Dodge Charger insurance costs average $141 monthly for minimum coverage and $272 for full coverage. Depending on your trim and model year, costs range from $63 to $739 monthly.
Dodge Charger Insurance Cost
Updated: January 16, 2026
Key Takeaways
Dodge Charger insurance costs an average of $272 monthly for full coverage. Rates vary by model year and insurer, with GEICO offering the lowest average rates. Read more.
The Charger ranks 50th out of 115 sports cars for insurance affordability, placing it midtier. Sports cars cost more to insure than most vehicle types, making the Charger expensive compared to the average car. Read more.
Check rates for your Charger's model year to get accurate insurance costs. Read more.
How Much Is Dodge Charger Insurance?
| Dodge Charger | $141 | $272 |
Looking for another Dodge model? Read more about the cost of Dodge car insurance models.
Model year affects Dodge Charger insurance costs. Newer models cost more to insure because of their higher fair market value. Monthly premiums range from $68 for older Chargers to $533 for the newest models.
Costs vary by model year and insurer. Dodge Charger minimum coverage insurance costs range from $83 monthly with GEICO to $207 with UAIC. Full coverage costs range from $179 monthly with GEICO to $505 with AIG.
Charger owners should shop between insurers since minimum coverage varies by over $120 and full coverage by over $300. Insurance companies use different risk calculations for the Charger that affect your final quote.
| AAA | $152 | $316 |
| AIG | $200 | $505 |
| Allstate | $162 | $316 |
| Amica | $169 | $346 |
| Chubb | $195 | $388 |
| Farmers | $200 | $354 |
| GEICO | $83 | $179 |
| Kemper | $137 | $274 |
| Nationwide | $184 | $318 |
| Progressive | $160 | $301 |
| State Farm | $130 | $270 |
| The Hartford | $137 | $233 |
| Travelers | $141 | $262 |
| UAIC | $207 | $260 |
Is Dodge Charger Expensive to Insure?
To determine whether a Charger is expensive to insure, compare it to similar vehicles. MoneyGeek compared Dodge Charger rates to 115 other sports cars in our database and found it ranks 50th for affordability (49 cars cost less to insure). The Charger costs a few dollars more monthly than a Porsche 718 and a few dollars less than a Lotus Elise.Â
That's mid-tier among sports cars, but sports cars cost more to insure than most vehicles. Of 827 cars in our database, the Dodge Charger ranks 696th.
The cheapest sports car to insure is a Mazda MX-5 Miata. The most expensive is a Rolls-Royce La Rose Noire.
| Bentley Continental | $202 | 47 |
| Ferrari F430 | $204 | 48 |
| Porsche 718 | $204 | 49 |
| Dodge Charger | $206 | 50 |
| Lotus Elise | $208 | 51 |
| Audi R8 | $211 | 52 |
| Aston Martin DBS | $215 | 53 |
What you'll pay for Dodge Charger insurance depends on:
- Average repair or replacement costs: Dodge Charger repair costs average $1,082 annually, making it Dodge's third most expensive model to maintain.
- Vehicle trim, features and accessories: The Charger's powerful performance capabilities (300 to 807 horsepower depending on trim) increase insurance premiums. Higher trims like Hellcat and Scat Pack cost substantially more to insure due to extreme horsepower.
- Driver profile: Most Dodge Charger drivers are middle-aged males (median age 46). Younger drivers pay higher rates, and the Charger's performance reputation attracts risk-taking behaviors that concern insurers.
Dodge Charger Costs by Model Year and Driver Age by Insurance Company
Insurance costs for your Dodge Charger vary by model year and driver age. Newer models cost more than older models. Full coverage for a 35- to 55-year-old driver with a 2025 Dodge Charger costs an average of $533 monthly compared to $178 for a 2017 Dodge Charger. Young drivers in their teens and early 20s pay much more.
