458.
What is the average cost of car insurance for a Chevrolet Camaro SS?
The average cost of minimum auto insurance for a Chevrolet Camaro SS is $563 annually, while full coverage averages $1,548.
Chevrolet Camaro SS Insurance Ratings: Our Review Methodology
MoneyGeek analyzed data and 3,884 Chevrolet Camaro SS quotes from Quadrant Information Services.
Drivers and Cars
MoneyGeek used a sample driver profile with the following characteristics to calculate the average rates for insuring a Chevrolet Camaro SS:
- 40-year-old male
- Clean driving record
- 12,000 miles driven annually
We also modified the sample driver profile to determine Chevrolet Camaro SS insurance rates for different age groups, driving records and model years. MoneyGeek collected data for the following model years:
- 2012
- 2013
- 2014
- 2015
- 2016
- 2017
- 2018
- 2019
- 2020
- 2021
- 2022
If data on specific model years wasn't available, our data scientists estimated rates based on how insurers typically price car models each year. The published rates are estimates and may not reflect the rate you'll receive for your Chevrolet Camaro SS.
Coverage Levels
Each state differs in minimum coverage requirements, so our rates are a combination of minimum coverage policies in the states where we gathered our data.
MoneyGeek’s analysis also includes average rates for a full coverage policy that includes comprehensive and collision coverage (with a $1,000 deductible) and the following increased liability coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.