The annual full coverage insurance cost for a Chevrolet Tahoe ranges from $1,074 to $6,017. Rates can vary greatly based on the model year, driver's age, location, driving history, coverage level and insurer. This article breaks down the insurance cost and coverage for the Chevy Tahoe, highlighting the best companies and most affordable insurers.
Chevy Tahoe Insurance Cost
Updated: March 13, 2025
Key Takeaways
State Farm provides the cheapest minimum coverage across all Chevrolet Tahoe model years at $479 annually.
The average annual insurance cost for a Chevrolet Tahoe is $631 for minimum coverage and $1,378 for full coverage.
To ensure accurate and trustworthy information, MoneyGeek analyzed data and quotes for a Chevrolet Tahoe from Quadrant Information Services.
Chevy Tahoe Insurance Rates
What Is the Average Chevy Tahoe Car Insurance Cost?
Chevrolet Tahoe insurance costs about $115 per month or $1,378 per year for full coverage, based on a 40-year-old male with a clean driving record. Minimum coverage averages $53 monthly or $631 annually.
| Minimum Coverage | $631 |
| Full Coverage | $1,378 |
Read more: Average Cost of Car Insurance
Chevy Tahoe Insurance Costs by Company
Chevrolet Tahoe insurance costs range from $1,109 to $2,110 annually, depending on age, model year and coverage level. The table below compares average Chevy Tahoe insurance rates with averages for all vehicles from several national and midsize providers.
| Allstate | $1,661 | $1,811 | -8% |
| Auto-Owners | $1,118 | $1,227 | -9% |
| Farmers | $1,661 | $1,957 | -15% |
| GEICO | $1,237 | $1,332 | -7% |
| Kemper | $2,110 | $2,211 | -5% |
| Nationwide | $1,392 | $1,589 | -12% |
| Progressive | $1,593 | $1,743 | -9% |
| State Farm | $1,135 | $1,270 | -11% |
| Travelers | $1,357 | $1,522 | -11% |
| USAA | $1,109 | $1,200 | -8% |
Read more: Best Car Insurance Companies
Cost of Insuring a Chevy Tahoe by Model Year
The year your Chevrolet Tahoe was made can affect your insurance rates, with older models usually being cheaper to cover. For instance, full coverage for a 2022 Tahoe costs around $1,532 annually, while a 2009 model costs as low as $1,204. Below are the average full and minimum coverage rates for each Tahoe production year.
| 2022 | $615 | $1,532 |
| 2021 | $618 | $1,518 |
| 2020 | $607 | $1,511 |
| 2019 | $644 | $1,510 |
| 2018 | $655 | $1,502 |
| 2017 | $633 | $1,467 |
| 2016 | $662 | $1,431 |
| 2015 | $663 | $1,395 |
| 2014 | $637 | $1,351 |
| 2013 | $662 | $1,306 |
| 2012 | $660 | $1,261 |
| 2011 | $632 | $1,243 |
| 2010 | $654 | $1,223 |
| 2009 | $648 | $1,204 |
Chevy Tahoe Insurance Costs by Driver Age
Chevrolet Tahoe insurance rates vary widely by age. For example, 40-year-olds pay about $1,389 annually for full coverage, while 16-year-olds face rates around $6,017. Below are average minimum and full coverage rates for different ages.
| 16 | $2,952 | $6,017 |
| 17 | $2,400 | $4,901 |
| 18 | $2,090 | $4,303 |
| 19 | $1,483 | $3,065 |
| 20 | $1,331 | $2,785 |
| 21 | $1,058 | $2,251 |
| 22 | $964 | $2,069 |
| 23 | $894 | $1,931 |
| 24 | $848 | $1,838 |
| 25 | $752 | $1,643 |
| 26 | $732 | $1,594 |
| 27 | $714 | $1,559 |
| 28 | $702 | $1,535 |
| 29 | $692 | $1,515 |
| 30 | $668 | $1,461 |
| 35 | $650 | $1,416 |
| 40 | $642 | $1,389 |
| 45 | $637 | $1,372 |
| 50 | $621 | $1,331 |
| 55 | $606 | $1,296 |
| 60 | $606 | $1,292 |
| 65 | $643 | $1,336 |
| 70 | $699 | $1,430 |
| 75 | $776 | $1,567 |
| 80 | $880 | $1,743 |
| 85 | $951 | $1,870 |
| 90 | $1,003 | $1,957 |
Chevy Tahoe Insurance Rates Explained
Car insurance rates are influenced by a driver’s profile, but insurers also evaluate vehicle-related factors. Here’s a breakdown of these factors to help you understand what affects your rates.