Shopping between insurers saves money on your Charger insurance. GEICO is the cheapest insurer across all model years and saves drivers hundreds of dollars monthly compared to the average rate.
Recent model years:
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Dodge Charger
| Geico | $140 | $306 |
| National General | $240 | $491 |
| The Hartford | $244 | $416 |
| State Farm | $257 | $537 |
| Kemper | $258 | $513 |
| Travelers | $284 | $532 |
| AAA | $309 | $641 |
| Allstate | $313 | $617 |
| Progressive | $321 | $603 |
| Nationwide | $360 | $624 |
| Amica | $362 | $742 |
| UAIC | $375 | $475 |
| Farmers | $394 | $700 |
| AIG | $422 | $1,089 |
| Chubb | $443 | $885 |
2025 Dodge Charger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $1,706 | $1,253 | $1,049 | $763 | $658 | $532 | $490 | $408 | $386 | $351 |
| State Farm | $2,016 | $1,774 | $1,570 | $1,356 | $1,197 | $1,018 | $925 | $826 | $756 | $665 |
| Nationwide | $2,827 | $2,593 | $2,386 | $2,026 | $1,711 | $1,109 | $1,028 | $959 | $906 | $811 |
| Allstate | $2,832 | $2,234 | $1,818 | $1,352 | $1,214 | $951 | $866 | $821 | $777 | $685 |
| Travelers | $3,136 | $2,317 | $1,848 | $1,432 | $1,275 | $919 | $844 | $783 | $726 | $614 |
| Progressive | $4,421 | $3,574 | $2,964 | $1,645 | $1,433 | $1,155 | $1,029 | $918 | $845 | $726 |
| Farmers | $4,434 | $3,273 | $2,910 | $1,792 | $1,689 | $1,274 | $1,140 | $1,088 | $1,036 | $871 |
Cost of Car Insurance for 2024 Dodge Charger
| Geico | $131 | $287 |
| National General | $224 | $460 |
| The Hartford | $228 | $390 |
| State Farm | $241 | $503 |
| Kemper | $241 | $480 |
| Travelers | $266 | $498 |
| AAA | $289 | $600 |
| Allstate | $293 | $577 |
| Progressive | $300 | $564 |
| Nationwide | $337 | $584 |
| Amica | $338 | $695 |
| UAIC | $351 | $445 |
| Farmers | $369 | $655 |
| AIG | $395 | $1,019 |
| Chubb | $414 | $828 |
2024 Dodge Charger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $1,597 | $1,173 | $982 | $714 | $616 | $498 | $459 | $382 | $361 | $328 |
| State Farm | $1,887 | $1,661 | $1,469 | $1,269 | $1,120 | $953 | $866 | $773 | $707 | $623 |
| Nationwide | $2,646 | $2,427 | $2,233 | $1,896 | $1,601 | $1,038 | $962 | $898 | $848 | $759 |
| Allstate | $2,650 | $2,091 | $1,701 | $1,265 | $1,136 | $890 | $810 | $768 | $727 | $641 |
| Travelers | $2,934 | $2,169 | $1,729 | $1,341 | $1,193 | $860 | $790 | $733 | $680 | $575 |
| Progressive | $4,138 | $3,345 | $2,774 | $1,540 | $1,341 | $1,081 | $963 | $859 | $791 | $679 |
| Farmers | $4,150 | $3,063 | $2,724 | $1,677 | $1,580 | $1,192 | $1,067 | $1,019 | $970 | $815 |
Cost of Car Insurance for 2023 Dodge Charger
| Geico | $130 | $283 |
| National General | $222 | $454 |
| The Hartford | $226 | $385 |
| State Farm | $238 | $497 |
| Kemper | $238 | $475 |
| Travelers | $263 | $492 |
| AAA | $286 | $594 |
| Allstate | $289 | $571 |
| Progressive | $297 | $558 |
| Nationwide | $333 | $577 |
| Amica | $335 | $687 |
| UAIC | $347 | $440 |
| Farmers | $364 | $648 |
