The annual full coverage car insurance for a Dodge Challenger SRT Hellcat ranges from $1,676 to $9,532. Rates vary widely depending on the model year, driver's age, address, driving history and insurance company. This article breaks down Challenger SRT Hellcat insurance costs and coverage, offering insights into the best and most affordable options.
Dodge Challenger SRT Hellcat Insurance Cost
Updated: March 13, 2025
Key Takeaways
GEICO offers the most affordable minimum coverage across all Dodge Challenger SRT Hellcat model years at $506 annually.
The average annual cost of insuring a Dodge Challenger SRT Hellcat is $609 for minimum coverage and $2,155 for full coverage.
MoneyGeek's analysis of 2,390 quotes from Quadrant Information Services provides a comprehensive look at Dodge Challenger SRT Hellcat insurance costs.
Dodge Challenger SRT Hellcat Insurance Rates
What Is the Average Dodge Challenger SRT Hellcat Car Insurance Cost?
The average full coverage insurance cost for a Dodge Challenger SRT Hellcat is $180 monthly or $2,155 annually, based on a 40-year-old male with a clean driving record. Minimum coverage averages $51 monthly or $609 annually.
| Minimum Coverage | $609 |
| Full Coverage | $2,155 |
Dodge Challenger SRT Hellcat Insurance Costs by Company
Dodge Challenger SRT Hellcat insurance costs range from $1,717 to $3,040 annually, depending on age, model year and coverage level. The table below shows how these rates compare to averages for all other vehicles from several national and mid-size providers.
| Allstate | $2,854 | $1,803 | 58% |
| Auto-Owners | $1,717 | $1,223 | 40% |
| Farmers | $2,478 | $1,951 | 27% |
| GEICO | $2,416 | $1,324 | 82% |
| Kemper | $2,860 | $2,206 | 30% |
| Nationwide | $2,001 | $1,584 | 26% |
| Progressive | $3,040 | $1,733 | 75% |
| State Farm | $2,032 | $1,263 | 61% |
| Travelers | $1,954 | $1,518 | 29% |
| USAA | $1,770 | $1,195 | 48% |
Read more: Best Car Insurance Companies
Cost of Insuring a Dodge Challenger SRT Hellcat by Model Year
Your Dodge Challenger SRT Hellcat's production year impacts your insurance rates, with older models often costing less to insure. For example, full coverage for a 2015 model costs $1,950 annually, while a 2021 model costs $2,366. Below are the average full and minimum coverage rates for every production year.
| 2022 | $620 | $2,232 |
| 2021 | $618 | $2,366 |
| 2020 | $598 | $2,293 |
| 2019 | $630 | $2,230 |
| 2018 | $633 | $2,157 |
| 2017 | $628 | $2,074 |
| 2016 | $613 | $2,001 |
| 2015 | $625 | $1,950 |
Dodge Challenger SRT Hellcat Insurance Costs by Driver Age
Dodge Challenger SRT Hellcat insurance rates vary greatly depending on the driver's age. For example, the average full coverage rate is $2,163 for 40-year-olds, while it's $9,532 for 16-year-olds. Below are the average full and minimum coverage rates for drivers of different ages.
| 16 | $2,820 | $9,532 |
| 17 | $2,322 | $7,858 |
| 18 | $2,023 | $6,911 |
| 19 | $1,434 | $4,930 |
| 20 | $1,287 | $4,476 |
| 21 | $1,029 | $3,611 |
| 22 | $940 | $3,321 |
| 23 | $872 | $3,089 |
| 24 | $826 | $2,931 |
| 25 | $724 | $2,605 |
| 26 | $705 | $2,520 |
| 27 | $689 | $2,464 |
| 28 | $677 | $2,424 |
| 29 | $668 | $2,388 |
| 30 | $644 | $2,290 |
| 35 | $627 | $2,211 |
| 40 | $621 | $2,163 |
| 45 | $614 | $2,126 |
| 50 | $599 | $2,054 |
| 55 | $583 | $1,991 |
| 60 | $584 | $1,984 |
| 65 | $622 | $2,011 |
| 70 | $676 | $2,152 |
| 75 | $749 | $2,364 |
| 80 | $847 | $2,626 |
| 85 | $914 | $2,818 |
| 90 | $964 | $2,950 |
Dodge Challenger SRT Hellcat Insurance Rates Explained
Several factors influence car insurance rates based on driver profiles. Insurers also consider vehicle-related factors. Below is a list of cost factors tied to your car, including its age, make, model, safety features and repair costs.
