Full coverage car insurance for a Chevrolet Camaro ZL1 ranges from $1,494 to $8,646 annually. Rates vary depending on the car's model year, driver's age, location, driving history, coverage level and insurer. MoneyGeek explores the details of the cost and coverage in this article, highlighting the best companies and most affordable insurers.
Chevrolet Camaro ZL1 Insurance Cost
Chevrolet Camaro ZL1 insurance costs about $574 for state minimum and $1,971 for full coverage annually. GEICO provides the most affordable policy at $449.
Find out if you're paying too much for auto insurance below.

Updated: March 12, 2025
Key Takeaways
GEICO provides the cheapest minimum coverage across all Chevrolet Camaro ZL1 model years at $449 annually.
The average insurance cost for a Chevrolet Camaro ZL1 is $574 per year for minimum coverage and $1,971 for full coverage.
MoneyGeek analyzed data and 2,988 Chevrolet Camaro ZL1 quotes from Quadrant Information Services to provide these insights.
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Chevrolet Camaro ZL1 Insurance Rates
What Is the Average Chevrolet Camaro ZL1 Car Insurance Cost?
The average cost of full coverage insurance on a Chevrolet Camaro ZL1 is $164 per month or $1,971 per year, based on a 40-year-old male with a clean driving record. Minimum coverage costs roughly $48 monthly or $574 annually.
Minimum Coverage | $574 |
Full Coverage | $1,971 |
Chevrolet Camaro ZL1 Insurance Costs by Company
Chevrolet Camaro ZL1 insurance costs range from $1,585 to $3,048 annually, depending on age, model year and coverage level. The table below compares average Chevrolet Camaro ZL1 insurance rates with averages for all vehicles from several national and mid-size providers.
Allstate | $2,434 | $1,804 | 35% |
Auto-Owners | $1,604 | $1,223 | 31% |
Farmers | $2,318 | $1,951 | 19% |
GEICO | $1,942 | $1,326 | 46% |
Kemper | $3,048 | $2,203 | 38% |
Nationwide | $2,082 | $1,583 | 32% |
Progressive | $2,193 | $1,738 | 26% |
State Farm | $1,916 | $1,263 | 52% |
Travelers | $1,906 | $1,517 | 26% |
USAA | $1,585 | $1,196 | 33% |
Read more: Best Car Insurance Companies
Cost of Insuring a Chevrolet Camaro ZL1 by Model Year
The year your Chevrolet Camaro ZL1 was made can impact your insurance rates, with older models often costing less to insure. For example, insuring a 2022 model costs $2,173 annually, while a 2013 model costs $1,681. Below are the average full and minimum coverage rates for each production year.
2022 | $568 | $2,173 |
2021 | $577 | $2,151 |
2020 | $562 | $2,114 |
2019 | $594 | $2,086 |
2018 | $600 | $2,048 |
2017 | $574 | $1,983 |
2016 | $596 | $1,917 |
2015 | $591 | $1,852 |
2014 | $593 | $1,767 |
2013 | $590 | $1,681 |
Chevrolet Camaro ZL1 Insurance Costs by Driver Age
Chevrolet Camaro ZL1 insurance rates vary greatly by driver age. For example, 16-year-olds pay an average annual full coverage rate of $8,646, while 40-year-olds pay about $1,977. Below are the average full and minimum coverage rates for drivers across age ranges.
16 | $2,646 | $8,646 |
17 | $2,170 | $7,076 |
18 | $1,898 | $6,238 |
19 | $1,353 | $4,500 |
20 | $1,215 | $4,088 |
21 | $969 | $3,300 |
22 | $885 | $3,039 |
23 | $821 | $2,832 |
24 | $779 | $2,689 |
25 | $682 | $2,388 |
26 | $666 | $2,305 |
27 | $650 | $2,251 |
28 | $639 | $2,214 |
29 | $629 | $2,181 |
30 | $607 | $2,095 |
35 | $590 | $2,021 |
40 | $584 | $1,977 |
45 | $579 | $1,945 |
50 | $565 | $1,881 |
55 | $550 | $1,826 |
60 | $550 | $1,820 |
65 | $586 | $1,853 |
70 | $636 | $1,981 |
75 | $705 | $2,174 |
80 | $797 | $2,416 |
85 | $861 | $2,595 |
90 | $908 | $2,719 |
Chevrolet Camaro ZL1 Insurance Rates Explained
Several factors affect car insurance rates based on driver profiles. However, insurers also consider factors tied to your car. Below is a breakdown of vehicle-related cost factors.