| AIG | $391 | $1,007 |
| Chubb | $410 | $818 |
2023 Dodge Charger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $1,579 | $1,159 | $971 | $706 | $609 | $492 | $454 | $377 | $357 | $324 |
| State Farm | $1,866 | $1,642 | $1,453 | $1,254 | $1,108 | $942 | $856 | $765 | $699 | $616 |
| Nationwide | $2,616 | $2,399 | $2,208 | $1,875 | $1,583 | $1,026 | $951 | $887 | $839 | $751 |
| Allstate | $2,620 | $2,067 | $1,682 | $1,251 | $1,123 | $880 | $801 | $759 | $719 | $633 |
| Travelers | $2,901 | $2,144 | $1,710 | $1,325 | $1,179 | $851 | $781 | $724 | $672 | $568 |
| Progressive | $4,091 | $3,307 | $2,743 | $1,522 | $1,326 | $1,069 | $952 | $850 | $782 | $671 |
| Farmers | $4,103 | $3,028 | $2,693 | $1,658 | $1,562 | $1,179 | $1,055 | $1,007 | $959 | $806 |
Cost of Car Insurance for 2022 Dodge Charger
| Geico | $109 | $239 |
| National General | $187 | $383 |
| The Hartford | $190 | $325 |
| State Farm | $201 | $419 |
| Kemper | $201 | $400 |
| Travelers | $221 | $415 |
| AAA | $241 | $500 |
| Allstate | $244 | $481 |
| Progressive | $250 | $470 |
| Nationwide | $281 | $486 |
| Amica | $282 | $579 |
| UAIC | $292 | $371 |
| Farmers | $307 | $546 |
| AIG | $330 | $849 |
| Chubb | $345 | $690 |
2022 Dodge Charger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $1,331 | $977 | $818 | $595 | $513 | $415 | $383 | $318 | $301 | $273 |
| State Farm | $1,573 | $1,384 | $1,225 | $1,058 | $934 | $794 | $722 | $645 | $589 | $519 |
| Nationwide | $2,205 | $2,023 | $1,861 | $1,580 | $1,334 | $865 | $802 | $748 | $707 | $633 |
| Allstate | $2,209 | $1,743 | $1,418 | $1,055 | $947 | $742 | $675 | $640 | $606 | $534 |
| Travelers | $2,446 | $1,808 | $1,442 | $1,117 | $994 | $717 | $658 | $611 | $566 | $479 |
| Progressive | $3,449 | $2,788 | $2,312 | $1,283 | $1,118 | $901 | $803 | $716 | $660 | $566 |
| Farmers | $3,459 | $2,553 | $2,270 | $1,398 | $1,317 | $994 | $889 | $849 | $808 | $680 |
Cost of Car Insurance for 2021 Dodge Charger
| Geico | $90 | $196 |
| National General | $154 | $315 |
| The Hartford | $157 | $267 |
| State Farm | $165 | $345 |
| Kemper | $165 | $329 |
| Travelers | $182 | $341 |
| AAA | $198 | $411 |
| Allstate | $201 | $396 |
| Progressive | $206 | $387 |
| Nationwide | $231 | $400 |
| Amica | $232 | $476 |
| UAIC | $240 | $305 |
| Farmers | $253 | $449 |
| AIG | $271 | $698 |
| Chubb | $284 | $567 |
2021 Dodge Charger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $1,094 | $804 | $673 | $489 | $422 | $341 | $315 | $262 | $248 | $225 |
| State Farm | $1,294 | $1,138 | $1,007 | $870 | $768 | $653 | $594 | $530 | $485 | $427 |
| Nationwide | $1,813 | $1,664 | $1,531 | $1,300 | $1,097 | $711 | $660 | $615 | $581 | $520 |
| Allstate | $1,817 | $1,433 | $1,166 | $867 | $779 | $610 | $555 | $527 | $499 | $439 |
| Travelers | $2,012 | $1,487 | $1,186 | $919 | $818 | $590 | $541 | $502 | $466 | $394 |
| Progressive | $2,836 | $2,293 | $1,902 | $1,055 | $920 | $741 | $660 | $589 | $542 | $465 |