Chevy Tahoe Rates vs. National Average
All Vehicles
Average Full Coverage Rate
$1,296Chevy Tahoe
Average Full Coverage Rate
$1,378Premiums for Chevy Tahoe are:$82 more
This is 6% more expensive.
Value
The Chevrolet Tahoe, priced at $78,895, is a full-size SUV. Higher-priced vehicles like this often result in higher insurance premiums due to the increased cost of repairs or replacement.
Repair costs
The Chevrolet Tahoe’s annual repair cost is $744, below the national average. Factors like the difficulty of part replacement and labor costs can also affect insurance rates.
Performance
The Chevrolet Tahoe's 0-to-60 time of 7.5 seconds and horsepower range of 355 to 420 reflect solid performance, which may result in more moderate insurance costs than high-performance vehicles.
Vehicle age
Newer Chevy Tahoe models usually cost more to insure than older ones. However, insuring collector and classic vehicles can also be very expensive.
Vehicle size
Larger vehicles, like the Chevrolet Tahoe with a curb weight of 5,845 lbs, often have higher insurance costs because they can cause more property damage in accidents.
Trim level
The Chevy Tahoe's higher trim levels, such as the Premier or High Country, often have premium features and upgrades that can increase insurance costs more than the base model.
Cheapest Chevy Tahoe Insurance
State Farm offers the lowest rate for a Chevrolet Tahoe, with an average annual minimum coverage cost of $479, based on a 40-year-old male driver with a clean record. Below is a breakdown of the most affordable car insurance rates across coverage levels, age groups, driving records, model years and more.
Cheapest Chevy Tahoe Insurance by Coverage Level
The coverage level you select greatly affects your Chevrolet Tahoe insurance rate. State Farm provides the most affordable average minimum and full coverage rates. Below is a breakdown of the cheapest providers for both coverage types.
Cheapest Chevy Tahoe Minimum Coverage
For a Chevrolet Tahoe, State Farm offers the cheapest minimum coverage at $40 per month, followed by GEICO at $45, Travelers at $52 and Allstate at $57.
| USAA | $37 | $449 |
| State Farm | $40 | $479 |
| GEICO | $45 | $546 |
| Travelers | $52 | $629 |
| Allstate | $57 | $682 |
| Nationwide | $59 | $710 |
| Farmers | $59 | $710 |
| Progressive | $60 | $715 |
*State Farm offers the lowest average minimum coverage insurance rate for non-military-affiliated Chevy Tahoe owners. USAA is the most affordable option for military-affiliated drivers.
Best Chevy Tahoe Insurance Rates by Model Year
Since the above list doesn't consider your vehicle's production year, you might find lower rates depending on your Chevy Tahoe's age. To find the cheapest minimum coverage rates for each production year, filter the table below.
Data filtered by:Results filtered by:
Select
Model Year:2009
| Allstate | $689 | $57 |
| Farmers | $725 | $60 |
| GEICO | $564 | $47 |
| Nationwide | $709 | $59 |
| Progressive | $741 | $62 |
| State Farm | $462 | $39 |
| Travelers | $689 | $57 |
| USAA | $452 | $38 |
*USAA is available only to military veterans, active service members and their families.
Cheapest Full Coverage Chevy Tahoe Insurance
State Farm offers the most affordable full coverage for a Chevrolet Tahoe at $92 per month or $1,100 annually. Below is the complete list of Chevy Tahoe full coverage car insurance providers and rates.
| USAA | $89 | $1,074 |
| State Farm | $92 | $1,100 |
| GEICO | $101 | $1,208 |
| Nationwide | $110 | $1,322 |
| Travelers | $112 | $1,346 |
| Progressive | $127 | $1,526 |
| Farmers | $130 | $1,555 |
| Allstate | $132 | $1,589 |
*On average, State Farm is the cheapest insurer for non-military-affiliated Chevy Tahoe owners seeking full coverage. For military-affiliated drivers, USAA is the most affordable option.