Chevrolet Camaro ZL1 Rates vs. National Average
Average Full Coverage Rate
$1,296Average Full Coverage Rate
$1,971This is 52% more expensive.
Value
The Chevrolet Camaro ZL1's MSRP of $81,995 classifies it as a high-performance vehicle, which means insurers may charge more for insurance.
Repair costs
The repair cost for the Chevrolet Camaro ZL1 is $585, lower than the national average. Easier and cheaper part replacements and lower labor costs can lead to cheaper insurance.
Performance
The Chevrolet Camaro ZL1's 0-to-60 time of 3.4 seconds and 650 horsepower make it a high-performance vehicle, often linked to higher insurance costs due to perceived risk.
Vehicle age
Newer cars like the Camaro ZL1 are typically more expensive to insure than older vehicles. Collector and classic vehicles can be exceptions and may have high insurance costs.
Vehicle size
Larger vehicles, like the Chevrolet Camaro ZL1 with a curb weight of 4,120 lbs, often have higher insurance costs due to increased property damage risk.
Trim level
Higher trim levels, like the Camaro ZL1's 2dr Coupe, have premium upgrades and a higher MSRP, resulting in increased insurance costs than the base model.
Cheapest Chevrolet Camaro ZL1 Insurance
GEICO offers the lowest rate for insuring a Chevrolet Camaro ZL1 at $449 per year for minimum coverage, based on a 40-year-old male driver with a clean record. Below is a breakdown of the cheapest auto insurance options across coverage levels, age groups, driving records, model years and more.
Cheapest Chevrolet Camaro ZL1 Insurance by Coverage Level
Your coverage level greatly impacts your Chevrolet Camaro ZL1 insurance rate. GEICO offers the most affordable rates for state minimum and full coverage. Below is a breakdown of the cheapest providers for both coverage types.
Cheapest Chevrolet Camaro ZL1 Minimum Coverage
For a Chevrolet Camaro ZL1, GEICO offers the cheapest minimum coverage at $37 per month. Other affordable options include State Farm and Travelers, both priced at $45, followed by Allstate at $52.
USAA | $31 | $374 |
GEICO | $37 | $449 |
Travelers | $45 | $538 |
State Farm | $45 | $545 |
Allstate | $52 | $623 |
Farmers | $54 | $651 |
Progressive | $55 | $663 |
Nationwide | $55 | $664 |
*GEICO offers the lowest average minimum coverage insurance rate for non-military-affiliated Chevy Camaro ZL1 owners. USAA is the most affordable option for military-affiliated drivers.
Best Chevrolet Camaro ZL1 Insurance Rates by Model Year
The above list doesn't consider your Chevrolet Camaro ZL1's production year, so lower rates might be available depending on your vehicle's age. To find the most affordable minimum coverage rates for each production year, filter the table below.
Allstate | $636 | $53 |
Farmers | $652 | $54 |
GEICO | $455 | $38 |
Nationwide | $640 | $53 |
Progressive | $701 | $58 |
State Farm | $552 | $46 |
Travelers | $567 | $47 |
USAA | $387 | $32 |
*USAA is available only to military veterans, active service members and their families.
Cheapest Full Coverage Chevrolet Camaro ZL1 Insurance
GEICO offers the most affordable full coverage insurance for a Chevrolet Camaro ZL1 at $1,838 annually or $153 monthly. Below is the complete list of Camaro ZL1 full coverage providers and rates.
USAA | $125 | $1,494 |
GEICO | $153 | $1,838 |
State Farm | $153 | $1,841 |
Travelers | $156 | $1,872 |
Nationwide | $160 | $1,921 |
Progressive | $176 | $2,109 |
Farmers | $179 | $2,144 |
Allstate | $193 | $2,312 |
*On average, GEICO is the cheapest insurer for non-military-affiliated Chevy Camaro ZL1 owners seeking full coverage. For military-affiliated drivers, USAA is the most affordable option.