| Farmers | $2,845 | $2,100 | $1,867 | $1,149 | $1,083 | $817 | $731 | $698 | $665 | $559 |
Cost of Car Insurance for 2020 Dodge Charger
| Geico | $73 | $160 |
| National General | $125 | $256 |
| The Hartford | $127 | $217 |
| State Farm | $134 | $280 |
| Kemper | $134 | $268 |
| Travelers | $148 | $277 |
| AAA | $161 | $335 |
| Allstate | $163 | $322 |
| Progressive | $167 | $315 |
| Nationwide | $188 | $325 |
| Amica | $189 | $387 |
| UAIC | $195 | $248 |
| Farmers | $205 | $365 |
| AIG | $220 | $568 |
| Chubb | $231 | $461 |
2020 Dodge Charger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $890 | $654 | $547 | $398 | $343 | $278 | $256 | $213 | $201 | $183 |
| State Farm | $1,052 | $926 | $819 | $707 | $625 | $531 | $483 | $431 | $394 | $347 |
| Nationwide | $1,475 | $1,353 | $1,245 | $1,057 | $892 | $578 | $536 | $500 | $473 | $423 |
| Allstate | $1,477 | $1,165 | $948 | $705 | $633 | $496 | $452 | $428 | $405 | $357 |
| Travelers | $1,636 | $1,209 | $964 | $747 | $665 | $480 | $440 | $408 | $379 | $320 |
| Progressive | $2,306 | $1,864 | $1,546 | $858 | $748 | $602 | $537 | $479 | $441 | $378 |
| Farmers | $2,313 | $1,707 | $1,518 | $935 | $881 | $665 | $595 | $568 | $541 | $454 |
Cost of Car Insurance for 2019 Dodge Charger
| Geico | $60 | $132 |
| National General | $103 | $212 |
| The Hartford | $105 | $179 |
| State Farm | $111 | $232 |
| Kemper | $111 | $221 |
| Travelers | $122 | $229 |
| AAA | $133 | $277 |
| Allstate | $135 | $266 |
| Progressive | $138 | $260 |
| Nationwide | $155 | $269 |
| Amica | $156 | $320 |
| UAIC | $162 | $205 |
| Farmers | $170 | $302 |
| AIG | $182 | $469 |
| Chubb | $191 | $381 |
2019 Dodge Charger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $736 | $540 | $452 | $329 | $284 | $229 | $211 | $176 | $166 | $151 |
| State Farm | $869 | $765 | $677 | $585 | $516 | $439 | $399 | $356 | $326 | $287 |
| Nationwide | $1,219 | $1,118 | $1,029 | $874 | $738 | $478 | $443 | $414 | $391 | $350 |
| Allstate | $1,221 | $963 | $784 | $583 | $524 | $410 | $373 | $354 | $335 | $295 |
| Travelers | $1,352 | $999 | $797 | $618 | $550 | $396 | $364 | $338 | $313 | $265 |
| Progressive | $1,906 | $1,541 | $1,278 | $709 | $618 | $498 | $444 | $396 | $365 | $313 |
| Farmers | $1,912 | $1,411 | $1,255 | $773 | $728 | $549 | $492 | $469 | $447 | $376 |
Cost of Car Insurance for 2018 Dodge Charger
| Geico | $61 | $133 |
| National General | $75 | $154 |
| Travelers | $85 | $157 |
| State Farm | $88 | $182 |
| Progressive | $95 | $179 |
| Kemper | $101 | $206 |
| Nationwide | $101 | $175 |
| The Hartford | $104 | $177 |
| AAA | $110 | $228 |
| Amica | $116 | $239 |
| Allstate | $122 | $235 |
| Chubb | $131 | $260 |
| AIG | $136 | $342 |
| UAIC | $139 | $174 |
| Farmers | $149 | $265 |
2018 Dodge Charger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $686 | $604 | $534 | $461 | $407 | $346 | $315 | $281 | $257 | $226 |
| Geico | $748 | $547 | $459 | $333 | $287 | $232 | $214 | $177 | $168 | $152 |