Dodge Challenger SRT Hellcat Rates vs. National Average
All Vehicles
Average Full Coverage Rate
$1,296Dodge Challenger SRT Hellcat
Average Full Coverage Rate
$2,155Premiums for Dodge Challenger SRT Hellcat are:$859 more
This is 66% more expensive.
Value
The Dodge Challenger SRT Hellcat's MSRP is $92,895, making it a high-performance vehicle. Its high MSRP can increase insurance costs due to higher repair and replacement expenses.
Repair costs
The Dodge Challenger SRT Hellcat's annual repair cost is $650, which is lower than the national average. Easy-to-replace parts and reasonable labor costs can help keep insurance costs down.
Performance
The Dodge Challenger SRT Hellcat is a high-performance vehicle, with a 0-to-60 time of 3.6 seconds and horsepower between 717 and 797. Insurers may charge higher premiums due to the perceived risk associated with high performance.
Vehicle age
Newer Dodge Challenger SRT Hellcat models are generally more expensive to insure than older ones. However, collector and classic cars can be exceptions and may have high insurance costs.
Safety features
Safety features like stability control, airbags and antilock brakes can help lower insurance costs. The Dodge Challenger SRT Hellcat includes these features to reduce accident risks.
Vehicle size
Larger vehicles often have higher insurance costs due to potential property damage. With a curb weight of 4,481 lbs, the Dodge Challenger SRT Hellcat may cost more to insure than smaller models.
Trim level
Premium upgrades in higher trims, like the Dodge Challenger SRT Hellcat Super Stock and Wide Jailbreak, raise the MSRP and insurance costs.
Anti-theft features
Anti-theft features can lower insurance premiums. The Dodge Challenger SRT Hellcat includes standard anti-theft features that may help reduce costs.
Cheapest Dodge Challenger SRT Hellcat Insurance
GEICO offers the most affordable Dodge Challenger SRT Hellcat insurance at $506 annually for minimum coverage, based on a 40-year-old male driver with a clean record. Below is a breakdown of the cheapest car insurance rates across coverage levels, age groups, driving records, model years and more.
Cheapest Dodge Challenger SRT Hellcat Insurance by Coverage Level
The coverage you choose significantly impacts your Dodge Challenger SRT Hellcat insurance rate. GEICO offers the most affordable minimum coverage, while Nationwide provides the cheapest full coverage. Below is a breakdown of the low-cost providers for both coverage types.
Cheapest Dodge Challenger SRT Hellcat Minimum Coverage
GEICO offers the cheapest minimum coverage for Dodge Challenger SRT Hellcat owners at $42 monthly. State Farm, Travelers and Nationwide follow at $46, $49 and $53, respectively.
| USAA | $37 | $449 |
| GEICO | $42 | $506 |
| State Farm | $46 | $547 |
| Travelers | $49 | $587 |
| Nationwide | $53 | $638 |
| Farmers | $54 | $650 |
| Allstate | $57 | $685 |
| Progressive | $68 | $813 |
*GEICO offers the lowest average minimum coverage insurance rate for non-military-affiliated Dodge Challenger SRT Hellcat owners. USAA is the most affordable option for military-affiliated drivers.
Best Dodge Challenger SRT Hellcat Insurance Rates by Model Year
The above list doesn't consider your vehicle's production year, so lower rates might be available depending on its age. Filter the table below to find the most affordable minimum coverage rates for each Dodge Challenger SRT Hellcat production year.
Data filtered by:Results filtered by:
Select
Model Year:2015
| Allstate | $691 | $58 |
| Farmers | $650 | $54 |
| GEICO | $513 | $43 |
| Nationwide | $584 | $49 |
| Progressive | $802 | $67 |
| State Farm | $521 | $43 |
| Travelers | $603 | $50 |
| USAA | $548 | $46 |
*USAA is available only to military veterans, active service members and their families.
Cheapest Full Coverage Dodge Challenger SRT Hellcat Insurance
Nationwide offers the cheapest full coverage car insurance for a Dodge Challenger SRT Hellcat at $154 per month or $1,851 annually. Below is the full list of full coverage providers and rates for this model.
| USAA | $140 | $1,676 |
| Nationwide | $154 | $1,851 |
| Travelers | $160 | $1,924 |
| State Farm | $162 | $1,949 |
| GEICO | $190 | $2,274 |
| Farmers | $190 | $2,280 |
| Allstate | $225 | $2,705 |
| Progressive | $243 | $2,912 |
*On average, Nationwide is the cheapest insurer for non-military-affiliated Dodge Challenger SRT Hellcat owners seeking full coverage. For military-affiliated drivers, USAA is the most affordable option.