Cheapest Chevy Tahoe Insurance by Age
Drivers aged 16 to 25 and seniors 55+ often face higher insurance rates. Below is a breakdown of the cheapest Chevrolet Tahoe insurance by age.
Cheapest Chevy Tahoe Insurance for Young Drivers
State Farm offers the cheapest car insurance for young drivers at $87 monthly or $1,049 annually for minimum coverage. Below is the complete list of affordable rates for young Chevrolet Tahoe drivers.
| USAA | $78 | $936 |
| State Farm | $87 | $1,049 |
| GEICO | $110 | $1,321 |
| Travelers | $111 | $1,335 |
| Allstate | $133 | $1,593 |
| Nationwide | $157 | $1,886 |
| Farmers | $160 | $1,925 |
| Progressive | $168 | $2,014 |
*State Farm is the cheapest insurer for young non-military-affiliated drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Chevy Tahoe Insurance for Seniors
State Farm offers the cheapest car insurance for seniors 55 and up, starting at $44 monthly or $527 annually. See the full list of affordable Chevrolet Tahoe insurers below.
| State Farm | $44 | $527 |
| USAA | $50 | $599 |
| GEICO | $55 | $655 |
| Travelers | $64 | $763 |
| Nationwide | $69 | $834 |
| Allstate | $70 | $837 |
| Progressive | $75 | $905 |
| Farmers | $79 | $947 |
Cheapest Chevy Tahoe Insurance After an Accident
For Chevrolet Tahoe drivers, State Farm, GEICO and Travelers offer the most affordable car insurance after an accident. See the complete list below.
| State Farm | $50 | $601 |
| USAA | $57 | $687 |
| GEICO | $72 | $864 |
| Travelers | $76 | $912 |
| Allstate | $78 | $933 |
| Nationwide | $92 | $1,102 |
| Progressive | $99 | $1,185 |
| Farmers | $116 | $1,395 |
Chevy Tahoe Insurance Cost: Bottom Line
Compare rates from different providers to find the cheapest car insurance. This article details Chevrolet Tahoe insurance, covering costs for various demographic groups and highlighting affordable providers.
Chevy Tahoe Insurance Rates: FAQ
Below are frequently asked questions about Chevrolet Tahoe insurance costs to help you understand what to expect.
What company has the cheapest car insurance for a Chevrolet Tahoe?
State Farm is the cheapest car insurance provider for a Chevrolet Tahoe, with an annual minimum coverage rate of $479.
What is the average cost of car insurance for a Chevrolet Tahoe?
On average, minimum coverage auto insurance for a Chevrolet Tahoe costs $631 annually. For full coverage, expect to pay about $1,378.
Chevy Tahoe Insurance Ratings: Our Review Methodology
MoneyGeek analyzed data and quotes for a Chevy Tahoe from Quadrant Information Services.
Drivers and Cars
MoneyGeek used a sample driver profile with the following characteristics to calculate the average rates for insuring a Chevy Tahoe:
- 40-year-old male
- Clean driving record
- 12,000 miles driven annually
We also modified the sample driver profile to determine Chevy Tahoe insurance rates for different age groups, driving records and model years. MoneyGeek collected data for the following model years:
- 2012
- 2013
- 2014
- 2015
- 2016
- 2017
- 2018
- 2019
- 2020
- 2021
- 2022
If data on specific model years wasn't available, our data scientists estimated rates based on how insurers typically price car models each year. The published rates are estimates and may not reflect the rate you'll receive for your Chevy Tahoe.
Coverage Levels
Each state differs in minimum coverage requirements, so our rates are a combination of minimum coverage policies in the states where we gathered our data.
MoneyGeek’s analysis also includes average rates for a full coverage policy that includes comprehensive and collision coverage (with a $1,000 deductible) and the following increased liability coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.