| Nationwide | $795 | $727 | $670 | $568 | $480 | $311 | $289 | $269 | $254 | $228 |
| Travelers | $952 | $687 | $543 | $419 | $370 | $269 | $246 | $227 | $210 | $181 |
| Allstate | $1,130 | $885 | $712 | $524 | $469 | $366 | $332 | $314 | $295 | $261 |
| Progressive | $1,302 | $1,052 | $873 | $486 | $424 | $342 | $304 | $272 | $250 | $215 |
| Farmers | $1,667 | $1,232 | $1,095 | $675 | $636 | $482 | $431 | $411 | $391 | $329 |
Cost of Car Insurance for 2017 Dodge Charger
| Geico | $58 | $126 |
| National General | $72 | $148 |
| Travelers | $82 | $152 |
| State Farm | $85 | $177 |
| Progressive | $91 | $171 |
| Nationwide | $98 | $170 |
| Kemper | $99 | $201 |
| The Hartford | $102 | $173 |
| AAA | $104 | $216 |
| Amica | $112 | $229 |
| Allstate | $116 | $225 |
| Chubb | $128 | $255 |
| AIG | $132 | $333 |
| UAIC | $136 | $170 |
| Farmers | $140 | $248 |
2017 Dodge Charger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $668 | $587 | $520 | $449 | $396 | $337 | $306 | $273 | $250 | $220 |
| Geico | $707 | $517 | $434 | $315 | $271 | $219 | $202 | $167 | $158 | $144 |
| Nationwide | $771 | $706 | $650 | $552 | $466 | $302 | $280 | $261 | $247 | $221 |
| Travelers | $917 | $663 | $524 | $404 | $357 | $260 | $238 | $220 | $203 | $175 |
| Allstate | $1,078 | $844 | $679 | $500 | $448 | $350 | $317 | $299 | $282 | $250 |
| Progressive | $1,248 | $1,008 | $836 | $465 | $406 | $327 | $292 | $260 | $240 | $206 |
| Farmers | $1,557 | $1,148 | $1,022 | $632 | $596 | $452 | $404 | $386 | $367 | $309 |
Cost of Car Insurance for 2016 Dodge Charger
| Geico | $118 | $256 |
| National General | $121 | $247 |
| State Farm | $170 | $353 |
| Kemper | $178 | $356 |
| Travelers | $180 | $331 |
| The Hartford | $184 | $313 |
| Amica | $187 | $383 |
| AAA | $188 | $389 |
| Allstate | $202 | $389 |
| Chubb | $210 | $412 |
| Progressive | $212 | $398 |
| AIG | $230 | $565 |
| Farmers | $247 | $437 |
| Nationwide | $260 | $448 |
| UAIC | $273 | $339 |
2016 Dodge Charger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,325 | $1,166 | $1,032 | $891 | $787 | $669 | $608 | $543 | $496 | $437 |
| Geico | $1,442 | $1,051 | $883 | $640 | $552 | $446 | $411 | $341 | $322 | $293 |
| Allstate | $1,874 | $1,472 | $1,180 | $865 | $775 | $606 | $550 | $519 | $488 | $432 |
| Travelers | $1,930 | $1,394 | $1,099 | $851 | $748 | $562 | $513 | $473 | $436 | $381 |
| Nationwide | $2,034 | $1,872 | $1,722 | $1,461 | $1,233 | $799 | $740 | $690 | $652 | $583 |
| Farmers | $2,737 | $2,027 | $1,804 | $1,113 | $1,049 | $795 | $711 | $679 | $646 | $543 |
| Progressive | $2,923 | $2,354 | $1,952 | $1,085 | $945 | $763 | $679 | $606 | $557 | $478 |
Dodge Charger Insurance Cost by Trim
Your Dodge Charger's trim level affects insurance costs based on performance features, rarity and market value. Monthly premiums range from $76 for minimum coverage of basic models like a Sedan 4D to $687 for full coverage with high-performance variants like the Hellcat Jailbreak Widebody.