Cheapest Chevrolet Camaro ZL1 Insurance by Age
Young drivers aged 16 to 25 and seniors 55+ often pay higher insurance rates. Below is a breakdown of the cheapest Chevrolet Camaro ZL1 insurance options by age.
Cheapest Chevrolet Camaro ZL1 Insurance for Young Drivers
Drivers aged 16 to 25 can find the cheapest Chevrolet Camaro ZL1 insurance with GEICO, with minimum coverage at $87 monthly or $1,038 annually. Below is the complete list of affordable auto insurance rates for young drivers.
USAA | $64 | $770 |
GEICO | $87 | $1,038 |
Travelers | $92 | $1,100 |
State Farm | $100 | $1,200 |
Allstate | $116 | $1,394 |
Farmers | $146 | $1,747 |
Nationwide | $146 | $1,754 |
Progressive | $161 | $1,937 |
*GEICO is the cheapest insurer for young non-military-affiliated drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Chevrolet Camaro ZL1 Insurance for Seniors
GEICO offers the cheapest car insurance for seniors aged 55 and up, starting at $44 monthly or $528 annually. Check the full list of cheap Chevrolet Camaro ZL1 insurers below.
USAA | $41 | $495 |
GEICO | $44 | $528 |
State Farm | $50 | $601 |
Travelers | $53 | $638 |
Allstate | $63 | $751 |
Nationwide | $65 | $780 |
Progressive | $68 | $818 |
Farmers | $74 | $882 |
*GEICO is the cheapest insurer for non-military-affiliated senior drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Chevrolet Camaro ZL1 Insurance After an Accident
For Chevrolet Camaro ZL1 drivers, State Farm, GEICO and Travelers offer the most affordable insurance post-accident. See the complete list below for more options.
USAA | $47 | $564 |
State Farm | $57 | $682 |
GEICO | $58 | $698 |
Travelers | $63 | $757 |
Allstate | $70 | $840 |
Nationwide | $85 | $1,022 |
Progressive | $90 | $1,076 |
Farmers | $108 | $1,295 |
Chevrolet Camaro ZL1 Insurance Cost: Bottom Line
Compare rates from different providers to find affordable car insurance. This article explores Chevrolet Camaro ZL1 insurance costs across demographic groups and identifies the cheapest providers.
Chevrolet Camaro ZL1 Insurance Rates: FAQ
Below are answers to common questions about Chevrolet Camaro ZL1 insurance costs, including affordable options.
What company has the cheapest car insurance for a Chevrolet Camaro ZL1?
GEICO offers the cheapest car insurance for a Chevrolet Camaro ZL1, with an annual minimum coverage rate of $449.
What is the average cost of car insurance for a Chevrolet Camaro ZL1?
The average annual cost of car insurance for a Chevrolet Camaro ZL1 is $574 for minimum coverage, while full coverage averages $1,971.
Chevrolet Camaro ZL1 Insurance Ratings: Our Review Methodology
MoneyGeek analyzed data and 2,988 Chevrolet Camaro ZL1 quotes from Quadrant Information Services.
Drivers and Cars
MoneyGeek used a sample driver profile with the following characteristics to calculate the average rates for insuring a Chevrolet Camaro ZL1:
- 40-year-old male
- Clean driving record
- 12,000 miles driven annually
We also modified the sample driver profile to determine Chevrolet Camaro ZL1 insurance rates for different age groups, driving records and model years. MoneyGeek collected data for the following model years:
- 2012
- 2013
- 2014
- 2015
- 2016
- 2017
- 2018
- 2019
- 2020
- 2021
- 2022
If data on specific model years wasn't available, our data scientists estimated rates based on how insurers typically price car models each year. The published rates are estimates and may not reflect the rate you'll receive for your Chevrolet Camaro ZL1.
Coverage Levels
Each state differs in minimum coverage requirements, so our rates are a combination of minimum coverage policies in the states where we gathered our data.
MoneyGeek’s analysis also includes average rates for a full coverage policy that includes comprehensive and collision coverage (with a $1,000 deductible) and the following increased liability coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.