Cheapest Dodge Challenger SRT Hellcat Insurance by Age
Drivers aged 16 to 25 and 55+ often pay more for Dodge Challenger SRT Hellcat insurance than average. Below is the breakdown of the cheapest options by age.
Cheapest Dodge Challenger SRT Hellcat Insurance for Young Drivers
For Dodge Challenger SRT Hellcat drivers aged 16 to 25, GEICO offers the cheapest insurance at $100 monthly or $1,196 annually for minimum coverage. Below is the complete list of affordable car insurance rates for young drivers.
| USAA | $78 | $938 |
| GEICO | $100 | $1,196 |
| State Farm | $100 | $1,201 |
| Travelers | $101 | $1,210 |
| Allstate | $128 | $1,540 |
| Nationwide | $140 | $1,679 |
| Farmers | $143 | $1,718 |
| Progressive | $200 | $2,404 |
*GEICO is the cheapest insurer for young non-military-affiliated drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Dodge Challenger SRT Hellcat Insurance for Seniors
GEICO offers the cheapest car insurance for seniors aged 55 and up, starting at $50 monthly or $601 annually. See the full list of affordable Dodge Challenger SRT Hellcat insurers below.
| USAA | $50 | $597 |
| GEICO | $50 | $601 |
| State Farm | $50 | $602 |
| Travelers | $58 | $694 |
| Nationwide | $62 | $750 |
| Allstate | $69 | $828 |
| Farmers | $73 | $880 |
| Progressive | $84 | $1,007 |
*GEICO is the cheapest insurer for non-military-affiliated senior drivers. USAA is the most affordable option for military-affiliated drivers.
Cheapest Dodge Challenger SRT Hellcat Insurance After an Accident
For Dodge Challenger SRT Hellcat drivers, State Farm, GEICO and Travelers offer the cheapest car insurance after an accident. See the complete list below.
| USAA | $57 | $683 |
| State Farm | $57 | $683 |
| GEICO | $66 | $797 |
| Travelers | $70 | $839 |
| Allstate | $78 | $939 |
| Nationwide | $81 | $978 |
| Farmers | $105 | $1,266 |
| Progressive | $113 | $1,358 |
*State Farm provides the lowest rates for non-military-affiliated at-fault Dodge Challenger SRT Hellcat drivers. USAA is the most affordable option for military-affiliated drivers.
Dodge Challenger SRT Hellcat Insurance Cost: Bottom Line
Compare rates from different providers to find the cheapest car insurance. This article covers Dodge Challenger SRT Hellcat insurance, detailing costs across demographics and highlighting affordable providers.
Dodge Challenger SRT Hellcat Insurance Rates: FAQ
Below are answers to common questions about the Dodge Challenger SRT Hellcat insurance costs.
What company has the cheapest car insurance for a Dodge Challenger SRT Hellcat?
GEICO offers the cheapest car insurance for a Dodge Challenger SRT Hellcat, with an annual minimum coverage rate of $506.
What is the average cost of car insurance for a Dodge Challenger SRT Hellcat?
The average annual cost of minimum coverage auto insurance for a Dodge Challenger SRT Hellcat is $609. Full coverage averages $2,155.
Dodge Challenger SRT Hellcat Insurance Ratings: Our Review Methodology
MoneyGeek analyzed data and 2,390 quotes for a Dodge Challenger SRT Hellcat from Quadrant Information Services.
Drivers and Cars
MoneyGeek used a sample driver profile with the following characteristics to calculate the average rates for insuring a Dodge Challenger SRT Hellcat:
- 40-year-old male
- Clean driving record
- 12,000 miles driven annually
We also modified the sample driver profile to determine Dodge Challenger SRT Hellcat insurance rates for different age groups, driving records and model years. MoneyGeek collected data for the following model years:
- 2012
- 2013
- 2014
- 2015
- 2016
- 2017
- 2018
- 2019
- 2020
- 2021
- 2022
If data on specific model years wasn't available, our data scientists estimated rates based on how insurers typically price car models each year. The published rates are estimates and may not reflect the rate you'll receive for your Dodge Challenger SRT Hellcat.
Coverage Levels
Each state differs in minimum coverage requirements, so our rates are a combination of minimum coverage policies in the states where we gathered our data.
MoneyGeek’s analysis also includes average rates for a full coverage policy that includes comprehensive and collision coverage (with a $1,000 deductible) and the following increased liability coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.