| Sedan 4d | $76 | $147 |
| Se Sedan 4d | $81 | $156 |
| Sxt Plus Sedan 4d | $84 | $162 |
| Sxt Sedan 4d | $91 | $175 |
| Daytona 392 Sedan 4d | $92 | $178 |
| R/T Plus Sedan 4d | $94 | $182 |
| Rallye Sedan 4d | $98 | $188 |
| Sxt 100th Anniversary Edition Sedan 4d | $98 | $190 |
| R/T Max Sedan 4d | $99 | $190 |
| R/T 100th Anniversary Edition Sedan 4d | $100 | $192 |
| Gt Sedan 4d | $104 | $201 |
| R/T Sedan 4d | $105 | $203 |
| R/T Road/Track Sedan 4d | $106 | $204 |
| Daytona Sedan 4d | $111 | $216 |
| Gt Plus Sedan 4d | $117 | $227 |
| Srt8 Superbee Sedan 4d | $137 | $264 |
| R/T Scat Pack Sedan 4d | $147 | $285 |
| Srt 392 Sedan 4d | $154 | $297 |
| Srt8 Sedan 4d | $158 | $304 |
| Srt8 Super Bee Sedan 4d | $161 | $311 |
| R/T Road & Track Sedan 4d | $168 | $323 |
| Scat Pack Sedan 4d | $175 | $340 |
| Srt Hellcat Sedan 4d | $194 | $377 |
| Scat Pack Widebody Sedan 4d | $203 | $394 |
| Daytona R/T | $249 | $485 |
| Daytona Scat Pack | $282 | $548 |
| Srt Hellcat Widebody Sedan 4d | $290 | $565 |
| Srt Hellcat Redeye Widebody Sedan 4d | $322 | $627 |
| Srt Hellcat Redeye Jailbreak Widebody Sedan 4d | $344 | $670 |
| Srt Hellcat Jailbreak Widebody Sedan 4d | $353 | $687 |
Dodge Charger Insurance Cost by State
Car insurance for a Dodge Charger ranges from $51 monthly in Wyoming to $280 monthly in Louisiana for minimum coverage. These location-based differences reflect the risk characteristics of where you live and how your state regulates insurance, not the model itself.
| Alabama | $127 | $238 |
| Alaska | $96 | $205 |
| Arizona | $186 | $344 |
| Arkansas | $118 | $263 |
| California | $133 | $271 |
| Colorado | $132 | $317 |
| Connecticut | $193 | $330 |
| Delaware | $194 | $323 |
| Florida | $184 | $430 |
| Georgia | $201 | $332 |
| Hawaii | $71 | $161 |
| Idaho | $79 | $160 |
| Illinois | $131 | $243 |
| Indiana | $89 | $175 |
| Iowa | $80 | $192 |
| Kansas | $101 | $236 |
| Kentucky | $169 | $288 |
| Louisiana | $280 | $607 |
| Maine | $72 | $149 |
| Maryland | $219 | $370 |
| Massachusetts | $139 | $294 |
| Michigan | $212 | $410 |
| Minnesota | $112 | $234 |
| Mississippi | $129 | $252 |
| Missouri | $161 | $320 |
| Montana | $104 | $243 |
| Nebraska | $99 | $225 |
| Nevada | $246 | $445 |
| New Hampshire | $98 | $172 |
| New Jersey | $222 | $365 |
| New Mexico | $114 | $255 |
| New York | $168 | $300 |
| North Carolina | $116 | $227 |
| North Dakota | $82 | $179 |
| Ohio | $110 | $214 |
| Oklahoma | $131 | $293 |
| Oregon | $167 | $290 |
| Pennsylvania | $121 | $286 |
| Rhode Island | $168 | $299 |
| South Carolina | $143 | $267 |
| South Dakota | $79 | $239 |
| Tennessee | $113 | $225 |
| Texas | $173 | $352 |
| Utah | $145 | $245 |
| Vermont | $64 | $153 |
| Virginia | $127 | $206 |
| Washington | $128 | $238 |
| West Virginia | $118 | $239 |
| Wisconsin | $95 | $209 |
| Wyoming | $51 | $165 |
How to Lower the Cost of Dodge Charger Insurance
Lower your Dodge Charger insurance costs with these strategies:
- 1Choose the right coverage
Determine how much coverage to buy for your Charger. Own your Dodge outright? You can purchase your state's minimum liability requirements and add comprehensive and collision coverage with a $1,000 deductible to reduce costs. For higher coverage limits, consider 100/300/100 liability limits with comprehensive and collision at a $500 deductible. Financing or leasing your Charger means your lender requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, and gap insurance.
- 2Research costs and cheap companies
Check average auto insurance costs for performance sedans to know what you should pay. Use this baseline when shopping for affordable insurers.
- 3Look for more than just low rates
Choose dependable car insurance by evaluating insurers beyond their quotes. Review J.D. Power satisfaction ratings, read forum feedback on claims processing, examine Better Business Bureau complaints and verify AM Best financial stability. Budget insurers often have limited coverage or slow service.
- 4Explore discounts you qualify for
Look for car insurance discounts. Dodge Charger owners qualify for safety features, multi-vehicle, bundling, anti-theft and good driver discounts.
- 5Consider alternative car insurance types
Consider usage-based insurance or GEICO DriveEasy programs that monitor safe driving and reduce premiums.
- 6Check rates every year
Request car insurance quotes from at least three companies annually. Your insurer won't tell you when competitors drop their prices, so regular comparisons save up to 24% on your Dodge Charger insurance.
Dodge Charger Insurance Cost: Bottom Line
Insuring a Dodge Charger costs more than average, but you can still find affordable rates. Shop multiple companies, look into discounts and consider different coverage options to get the best insurance rate for your car.
Dodge Charger Insurance Rates: FAQ
What is the average cost of car insurance for a Dodge Charger?
The Dodge Charger's average annual insurance cost is $1,686 for minimum coverage and $3,266 for full coverage.
What company has the cheapest car insurance for a Dodge Charger?
GEICO offers the cheapest minimum coverage auto insurance for a Dodge Charger at $996 annually. It's also the most cost-effective option for full coverage at $2,148.
Are Dodge Chargers expensive to insure?
Yes, Dodge Charger insurance costs more than most cars. Out of 827 vehicles we track, the Charger ranks 696th for affordability. Among sports cars, this model sits at 50th out of 115.
What factors affect insurance costs for Dodge Chargers?
Multiple factors drive up your Dodge Charger rates. Repairs cost more because of specialized parts. Your driving record, credit score and coverage choices affect your premium. Dodge Chargers have high theft rates, which raises premiums.
How can I lower Dodge Charger insurance costs?
Shop around with multiple insurers since rates vary for Dodge Chargers. Consider usage-based insurance programs that track your driving habits. Use available discounts, bundle with other policies and maintain a clean driving record to qualify for the lowest premiums.
How We Determined Dodge Charger Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Dodge Charger insurance costs.
Who We Based These Rates On
These Dodge Charger prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.